Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Rob Spinosa, Executive Loan Advisor, Marin Mortgage Pro
(RPM Mortgage, Marin County, CA)
Comments 1
Foreigners Have Been Waiting for a Loan Like This California has both a dynamic and desirable real estate market and in the recent years we've seen an influx of foreign buyers.  Despite the headlines such as, "Chinese Billionaires Snapping Up San Francisco Real Estate with All Cash Offers 150% Ov...

By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 0
Pace Homes and Real Estate: HUD raising up-front fees for reverse mortgages According to HUD, younger, lower-income homeowners with traditional FHA-insured loans are bailing out its money-challenged reverse mortgage program. Read more.   The Top 5 Things to Do in Pace 2017 - Must See Attractions ...

By Reggie Graham, M.L.O. proficient with all mortgage loan programs.
(Caliber Home Loans, Inc.)
Comments 0

By the johns family team, inc., Your Johnson County Residential Specialist
(the johns family team, inc.)
Comments 1
A mortgage with no down payment seems a little bit like scoring a buy-a-home lottery ticket. You get a home loan and keep more money in your pocket. What could be wrong with that?Well, there are some downsides. And zero down home loans come and go — except for two perennial government programs.Up...

By Eleanor Thorne, Equity Resources 919-649-5058
(Equity Resources)
Comments 1
We get MANY questions on this site, many of them start like this – “We want to buy a house, but honestly don’t know where to start.”  We focus much of our time, and our business, on First Time Home Buyers.  We believe that when you are buying a home for the first time, you really need someone who...

By Steve and Eleanor Thorne, Mortgage Loan Johnston County
(Equity Resources, NMLS 60596)
Comments 0
There are several different ways to finance a new custom home, most commonly, you would pick out a lot, and find a Builder who will build the home to your specifications.  This “Custom Home” loan, or construction loan, would be in your name – and the builder would receive “draws” or lump sum amou...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Commercial lenders are there to lend a helping hand when companies need extra assistance with financing. But not every borrower is experienced enough to know what to expect when looking for the right lender for their business goals.Sometimes your company needs some extra financing to restructure...

By Gary & Melynda Wolter (CRS) 480-269-1164, Relentless, Reliable, Premiere Personal Service
(Keller Williams Integrity First)
Comments 2
Your homeowners insurance covers more than just your home. Sometimes making a claim may lead to increased premiums for the next few years, however.Common CoverageLawsuits against you stemming from incidents that did not occur on your property. The liability section of your policy does not just pr...

By Keith Landis, Pennsylvania - "Your Pennsylvania Mortgage Source"
(Keystone Home Finance - NMLS#834342 - Conventional - FHA - VA -USDA - Jumbo Programs - Direct Phone 412-726-1654)
Comments 3
Looking to buy a home in Indiana County, Pennsylvania? You might want to make a quick check to see if you and the property are eligible for a Pennsylvania USDA Mortgage, also known as a Pennsylvania USDA Rural Development Loan. Here's Why... USDA home loans offer a few benefits that other mortgag...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
With the housing market continuing to be tight, there is a need for new construction in Northern California.  When obtaining construction funding through the banks is not possible, an alternative to consider is hard money.  We can help with Northern California hard money construction loans.  Whet...

By Gloria Valvasori, ASA, Outstanding Service Since 1987 416-717-6331
(Better Homes and Gardens Real Estate Signature Service)
Comments 0
New mortgage rules in Canada will implement a "stress test" on everyone looking for a mortgage... It will not just be the high ratio mortages any longer.. its everone.. which could have a negative effect on the 2018 real estate market.  This change will be implemeneted in January, 2018. Here is t...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
At some point in your life you may need to think about working with a commercial lender. You want to make sure that you have clear expectations and know what you are doing when it comes to all of your financial decisions. That is why it is best to be prepared and keep an open line of communicati...

By Dennis Dahlberg
(Level 4 Funding )
Comments 2
So you don’t have a 700+ credit score and you’ve received a few dings on your credit history… in business, this scenario is sometimes unavoidable. However, you can still get financing via commercial hard money loans even with bad credit – with these tips.The fact is most people and business owne...

By Dennis Dahlberg
(Level 4 Funding )
Comments 2
As you navigate the budget and necessary finances for keeping up with your business expenses, you may decide you need a loan. Working with a commercial lender can help ensure you get the best loan, and terms, for your business.There is no reason to be hesitant to work with a commercial lender bec...

By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 0
Pace Homes and Real Estate: Average mortgage rates fall again to new 2017 lowMortgage-buyer Freddie Mac reports that the average rate on a 30-year, fixed-rate mortgage fell to 3.82% this week from last week's 3.86%. Read more.  The Top 5 Things to Do in Pace 2017 - Must See Attractions in Pace .....

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
With the third quarter coming to a close quickly, many are hoping that the start of the fourth quarter will bring a boost to commercial real estate financing. Due to a slow start at the beginning of the year, the market has not quite recovered and there are a number of reasons that the industry ...

By Mr. Laurent
(DL Financial)
Comments 28
When you are buying, selling, monetizing, funding or discounting Bank Guarantees, you only want to work with the most reliable, safe, ethical, knowledgeable, honest and efficient providers.   Here are Top 11 Reasons Why DL FINANCIAL LIMITED should be Number 1 for you!     1. Unrivaled Authenticit...

By M.C. Dwyer, Santa Cruz Mountains Property Specialist
(Century 21 Showcase REALTORs)
Comments 4
This isn't the first blog post from Gene Mundt that I've shared, and given his acumen, it won't be the last.     The Equifax Security Breach: Assume the Worst Typically, making assumptions is not good.  In the case of the Equifax security breach discovered on July 29, 2017?  Just the opposite is ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
When you determine that you are ready to obtain a loan for your company, it’s important that you do your research in all areas. One of the most important things to do it find a commercial lender that you feel confident will get the best loan terms for you. The world of commercial loans can be co...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Sure, we all make mistakes, but some are bigger than others and can make a lasting impression on the future and success of your business. When it comes to securing commercial real estate financing, try to avoid making these mistakes.There is a lot to learn about applying for a loan for your busi...