Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Valorie L. Ford, Valorie Ford & Co, Charlottesville/Albemarle Real
(Keller Williams Realty)
Comments 80
 VA loans are the most misunderstood mortgage program in America. Industry professionals and consumers often receive incorrect data when they inquire about them. In fact, misconceptions about the government guaranteed home loan program are so prevalent that a recent VA survey found that approxima...
By The Friendly Home Team, Brokers - Oregon / SW Washington Real Estate
(Realty Pro Oregon, LLC)
Comments 2
A lot of insurance companies have their renewal time at the beginning quarter of the year. As the bill gets bigger and bigger each year, you are wondering what to do to lower it.Here are just a few suggestions:Most people insure their home for the cost to buy a new home. When deciding how much to...
By Pamela Seley, REALTOR®, CA BRE #01824145 Real Estate - Call 951.491.4063
(West Coast Realty Division)
Comments 111
These days it seems a day doesn't go by I hear someone has been defrauded. Patricia Feager, MBA, GRI, Cert Negotiations Expert, Military Relo Prof wrote an article about scammers targeting seniors, one of the most targeted group of Americans -- but anyone at any age can be scammed. I was involved...
By Spirit Messingham, Third Generation Full-Time Realtor® 520 471-6900
(Tierra Antigua Realty)
Comments 2
Mortgage bond prices finished the week higher which pushed mortgage rates slightly lower. Trading was volatile amid mixed data. Consumer confidence and ADP payrolls data were better than expected which pressured rates. Consumer confidence printed at 101.4 versus the expected 97.5. ADP payrolls ro...
By John Elwell
(CENTURY 21 Bill Nye Realty, Inc.)
Comments 0
Yesterday, 7/2/2015, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 4.08% up from 4.02% last week. The average interest rate for 15 year fixed-rate mortgages was 3.24%. up from 3.21% last week. A year ago the average rate for a 30 year fixed-rate ...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 11
     If YOU are a Renter, but Don't Want to Be ...       Day after day, messages via social media and news media constantly show-up regarding the Rent VS Buy debate ...     An article I ran across in Forbes today is a prime example.  It offered some rather startling facts regarding the current co...
By Valorie L. Ford, Valorie Ford & Co, Charlottesville/Albemarle Real
(Keller Williams Realty)
Comments 1
 Some Important Points To Consider: The latest Freddie Mac Primary Mortgage Market Survey reports the 30-year fixed rate at 3.7%. Freddie Mac's projection for Q2 2016 is that the rate will be 4.7% (a full percentage point higher) The Home Price Expectation Survey predicts that home prices will ap...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 1
There are just a few things that you shouldn't do when you're buying a home and this infographic pretty much sums up what we think about those things.  So sit back, scroll down and enjoy the 10 Commandments of Home Loans - we say home loans because well, that's the hard part of buying a home!Orig...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 84
 FHA, VA, and Conventional Loans ...The Waiting Periods       There is a phenomenon at play in the American Home Buying marketplace currently.  Former homeowners that suffered financial catastrophe during the housing crisis (often referred to as "Boomerang Buyers") are asking ...            "How ...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 2
In an ever tumultuous market we seem to not be able to sustain any direction for longer than a day, as of late. Friday saw large losses nearing 70bps post and Monday brought us recovery to retrace all the losses from previous day. Tuesday showed signs of life and smaller gains but ended that day ...
By Kate Fomina, Your most creative Realtor in Alameda and SF
(Princeton Real Estate)
Comments 1
Celebrate Freedom - From Debt: 10 Steps to Financial FreedomWith Independence Day as its iconic holiday, July is inextricably linked with the concept of freedom. While the month represents national liberty and a respite from the busy schedules of the school year, it provides an ideal opportunity ...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 8
 "How long after myBankruptcy, Short Sale, or Foreclosure must I wait to buy another home?"    FHA, VA, and Conventional Loans ... The Waiting Periods          There is a phenomenon at play in the American Home Buying marketplace currently.  Former homeowners that suffered financial catastrophe d...
By Nick Smith, Boise Idaho Real Estate, We Love Boise
(Silvercreek Realty Group)
Comments 1
Mortgage Rate News Prompts ‘Bird in the Hand’ Thoughts If you’ve ever had the kind of neighbor who is apt to borrow something (like your hedge trimmer), only to later complain about how it performed, you know how much patience it takes to hold your tongue. The Mortgage Bankers Association would b...
By Home Loans For All, Finding The Right Lender Has Never Been Easier
(Home Loans For All)
Comments 0
Refinance Your Home While Rates Are Still Good Is your interest rate too high? Is your monthly mortgage payment leaving you broke? If there was ever a time to refinance........the time is NOW. No matter what type of mortgage you have, there's a refinance option available. We also offer a complete...
By George Thoma, Mortgage Banker in Nevada & Hawaii VA,USDA,FHA
(Mann Mortgage LLC , ( NMLS 2550))
Comments 0
Her is the Questions many of us are asking :  Should I Refinance my Mortgage ?Or should I live by the Slogan :  " I MISS THE BOAT !" Here are couple of Hints. You Should Refiance if :  a, Interest rate have decreased since you took out your current Mortgage.b, Your Credit has improved sicne you t...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 0
I had a borrower last week that wanted to sell his boat to raise money for a down payment on a house.This is ok, but you have to do it properly in order to use these funds as a down payment.Here’s how…You must create a bill of sale reflecting the date of sale, asset to be sold, and the sales pric...
By Aurora Pucciarello, Real Estate "Lifestyle" Consultant
(Neighborhood Home Link)
Comments 0
How to Buy a Home with Low and No Down-Payment OptionsDreaming of a new home but think you can’t afford it?  Think again!  Check out this video and discover how to buy a home with low and no down payment options.Low and No Down-Payment Loan ProgramsThe Neighborhood Home Link Real Estate Team has ...
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 0
Fixed Mortgage Rates Avg. 4.08% (30-Yr), 3.24% (15-Yr) for Week Ending 7/02/2015. Just follow the link to view the latest Weekly Mortgage Rate Averages.Every week I report the latest mortgage rate averages as determined by Freddie Mac. I post the latest national averages, as well as the local ave...
By Jamie Lynne, usamortgageresource
Comments 0
We offer manufactured home loans NATIONWIDE!  Our minimum loan amount is 100K! Call us at 800 315 8803, 7 days a week or visit www.bartprequalifies.com to start an application! We offer the following types of manufactured home loans: FHA Purchase down to a 530 middle credit score FHA Refinance - ...
By Jane & Jeff Daley, PhD, Scottsdale Real Estate Arizona
(Luxury Valley Homes For Buyers & Sellers Phoenix AZ Area)
Comments 3
Average US rate on 30-year mortgage edges up to 4.02%. Mortgage giant Freddie Mac said Thursday the average rate on a 30-year fixed-rate mortgage edged up to 4.02 percent this week from 4 percent a week earlier. The rate on 15-year fixed-rate mortgages slipped to 3.21 percent from 3.23 percent.Mo...