Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Susan Laxson, Local Knowledge & Global Network
(John R. Wood Properties)
Comments 4
Residents from New York, New Jersey, North Carolina, Ohio, Wisconsin, Illinois, California and other non-Florida states should consider declaring Florida domicile. Here are some of the reasons tax consultants are advising you to consider Florida: No state income tax No state estate or gift tax Ho...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
Serving Those Who Served VA Program Highlights: • Short Sales and Foreclosures seasoned 2 years • Exceptions apply on short sales less than two year (call your AE for details) • Lender Paid compensation available up to 4% • Use all above par pricing to be applied to third part closing cost (NO ca...
By Joy Baker, So NH RE & Short Sale Specialist
(RE/MAX Insight)
Comments 10
Don't get me wrong, I liked it.  I mean, it had comedy, profanity and a bathing beauty in a bubble bath explaining (sort of) the subprime mortgage market.  I like absurdity as much as the next person so what's not to like?  And, as a movie taken solely as a depiction of the mania, stupidity and a...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 8
P&S's signed by both parties is now required before the appraisal can be completed. I was in the Q&A section when I saw a question by Greg Cremia.  "Is it illegal to try to influence an appraiser?"  Great question.  As advocates for the seller we are trying to present the subject property in the ...
By Marnie Matarese, Showing you the best of Sarasota!
(J Wood Realty)
Comments 43
  WHY SHOULD I USE A LOCAL LENDER? It happened again today.  Although I had advised and cajoled and then practically begged the buyers to dump their internet lender, why should they pay any attention to me?  Why would my advice be better than the wife’s hairdresser’s brother, the waiter, who is s...
By Sally K. & David L. Hanson, WI Realtors - Luxury - Short Sale - CDPE, REDS
(Keller Williams 414-525-0563)
Comments 21
  You may have lulled yourself into believing that now because the "New Improved" credit cards have been issued with the "Magic Chip"...you no longer have to worry about having your card compromised...no one will escape to foreign lands and charge their trip to your account...furnish their home....
By Danielle Doucet, Kamloops Real Estate, buy or sell in Kamloops BC
(Kamloops PropertyFor Sale)
Comments 1
Do you know what your credit rating is? So much rides on it: your ability to get a credit card, rent an apartment or buy a home. But how much do you really know about what goes into your credit score? To try and demystify the elusive credit rating process, we spoke with the Paul Le Fevre, direct...
For 18 years I have met with the same group of women for our Book Club. We have been through it all, children, sickness, loss, divorce, grandchildren (expected and unexpected), etc. We have laughed and we have cried. I wouldn’t trade it for the world. Now that our children are in college or on th...
By Manish Chanda, Albuquerque and Santa Fe Area Real Estate
(Everest Peak Realty @ Keller Williams)
Comments 0
​If there is one single piece of advice we always like to give to all prospective buyers it is, quite simply, to get pre-approved for home finance.There are so many benefits to this approach.Crucially, you are going to be very taken seriously by any seller as you are demonstrating your ability to...
Why Robert Kiyosuki  may think real estate hard money loans worthwhile - as long as you can afford itHard money lenders loan funds when the borrower wishes to invest or flip  property and is rejected by the bank due to shifty credit or  disreputable credit history.  The borrower then has the opti...
By Kathleen Daniels, San Jose Homes for Sale - Probate Specialist
(KD Realty - 408.972.1822)
Comments 61
When People AT PNC Mortgage Don't Know They Make Up A Story As They Go I am convinced that people at PNC Mortgage simply make something up as they go versus simply saying ... I don't know. The power in "I don't know" is that we create the opportunity to take responsibility to find out and get cus...
By Michele Connors, Your Eastern North Carolina Realtor
(The Overton Group, LLC Pitt & Carteret County)
Comments 6
This is me... Happy !   *yeah, static hair and all ! Today I walked into the office to hear the interest rates have dropped and the sun is suppose to shine all weekend !!!  Great combination in Real Estate ! I am in the office waiting for a contract to be signed and my buyer client will be happy ...
By Lise Howe, Assoc. Broker and Attorney Licensed in DC, MD, VA,
(Keller Williams Capital Properties)
Comments 14
This is a great blog to share with first time buyers as they start their home search. Thanks to Nick T Pappas for giving us such a great start with that conversation.  It is information like this that will set you apart from the rest of the Realtors those first time buyers are talking to.  How Yo...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
We are pleased to offer our Jumbo Alternative product. Designed to serve the borrower who is looking for a higher loan amount, with flexible guidelines, and who can demonstrate the ability to repay. LOAN FEATURES: • LTV up to 90%, with no MI, up to $2.5 million loan amount • DTI up to 50% with co...
By Marty Snyder, SFR, Ohio Homes for Sale
(OwnerLand Realty)
Comments 0
Guaranteed Rural Housing LoansMany people are seeking down payment assistance.  If that is what you are looking for, then you must read the following information.Rural Development - Ohio has been a leader nationally in utilizing the Guaranteed Rural Housing program.  Visit http://www.swohioreales...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
Opening Doors To Your Dreams... Home ownership is closer than you think. No Down Payment & Gifting Options Available. • Free pre-approval • 100% financing available • Credit problems? Not a problem! Set up an appointment today for a free consultation! Call today. Cell 480-233-3010 DylanJamesMTG@s...
By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
  Hot Apartment Rates on $250K+  Rates can start in the LOW 4's and it is not a FNMA or Freddie Mac loan. Purchase Refinance 5 units or more  Give me a CALL TODAY to get your deals closed  at 512-650-8630     Minimum loan amount is $250K  Max loan amount is $3MM 75% LTV Amortization is 25 or 30 y...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 1
Below is the daily mortgage market and interest rate commentary from Bruce Brown, Branch Manager and Senior Loan Officer with PrimeLending in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
The right loan for your next mortgage -1st Time Home Buyers-Purchase & Refinancing Programs-Conventional,-FHA, VA & Jumbo Loans-HARP 2.0-Reverse Mortgage-Zero Down Program For a FREE Consultation, Call or Email Today!  Cell    480-233-3010 DylanJamesMTG@snmc.comFor more information visit: Securty...
By Manish Chanda, Albuquerque and Santa Fe Area Real Estate
(Everest Peak Realty @ Keller Williams)
Comments 1
No one would say that the current turbulence in stock markets is a good thing, however this has given rise to a fresh wave of risk aversion that is undeniably benefiting home buyers and sellers right now.This is the fifth straight week that we have seen falls in mortgage rates, which are now near...