Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Kasey & John Boles, Boise, Meridian, Ada/Canyon/Gem/Boise Counties
(Jon Gosche Real Estate, LLC - BoiseMeridianRealEstate.com)
Comments 3
  Flyer & Information Courtesy of:Guild MortgageKellie AllenMortgage Consultant/Branch Manager776 E Riverside Drive Ste. 100                                                        Eagle, ID 83616O: 208.489.2824 F: 208.914.7122 M: 208.941.4914kallen@guildmortgage.netNMLS ID 92930 Company NMLS # 32...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 26
With Golf and Mortgages: It's Important to Know the RulesThere are a LOT of rules in golf ...  That fact has drawn increasing attention as of late.  But truth is, golf rules have always provided controversy and remained in the forefront of gold tournaments over the years.  Just ask these pros:  L...

By Patty Clark, Helping Families Make the Right Move
(Metro Brokers/Morningside Homes, LLC)
Comments 5
While low inventory is certainly challenging buyers, not having a clear understanding of mortgage financing is also causing issues. By having good information, they are able to make better decisions as well as compete favorably.Most buyers don’t realize how the mortgage rate is determined for a b...

By Patty Clark, Helping Families Make the Right Move
(Metro Brokers/Morningside Homes, LLC)
Comments 4
59% of non-owners are not comfortable taking on a mortgage with their student debt according to the Aspiring Home Buyers 2017 survey. It is estimated that the college graduates have an average of $37,172 in student debt.Fannie Mae, who has loan programs with as little as three to five percent dow...

By Bob Elliot
(RE/MAX Advisors)
Comments 1
Last week's economic reports included readings from the National Association of Home Builders, Commerce Department readings on housing starts and building permits and weekly reports on mortgage rates and new jobless claims. NAHB Housing Market Index Rises, Exceeds ExpectationsBuilder Sentiment ro...

By Lyn Sims, Schaumburg IL Area Real Estate
(RE/MAX Suburban)
Comments 4
You can't just Google Credit Repair & expect to have things all sorted out in 30 days. That's not how it works! Gene Mundt gives you the 'low down' on how to repair your credit & it isn't using one of the companies that you'll find online! I think if consumers really took the time to see how much...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
We SELL Homes in Pensacola Florida 32514, FHA loans easier to get - but more in default More non-bank lenders are now offering FHA loans, and the past-due payment rate rose slightly. Experts disagree on whether that's good or bad. Read more.                    THOUSANDS OF HOMES.... One Address w...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
We SELL Homes in Pensacola Florida 32514 Could rising mortgage rates be good for housing?While higher rates make it more expensive for buyers, rising rates could also push fence-sitters into action and convince banks that they can approve more loans. Read more.                    THOUSANDS OF HOM...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
We SELL Homes in Pensacola Florida 32514 The Fed hiked interest rates. What happens to mortgages?The U.S. is in a "rising interest rate environment." That means there's a greater chance mortgage rates will go up rather than down - but it's never a sure thing. Read more.                   THOUSAND...

By Nick and Cindy Davis, CRS,CLHMS,ABR,GRI,CIAS,ALHS,e-PRO,CDPE,SFR
(RE/MAX Premier Group)
Comments 0
Buying a home is a daunting process for everyone. With so much fine print to read through, options to consider and decisions to make, it’s not surprising we often hire somebody to help us with the process. If you’re self-employed, you could possibly face even more challenges with loans, deduction...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 49
 Quick Fix Credit Repair = A Myth While preparing for this article, I ran a simple Google search using the term "quick fix credit repair".  The result was remarkable.  Over 558,000 articles and references popped up in just seconds.You'd think with all the tips, info, and guidance available at the...

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 2
Divorce and Your Mortgage If you are going through a divorce, separated, or considering a divorce and you own a Texas home together with a mortgage then there will be issues that need to be addressed. The vast majority of loan officers are ill prepared to help effectively and if they are not a Te...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 45
  It's bad enough that some loan officers, aka MLO (mortgage loan originator), make less than what they should on a borrower for several reasons. Examples : 1.) If I spend countless days and hours helping someone work on their credit instead of them going to a credit repair person that could cha...

By Tony and Suzanne Marriott, Associate Brokers, Serving Scottsdale, Phoenix and Maricopa County AZ
(Haven Express @ Keller Williams Arizona Realty)
Comments 10
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi "...raising credit scores substantially typically takes time. There is no "quick fix"."Right on target - and - re-blog!   Quick Fix Credit Repair = A Myth   While preparing for this article, I ran a simple Google search usin...

By Bill Burchard, Broker, Realtor, Representing Buyers and Sellers
(3B Realty: 951-347-3818, CA)
Comments 1
Fixed Mortgage Rates Avg. 4.02% (30-Yr), 3.27% (15-Yr) for Week Ending 5/18/2017. Just follow the link to view the latest Weekly Mortgage Rate Averages. Every week I report the latest national mortgage rate averages as determined by Freddie Mac.  I list the 30-year and 15-year fixed rate mortgage...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending May 19, 2017  Please enjoy this quick update on what happened this week in the housing and financial markets.    Stocks plummeted and bonds rallied after events in Washington, D.C., spooked investors. The rally in bonds has helped to improve mortgage rates. The investigation...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
      For the Week Ending May 12, 2017  Please enjoy this quick update on what happened this week in the housing and financial markets.    Inflation at the wholesale level, before it reaches the consumer, rose 0.5% in April and is up 2.5% for the last 12 months. Inflation pressures rates to go hi...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561 FHA rules to change before Fannie, Freddie re-doExperts see targeted legislative and regulatory changes more likely than large-scale reforms, with FHA changes first and tougher GSE reform maybe in 2018. Read more.  THOUSANDS OF HOMES... One Address www.cha...

By Michael McGlynn, Buyers Like Mike!....Find Out Why!
(Celebrity Homes)
Comments 0
Yogi Berra said he’d give his right arm to be ambidextrous. While most first-time home buyers are not going to that extreme, it is interesting to see what sacrifices are being made according to the National Association of REALTORS® 2016 Profile of Home Buyers and Sellers.  43% - cut spending on l...

By Eddie Hoskins, I Can Finance Easy, Complex and Tough Deals.
(First Florida Financial Group LLC)
Comments 1
We are Experts at Florida Jumbo Mortgage Loans & 10% Down Payment Jumbo Mortgage Loans! We offer the Best Jumbo Mortgage 30 Year Fixed Rates Available.  10% Down Payment for owner occupied. 15% Down Payment for second homes. $3,000,000 maximum loan amount. $10,000,000 Super Jumbo Max loan amount....