Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
  What Can I Afford? That's a question that's usually asked first to us as mortgage lenders, but how do we figure out this amount?  Well, it's not an educated guess, that's for sure, we use a lot of tools to figure this out as you're beginning the home loan process.  It's also better for you to k...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 84
  So you just got your mortgage and saved some money or moved into your new home, CONGRATULATIONS! What typically happens in the next 1-2 months? A letter arrives talking about Bi-Weekly payments and how you can get out of debt and save tens of thousands in interest and payments by utilizing this...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987, IL Lic. 0006220, WI Licensed. APMC NMLS #175656)
Comments 28
What Closing Costs to Expect if You're a First-Time Home Buyer        There's a lot of things to learn and know when hoping to become a First-Time Home Buyer.  It can all seem a bit overwhelming ...     Closing Costs:  Closing Costs are one of the most important things you must know as part of yo...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987, IL Lic. 0006220, WI Licensed. APMC NMLS #175656)
Comments 6
What Do Band-aids and the Modern    Mortgage Process Have in Common?            Remember when you were a kid and you got a cut or scrape?  Your mom would wash it up, then place a band-aid on it, right?     Days later, after the cut healed, the band-aid would have to come off.  I can tell you, jus...
By Sandy Padula and Norm Padula, JD, GRI, Presence,Persistence & Perseverance
(Allison James Estates & Homes)
Comments 5
      Finally, there is now an official statement on the FHA financing guidelines for homes with PACE (Property Assessed Clean Energy ) liens which deal with solar panel purchases for private residential homes in the U.S.Here is the link to the official guideline on this issue:http://portal.hud.g...
By Troy Erickson, Your Chandler, Ahwatukee, and East Valley Realtor
(Diverse Solutions Realty www.ChandlerRealEstate.weebly.com)
Comments 116
If you missed this original post, Darren Copeland provides an excellent infographic showing the 4 Most Common Loan Types, and what the differences are between them.Obviously with a Conventional Loan, you have more money to put down, but instant equity, and the lowest monthly payment.FHA allows 3....
By Steve Adams, Steve Adams REALTOR ®, ABR,GRI
(RE/MAX 1)
Comments 1
5 Apps That Will Help You Get Organized And Pay Your Bills -   Has the time come to tighten those strings on your purse again? Being busy and who having bills adding up can lead to some very stressful times when you are looking at the balance in your bank account. Knowing that you are not alone a...
By Tim Hart, Broker
(Bozeman Broker Group)
Comments 0
Homeowner’s looked to take advantage of low mortgage rates in late August and their attempts to refinance their loan helped raise total mortgage applications by 3.6 percent. Mortgage applications were 18% over numbers seen from a year ago.As rates have dropped, homeowners have tried to take advan...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
My family is one of those crazy families who are always looking for a deal.  We use coupons as much as we can to get the best deal on whatever product we can! VA Loans and Homes for Heroes are the best 'home buying coupon' you could ever need! Let me tell you more about it! Looking for a deal on ...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Chris Mamone, Loan Officer
(LoanStar Home Lending)
Comments 3
What Closing Costs to Expect if  You're a First-Time Home Buyer          There's a lot of things to learn and know when hoping to become a First-Time Home Buyer.  It can all seem a bit overwhelming ...     Closing Costs:  Closing Costs are one of the most important things you must know as part o...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 3
Well we look to close out this month in a predictable sideways pattern we have been in recently. The bonds held true to what I called last week (amazing right) and continue to show support for the 100.50 - 101 range for the FNMA 3.0 coupon.This week has some important news with the biggest coming...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 0
Did you know we do loans for Rural Hobby Farm / Ranch loans?Here are some of the guidelines for this program…-Single-family, owner-occupied, detached primary residence located on the property.-Must be located in a rural area or municipality of 2,500 population or less.-Maximum loan-to-value of 97...
By Patrick Ryan
Comments 0
As we all know, our credit score is an important part of our financial life that can affect our ability to buy a car or a house.  It really does play a huge role in our financial life whether we like it or not.  While we have all heard about a credit score, not everyone really understands what it...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 10
We're always hard at work helping folks understand what it takes to get a home loan, so we created Mortgage-land!  It's kind of like CandyLand, but it's not really a game just an infographic that takes you through the process of getting a mortgage.  Darren Copeland and his team are the best mortg...
By Tim Hart, Broker
(Bozeman Broker Group)
Comments 2
After a volatile July, loan interest rates have stayed below 4% for the 5th consecutive week. This week, the 30-year fixed-rate mortgage averaged 3.93%, just a tick below last week’s 3.94% average. Movement has been relatively small over this time period, but buyers will want to stay in the loop ...
By Pamela Seley, REALTOR® CA BRE #01824145
(West Coast Realty Division)
Comments 115
These days it seems a day doesn't go by I hear someone has been defrauded. Patricia Feager, MBA, GRI, Cert Negotiations Expert, Military Relo Prof wrote an article about scammers targeting seniors, one of the most targeted group of Americans -- but anyone at any age can be scammed. I was involved...
By Lynn B. Friedman, Concierge Service for Our Atlanta Sellers & Buyers
(Atlanta Homes ODAT Realty Call/Text 404-939-2727 Buckhead - Midtown - Westside -- and more ...)
Comments 4
Dear Readers,John Meussner, from Costa Mesa, CA, carefully explains the differences between PRE-APPROVAL and PRE-QUALIFICATION. Buyers should be sure to apply for a Mortgage before they start looking at homes to purchase.  Reading John's posts is a great way to understand mortgage issues. Check o...
By Rebecca Gaujot, the GO TO REALTOR, Lewisburg WV Real Estate, Greenbrier County
(RE/MAX Vision Quest)
Comments 8
Thinking of purchasing a home? Want to know the four Most Common Loan Types, and what the differences are between them. Check out Darren Copeland's infographic below.   There's a lot of reading on Active Rain, so instead of using a lot of words, we're going to let you look at this amazing Loan Di...