Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 1
There are just a few things that you shouldn't do when you're buying a home and this infographic pretty much sums up what we think about those things.  So sit back, scroll down and enjoy the 10 Commandments of Home Loans - we say home loans because well, that's the hard part of buying a home!Orig...
By Pamela Seley, REALTOR®, CA BRE #01824145 Real Estate - Call 951.491.4063
(West Coast Realty Division)
Comments 105
These days it seems a day doesn't go by I hear someone has been defrauded. Patricia Feager, MBA, GRI, Cert Negotiations Expert, Military Relo Prof wrote an article about scammers targeting seniors, one of the most targeted group of Americans -- but anyone at any age can be scammed. I was involved...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 84
 FHA, VA, and Conventional Loans ...The Waiting Periods       There is a phenomenon at play in the American Home Buying marketplace currently.  Former homeowners that suffered financial catastrophe during the housing crisis (often referred to as "Boomerang Buyers") are asking ...            "How ...
By Kate Fomina, Your most creative Realtor in Alameda and SF
(Princeton Real Estate)
Comments 1
Celebrate Freedom - From Debt: 10 Steps to Financial FreedomWith Independence Day as its iconic holiday, July is inextricably linked with the concept of freedom. While the month represents national liberty and a respite from the busy schedules of the school year, it provides an ideal opportunity ...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 10
     If YOU are a Renter, but Don't Want to Be ...       Day after day, messages via social media and news media constantly show-up regarding the Rent VS Buy debate ...     An article I ran across in Forbes today is a prime example.  It offered some rather startling facts regarding the current co...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 6
 "How long after myBankruptcy, Short Sale, or Foreclosure must I wait to buy another home?"    FHA, VA, and Conventional Loans ... The Waiting Periods          There is a phenomenon at play in the American Home Buying marketplace currently.  Former homeowners that suffered financial catastrophe d...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 0
I had a borrower last week that wanted to sell his boat to raise money for a down payment on a house.This is ok, but you have to do it properly in order to use these funds as a down payment.Here’s how…You must create a bill of sale reflecting the date of sale, asset to be sold, and the sales pric...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
We offer manufactured home loans NATIONWIDE!  Our minimum loan amount is 100K! Call us at 800 315 8803, 7 days a week or visit www.bartprequalifies.com to start an application! We offer the following types of manufactured home loans: FHA Purchase down to a 530 middle credit score FHA Refinance - ...
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 0
Fixed Mortgage Rates Avg. 4.08% (30-Yr), 3.24% (15-Yr) for Week Ending 7/02/2015. Just follow the link to view the latest Weekly Mortgage Rate Averages.Every week I report the latest mortgage rate averages as determined by Freddie Mac. I post the latest national averages, as well as the local ave...
By Aurora Pucciarello, Real Estate "Lifestyle" Consultant
(Neighborhood Home Link)
Comments 0
How to Buy a Home with Low and No Down-Payment OptionsDreaming of a new home but think you can’t afford it?  Think again!  Check out this video and discover how to buy a home with low and no down payment options.Low and No Down-Payment Loan ProgramsThe Neighborhood Home Link Real Estate Team has ...
By Jane & Jeff Daley, PhD, Scottsdale Real Estate Arizona
(Luxury Valley Homes For Buyers & Sellers Phoenix AZ Area)
Comments 3
Average US rate on 30-year mortgage edges up to 4.02%. Mortgage giant Freddie Mac said Thursday the average rate on a 30-year fixed-rate mortgage edged up to 4.02 percent this week from 4 percent a week earlier. The rate on 15-year fixed-rate mortgages slipped to 3.21 percent from 3.23 percent.Mo...
New funding available July 1, 2015 for down payment assistance Today marks a new year for the downpayment assistance program that offers upto $14,999 to local home buyers on a need basis for the following cities:Goodyear, Buckeye, Tolleson, Queen Creek, Laveen, El Mirage, Guadalupe and uniconrpor...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
There's a lot of reading on Active Rain, so instead of using a lot of words, we're going to let you look at this amazing Loan Difference Infographics. Which will show you the differences between the 4 major home loans out there which can help you purchase a home.  So without further hesitating......
By Paul Antonelli, Broker Owner ; Antonelli Realty
(ANTONELLI Realty)
Comments 0
If you enjoyed reading the post please give it a LIKE, every little bit helps. Thank You.Mortgage apps fell almost 5% from last week. The Market Composite Index, a measure of mortgage loan application volume, decreased 4.7% on a seasonally adjusted basis from one week earlier. On an unadjusted ba...
By Pamela Seley, REALTOR®, CA BRE #01824145 Real Estate - Call 951.491.4063
(West Coast Realty Division)
Comments 24
When I listed and negotiated short sales starting in 2009 and ending 2012, the short sale "flopping" scheme was made known to me through my short sale training.Licensed real estate agents in California are allowed to negotiate short sales for homeowners, but there were rules to follow. I won't go...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
80% LTV STATED loans are now available owner occupied, second homes and investment properties Nationwide. Call 800 315 8803 or visit www.bartprequalifies.com today to start and application!Our MINIMUM loan amount for a STATED LOAN is $200,000 or 200K. We offer STATED LOANS AKA light doc, bank sta...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 1
In an ever tumultuous market we seem to not be able to sustain any direction for longer than a day, as of late. Friday saw large losses nearing 70bps post and Monday brought us recovery to retrace all the losses from previous day. Tuesday showed signs of life and smaller gains but ended that day ...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 9
For all FNMA (Fannie Mae) & FHLMC (Freddie Mac) aka Conventional loans buyers be wary of significant price surcharges that come effective Next Monday 07/06/15When we get asked "I have good credit why am I not going conventional"?The answer to this can vary with each borrower but mainly the key in...
By Michael Dagner, Your Denver Homes Realty Expert
(Brokers Guild Classic)
Comments 2
I often get asked the question about why credit scores are different from one credit bureau to another. Here's the answer.  This content is courtesy of AR associate, George Souto Why Are Credit Scores Different Between The Three Credit Bureaus?  In my opinion the three most important things in ob...
By Valorie L. Ford, Valorie Ford & Co, Charlottesville/Albemarle Real
(Keller Williams Realty)
Comments 1
 There has been a lot of discussion about how difficult it is to get a home mortgage in this market.  There is no doubt that the process is not as easy as it was eight to ten years ago and that’s probably good news. However, it does appear that availability to mortgage money is increasing with ea...