Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Spirit Messingham, Third Generation Full-Time Realtor® 520 471-6900
(Tierra Antigua Realty)
Comments 0
   Mortgage bond prices finished the week slightly lower which put upward pressure on rates. Rates were flat the beginning of the week amid mixed data. The NAHB Housing Index was 59 versus the expected 60. Housing starts were 1189K. Analysts looked for a reading of 1170K. Rates worsened Thursday ...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 3
Mortgage Financing for Seniors "More Americans are reaching retirement age with more mortgage and personal debt than ever before, putting unprecedented pressure on them to stay current on their loans. The Center for Retirement Research calculated that 43% of working households are in danger of ha...
By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 1
 Have you heard of “Trended Data”?FannieMae’s Desktop Underwriter will require Trended Credit Data with the release of DU 10.0 on September 24, 2016. (This was originally scheduled for June 24th but was postponed)Trended credit data will show if a client carries a balance every month or if they p...
By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 1
Reverse Mortgages East Patchouge, NY | Beware of Reverse Mortgage Scams How to become better aware of Reverse mortgage scamsReverse mortgages where created to better enhance the life style of our aging population.  As with any great product it as become a vehicle for a number of scams geared at t...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
      For the Week Ending July 22, 2016     Please enjoy this quick update on what happened this week in the housing and financial markets.     Strong retail sales and industrial production signal improving economic growth. Positive data has markets considering a possible Fed rate increase this y...
By Raymond Edler, #1 Real Estate Office in DFW
(Keller Williams Realty Dallas Fort Worth 214-552-2091)
Comments 0
It doesn't matter if you are buying or renting, either way you are paying a mortgage.   Many first time home buyers believe that you must have near perfect credit and a large down payment to buy a home.  There are loan programs geared toward all types of buyers and also offer many down payment op...
By TIM GARTON, "Highly Skilled Pro"
(RE/MAX Gold)
Comments 0
Tim Garton a Vallejo California Realtor, when your ready to make a purchase in Vallejo CA Tim Garton can be reached at 707-315-55555 a Vallejo area Specialist, because local Realtors know there local market.  WWW.PROPERTYINVALLEJO.COM   
By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 0
Reverse Mortgages Commack, NY | Beware of Reverse Mortgage Scams How to become better aware of Reverse mortgage scamsReverse mortgages where created to better enhance the life style of our aging population.  As with any great product it as become a vehicle for a number of scams geared at today's ...
By Scott Gleason, Westfield NJ New Homes Specialist
(RE/MAX Properties Unlimited)
Comments 1
Last October, the Consumer Financial Protection Bureau (CFPB) implemented new paperwork requirements.  These changes are known as TRID (TILA-RESPA Integrated Disclosure).  However, now that these changes have been in place for a few months, lenders find that the new closing paperwork creates dela...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
        For the Week Ending July 15, 2016       Please enjoy this quick update on what happened this week in the housing and financial markets.     After huge losses following the Brexit vote, stocks hit record highs this week. Economic improvement fueling the rally could put upward pressure on r...
By Gabe Sanders, Stuart Florida Real Estate
(the BlueWater Realty team specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 9
In case you missed it, this excellent post that does a great job of covering closing costs may be a good one to send to your buyers.  Especially for first time buyer or those that haven't bought in a while. Beyond Down Payment:  What Will My Mortgage Closing Costs Be?   When I first speak with ne...
By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 48
Wedding Gift Registries: Thinking Outside the Gift Box       A recent post entitled "Crowdfunding your down payment?",  written by fellow ActiveRain member, Alan May (Coldwell Banker Residential, Evanston, IL) raised the topic of:     Engaged couples establishing a Wedding Gift Registry for the p...
By Diane Beaumont, USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
(Benchmark Mortgage)
Comments 1
Finding a new home loan can seem challenging, but if you take the proper steps before you start applying for loans, you'll have no difficulty finding a mortgage that works for you and a lender that would love to have you as a borrower.Shopping for a mortgage isn't like shopping for a couch, and t...
By Adam Crocker
(Elite Properties)
Comments 0
   House hunters aiming for some of Lacey’s more upscale properties may see their home loan applications finding an increasingly welcome reception. That’s the word from the national financial press—and they aren’t whispering. According to The Wall Street Journal, it’s nothing short of “a jumbo sh...
By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 1
What Is A Reverse Mortgage in Sayville NY?Reverse mortgages in Sayville New York are a way for senior citizens to leverage the equity in their homes without incurring extra monthly payments. It sounds too good to be true, but it’s really simple to understand how this works.. A reverse mortgage in...
By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 0
Reverse Mortgages Sayville, NY | Beware of Reverse Mortgage Scams How to become better aware of Reverse mortgage scamsReverse mortgages where created to better enhance the life style of our aging population.  As with any great product it as become a vehicle for a number of scams geared at today's...
By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 0
Reverse Mortgages West Sayville, NY | Beware of Reverse Mortgage Scams How to become better aware of Reverse mortgage scamsReverse mortgages where created to better enhance the life style of our aging population.  As with any great product it as become a vehicle for a number of scams geared at to...
By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 0
Reverse Mortgages Bayport, NY | Beware of Reverse Mortgage Scams How to become better aware of Reverse mortgage scamsReverse mortgages where created to better enhance the life style of our aging population.  As with any great product it as become a vehicle for a number of scams geared at today's ...
By Maureen Martin, it's not just a loan, it's an experience!
(JMJ Financial)
Comments 1
Stephanie Nisan - RealtorMaureen and I were actually introduced through a mutual friend over our love of dog rescue. I run a non-profit call The Animal Pad and an all breed animal dog rescue and Maureen became our volunteer director. Professionally, I am not a big fan of lenders and I decided, ok...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 5
FHA Loans To Get Costlier By Nick Timiraos  The Wall Street Journal "It's about to get more expensive to take out-and a bit harder to qualify for-a loan insured by the Federal Housing Administration. Faced with rising losses and falling reserves, the FHA is preparing a series of tweaks to its und...