Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Sean McDowell, Mortgage Consultant & Co-Author of Mortgage Maze
(Fairway Independent Mortgage Corporation)
Comments 2
Whether it is because of student loans, credit cards or car payments, holding on to a large amount of debt may prevent you from obtaining financing for a new home, car or other large purchase. More than likely, you are also paying interest on this debt, which is costing you even more. Make a reso...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 3
So how do you go about creating those options for yourself?    Creating Options for Yourself Will Put YOU in the Driver's Seat During Your Mortgage Financing   Blogging's always been a great outlet for me as a Mortgage Originator ...     While it's served me well in many capacities, I've always f...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
   For the Week Ending January 19, 2018  Please enjoy this quick update on what happened this week in the housing and financial markets.    Jobless claims plunged to the lowest level since 1973 this week, the biggest drop since April 2009. Labor market strength can pressure rates higher. Accordin...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 29
 Creating Options for Yourself Will Put YOU in the Driver's Seat During Your Mortgage Financing Blogging's always been a great outlet for me as a Mortgage Originator ...   While it's served me well in many capacities, I've always found the greatest benefit takes place during the preparation of my...

By Mr. Laurent
(DL Financial)
Comments 32
When you are buying, selling, monetizing, funding or discounting Bank Guarantees, you only want to work with the most reliable, safe, ethical, knowledgeable, honest and efficient providers.   Here are Top 11 Reasons Why DL FINANCIAL LIMITED should be Number 1 for you!     1. Unrivaled Authenticit...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 5
  You Need to Put a Fantasy Team Together Years ago, I took part in a few Fantasy Football Leagues.  And yes, I said a few ... Admittedly, I'm a sports fanatic.  Just ask my wife.  I played basketball, football, and baseball in high school.  Participated in softball, basketball, and golf leagues ...

By Charles Stallions Property Manager, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 0
Pace Homes and Real Estate:FHA will stop financing property with a PACE loanHUD will no longer allow FHA financing on properties if a PACE energy-efficient improvement lien remains in place. It says a mortgage default could threaten its Mutual Mortgage Insurance Fund since PACE loans have priorit...

By Charles Stallions Property Manager, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 0
Pace Homes and Real Estate:HUD announces new FHA loan limits for 2018Due to rising home prices, FHA loan limits will go up in 3,011 U.S. counties next year. In high-cost areas, the max rises from $636,150 to $679,650. Read more. The Top 5 Things to Do in Pace 2017 - Must See Attractions in Pace ....

By John Thomas, First Time Home Buyer Expert
(Primary Residential Mortgage Inc.)
Comments 0
 WHAT IS THE DSHA SMAL DOWN PAYMENT ASSISTANCE LOAN?For many people in Delaware, the idea of saving enough for a down payment and closing costs can hinder their dreams of buying a home of their own. There’s no need to give up your dream of homeownership - DSHA's Second Mortgage Assistance Loan (S...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 51
  How many of you feel lost out there or even get help from someone such as a realtor letting you know that they can have their mortgage loan officer help you with your loan, yet you could still be lost. Not all referrals are good ones, just food for thought. I know this, because I have seen it h...

By George Thoma, Mortgage Loan Originator / Broker
(Island Lending Hawaii, LLC | Equal Housing Lender )
Comments 2
Lenders use the FICO Score to help them determine the terms, conditions, and amount of your mortgage loan. The data that FICO considers in calculating that credit score falls into five categories, with the following average weightings...  Payment History--35% How you've handled credit cards, ret...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 12
During the processing of this loan, the comparables became known in our office as the "DDD", the "Dog Deposit Documentation".     Ingredients for SUCCESS - A Puppy, Documentation, and a Mortgage    Mortgage financing is a "people business" ...   Because of that, human emotions, reactions, and lif...

By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Gulf Breeze Homes and Real Estate, Survey: Consumers less satisfied with mortgage lendersAn uptick in digital applications should make the lending process faster, but a J.D. Power survey finds more consumers complaining about the slow process. Read more. Gulf Breeze Florida - Things to Do & Attra...

By Joseph Metzler, Sr Loan Officer
(Mortgages Unlimited, Inc)
Comments 2
The truth about inquiries on your credit report (it isn't what you think).Minneapolis, MN: As a Licensed Mortgage Loan Officer, I pull and review thousands of credit reports every year. The confusion from the general public about what inquiries are, and how they effect your credit is overwhelming...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 2
  HARP has become a 4 letter word in my industry and when I hear it on TV it makes me roll my eyes.  HARP is the Home Affordable Refinance Program. It was born out of the financial meltdown from over 10yrs ago now and at the time was a good thing.  It was designed to help people who lost equity i...

By Patty Clark, Helping Families Make the Right Move
(Metro Brokers/Morningside Homes, LLC)
Comments 2
 The benefit of insurance is to transfer the risk of loss to a company in exchange for a premium. The deductible is an amount the insured pays out of pocket before the insurance starts covering the cost of the loss. The challenge is to balance the risk an insured can accept with the premium being...

By TIM GARTON, "Highly Skilled Pro"
(RE/MAX Gold)
Comments 0
Dear friends, its time to make your fist purchase and not sure what to do, financing is crucial so contact me and I will get you in touch with the right people.  The video below explains  the mortgage process to purchase a home and what it means to have a mortgage but in the meantime contact your...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 1
Last week's economic releases on inflation, core inflation, and retail sales. Weekly readings on mortgage rates and new jobless claims were also released. Inflation and Retail Sales Ease in DecemberConsumer prices fell from November's reading of 0.40 percent growth to o.10 percent growth in Decem...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 5
This is a valuable alert from Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi.  If you are part of the large group that has had your information hacked from this huge data breach.  Please read this and follow this advice.      Don't Let the Equifax Breach Bite You at Tax ...

By Bill Dean CDPE 314 575 6924, William Dean - Broker, Salesperson
(Worth Clark Realty St. Louis, Mo.)
Comments 3
This post originally posted by     JOSEPH METZLER    is well worth repeating.   It dismisses all the myths surrounding credit inquires and the effect they have, usually NONE OR LITTLE, on your credit score!   Well worth reading!    The truth about inquiries on your credit report (it isn't what yo...