Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By John Lemos, Your Home Loan Expert
(New American Funding)
Comments 1
Two Ways to Protect Yourself from Identity TheftMany people are concerned about identity theft in light of the recent Equifax data breach that impacted half the US population.  Here are two ideas you may want to consider in order to protect your credit and identity:1 – You Can Place a “Credit Fre...

By John Meussner, #MortgageMadeEasy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 19
More "Help" for VeteransThe Veterans Advocacy & Benefits Association - is there advocacy?  Are there benefits?      This blog post wasn't on my radar today.  In fact, I'm in the middle of writing another one for the Mason Mac Blog about down payment requirements as I type this, but thanks to my a...

By Gary & Melynda Wolter (CRS) 480-269-1164, Relentless, Reliable, Premiere Personal Service
(Keller Williams Integrity First)
Comments 1
Despite years of planning, retirement can bring many surprises. Along with the excitement and freedom that come from ending a long career, you also might experience snags as you adapt to your new life. But financial mistakes early in your retirement may be difficult to over come.FIRST YEAR SPIKE ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending September 22, 2017  Please enjoy this quick update on what happened this week in the housing and financial markets.    The Fed announced they will not raise policy rates this month. However, they did signal a rate hike in December is likely, as well as 3 more hikes in 2018. ...

By Mary Weiss, Trainer & Content Manager
(Zillow Group Mortgages)
Comments 3
Are you practicing safe habits on Facebook?In light of the Equifax cyber-security breach and all of the madness that has ensued since, I've been calling into question so many of the activities I perform online. How many of my day-to-day online activities - through Facebook, Gmail, various website...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 7
Stay safe and protected by educating yourself thoroughly regarding wire fraud. Remain vigilant throughout your entire mortgage processing and Closing.     Wire Fraud:   What you need to know prior to Application for Mortgage       An increased focus is being given to the topic of wire fraud these...

By Georgie Hunter R(S) 58089, Maui Real Estate sales and lifestyle info
(Hawai'i Life Real Estate Brokers)
Comments 6
Maui banks and mortgages.  When it comes to buying a home in Hawaii, we strongly urge you to use a local bank or lender, since some mainland lenders won't fund to Hawaii.  It's an awful feeling to find this out at the last minute, when you're all set to close on a house sale and things go off tra...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 33
  Wire Fraud:   What you need to know prior to Application for Mortgage     An increased focus is being given to the topic of wire fraud these days ...  Rightfully so, as the number of stories of attempted and successful wire fraud and scams is on the rise.  On ActiveRain, a social media and blog...

By Richard Zaretsky, Florida Real Estate Attorney
(THE ZARETSKY LAW GROUP - Board Certified Real Estate Atty and AUTOMATED LAND TITLE COMPANY)
Comments 4
Lender loan modifications could become serious again – provided the mortgage is owned by Goldman Sachs.  Recently reported in the Wall Street Journal, Goldman has been put in a unique position of profiting by giving loan modifications.  By both complying with the outline of the 2016 government se...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Gulf Breeze Homes and Real Estate, Homeowners with student debt can roll it into mortgageFannie Mae expanded cash-out refis so borrowers - either students or their co-signing parents - can use the lower-interest-rate equity to pay off student debt. Read more.  Gulf Breeze Florida - Things to Do &...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Gulf Breeze Homes and Real Estate, Freddie Mac to restrict 1% down payment mortgagesWhile Freddie takes 3% down loans, some lenders "granted" 2% to borrowers and sold mortgages as 1% down loans - a tactic Freddie won't allow after Nov 1. Read more.  Gulf Breeze Florida - Things to Do & Attraction...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 38
  FHA loans have been the major talk in the news as of lately. One loan officer e-mailed me the other day, asking if FHA is going away. I asked, how did you come up with this?  Because three realtors had mentioned it to them. I have not heard a thing, but let's use common sense.  If FHA loans wo...

By Alex Wheaton
(Realty Group, Inc.)
Comments 0
How long do we have to wait to purchase another home after we did a short sale?   This question comes up quite a bit these days as it has been several years since the housing market seemingly hit bottom.  The short answer is 3 years if you are using FHA financing and 4 years if you will be using ...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 6
The California Association of Realtors has done another Infograph and wanted its Realtor members to share it. Despite the loss of equity over the past few years, many homeowners and new homewoners can take advantage of these historically low interest rates.  In other words, it is a good time to b...

By Shanna Day Team Leader (AZ & UT), BUY or SELL Your Home FAST w/The Shanna Day Team!
(Keller Williams Realty EV (AZ) & Keller Williams SLC (UT))
Comments 0
Looking To Finance Your Home Renovation In Arizona?If you happen to be looking for a home renovation loan in Arizona, be sure you get in touch with Patti Pomeroy of Cherry Creek Mortgage Company. Patti was also kind enough to help come up with this eyecatching flyer to illustrate how easy it is t...

By Dennis Dahlberg
(Level 4 Funding )
Comments 2
There is a lot of information that you need to gather before beginning to process commercial loans Texas. Knowing these common mistakes can help you avoid pitfalls and get your application approved quickly.When you are ready to investigate purchasing commercial property it is important to gather ...

By John Meussner, #MortgageMadeEasy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 9
 Recently Closed - First Time Home Buyer Purchase in Porter, TX       What do you get when you mix a first time home buyer living in Utah purchasing a property in the suburbs of Houston, Texas getting their mortgage from the JM Loans team in Northern California?  A great experience, and a happy b...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Harvey's impact on Texas commercial real estate will be felt for many years to come. But the multi-family housing market in particular stands to see the greatest impact.Co-star estimates that some 72,000 apartments were immediately damaged by Hurricane Harvey. The group’s updated analysis puts 75...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 2
A Simple Guide to Building Your Credit Score Building a good credit score (and maintaining a good credit score) is an important part of the home buying process. Thye better your credit score, the better the interest rate will be when you obtain a mortgage, plus good credit often alolows you to pu...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Harvey's impact on Texas commercial real estate will be felt for many years to come. But the multi-family housing market in particular stands to see the greatest impact.Co-star estimates that some 72,000 apartments were immediately damaged by Hurricane Harvey. The group’s updated analysis puts 75...