Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 18
 Applying for a Mortgage? When "Plan A" Doesn't Work ... One of the social media sites I find most helpful (and enjoyable) is Pinterest.  And I don't mean just business-wise either ...  Need ideas for your home?  Want to know how to repair something?  Ideas for your landscaping, gardening?  Love ...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
  Hot Apartment Rates on Loan Amounts of $250K+ Rates can start in the LOW 4's and it is not a FNMA or Freddie Mac loan. Purchase Refinance 5 units or more Give me a CALL TODAY to get your deals closed at 512-650-8630 Minimum loan amount is $250K Max loan amount is $3MM 75% LTV Amortization is 25...

By Nick & Trudy Vandekar, Realtors - Selling the Main Line, PA Lic AB067198
(Long & Foster Real Estate Inc )
Comments 4
Tredyffrin Easttown home buyers often ask about why they need to be pre-qualified before an agent will show them homes. And yes, there are plenty of agents and I am sure you will find one who will unlock a door and let you see the house. But this post below Applying for a mortgage? When Plan A Do...

By Bo Kociuba & Buster Elliott, Live & Love OKC!
(Berkshire Hathaway HomeServices Anderson Properties )
Comments 0
MORTGAGE RATES FOR THIS WEEKEND-February 24Check available mortgage rates for this weekend. They are steadily going up … but still, the rates are historically low!Lots of great looking homes on the OKC Metro market.Discover  YUKON or MUSTANG ... are these your preferred areas? Start your HOME SEA...

By Michael Mahoney, Greater Boston & Southwest Suburbs of Boston
(Keller Williams Realty)
Comments 0
Home Prices in Medfield MA Home prices were up in 2016 in Medfield, MA. See more details about Medfield Home Prices here

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 12
 Benefits of Homeownership at Tax Time It's tax time ... And that means it's time for you to gather all of those envelopes recently mailed to your home marked "Tax Documents Enclosed" and file your taxes for the year. If you became a new homeowner during the previous year ...Your real estate prof...

By Tom Burris, Texas/Louisiana Mortgage Pro - 13 YRS Experience
(NMLS# 335055)
Comments 34
Rapid Rescore CostsWhat is Rapid Rescore?A Rapid Rescore of a credit report is when a client provides documentation about erroneous information on their credit report…. And their Loan Officer submits these items to the credit bureaus to be updated. The loan officer doesn’t go directly like a cons...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 5
This is an important reminder from Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi .  With tax time coming up and all of the hacks and privacy thefts going on, checking your credit score can alert you of any irregularities.   It's Time to Request Your FREE Credit Report  ...

By Wanda Kubat-Nerdin, St. George Area Preferred Real Estate Agent.
(Preferred St George Utah Area Real Estate Agent | PK Real Estate Utah South)
Comments 3
You can't touch this! Doing a 1031 Exchange? There are some things to know beforehand. Avoid depositing the money in your personal or business account. If you do, forget about moving forward in this direction.  Proceeds from the sale must be placed with a third party 1031 Exchange Company to defe...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 19
 It's Time to Request Your FREE Credit Report Credit advice is everywhere ... The internet, social media, news outlets, financial and lending institutions, and more provide a never-ending supply of it.So by now, you've probably seen and heard that your Credit Score is important ... and that you s...

By Joe Lattanzio
(Russell Real Estate Services)
Comments 1
And Why You May Decide You Want One  With so many mortgage products available on the market, it can be hard to know which ones will serve you best as a homeowner. As a result, there are many mistruths surrounding the reverse mortgage products. If you’ve heard of this homeownership option and are ...

By John Meussner, #MortgageMadeEasy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 7
Signal Hill (Long Beach, CA) Home Loans       Signal Hill, an incorporated enclave within the greater Long Beach/Los Angeles marketplace, is a town with a view.  Home to many residential and commercial buildings, Signal Hill has a rich history with a large role in the California oil industry.  It...

By John Meussner, #MortgageMadeEasy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 2
Park Estates/Bixby Hill/Los Altos (90815 Long Beach, CA) Home Loans       The 90815 zip code of Long Beach, CA encompasses Park Estates, Bixby Hill, and Los Altos.   Known as mostly a suburban community of single family homes, the 90815 zip code offers a great lifestyle with close proximity to ma...

By Diane Beaumont, USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
(Benchmark Mortgage)
Comments 1
There are a variety of factors that are involved in getting your mortgage approved, but few things will have more impact than your FICO score and the credit history that goes along with it. Instead of leaving your score up to chance when submitting your application, here are a few ways that you c...

By Joe Lattanzio
(Russell Real Estate Services)
Comments 0
Last week’s economic releases included readings on housing starts, building permits issued and the National Association of Home Builders/ Wells Fargo Housing Market Index. Fed Chair Janet Yellen testified before the House Finance Committee and consumer spending and core consumer spending reports ...

By Laura Sellers, www.Auburn-Realtor.com; Auburn, AL Real Estate
(Berkshire Hathaway HomeServices Preferred Real Estate, Inc.; www.Auburn-Realtor.com, EXPERT IN AUBURN REAL ESTATE SERVICES)
Comments 0
Have you ever wondered if you your property taxes for your Auburn, AL house are included in your mortgage payment each month? Paying property taxes is inevitable for homeowners. The amount each homeowner pays per year varies depending on local tax rates and a property’s assessed value (or a yearl...

By Diana White-Pettis, GRI, CDPE, CNE, Upper Marlboro Homes for Sale
(Exit Bennett Realty )
Comments 2
 Pre-Approval Or Pre-Qualification - Which One Do I Choose?What is the difference between a Pre-Approval and a Pre-Qualification? This is a question that I am often asked by buyers. The difference between the two can be described as follows:Pre-Approval is a written commitment issued by a lender ...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 17
 What is FHA Mortgage Insurance and How Does it Work?      Mortgage Insurance remains a hot topic for potential Borrowers, current Borrowers, and professionals alike.  And of great interest, no matter which type of mortgage program it's utilized in ... Conventional or FHA (Federal Housing Adminis...

By Rob Spinosa, Executive Loan Advisor, Marin Mortgage Broker
(RPM Mortgage, Marin County, CA)
Comments 18
Not Your Grandfather's Stated Income Loan Stated income.  No other phrase in the realm of home lending evokes as many good and bad memories, does it?  For some --- mostly loan originators who wore an ethical stripe of a different color --- the days of the liar loans are fondly remembered as "the ...

By Joe Lattanzio
(Russell Real Estate Services)
Comments 0
 The post-election period is often one of uncertainty, and the time since the 2016 election has been no different with regards to market force and the financial world. With a new administration taking office, there are many questions regarding how Donald Trump’s presidency will impact the market ...