Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 1
Before you go out house hunting make sure you have enough money available to get your house closed.…I know it sounds simple, but many people don’t realize the amount of funds they will need available to get into a house.Here is a simple breakdown of your out of the out of pocket costs you could e...
By Erika Rogers, St George Utah Real Estate & local info.
(Re/Max First Realty)
Comments 0
2016 Mortgage Rate ProjectionsTrying to figure out what the rates will be doing in the upcoming year will never be an old topic, so 2016 mortgage rate projections are a hot topic right now. A look into Fannie Mae and Freddie Mac’s archive’s real that it has been several years now since the monthl...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
A wide variety of loan products and Jumbo loan alternatives to help you achieve both peace of mind and small mortgage payments. Let your dreams take flight! Call or email today to see how I can help you own a home of your own. Cell 602-421-4300 Cappy.Capozzoli@snmc.com For more information visit:...
By Michael Gross, Providing lending solutions not just loans!
(Dividend America Commercial Lending)
Comments 0
This is a Bridge Loan Success. This borrower had a real struggle.  He had invested tons of money in his project, capital was drying up and he needed a quick solution, here's how it all went down. A Bridge (loan) to Far? Not this Time! Everyone knows the old WWII story about the raid led by the Br...
By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Interlinc Mortgage Services, LLC #205696)
Comments 0
The Hurdles of Mortgage Financing and Divorce February Newsletter Divorce and mortgage financing concerns are often a touchy subject in divorce situations. Particularly when one spouse is dependent upon income awarded from the divorce for mortgage qualifying purposes and also when contingent liab...
By Bill Kamboukos
(Strategic Mortgage)
Comments 0
The VA Home Loan is a program for Veterans of the Armed Services and National Guard and also current active duty military personnel and is a program that provides great benefits for our servicemen and servicewomen and Veterans. Here are some of the important things you need to know about the prog...
By Kathleen Daniels, San Jose Homes for Sale - Probate Specialist
(KD Realty - 408.972.1822)
Comments 7
Streamline Refinance Versus Full Refinance - Which is Better for You?I received an invitation to streamline refinance my loan with Citi Mortgage.  A streamline refinance is a "streamline" process to lower the interest rate. No documents are required.  One must pay for an appraisal upfront as well...
By Susan Laxson, Local Knowledge & Global Network
(John R. Wood Properties)
Comments 4
Residents from New York, New Jersey, North Carolina, Ohio, Wisconsin, Illinois, California and other non-Florida states should consider declaring Florida domicile. Here are some of the reasons tax consultants are advising you to consider Florida: No state income tax No state estate or gift tax Ho...
By Kate Fomina, Your most creative Realtor in Alameda and SF
(Princeton Real Estate)
Comments 1
You can't avoid paying taxes, and we all need to pay our fair share. However, paying your fair share shouldn't place an unjust burden on you. As a homeowner, your tax burden is doubled because you pay both income and property taxes. To decrease that burden and boost your tax savings, take advanta...
By Michael McGlynn, Buyers Like Mike!....Find Out Why!
(Celebrity Homes)
Comments 0
Let’s say that you just won $8,750 on a lottery scratch-off ticket. You’ve decided to be frugal and invest the money and have decided on three alternatives: buying a certificate of deposit, a mutual fund or use the money as a down payment for a $250,000 home.To compare the three alternatives, let...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
Serving Those Who Served VA Program Highlights: • Short Sales and Foreclosures seasoned 2 years • Exceptions apply on short sales less than two year (call your AE for details) • Lender Paid compensation available up to 4% • Use all above par pricing to be applied to third part closing cost (NO ca...
By Charlene Hamilton, Reno Relocation Real Estate
(Keller Williams Group One Reno)
Comments 1
Sure, we are just entering our second month of the new year.  But, Fed rate hike predictions for 2016 have already changed.  After the 0.25% increase made by the Fed in December 2015, many financial experts expected at least one and as many as four rate hikes throughout 2016.  However, the folks ...
By Joy Baker, So NH RE & Short Sale Specialist
(RE/MAX Insight)
Comments 10
Don't get me wrong, I liked it.  I mean, it had comedy, profanity and a bathing beauty in a bubble bath explaining (sort of) the subprime mortgage market.  I like absurdity as much as the next person so what's not to like?  And, as a movie taken solely as a depiction of the mania, stupidity and a...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 8
P&S's signed by both parties is now required before the appraisal can be completed. I was in the Q&A section when I saw a question by Greg Cremia.  "Is it illegal to try to influence an appraiser?"  Great question.  As advocates for the seller we are trying to present the subject property in the ...
By Bill Polack, Bilingual Spanish Mortgage Banker in Southeast US.
(Brand Mortgage)
Comments 12
Quoting a mortgage interest rate is not as easy as one might think. There are several factors that can impact the pricing of an interest rate.First, let’s look at how interest rates are priced based on a lender’s rate sheet. A Par interest rate looks like this: 4% = 100.000. This means that the i...
By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(Keller Williams Realty)
Comments 21
One of the surprises buyers give us - once their offer is accepted to purchase a home is...."I have a new job and am starting there next week!"It's good --- or is it?Here's  the answer of this 'concern' from Valorie L. Ford !  From time to time a client will ask me if changing jobs will affect th...
By Tracy Becker, President North Shore Advisory, Inc
(North Shore Advisory, Inc Credit Education & Restoration)
Comments 0
For professionals that serve those purchasing real estate or seeking financing we know firsthand how confusing and frustrating credit and scoring can be. When advising and guiding individuals and businesses towards their goals many of us have heard these questions or something very similar,  "How...
By Marnie Matarese, Showing you the best of Sarasota!
(J Wood Realty)
Comments 43
  WHY SHOULD I USE A LOCAL LENDER? It happened again today.  Although I had advised and cajoled and then practically begged the buyers to dump their internet lender, why should they pay any attention to me?  Why would my advice be better than the wife’s hairdresser’s brother, the waiter, who is s...
By Sally K. & David L. Hanson, WI Realtors - Luxury - Short Sale - CDPE, REDS
(Keller Williams 414-525-0563)
Comments 21
  You may have lulled yourself into believing that now because the "New Improved" credit cards have been issued with the "Magic Chip"...you no longer have to worry about having your card compromised...no one will escape to foreign lands and charge their trip to your account...furnish their home....
By Danielle Doucet, Kamloops Real Estate, buy or sell in Kamloops BC
(Kamloops PropertyFor Sale)
Comments 1
Do you know what your credit rating is? So much rides on it: your ability to get a credit card, rent an apartment or buy a home. But how much do you really know about what goes into your credit score? To try and demystify the elusive credit rating process, we spoke with the Paul Le Fevre, direct...