My name is Tim Marose and I have been helping customers achieve their financial dreams for the last 10 years. I am the Branch Manager of Primary Residential Lending in Gaithersburg, MD. In the past decade, I have been comitted to educating my clients about mortgage programs and options. I have worked with customers in all types of credit situations, and truly love what I do!
I feel that each and every transaction is unique, and I spend the time to connect with my customers. With stricter lending requirements, a decrease in home values, and the elimination of many programs, now more than ever it is more important to find the positive characteristics of each individual borrower. This is key for product placement.
As a direct lender and correspondent lender, I have access to hundreds of different programs and products, and underwrite my loans locally. I have developed many relationships by asking for "tough loans" from my realtors and referrals. This has allowed me to provide loan products for clients that have been turned down by other financial institutions. I use this opportunity to help educate my clients about the options available. Often times, I work with clients to improve their credit to allow for a purchase or refinance in the very near future. Many credit issues are easily repaired and often overlooked. I truly exhaust every option in order to find a loan.
I am a proud member of Maryland Association of Mortgage Brokers and am dedicated to providing solid financial advice to each customer. I manage of team of 8 highly successful loan officers and look forward to working with you.
As a direct lender with PRMI and a correspondent lender with Wells Fargo, Bank of America, Sun Trust, Franklin American just to name a few), I have access to every program imaginable. I work with conventional fixed, arms, interest only, FHA, VA, reverse, jumbo, 40 year, and no-point and fee purchases and refinances. I have spent the last several years helping FHA buyers and homeowners. With an opportunity to buy a home with as little as 3.5% down, this program has helped many first time home buyers realize their home ownership dream.
I also specialize in debt consolidation and credit improvement. By understanding how the credit bureuas score potential borrowers, I help many improve their credit scores in order to qualify for better rates and programs. I have the ability to do this in as little as three days which help all parties involved from the buyer to the realtor.
Testimonials
“If you are in need of a mortgage loan for refinancing or purchase - look no further than Tim Marose of Nationwide Mortgage Services. Having been a licensed real estate agent in the past, I know what to expect in loan servicing. Tim met and well exceeded all expectations. He is the personification of the best in customer service. He works hard to help you achieve your goals in seeking a loan. Phone calls were always returned quickly and all questions/problems were dealt with swiftly to facilitate a successful closure on the loan. Tim is a man who really cares about you and your particular situation. He helped me secure a solid loan at a good interest rate when others said it was impossible. He also secured a loan for my daughter and rendered the same exceptional service. I would say good luck in your loan process, but with Tim luck is not necessary. His skill will carry you through to a successful loan. ”
Mary S.
“I was going through a difficult time. The last thing I wanted to do was deal with the hassle of financing my house. Tim virtually did EVERYTHING! I couldn't believe how fast and easy the process was thanks to Tim. I know Tim looked out for my best interests and helped me through every step. Believe me, I was a rookie to the whole process. I would recommend Tim to anyone! I will never forget how helpful he was. Tim is the one person who I will go to if I buy or refinance in the future. Tim's phone # is one that is staying in my cell contact listing. I know he will be there if I need his help or experience.”
Becky W.
“I wanted to thank you once again for everything you did for me and family. You made us all extremely happy. Your friendly personal service was a welcome relief. You worked so hard to make this loan happen, and ALWAYS kept in touch with me. Everything went so well and I have already told numerous friends about you. I have your business card magnet hanging on the refrigerator and I never miss a chance to tell people about you. I will be looking to build another house in the next two years and I promise you will be the first person I call once we get the land. Thank you again for all you did! Keep up the great work.”
Deborah Huntingdon
“Dear Tim, I wanted to thank you for a great experience during our refinance process. This was the smoothest transaction we have gone thru in a long time. You gave us accurate information and we were very pleased that everything went so smoothly. I will refer you to all my friends and I hope that brings you success and future business.”
Thanks again, Carol K
“I just wanted to thank you for all of your help on our recent refinance. We have dealt with many mortgage “professionals” over the years, and you were head and shoulders above the rest. The entire process was painless, and the fact that our payment was lower than you quoted originally was a pleasant surprise. As you know we already have sent two friends to you so you can help them, and we promise many more are to come. Thank you again for all of your help.”
Cindy and Dan W.
“Thank You! Thank You! Thank You! You have no idea how frustrated I was trying to purchase my new house. Everybody I talked to promised me the world and never called me back. I knew my situation was not easy to deal with, and how you got everything done so quickly is still a mystery to me. My real estate agent told me up front that there are often delays in FHA loans and that we should have some flexibility when moving in. Little did she know who I was working with!!! Thanks again for helping me out and keeping your word. I closed on a Friday and was painting the next morning. The house looks great and I have you to thank for it all. Please keep in touch and keep up the good work.”
Patrick M.
“I would recommend Tim Marose at Nationwide Mortgage Services unconditionally. He came highly recommended to me. After working with Tim and company, my faith has been restored in the entire home-buying process. I explained to Tim what I was seeking, the necessity of a short turnaround, and what price range I needed. I felt like he actually listened, took the time to find me the perfect realtor, and made a commitment to make my dream a reality. Due to Tim’s dedication, I was able to find the perfect home and qualify for a loan in less than two weeks. I don’t think that could have happened with anyone else. Tim was very proactive and responsive to my needs. He kept my stress level at a minimum. Tim provided great customer service, with a great “can-do” attitude. Because of Tim’s commitment to help me, I have my family together again and am moving into my dream home very shortly. Words do not fully convey the gratitude I feel. Suffice to say, Tim – you ROCK!!”
Angie
“With our last experience, refinancing with Tim Marose, we were able to improve our credit and cash flow, comfortably. We did this in full confidence with Tim and we were not disappointed in the least. Tim made us part of the decision making process and helped us establish sound credit habits, as well as improving our credit significantly. I would recommend Tim Marose to my Mother and have recommended Tim to my to my children and many, many friends.”
Patrick and Joan H.
“If you're looking for a mortgage broker, you can't find a better one than Tim Marose. I recently purchased my first house and when I began the process, there was a lot that I didn't know. Tim was very patient with me when I didn't understand something and was always willing to answer any questions I had, which some other brokers I had talked to had not been. In addition to being a first time buyer, the home I purchased was a for sale by owner and I encountered many unexpected problems throughout the process. Tim went above and beyond my expectations to help me out. He put me into contact with someone who could answer my legal questions, helped me find someone to draw up a contract on the property, and even helped me to find a home inspector. And to top it all off, Tim was able to get me a FAR better deal on my mortgage than anyone else I had talked to. I highly recommend Tim Marose for all of your mortgage needs!”
Theresa Smedley
