Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Olga Simoncelli, Broker/Owner Veritas Prime Candlewood Lake Area CT
(Veritas Prime, LLC)
Comments 0
INTEREST RATE UPDATE - September 4, 2015 Now that we are within about two weeks of the Federal Reserve Bank’s next meeting, the palms are getting sweatier… the analysts are busy prognosticating. The U.S. unemployment rate was always a big factor in the upcoming decision as to whether to raise the...
By Michael Gross, Providing lending solutions not just loans!
(Dividend America Commercial Lending)
Comments 0
Need Hotel Financing? Hotel LoansHotel loans for all types of projects are available with fairly simple terms.  With 80% LTV (loan to value) hotel loans, investor get the most aggressive loan terms with amortizations of up to 30 years and rates below 6% in most cases.Today, hotel loans are availa...
By Lynn B. Friedman, Concierge Service for Our Atlanta Sellers & Buyers
(Atlanta Homes ODAT Realty Call/Text 404-939-2727 Buckhead - Midtown - Westside -- and more ...)
Comments 6
First Time Buyers - Go To Job Credit Union or Contact Mortgage BrokerLooking for your first home? As First Time Buyers, should you go to your Job Credit Union or Contact a Mortgage Broker?  Several ActiveRain Mortgage professionals offer answers to that question. Let's start in alphabetical order...
By Sybil Campbell, REALTOR ABR, SFR, SRES Williamsburg, Virginia
(Long and Foster REALTORS 5234 Monticello Ave Williamsburg, Virginia)
Comments 2
Finance 101: Tips for College FreshmenDid you know college graduates with a bachelor’s degree pay an average $350 a month in loans over 18 years? With stats like those, college freshmen can’t afford not to prioritize personal finance while pursuing a higher education. “With the soaring price of c...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 2
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 0
Good morning and so glad we have a 3 day weekend upon us.After much hype for the real volatility that existed today, it looks to be one of those events similar to a firecracker as a kid. You light it run and expect a loud bang any second only to wait for a while and ... nothing! While its not a g...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 6
Good morning allHere is today's mortgage market snapshot...Unemployment claims are slightly higher than expectations and combined with a similar positioned ADP report yesterday I am starting to buy into the fact that the Fed's may NOT raise rates at next session (less than 2 weeks away).Personall...
By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
This is an article from Bloomberg that discusses the Unlikely Cities that Will Power US Economy  Could these Cities be the Next Place to Buy your Multifamily Units?Click here to check out the cities. http://www.bloomberg.com/graphics/2015-stem-jobs/ -- Wishing You the Best, Karen Schimpf Commerci...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 2
We're a local Lee's Summit, Missouri lender and we get asked all the time, what's Lee's Summit's Best Mortgage for ______________.  (You can fill in the blank with whatever niche, first time home buyers, veterans, active-duty military, underwater-banjo-playing-kite-surfers, we've heard it all he...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 4
Findng the answer to the question why you need to get pre-approved means that you already know the importance of beginning the exciting process of looking for a homeby co nnecting with a local mortgage lender. A trusted mortgage lender can then begin the process of getting you pre approved.   Wh...
By Karen Schimpf
(Commercial Capital Ltd.)
Comments 1
  When buying a business you want to make sure the business is cash flowing (after all the write offs), that the last 3 years of tax returns shows gross sales have either stayed the same or gone up, and lastly the value of the business is what the seller thinks it is worth.  Many sellers over val...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
A stated income mortgage can be a helpful tool in qualifying for a mortgage if you are self-employed or have income that is difficult to verify. Learn what a stated income mortgage is and see if one is a good fit for your home loan needs.  In a traditional mortgage qualification process, the borr...
By Spirit Messingham, Third Generation Full-Time Realtor® 520 471-6900
(Tierra Antigua Realty)
Comments 2
Get ready, as the new disclosure laws mean that closing times are likely to lengthen. The new TRID disclosure laws take effect with loan applications dated 10/3/2015 or later. These impose a 3 day waiting period from the time the new Closing Disclosure (CD) is issued by the lender till when the c...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 1
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Ginger Harper, Your Southport~Oak Island Agent!
(Coldwell Banker Sea Coast Advantage)
Comments 3
Such a great analogy.. I had to reblog for my friends to see. What Do Band-aids and the Modern     Mortgage Process Have in Common?              Remember when you were a kid and you got a cut or scrape?  Your mom would wash it up, then place a band-aid on it, right?     Days later, after the cut ...
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 1
Fixed Mortgage Rates Avg. 3.89% (30-Yr), 3.09% (15-Yr) for Week Ending 9/03/2015. Just follow the link to view the latest Weekly Mortgage Rate Averages. Every week I report the latest mortgage rate averages as determined by Freddie Mac. I post the latest national averages, as well as the local av...
By Olga Simoncelli, Broker/Owner Veritas Prime Candlewood Lake Area CT
(Veritas Prime, LLC)
Comments 7
Interest Rate Guessing Game Goes On As members of the Federal Reserve Bank are discussing “Inflation Dynamics and Monetary Policy" at the annual economic symposium in Jackson Hole, Wyoming, the guessing game continues as to weather the Fed is going to raise its rate for the first time since 2006....
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 85
  So you just got your mortgage and saved some money or moved into your new home, CONGRATULATIONS! What typically happens in the next 1-2 months? A letter arrives talking about Bi-Weekly payments and how you can get out of debt and save tens of thousands in interest and payments by utilizing this...
By Kent Temple, Specializing in Lake Norman Real Estate
(THE TEMPLE TEAM)
Comments 4
Have you ever wondering what all the talk and hype is about Interest Rates? Why such a big deal? Does it really matter?  LOOK at this! Here's an example of your monthly payment from a $400,000, 30 year, fixed mortgage:This week: $1,909,66This time last year: $1,949.075 years ago: $2,084.1810 year...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987, IL Lic. 0006220, WI Licensed. APMC NMLS #175656)
Comments 35
What Do Band-aids and the Modern    Mortgage Process Have in Common?            Remember when you were a kid and you got a cut or scrape?  Your mom would wash it up, then place a band-aid on it, right?     Days later, after the cut healed, the band-aid would have to come off.  I can tell you, jus...