Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 84
  So you just got your mortgage and saved some money or moved into your new home, CONGRATULATIONS! What typically happens in the next 1-2 months? A letter arrives talking about Bi-Weekly payments and how you can get out of debt and save tens of thousands in interest and payments by utilizing this...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
  What Can I Afford? That's a question that's usually asked first to us as mortgage lenders, but how do we figure out this amount?  Well, it's not an educated guess, that's for sure, we use a lot of tools to figure this out as you're beginning the home loan process.  It's also better for you to k...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987, IL Lic. 0006220, WI Licensed. APMC NMLS #175656)
Comments 21
What Do Band-aids and the Modern    Mortgage Process Have in Common?            Remember when you were a kid and you got a cut or scrape?  Your mom would wash it up, then place a band-aid on it, right?     Days later, after the cut healed, the band-aid would have to come off.  I can tell you, jus...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987, IL Lic. 0006220, WI Licensed. APMC NMLS #175656)
Comments 28
What Closing Costs to Expect if You're a First-Time Home Buyer        There's a lot of things to learn and know when hoping to become a First-Time Home Buyer.  It can all seem a bit overwhelming ...     Closing Costs:  Closing Costs are one of the most important things you must know as part of yo...
By Sandy Padula and Norm Padula, JD, GRI, Presence,Persistence & Perseverance
(Allison James Estates & Homes)
Comments 11
      Finally, there is now an official statement on the FHA financing guidelines for homes with PACE (Property Assessed Clean Energy ) liens which deal with solar panel purchases for private residential homes in the U.S.Here is the link to the official guideline on this issue:http://portal.hud.g...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 4
Well we look to close out this month in a predictable sideways pattern we have been in recently. The bonds held true to what I called last week (amazing right) and continue to show support for the 100.50 - 101 range for the FNMA 3.0 coupon.This week has some important news with the biggest coming...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 1
Not much news today other than the market sell off from yesterday completely retraced itself today. I admit I was a bit nervous when I saw the 100.5 support get pierced and fall below by nearly 20bps but the FNMA 3.0 regained ground during the session and closed above the current support level of...
By Michael Gross, Providing lending solutions not just loans!
(Dividend America Commercial Lending)
Comments 0
Commercial Loans for Multifamily Housing and Apartment BuildingsCommercial loans for multifamily housing and apartment buildings are becoming more prevalent and easier to qualify for as the housing market tightens and rents continue to rise.  Recent trend data still shows a housing shortage and t...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 9
5 Ways to Get a Lower Mortgage Interest Rate       Everyone wants the lowest rate.  When shopping for a mortgage, there's no item higher on the list of "to asks" than "what's the rate?".  The problem is, no one knows what the lowest rate is - not your mama, nor your papa, not your mortgage banker...
By Troy Erickson, Your Chandler, Ahwatukee, and East Valley Realtor
(Diverse Solutions Realty www.ChandlerRealEstate.weebly.com)
Comments 116
If you missed this original post, Darren Copeland provides an excellent infographic showing the 4 Most Common Loan Types, and what the differences are between them.Obviously with a Conventional Loan, you have more money to put down, but instant equity, and the lowest monthly payment.FHA allows 3....
By Tim Hart, Broker
(Bozeman Broker Group)
Comments 0
Homeowner’s looked to take advantage of low mortgage rates in late August and their attempts to refinance their loan helped raise total mortgage applications by 3.6 percent. Mortgage applications were 18% over numbers seen from a year ago.As rates have dropped, homeowners have tried to take advan...
By Steve Adams, Steve Adams REALTOR ®, ABR,GRI
(RE/MAX 1)
Comments 1
5 Apps That Will Help You Get Organized And Pay Your Bills -   Has the time come to tighten those strings on your purse again? Being busy and who having bills adding up can lead to some very stressful times when you are looking at the balance in your bank account. Knowing that you are not alone a...
By Ginger Harper, Your Southport~Oak Island Agent!
(Coldwell Banker Sea Coast Advantage)
Comments 1
Such a great analogy.. I had to reblog for my friends to see. What Do Band-aids and the Modern     Mortgage Process Have in Common?              Remember when you were a kid and you got a cut or scrape?  Your mom would wash it up, then place a band-aid on it, right?     Days later, after the cut ...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 1
Kansas City Mortgage Tip of the Week I was recently going through some of our old videos on our YouTube Channel and I came across one of our tips of the week that still applies today, it's a few do's and don'ts as you go through the mortgage process.  It makes me kind of nostalgic to see our old ...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
My family is one of those crazy families who are always looking for a deal.  We use coupons as much as we can to get the best deal on whatever product we can! VA Loans and Homes for Heroes are the best 'home buying coupon' you could ever need! Let me tell you more about it! Looking for a deal on ...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Chris Mamone, Loan Officer
(LoanStar Home Lending)
Comments 3
What Closing Costs to Expect if  You're a First-Time Home Buyer          There's a lot of things to learn and know when hoping to become a First-Time Home Buyer.  It can all seem a bit overwhelming ...     Closing Costs:  Closing Costs are one of the most important things you must know as part o...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 10
We're always hard at work helping folks understand what it takes to get a home loan, so we created Mortgage-land!  It's kind of like CandyLand, but it's not really a game just an infographic that takes you through the process of getting a mortgage.  Darren Copeland and his team are the best mortg...
By Patrick Ryan
Comments 0
As we all know, our credit score is an important part of our financial life that can affect our ability to buy a car or a house.  It really does play a huge role in our financial life whether we like it or not.  While we have all heard about a credit score, not everyone really understands what it...