Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Nancy Benson, Award Winning Agent | Buy |Unique Homes| Sell
(Keller Williams Ottawa Realty, Brokerage)
Comments 0
New mortgage insurance rules take effect Feb 15th 2016.   It is not expected to have a big impact on the Ottawa real estate market, but it’s still good for buyers to be reminded of new federal rules on mortgage down payments that take effect Feb. 15 and will affect homes priced between $500,000 a...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
Another Declined Borrower? We routinely fund loans for buyers that other lenders fail to close. If you haven’t started working with us yet, your clients would like you to start. Call today. Cell 602-326-4983 svetlanam@snmc.com For more information visit: SecurtyNational Mortgage Company svetlanam...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
It’s about time we show you A REAL HERO Our “super powers” lie in the ability to help more of your clients with their mortgage needs. Time to suit up and join the good guys. Securitynational mortage is growing! See what we can do for you. Call today. Cell 602-326-4983 Cell 602-410-4340 jeff.thoma...
By Matt Listro, Your Credit Repair Expert
(National Credit Fixers - Matt Listro)
Comments 0
If every company that promised to help people recover from financial debt actually did, then the task of choosing one would be easy. But it is not; nor should it be. Decisions concerning your future are important and should be made carefully. That is why we at National Credit Fixers offer some ti...
By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Interlinc Mortgage Services, LLC #205696)
Comments 0
How To Refinance Your FHA Mortgage And Get Rid Of Mortgage InsuranceI've been getting a lot of requests lately for FHA refinances. The Dallas Texas and surrounding area home values have increased rapidly over the last several years. The positive effect to that is that borrowers that purchased a h...
By Amanda and Jared Christiansen, Century 21 Bradley Realtors
(Century 21 Bradley (260)704-0843)
Comments 7
I (Jared) grew up in a strict household.  I was constantly being told what to do and what not to do.   DROVE.  ME.  NUTS.   It's always seemed like there were more "DON'Ts" than "DO's".  It turns out that my parents just loved me and wanted the best for me.  I can see that now. My mortgage banker...
By Bob "RealMan" Timm, Decades Of Service to the Greater Minot ND Area
(National Marketing Realtors)
Comments 4
Minot Real Estate 101 Mini Moment. I'm Bob Timm with National Marketing Realtors welcoming you to our first Minot Real Estate 101 Mini Moment. Our goal is to give first time home buyers a 1 minute lesson on Real Estate every week day. Our 1st Mini Moment is WHY DO YOU NEED AN APPRAISAL? The simpl...
By Donald Payne
(Vision Realty)
Comments 0
Most potential homebuyers will go through a credit union, bank or mortgage loan officer in order to acquire a mortgage to buy a house but his is the only way to do it? More and more people are looking for loans through private money lenders instead of larger banks or credit unions. This is not to...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987, IL Lic. 0006220, WI Licensed. APMC NMLS #175656)
Comments 27
 Account Activities Matter When Applying for your Chicagoland Mortgage        Almost all Mortgage Lenders require that Loan Applicants submit each and every page of their Bank Statement, Investment Account, and Retirement Fund (showing source of Down Payment), not just a first page.       And not...
By Patty Clark, Helping Families Make the Right Move
(Metro Brokers/Morningside Homes, LLC)
Comments 2
It's a Big Difference  Let’s say that you just won $8,750 on a lottery scratch-off ticket. You’ve decided to be frugal and invest the money and have decided on three alternatives: buying a certificate of deposit, a mutual fund or use the money as a down payment for a $250,000 home.To compare the ...
By Joy Baker, So NH RE & Short Sale Specialist
(RE/MAX Insight)
Comments 11
Don't get me wrong, I liked it.  I mean, it had comedy, profanity and a bathing beauty in a bubble bath explaining (sort of) the subprime mortgage market.  I like absurdity as much as the next person so what's not to like?  And, as a movie taken solely as a depiction of the mania, stupidity and a...
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 0
Fixed Mortgage Rates Avg. 3.65% (30-Yr), 2.95% (15-Yr) for Week Ending 2/11/2016. Just follow the link to view the latest Weekly Mortgage Rate Averages. Every week I report the latest national mortgage rate averages as determined by Freddie Mac.  I list the 30-year and 15-year fixed rate mortgage...
By Tom Burris, Texas Mortgage Dallas Mortgage FHA
(NMLS# 335055)
Comments 33
Rapid Rescore Costs What is Rapid Rescore? A Rapid Rescore of a credit report is when a client provides documentation about erroneous information on their credit report…. And their Loan Officer submits these items to the credit bureaus to be updated. The loan officer doesn’t go directly like a co...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 1
Before you go out house hunting make sure you have enough money available to get your house closed.…I know it sounds simple, but many people don’t realize the amount of funds they will need available to get into a house.Here is a simple breakdown of your out of the out of pocket costs you could e...
By Kathleen Daniels, San Jose Homes for Sale - Probate Specialist
(KD Realty - 408.972.1822)
Comments 8
I received an interesting call today. Caller: “We are a very small business helping people with loan modifications. Can we charge a fee?”Me: While I do not remember the exact date, I know it was well over one year ago, Governor Schwarznegger signed Senate Bill 94, making it illegal in California ...
By Erika Rogers, St George Utah Real Estate & local info.
(Re/Max First Realty)
Comments 0
2016 Mortgage Rate ProjectionsTrying to figure out what the rates will be doing in the upcoming year will never be an old topic, so 2016 mortgage rate projections are a hot topic right now. A look into Fannie Mae and Freddie Mac’s archive’s real that it has been several years now since the monthl...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
A wide variety of loan products and Jumbo loan alternatives to help you achieve both peace of mind and small mortgage payments. Let your dreams take flight! Call or email today to see how I can help you own a home of your own. Cell 602-421-4300 Cappy.Capozzoli@snmc.com For more information visit:...
By Michael Gross, Providing lending solutions not just loans!
(Dividend America Commercial Lending)
Comments 0
This is a Bridge Loan Success. This borrower had a real struggle.  He had invested tons of money in his project, capital was drying up and he needed a quick solution, here's how it all went down. A Bridge (loan) to Far? Not this Time! Everyone knows the old WWII story about the raid led by the Br...
By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Interlinc Mortgage Services, LLC #205696)
Comments 0
The Hurdles of Mortgage Financing and Divorce February Newsletter Divorce and mortgage financing concerns are often a touchy subject in divorce situations. Particularly when one spouse is dependent upon income awarded from the divorce for mortgage qualifying purposes and also when contingent liab...
By Bill Kamboukos
(Strategic Mortgage)
Comments 0
The VA Home Loan is a program for Veterans of the Armed Services and National Guard and also current active duty military personnel and is a program that provides great benefits for our servicemen and servicewomen and Veterans. Here are some of the important things you need to know about the prog...