Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
New funding available July 1, 2015 for down payment assistance Today marks a new year for the downpayment assistance program that offers upto $14,999 to local home buyers on a need basis for the following cities:Goodyear, Buckeye, Tolleson, Queen Creek, Laveen, El Mirage, Guadalupe and uniconrpor...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
There's a lot of reading on Active Rain, so instead of using a lot of words, we're going to let you look at this amazing Loan Difference Infographics. Which will show you the differences between the 4 major home loans out there which can help you purchase a home.  So without further hesitating......
By Pamela Seley, REALTOR®, CA BRE #01824145 Real Estate - Call 951.491.4063
(West Coast Realty Division)
Comments 104
These days it seems a day doesn't go by I hear someone has been defrauded. Patricia Feager, MBA, GRI, Cert Negotiations Expert, Military Relo Prof wrote an article about scammers targeting seniors, one of the most targeted group of Americans -- but anyone at any age can be scammed. I was involved...
By Paul Antonelli, Broker Owner ; Antonelli Realty
(ANTONELLI Realty)
Comments 0
If you enjoyed reading the post please give it a LIKE, every little bit helps. Thank You.Mortgage apps fell almost 5% from last week. The Market Composite Index, a measure of mortgage loan application volume, decreased 4.7% on a seasonally adjusted basis from one week earlier. On an unadjusted ba...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
80% LTV STATED loans are now available owner occupied, second homes and investment properties Nationwide. Call 800 315 8803 or visit www.bartprequalifies.com today to start and application!Our MINIMUM loan amount for a STATED LOAN is $200,000 or 200K. We offer STATED LOANS AKA light doc, bank sta...
By Pamela Seley, REALTOR®, CA BRE #01824145 Real Estate - Call 951.491.4063
(West Coast Realty Division)
Comments 24
When I listed and negotiated short sales starting in 2009 and ending 2012, the short sale "flopping" scheme was made known to me through my short sale training.Licensed real estate agents in California are allowed to negotiate short sales for homeowners, but there were rules to follow. I won't go...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 1
In an ever tumultuous market we seem to not be able to sustain any direction for longer than a day, as of late. Friday saw large losses nearing 70bps post and Monday brought us recovery to retrace all the losses from previous day. Tuesday showed signs of life and smaller gains but ended that day ...
By Kate Fomina, Your most creative Realtor in Alameda and SF
(Princeton Real Estate)
Comments 1
Celebrate Freedom - From Dept: 10 Steps to Financial FreedomWith Independence Day as its iconic holiday, July is inextricably linked with the concept of freedom. While the month represents national liberty and a respite from the busy schedules of the school year, it provides an ideal opportunity ...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 9
For all FNMA (Fannie Mae) & FHLMC (Freddie Mac) aka Conventional loans buyers be wary of significant price surcharges that come effective Next Monday 07/06/15When we get asked "I have good credit why am I not going conventional"?The answer to this can vary with each borrower but mainly the key in...
By Valorie L. Ford, Valorie Ford & Co, Charlottesville/Albemarle Real
(Keller Williams Realty)
Comments 1
 There has been a lot of discussion about how difficult it is to get a home mortgage in this market.  There is no doubt that the process is not as easy as it was eight to ten years ago and that’s probably good news. However, it does appear that availability to mortgage money is increasing with ea...
By Michael Dagner, Your Denver Homes Realty Expert
(Brokers Guild Classic)
Comments 2
I often get asked the question about why credit scores are different from one credit bureau to another. Here's the answer.  This content is courtesy of AR associate, George Souto Why Are Credit Scores Different Between The Three Credit Bureaus?  In my opinion the three most important things in ob...
By JOE RYSTROM & TEAM, Real Estate Professionals
Comments 0
Does the FICO Score penalize for rate shopping?FICO scoring models use specialized logic that accounts for rate shopping for student, auto and mortgage loans. In general, student loan, auto and mortgage-related inquiries that occur 30 days prior to scoring have no effect at all on the FICO Score....
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 31
Why Are Credit Scores Different Between The Three Credit Bureaus?  In my opinion the three most important things in obtaining a mortgage are Income, Debt, and Credit Scores.  The first two are self explanatory, but the third, "credit Scores" are not as easy to explain.  So it is important for us ...
By Ruthmarie Hicks
(Keller Williams NY Realty - 120 Bloomingdale Road #101, White Plains NY 10605)
Comments 73
OK - this is a funny way to begin a blog - but I'm exhausted!   Just plain out and out drained.  Normally this state of tiredness would have me beating a path to a doctor.  But I don't need a doctor, I just need a lender who can close a loan in a timely manner.  You see,  in addition to everythin...
By Robert Adams, Real Estate Broker in NV, MA, & RI
(Broker at The Adams Team at Rothwell Gornt Companies in Las Vegas & Sankey Real Estate in MA)
Comments 0
According to BUYUSDA.com "USDA mortgages are the only no money down home purchase program available to borrowers who have not served in the military." Here is a map showing highlighted ineligible USDA areas: http://www.buyusda.com/assets/ma-and-ct.jpg Best Regards, Robert Adams Licensed Real Est...
By Karen Schimpf
(Commercial Capital Ltd.)
Comments 1
Where: Chicago Type: This one was done on our private money fund. The borrower was Canadian and he needed to tap the equity in his Chicago Apartment complex to purchase another complex. He had tried some other brokers he thought were lenders and, they did not come through for him. You have to be ...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
80% LTV STATED loans are now available owner occupied, second homes and investment properties Nationwide. Call 800 315 8803 or visit www.bartprequalifies.com today to start and application!Our MINIMUM loan amount for a STATED LOAN is $200,000 or 200K. We offer STATED LOANS AKA light doc, bank sta...
By Erika Rogers, St George Utah Real Estate & local info.
(Re/Max First Realty)
Comments 2
A Mortgage Payoff the Banks Don’t Tell You AboutThere is a mortgage payoff that the banks don’t want to tell you about because it will save you so much money in interest payments. The Home Affordable Refinance Plan is still available to millions of Americans to help them reduce their monthly mort...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
80% LTV STATED loans are now available owner occupied, second homes and investment properties Nationwide. Call 800 315 8803 or visit www.bartprequalifies.com today to start and application!Our MINIMUM loan amount for a STATED LOAN is $200,000 or 200K. We offer STATED LOANS AKA light doc, bank sta...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog.