Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Are you considering diversifying your portfolio but you aren't sure what you should do to spruce it up and make some cash for your wallet? There is a way to do this! You can simply look into trust deed investing Texas. Texas Mortgage Broker, Hard Money Loans, Texas Home Loans, hard money lender T...
By Patricia Feager, MBA, GRI, Cert Negotiations Expert, Military Relo Prof, The Little REALTOR® That Could
(Dallas Premier Keller Williams Realty)
Comments 25
 Pie In the Sky Thinking about selling your home in North Dallas, Texas? Don't hold out for Pie in the Sky! Now is the time to talk to a reputable, credible, licensed REALTOR® and if buying to a Lender who has been referred to you by your REALTOR®. Zillow looks at trends but only a licensed Real ...
By Spirit Messingham, Third Generation Full-Time Realtor® 520 471-6900
(Tierra Antigua Realty)
Comments 1
 Mortgage bond prices finished the week lower, which pushed rates higher. Stock volatility dominated headlines. The DOW fell over 600 points Monday morning, which initially helped rates improve. Stocks recovered later in the week and mortgage rates worsened. The data was generally not rate frien...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
Our minimum loan amount is $100K or $100,000 with at least a 20% down payment. An Individual Taxpayer Identification Number (or ITIN) is a United States tax processing number issued by the Internal Revenue Service. An ITIN is a nine digit number that will begin with the number 9 and has a 7 or 8 ...
By Lisa Von Domek, ....Experience Isn't Expensive.... It's Priceless!
(Lisa Von Domek & Associates LLC Team)
Comments 27
Financing and Your Credit ScoreCredit is an important component in helping you find the best loan product to meet your home-buying needs. The way you handle credit obligations can greatly affect your loan choices and the interest rates you can get. In short, the better your credit, the more loan ...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
Our minimum loan amount is $100K or $100,000 with at least a 20% down payment. An Individual Taxpayer Identification Number (or ITIN) is a United States tax processing number issued by the Internal Revenue Service. An ITIN is a nine digit number that will begin with the number 9 and has a 7 or 8 ...
By Michael Collins, CDPE, SFR , Wisconsin Short Sale Specialist Realto
(*ROCK REALTY|Broker|Realtor|Real Estate|WI Short Sale Agent*)
Comments 0
In an effort to bolster the housing market and open the doors of home ownership to many more, Fannie Mae has reduced their down payment requirement from 5 percent to 3 percent. The new option will give homebuyers, and current home owners, an opportunity to finance a home without placing an undue ...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987, IL Lic. 0006220, WI Licensed. APMC NMLS #175656)
Comments 0
What Closing Costs to Expect if You're a First-Time Home Buyer        There's a lot of things to learn and know when hoping to become a First-Time Home Buyer.  It can all seem a bit overwhelming ...     Closing Costs:  Closing Costs are one of the most important things you must know as part of yo...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 6
Good morning allToday's news bring us that GDP is up slightly as is core consumption. Initial jobless claims near same levels and continuing claims rising. What does all this mean?The bonds that took a beating yesterday have stayed close to the levels I called out and are now in a slight improvem...
By Tim Hart, Broker
(Bozeman Broker Group)
Comments 1
After a volatile July, loan interest rates have stayed below 4% for the 5th consecutive week. This week, the 30-year fixed-rate mortgage averaged 3.93%, just a tick below last week’s 3.94% average. Movement has been relatively small over this time period, but buyers will want to stay in the loop ...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 9
We're always hard at work helping folks understand what it takes to get a home loan, so we created Mortgage-land!  It's kind of like CandyLand, but it's not really a game just an infographic that takes you through the process of getting a mortgage.  Darren Copeland and his team are the best mortg...
By Tim Lamson, MBA
(Show Appeal Realty)
Comments 2
Had someone tell me not long ago that this is the year of the Shemitah. I said, "The WHAT??" "The Shemitah!," he said.Long story short, there's a book about the subject by a Jewish Rabbi named Jonathan Cahn.  It was on the NTY Best-Seller List.  If you ever want an interesting read, check it out....
By Rebecca Gaujot, the GO TO REALTOR, Lewisburg WV Real Estate, Greenbrier County
(RE/MAX Vision Quest)
Comments 5
Thinking of purchasing a home? Want to know the four Most Common Loan Types, and what the differences are between them. Check out Darren Copeland's infographic below.   There's a lot of reading on Active Rain, so instead of using a lot of words, we're going to let you look at this amazing Loan Di...
By Olga Simoncelli, Broker/Owner Veritas Prime Candlewood Lake Area CT
(Veritas Prime, LLC)
Comments 1
Interest Rate Guessing Game Goes On As members of the Federal Reserve Bank are discussing “Inflation Dynamics and Monetary Policy" at the annual economic symposium in Jackson Hole, Wyoming, the guessing game continues as to weather the Fed is going to raise its rate for the first time since 2006....
By Jon Quist, Tucson's BUYERS ONLY Realtor since 1996
(LONG REALTY)
Comments 1
Darren has written a terrific and timely post here. But what is really special are the graphics. I mean, wow. Share with your friends. We're always hard at work helping folks understand what it takes to get a home loan, so we created Mortgage-land!  It's kind of like CandyLand, but it's not reall...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
Stated Loans on investment and Bank Statement loans on primary residences, offered NATIONWIDE! 80% LTV STATED or BANK STATEMENT loans are now available owner occupied, second homes and investment properties NATIONWIDE for the self- employed! Call 800 315 8803 or visit www.bartprequalifies.com tod...
By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 18
  FHA loans have been the major talk in the news as of lately. One loan officer e-mailed me the other day, asking if FHA is going away. I asked, how did you come up with this?  Because three realtors had mentioned it to them. I have not heard a thing, but let's use common sense.  If FHA loans wo...
By Donald Payne
(Vision Realty)
Comments 1
 For any FHA loans assigned on or after September 14, 2015 there will be significant changes, especially those that are applying with student loans. Here's what you need to know if you are considering applying for an FHA backed home loan.Changes for those with student loans.As of September 14, un...
By Randy Prothero, Hawaii REALTOR, (808) 384-5645
(Island Style Realty Inc.)
Comments 5
I have promoted the idea of using a local funding lender with my real estate clients for years and have saved my clients a lot of stress, time and money. We hear so many stories of bad experiences from other real estate agents and members of the public that my clients are simply not running into....
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
  Being self-employed can be both a benefit and liability when it comes to your financial life. Various tax deductions and business credits can be very lucrative but they can also bite you when it comes time to get a home loan. There are several ways that you can get your finances in order so tha...