Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Patricia Feager, MBA, GRI, Cert Negotiations Expert, Military Relo Prof, The Little REALTOR® That Could
(Dallas Premier Keller Williams Realty)
Comments 24
 Pie In the Sky Thinking about selling your home in North Dallas, Texas? Don't hold out for Pie in the Sky! Now is the time to talk to a reputable, credible, licensed REALTOR® and if buying to a Lender who has been referred to you by your REALTOR®. Zillow looks at trends but only a licensed Real ...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
Our minimum loan amount is $100K or $100,000 with at least a 20% down payment. An Individual Taxpayer Identification Number (or ITIN) is a United States tax processing number issued by the Internal Revenue Service. An ITIN is a nine digit number that will begin with the number 9 and has a 7 or 8 ...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
Our minimum loan amount is $100K or $100,000 with at least a 20% down payment. An Individual Taxpayer Identification Number (or ITIN) is a United States tax processing number issued by the Internal Revenue Service. An ITIN is a nine digit number that will begin with the number 9 and has a 7 or 8 ...
By Michael Collins, CDPE, SFR , Wisconsin Short Sale Specialist Realto
(*ROCK REALTY|Broker|Realtor|Real Estate|WI Short Sale Agent*)
Comments 0
In an effort to bolster the housing market and open the doors of home ownership to many more, Fannie Mae has reduced their down payment requirement from 5 percent to 3 percent. The new option will give homebuyers, and current home owners, an opportunity to finance a home without placing an undue ...
By Tim Hart, Broker
(Bozeman Broker Group)
Comments 1
After a volatile July, loan interest rates have stayed below 4% for the 5th consecutive week. This week, the 30-year fixed-rate mortgage averaged 3.93%, just a tick below last week’s 3.94% average. Movement has been relatively small over this time period, but buyers will want to stay in the loop ...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 6
Good morning allToday's news bring us that GDP is up slightly as is core consumption. Initial jobless claims near same levels and continuing claims rising. What does all this mean?The bonds that took a beating yesterday have stayed close to the levels I called out and are now in a slight improvem...
By Rebecca Gaujot, the GO TO REALTOR, Lewisburg WV Real Estate, Greenbrier County
(RE/MAX Vision Quest)
Comments 4
Thinking of purchasing a home? Want to know the four Most Common Loan Types, and what the differences are between them. Check out Darren Copeland's infographic below.   There's a lot of reading on Active Rain, so instead of using a lot of words, we're going to let you look at this amazing Loan Di...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 9
We're always hard at work helping folks understand what it takes to get a home loan, so we created Mortgage-land!  It's kind of like CandyLand, but it's not really a game just an infographic that takes you through the process of getting a mortgage.  Darren Copeland and his team are the best mortg...
By Jon Quist, Tucson's BUYERS ONLY Realtor since 1996
(LONG REALTY)
Comments 1
Darren has written a terrific and timely post here. But what is really special are the graphics. I mean, wow. Share with your friends. We're always hard at work helping folks understand what it takes to get a home loan, so we created Mortgage-land!  It's kind of like CandyLand, but it's not reall...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
Stated Loans on investment and Bank Statement loans on primary residences, offered NATIONWIDE! 80% LTV STATED or BANK STATEMENT loans are now available owner occupied, second homes and investment properties NATIONWIDE for the self- employed! Call 800 315 8803 or visit www.bartprequalifies.com tod...
By Donald Payne
(Vision Realty)
Comments 1
 For any FHA loans assigned on or after September 14, 2015 there will be significant changes, especially those that are applying with student loans. Here's what you need to know if you are considering applying for an FHA backed home loan.Changes for those with student loans.As of September 14, un...
By Randy Prothero, Hawaii REALTOR, (808) 384-5645
(Island Style Realty Inc.)
Comments 5
I have promoted the idea of using a local funding lender with my real estate clients for years and have saved my clients a lot of stress, time and money. We hear so many stories of bad experiences from other real estate agents and members of the public that my clients are simply not running into....
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
  Being self-employed can be both a benefit and liability when it comes to your financial life. Various tax deductions and business credits can be very lucrative but they can also bite you when it comes time to get a home loan. There are several ways that you can get your finances in order so tha...
By Bill Davis, Real Estate Agent, Realtor 1st Time Homebuyer, Luxury Home, Investor Specialist Realtor, Bill Davis, Experienced and Professional Realtor
(West USA)
Comments 0
Realtor Bill Davis Report:  New Rent to Own Program that is available on just about any home in Maricopa or Pinal Counties.Staying on top of real estate movement is an important function of a Professional Real Estate Agent and Bill Davis, Realtor in Phoenix, AZ shares this information about the r...
By Lisa Von Domek, ....Experience Isn't Expensive.... It's Priceless!
(Lisa Von Domek & Associates LLC Team)
Comments 26
Financing and Your Credit ScoreCredit is an important component in helping you find the best loan product to meet your home-buying needs. The way you handle credit obligations can greatly affect your loan choices and the interest rates you can get. In short, the better your credit, the more loan ...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
  Pensacola Housing Market 32503, 32504, 32514, CFPB stops mortgage firms that suggest U.S. backing Three companies that offer reverse mortgages, "pay your mortgage quicker" services and more went too far and implied federal backing, the consumer bureau alleges. Read more.       Helpful Links   ...
By Chris Thomas
(The Mortgage Experts at America's Mortgage, a Division of Cherry Creek Mortgage Co.)
Comments 157
If a borrower does not have enough money to pay for the required down payment, it is permissible to have a relative give the borrower the money for the down payment. With an FHA loan, the entire down payment amount can come from a relative.  The gift donor must sign a letter stating that the fund...
By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 0
Gulf Breeze Real Estate Happenings 32561, 32563, 32566, Jumbo mortgage market inflates The percent of homebuyers applying for a jumbo loan in the first six months of 2015 was 36% higher than the number who applied one year earlier. Read more.   Homes in Gulf Breeze, Florida 32561 with buyer reba...
By Troy Erickson, Your Chandler, Ahwatukee, and East Valley Realtor
(Diverse Solutions Realty www.ChandlerRealEstate.weebly.com)
Comments 106
If you missed this original post, Darren Copeland provides an excellent infographic showing the 4 Most Common Loan Types, and what the differences are between them.Obviously with a Conventional Loan, you have more money to put down, but instant equity, and the lowest monthly payment.FHA allows 3....