Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial


By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 23
  HOW and HOW MUCH Late Mortgage Payments Can Hurt You  From client info, applications, communications, mortgage industry news, marketing ideas, to social media and more, it seems like I'm reading all the time these days.  The gathering (and sharing) of info is vitally important for an LO.  But a...

By Jeff Dowler, The Southern California Relocation Dude - Carlsbad
(Solutions Real Estate )
Comments 4
There is a lot of misinformation out there about late payments, especially a mortgage payment. It's critical to be proactive about a possible late payment for whatever reason, or when selling your house to make sure the appropriate payment is made and in a timely manner. Once the damage from a la...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 3
  HARP has become a 4 letter word in my industry and when I hear it on TV it makes me roll my eyes.  HARP is the Home Affordable Refinance Program. It was born out of the financial meltdown from over 10yrs ago now and at the time was a good thing.  It was designed to help people who lost equity i...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 10
  Good information about the effects of obtaining a loan when pregnant and/or on maternity leave:    There have been numerous blogs this week that discuss pregnancy and the inability to get a mortgage. The blogs make it seem as if banks are sending pregnancy test kits with the disclosure document...

By Paul Antonelli, Broker Owner; NextHome Antonelli Realty
(NextHome Antonelli Realty)
Comments 0
I'm sure many of the readers already know that hopw we file are taxes are going through a makeover. The U.S. tax code received a major overhaul. But not to worry. It will not affect how you file your 2017 taxes. This means this may be the last chance to take advantage of certain benefits. We shou...

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 0
There are many reverse mortgage benefits that get overlooked today. First, there is the old reverse mortgage fear that somehow you get a reverse mortgage and then soon after you lose your home. That could not be farther from the truth. If anything, it actually solidifies your situation with your ...

By Diane Beaumont, USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
(Benchmark Mortgage)
Comments 5
If you are a homeowner who has had their mortgage for a few years, you may be starting to wonder about refinancing. In essence, this is the process of retiring your current mortgage and taking out a new one because the terms are more favorable to you. Below we will share three reasons why you mig...

By Eric L. Green, Your IRS Tax Litigator
(Green & Sklarz LLC)
Comments 0
We handle civil and criminal tax controversy matters, and one matter has now resolved itself and stands as a lesson to anyone who has a bookkeeper who handles their business finances.A Connecticut bookkeeper, Rebecca Block of Windsor, Connecticut, plead guilty today for embezzling over $190,000 o...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
We can help with various types of hard money loans throughout the state of California.  We specialize in private money financing, and work with various private indivisuals, groups and funds.  Often times these sources have specific niche funding available.  Today we were informed of such a situat...

By Starla Smith CPA, Your Professional Tax & Accounting Problem Solver
(Stellar Accounting & Tax Solutions)
Comments 4
A main focus of my practice is helping small business and individual taxpayers meet their IRS filing requirements. Many taxpayers who come to see me in my Daphne, AL office have received a letter from IRS and are confused as to what actions they need to take to ensure the best possible outcome.A ...

By Steve Loynd, 800-926-5653, White Mountains NH
( Alpine Lakes Real Estate Inc., )
Comments 3
Ask the expert: Financing a real estate purchase Know which loan conforms to the property before you apply to a lender. Question; are you all set with your financing?Answer: My buddy has me all set with a great rate. NOT SO FAST… will the property conform to the type of loan you have been assured...

By Dennis Dahlberg
(Level 4 Funding )
Comments 10
The commercial lending industry is changing rapidly. This means new opportunities for online lenders to work directly with companies embarking on ambitious development projects.So far, 2017 has been a positive year for the commercial real estate industry and, naturally, commercial real estate len...

By Teresa DeLuca Merelman, ABR, CRS, e-PRO, SRES, GREEN
(Pall Spera Company Realtors)
Comments 0
Stowe, Vermont - Real Estate Market Report for Stowe Homes, Stowe Condos and Stowe Land - Trends ReportsStowe, Vermont Home Sales - 2000 through 2017:Chart 1 - shows the number of single family homes SOLD in Stowe for the years 2000 through 2017.  It shows a low of 46 homes in 2009 (recession) to...

By John Wiley, Lee County, FL Real Estate GRI, SRES,GREEN,PSA
(Jones & Co. Realty)
Comments 12
The consumer is often confused about all the aspects of a mortgage. Gene Mundt has provided a very clear description of what is Escrow and how it is handled.I think this information would be valuable to share with all buyers and especially those who are First Time Home Buyers.   Mortgage Escrow A...

By Mr. Laurent
(DL Financial)
Comments 36
When you are buying, selling, monetizing, funding or discounting Bank Guarantees, you only want to work with the most reliable, safe, ethical, knowledgeable, honest and efficient providers.   Here are Top 11 Reasons Why DL FINANCIAL LIMITED should be Number 1 for you!     1. Unrivaled Authenticit...

By Jeffrey Masich- Associate Broker,MBA,GRI, Arizona Homes and Land Group/ Buy or Sell
(HomeSmart Real Estate)
Comments 0
Yes, free home buyer grants are still available in the Phoenix metro area of Maricopa County. The Home in Five Advantage free grant program has been very popular and is still providing grants to home buyers with at least a 640 credit score but otherwise do not have sufficient cash for the down pa...

By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
Comments 1
Many prospective homebuyers are being hit with a few harsh realities. The first, finding a home that is affordable is hard, especially finding an older one that you might want to fix up and build equity into. The difficulty is compounded when you try to buy it with an FHA mortgage, which is a gre...

By Salvatore Bochicchio, Helping Taxpayers Solve IRS Tax Problems
(East Coast Tax Consulting Group LLC)
Comments 5
When you file a tax return with a balance due and fail to pay, you start the IRS collection process. The IRS will first assess the amount owed on its records and begin to send out a series of computer-generated notices demanding payment.Although a statutory lien automatically arises after you don...

By Bob Elliot, 20+ Yrs Local Industry Experience
Comments 1
Last week's weeks economic releases included readings on the NAHB Housing Market Index, housing starts and building permits issued and consumer sentiment. Weekly readings on mortgage rates and new jobless claims were also released.NAHB: Builder Confidence in Housing Market Holds Steady in Februar...

By Leonardo D Yepes, Jumbo, Physician and Construction to Perm Loans
(Citizens One Home Loans)
Comments 1
A past customer called me recently and asked if our Doctor Program was eligible for Non-US Citizens. He had a colleague of his that was looking to apply for a Doctor Loan and was told by everyone he spoke with that he is NOT eligible due to his citizenship status.  My answer was YES!!  At Citizen...