Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


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Trending blogs on Lending / Financial

 
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 3
This week has some potential market movers when the data is released. With numbers like GDP and even with a better than expected Durable Goods number the economy is still very fragile and, as a broken record, I am saying we MUST get jobs and housing on solid ground to bring about higher rates and...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 2
When You're looking for a Lees Summit Home Loans there are some definite DO's and DON'Ts that you'll want to keep an eye out for in the first steps of you home buying process.  The first step when looking for houses for sale is to get pre-approved with a local trusted lender, You can get pre-appr...
By Robert (Bob) Gilbert, Your Katy TX Real Estate Expert
(Berkshire Hathaway HomeServices Anderson Properties)
Comments 15
San Antonio TX One of Our Favorite Places to VisitWe left early Friday afternoon from Katy TX to go to San Antonio TX as Yolanda had a rare Saturday off. We took my father-in-law and I suspect Yolanda will have a post about this trip. I will let her tell you why we went. We stayed at a Hyatt in D...
By Conrad Allen, Webster, Ma, Realtor
(Re/Max Professional Associates)
Comments 40
Is my job to get the lowest price possible on the home they want to buy?  Maybe.  The real goal is to find them a home that satisfies their family or personal needs.  Price is important but interest rates are more important.  I deal with first time home buyers primarily.  The average sales price ...
By Nina Hollander, Your Charlotte/Waxhaw/Fort Mill Area Realtor
(RE/MAX Executive Realty/Charlotte, NC)
Comments 22
They say nothing gets cheaper in life, but owning a home just might be the one thing that does IF ...you buy sooner rather than later, while homes are still affordable and below their historic peaks and interest rates remain very low. The infographic below from Keeping Current Matters below illus...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 19
Another Cost of TRID - to the Consumer, of course       5 years ago, if you asked the public, "Would you like new rules, regulations, authorities, and processes that would mitigate your risk when getting a home loan?", the answer likely would have been a resounding "YES!".      If you asked the s...
By Troy Erickson, Your Chandler, Ahwatukee, and East Valley Realtor
(Diverse Solutions Realty www.ChandlerRealEstate.weebly.com)
Comments 58
If you missed this original post, Darren Copeland provides an excellent infographic showing the 4 Most Common Loan Types, and what the differences are between them.Obviously with a Conventional Loan, you have more money to put down, but instant equity, and the lowest monthly payment.FHA allows 3....
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 0
Do you need a Jumbo loan?Did you realize I have Jumbo loans up to 90% loan to value ratio to loan amounts of $1,500,000?That’s unusual in the mortgage world by the way.Most loans that large cap out at 80% loan to value ratio.10% of $1,500,000 is alot of money.So, if you are in this situation, and...
By JOE RYSTROM & TEAM, Real Estate Professionals
Comments 4
From the word "mortgage" to the methods used by lenders to determine how much to loan, the home loan process can be confusing to first timers. In fact, one third of the respondents to a 2011 Wall Street Journal survey of homebuyers said that the most difficult part of buying a home was understand...
By Jerrilyn Curtis
(Law Firm)
Comments 7
I’ve dealt with more than ten different financial institution in the past years. Myers Universal Universal Corporation (MUC) rates number one for selecting the best program and then providing excellent service from beginning to end. MUC has always been the go-to lender for Lease real estate finan...
By Jan Green, RE/MAX Excalibur, REALTOR®, EcoBroker, GREEN
(Scottsdale, Phoenix, Cave Creek, Carefree, 602-620-2699)
Comments 16
Sometimes you Just Gotta Laugh Because There's Nothing Else You CAN Do!  There’s a certain phrase that comes to mind, part of the serenity prayer.   Focusing on the meaning behind it that if there are things we can’t change, why worry? This has always been my mantra. If I can’t change the outcome...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 7
There is the consistent pattern that followed suit for this entire week and for those of us who watch this and try to predict its direction that is a very nice thing as of late.The market did touch 100 (as I predicted) yesterday and even closed at that level. Today the FNMA 3.0 has ranged between...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 6
Good morning on this happy and gorgeous Wednesday July the 22nd.Still par for the course not much in data to drive the markets this week and today's is behaving correctly with little to no movement.The FNMA 3.0 coupon closed yesterday at 99.75 and after a few very minor ups and downs is currently...
By Spirit Messingham, Third Generation Full-Time Realtor® 520 471-6900
(Tierra Antigua Realty)
Comments 4
Conventional Financing for Condos Condominium projects need to be “warrantable” according to Fannie Mae guidelines in order to be eligible for normal conventional financing. If they are not warrantable, then the financing available will be typically provided by portfolio lenders under their non-w...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 6
Good morning allToday is falling right in line with my earlier expectations and predictions this week. The FNMA is showing slight movement upwards and is currently sitting just under the 100 mark.As of 11a call the FNMA 3.0 was trading at 99.906.I do think we will likely pierce the 100 mark later...
By Aurora Pucciarello, Real Estate "Lifestyle" Consultant
(Neighborhood Home Link)
Comments 2
How to Buy a Home with Low and No Down-Payment OptionsDreaming of a new home but think you can’t afford it?  Think again!  Check out this video and discover how to buy a home with low and no down payment options.Low and No Down-Payment Loan ProgramsThe Neighborhood Home Link Real Estate Team has ...
By Spirit Messingham, Third Generation Full-Time Realtor® 520 471-6900
(Tierra Antigua Realty)
Comments 1
Mortgage bond prices finished the week higher which put downward pressure on rates. Rates were negative the beginning of the week tied to the 7 billion euro Greek bridge loan. Rates recovered the remainder of the week tied to stock weakness. The FHFA Housing Price Index rose 0.4% versus the expec...
By Theresa Harden, PB SFR e-Pro Realtor
(EXIT Real Estate Associates)
Comments 2
Mortgage Bankers Association July 2015 Rate ForecastThe Mortgage Bankers Association kept the first quarter of 2015 annual average forecasted rate for the 30 year fixed rate mortgage slightly upward from the previous month at 3.7 percent. Looking ahead the 2015 quarterly forecast continues to sho...