- Name
- Tom Smith
- Company
- Falcon Financial
- E-mail
- Contact Tom Smith (Falcon Financial)
- Website
- http://www.falconfinancial.net
- Cell Phone
- (530) 277-5020
- Address
- Grass Valley, CA, 95949
- Description
- Residential & Commercial financing. Conventional/FHA/VA/USDA/CalVet, Land/Farm, Construction, Reverse Mortgages, 1st-Time Homebuyer and other special programs...the list goes on!
My Company
I'm a Loan Consultant with over 21 years experience in the real estate industry, and 13 years experience in the mortgage lending business. I provide excellent support to my clients and realtors, and have experience with several programs including:
* Residential & Commercial financing
* Conventional loans
* Jumbo conforming & non-conforming loans
* Land & Farm
* FHA/VA loans
* Cal Vet loans
* Reverse mortgages
* Construction financing
* 203K (rehab) loans
* USDA
* 1st time homebuyers
* Special programs for Teachers, Police, Firefighters and EMTs
If you or someone you know could use my help, please feel free to call me at 530-277-5020.
About Me
Some companies are all about closing as many loans as possible without regard to the needs of the client. I became a loan officer to educate my clients on their options and help them find the BEST solution for their financial needs.
It's always a good feeling to help people find a loan that will enable them to reach their housing goals, whether that means buying a home, lowering their current rate or payment, using their equity to finance other goals. One of my favorite scenarios is helping someone buy their first home - sharing in their excitement while doing my part to make the transaction as stress-free for them as possible.
Most of my business is from referrals and repeat clients. I feel like this is a testament to the caring and helpful manner in which I assist my clients. My goal is to continue to provide the personal & professional service that my clients expect and deserve, and keep striving to find ways to improve upon that service.
* CA DRE license #01212591
* BA in Social Sciences & Psychology
* American Pacific Mortgage Top Producer
* Nevada County Board of Realtors Affiliate of the Year
Memberships:
CAMB, NAMB
Nevada County Association of Realtors
Nevada County Chamber of Commerce
Masons
Gold Country Estate Planning Council
Grass Valley Downtown Assoc. Design Review Committee
I enjoy community service activities such as helping the Grass Valley Downtown Assoc. with cleanup of the downtown area, painting of Habitat for Humanity homes, assisting S.Y.R.C.L. with river cleanup, helping out with various booths at the Fairgrounds and downtown events. I also enjoy horseback riding, classic autos and rafting - I co-host an annual rafting trip for the local real estate professionals - call me for details!
Testimonials!
"Tom and his staff at Falcon Financial are very knowledgeable and helpful in navigating a home buyer through the loan process. Tom's expertise of home loans and industry trends has assisted many people that we know through the process, because the client's best interest is always kept in mind. The Falcon Financial team is always very friendly and helpful in assisting with all of the client's needs."
Michelle & Barry Phillips, Select Floor Care Wed Jul 8
"As first time home buyers we were new to the loan process. Tom guided us through or loan options with our best interest in mind. We were impressed with his wealth of knowledge and dedication to excellence. Both he and the rest of the team at Falcon Financial have continued to be a wonderful asset to us. When we have a question or problem we trust Tom and Falcon Financial to make sure our needs are met."
Zeno and Erin Acton, Acton Arboriculture Tue Apr 14
"We have worked with Falcon Financial and Tom Smith on several loans. He is our go-to person to find out what is really happening with loans in our market. Tom's expertise and experience in funding loans on typical Nevada County properties is why we keep coming back. We highly recommend Falcon Financial."
Gavin Healy, Balance Point Home Performance Mon Mar 23
"I have known Tom for about 12 years. I first met him when he came to work at Statewide Mortgage where I also worked at the time. I later began working at Falcon Financial where I still work with him today. Over the years, Tom has become the best friend I've ever had. He's like family to me and I trust him more than anyone else. He's the most loyal, compassionate, honest-to-a-fault person I've ever known. He's very knowledgeable in so many areas, and I swear that guy can build or fix anything!! For years I've watched him bend over backwards for his friends, family and clients, freely giving his time and knowledge to everyone. He's the most generous person I've ever met and goes far above and beyond the call of duty to help everyone, yet most people will never know the behind-the-scenes struggles he goes through for them. Helping people is what drives him and makes him happy. Tom's wisdom, caring and friendship have helped me through very tough times and transitions over the years. I have so much in my life to be thankful for, and he has had more to do with that than anyone else in my life."
Shannon Gassaway Mon Oct 27, 2008
