Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Scott Pendleton, Mortgage Expert in Florida
(E Mortgage Management)
Comments 24
Yes, when you have had a bankruptcy, foreclosure, or short sale it may seem like owing a home is never going to happen again but that is not true. I think most people that have had that “negative financial event” have no idea that there are options for them in the market today.Granted there are s...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 4
When You're looking for a Lees Summit Home Loans there are some definite DO's and DON'Ts that you'll want to keep an eye out for in the first steps of you home buying process.  The first step when looking for houses for sale is to get pre-approved with a local trusted lender, You can get pre-appr...
By Tracy Lee Parker, Experienced Broker & Property Managers Since 2006
(RE/MAX Dallas Suburbs/PLATINUM PROPERTIES & MANAGEMENT)
Comments 5
Home loan approval is an ongoing affair! After starting the home mortgage loan process "the approval" is better described as an ongoing affair! This is not a one-time event!! Your approval is a series of evaluations and verifications of the information required for your loan.This information was ...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Don Hess
(Keller Williams Realty of Central PA East, 930 Red Rose Court, Lancaster, PA 17601)
Comments 0
 "Auto Insurance: How to be an informed Buyer." Wednesday September 2nd 6:30 to 7:15 PMQuarryville Library 357 Buck Road Quarryville, PA Attorney Ted Kennett will speak on the following topic: How to buy car insurance and save money without jeopardizing one's rights. There will be a question and ...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
When you are needing to move, buying a new home while selling your existing home can be a stressful and complicated process. Often you need to sell your current home to finance the down payment on your new home. Short term Arizona bridge loans can be a valuable took to ensure you are able to buy ...
By Eleanor Thorne, Equity Resources 919-649-5058
(Equity Resources)
Comments 0
First off – A DAP is the “mortgage babble term” for Down Payment Assistance Programs.  These programs USE to be funded by a SELLER paid contribution – these days, however, “the Home Seller can only help buyers pay closing costs by giving a portion of their proceeds back to the buyer at closing, i...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 3
Good morning wise readers for this market update blog.Today has brought us numbers slightly better than expectations and it caused an initial opening bell loss of 25bps (all of yesterdays gains) but that has since been short lived and the market has already retraced 16bps of that loss basically p...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 0
Were you aware that your credit score can effect the amount of mortgage insurance you pay on Conventional loans?  Here is an example of how your mortgage insurance rates can vary due to credit score.These numbers are based on a $100,000 loan at 95% loan to value ratio.MI Payment Chart…  Credit Sc...
By JOE RYSTROM & TEAM, Real Estate Professionals
Comments 4
From the word "mortgage" to the methods used by lenders to determine how much to loan, the home loan process can be confusing to first timers. In fact, one third of the respondents to a 2011 Wall Street Journal survey of homebuyers said that the most difficult part of buying a home was understand...
By JOE RYSTROM & TEAM, Real Estate Professionals
Comments 3
Here's a clever real estate dictum for you: Don't buy the best house in a bad neighborhood; buy the worst house in a good neighborhood.There are several reasons for this rule, but the main one has to do with property values, which are determined in large part by the surrounding homes. If you buy ...
By Ben Gerritsen
(Miracles Happen, LLC, NMLS ID: 1289680)
Comments 0
Daily Mortgage Interest Rates Rates for websitehttp://www.wedohomeloansforyou.com/mortgage-interest-rate-quoteCustom Rate quoter - Get a custom Mortgage Quote based on your personal scenario Custom Rate quote NMLS # 1289680
By JOE RYSTROM & TEAM, Real Estate Professionals
Comments 0
Does the FICO Score penalize for rate shopping?FICO scoring models use specialized logic that accounts for rate shopping for student, auto and mortgage loans. In general, student loan, auto and mortgage-related inquiries that occur 30 days prior to scoring have no effect at all on the FICO Score....
By JOE RYSTROM & TEAM, Real Estate Professionals
Comments 4
Credit Report Fraud Alerts and Security Freezes Protecting your credit should be near and dear to your heart for homebuyers, and all other consumers, unless you plan to live off the grid. Below are resources to help protect yourself and your credit, and contact information if your identity or cre...
By Gabe Sanders, Stuart Florida Real Estate
(the BlueWater Realty team specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 6
Should I Pay off My Mortgage? Martin County homeowners may dream of the day they can pay off their mortgage. Financial advisers across the country say they are hearing questions all the time about the wisdom of retiring the mortgage early.The pros: The obvious reason to do it: Paying off the hom...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Home Loans Lee's Summit are what we're good at doing, perhaps you're a first time home buyer or perhaps your a seasoned veteran of the home buying process.  Either way we're here to help you with all your mortgage needs from getting pre-approved all the way to putting the key in the front door, a...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 2
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Troy Erickson, Your Chandler, Ahwatukee, and East Valley Realtor
(Diverse Solutions Realty www.ChandlerRealEstate.weebly.com)
Comments 60
If you missed this original post, Darren Copeland provides an excellent infographic showing the 4 Most Common Loan Types, and what the differences are between them.Obviously with a Conventional Loan, you have more money to put down, but instant equity, and the lowest monthly payment.FHA allows 3....
By Spirit Messingham, Third Generation Full-Time Realtor® 520 471-6900
(Tierra Antigua Realty)
Comments 5
Conventional Financing for Condos Condominium projects need to be “warrantable” according to Fannie Mae guidelines in order to be eligible for normal conventional financing. If they are not warrantable, then the financing available will be typically provided by portfolio lenders under their non-w...