Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Danon Burnside, Realtor providing you top level service
(Intero Real Estate)
Comments 1
According to the Mortgage Bankers Association's Weekly Applications Survey, average mortgage rates moved up last week across all loan categories, including 30-year fixed-rate mortgages with both conforming and jumbo balances, loans backed by the Federal Housing Administration, and 15-year fixed-r...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
Home ownership is closer than you think. No Down Payment & Gifting Options Available. • Free pre-approval • 100% financing available • Credit problems? Not a problem! Set up an appointment today for a free consultation! Call today. Cell 480-233-9010 DylanJamesMTG@snmc.comFor more information visi...
By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(Keller Williams Realty)
Comments 5
Any investment can be for cash flow or for appreciation.However, Richard Weisser has a different question.An important question to ask before investing for retirement. What is one of the most important yet rarely asked questions about saving for retirement? This one eluded me at the time I was sa...
By Debra B Albert PA, Ron and Debbie Make The Most of Your Move
(Team Albert)
Comments 2
The Mortgage Process10 Things to DO and DON't duringThe Mortgage Process  Thank You Sanders Park (Movement Mortgage) for the 10 Do's and Don'ts List Thank You Realtor.com for the Mortgage VideoThe 10 Do’s and Don’ts During the Mortgage Process 1. Don’t apply for new credit of any kind.2. Do keep ...
By Eric LaMay, RE/MAX Heritage & The StarStateHomes Team
(StarStateHomes & RE/MAX Heritage)
Comments 0
By Steve McRory, Mortgage Loan Originator
(Pro Option Mtg. 888-662-4404)
Comments 0
STATED INCOME ALT Loan Programs for Florida in 2016 & 2017   Fact: Proving ATR (Ability To Repay) is the name of the game these days. However, the Stated Income ALT   www.StatedIncomeALT.com   loan programs for Florida are filling the void.  These programs are a lot more lenient and accept altern...
By Richard Weisser, Richard Weisser Retired Real Estate Professional
(Richard Weisser Realty)
Comments 14
What is one of the most important yet rarely asked questions about saving for retirement?This one eluded me at the time I was saving and now it's a cause of concern.I believe that everyone pays attention to where and how their money is invested. They pay attention to management fees and the safet...
By Wes Shields
(Keller Williams Realty)
Comments 1
When your child reaches young adulthood, you hope they will start to make healthy finance choices. They get a job, and will need to have a savings education even if they seem to make better choices. The world is filled with material gain influences, new cars, the latest fashion fads, etc. that ju...
By The Chris Fritch Team ~ Keller Williams Classic Realty, HomesinAnokaCounty.com 763-746-3997
(Keller Williams Classic Realty)
Comments 0
The stock market has ridden a roller coaster this year. The Dow Jones Industrial Average (DJIA), a stock market index comprised mostly of “blue-chip stock” companies, swung down and then up by 2,000 points between Jan. 1 and mid-April. “Stock market volatility can be unsettling and give many inve...
By Mary Hutchison, SRES, ABR, Specializing in Brookside, Waldo, Prairie Village
(Better Homes and Gardens Real Estate-Kansas City Homes)
Comments 0
Wonderful Waldo continues to be a sought after location for homebuyers...so many bars and  restaurants to explore, along with personal services, coffee shops, grocery, Trolley Track Trail and convenient bus service.  Here are the July 2016 stats for single family home sales in Waldo, using the bo...
By Rich Jacobson, Your Kitsap County WA Real Estate Broker
(The Sound Realty Team - KW West Sound)
Comments 15
Of all the hundreds of articles I have written, by far the ones that have attracted the most long-term consumer traffic and comments have been the ones dealing with the pitfalls associated with VA financing, and in particular, the extremely frustrating and heart-wrenching hassles that can result ...
By Jeffrey Masich, Arizona Homes and Land to Sell or Purchase
(HomeSmart in Scottsdale, Arizona)
Comments 2
Are you looking for a $0 down payment loan? Well USDA loans offer them and they are getting better. There are ranches in Arizona that qualify for these loans.   USDA mortgage loans even better by October 1, 2016   Tyson Barry of Academy Mortgages advised me today, "Good news from USDA Rural Deve...
By Cheryl Powell - The Powell Team, Concord,Harrisburg & Charlotte NC Area Real Estate
(RE/MAX Executive Realty - The Powell Team)
Comments 39
Have you had a Bankruptcy, Foreclosure, Short Sale or Deed in Lieu of Foreclosure and are wondering how long you have to wait before you can obtain a new home loan?  Here are the guidelines as of Februrary 2011, which I verified with a loan officer friend.  Of course, every rule is made to be bro...
By Cheryl Powell - The Powell Team, Concord,Harrisburg & Charlotte NC Area Real Estate
(RE/MAX Executive Realty - The Powell Team)
Comments 184
    Do you know someone who has a job and works hard, but their income isn't high enough to afford a well maintained home in an area desireable to them?  If so, the USDA Rural Devolopment DIRECT Loan Program may be the perfect loan program for them.  This is a 100% financing (NO DOWNPAYMENT), no ...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
    For the Week Ending August 19, 2016       Please enjoy this quick update on what happened this week in the housing and financial markets. Minutes released from last month's FOMC meeting show the Fed is divided on the need to raise rates. Ultimately they agreed to monitor economic conditions f...
By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 11
 Knowing the ABC's of FHA Loans           Did you know that the FHA has been around since it was established as part of the National Housing Act of 1934?  Yet, there is a mystique that still surrounds the FHA (and FHA loans), even after its many decades of existence.            The letters FHA ar...
By Bob Elliot
(RE/MAX Advisors)
Comments 0
Last week's economic news included the NAHB Housing Market Index, Commerce Department releases on housing starts and building permits issued. Weekly reports on mortgage rates and new jobless claims were also released. Shortages of available single-family homes have driven up home prices and incre...
By Adam Crocker
(Elite Properties)
Comments 0
    If you keep track of the ebb and flow of U.S. economic news, you might also be aware of how it relates to some things that happen here. Particularly in the way Olympia’s mortgage rates have been responding to the ups and downs of announcements from Washington, the cause and effect relationshi...
By Gabe Sanders, Stuart Florida Real Estate
(the BlueWater Realty team specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 6
More and more home buyers just don't have the money required for a conventional loan down payment and/or the required credit score.  One excellent alternative is the FHA loan.  Here's an excellent post from George Souto with an overview of this loan product:   Knowing the ABC's of FHA Loans      ...
By Chris and Berna Sloan, Tooele UT
(Group 1 Real Estate)
Comments 0
Don’t let interest rates ruin your housing future in Tooele UT, I posted this graphic the other day about what really happens when interest rates go up. It makes good reading for both home buyers & sellers in Tooele County. The obvious impact is that house payments go up and your house payment i...