Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Carrie Hughes, REI
(TEAM Hughes Real Estate School)
Comments 1
We are creatures of habit and many of us fear changes that come about in life.  Change doesn’t have to scare us, however, and we can embrace the changes as they arise.  Not all change is bad and not all change is good.  If we can face change with a positive attitude, it will make transitions in o...
By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 8
 Interest Rate "Indifference" ... it Can Cost You      Interest Rates are talked about endlessly ...     Will interest rates rise ... or won't they?   How big will the rate hike be? How soon will the Federal Reserve Board raise its benchmark interest rate? What indicators could influence a decisi...
By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Interlinc Mortgage Services, LLC #205696)
Comments 0
What you need to know about Texas cash out refinancesBy utilizing a Texas cash out refinance homeowners can tap into their homes equity. Because Texas has very unique home equity cash out refinance laws we have put together a list of frequently asked questions regarding Texas home equity mortgage...
By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 72
  FHA LOANS need to go !!!!   FHA loans need to go....  so many defaults... GROWING by the thousands. If we don't kill FHA mortgages now, the economy will crumble. Sound confusing?   Okay Jeff, have you flipped your lid?  NOPE - I had written this blog last week, FHA loan rumors have become a rea...
By Kathleen Daniels, San Jose Homes for Sale - Probate Specialist
(KD Realty - 408.972.1822)
Comments 11
I received an interesting call today. Caller: “We are a very small business helping people with loan modifications. Can we charge a fee?”Me: While I do not remember the exact date, I know it was well over one year ago, Governor Schwarznegger signed Senate Bill 94, making it illegal in California ...
By Ben Yost - 303-587-4297, FHA, VA, Conventional - Mortgage Loans in De
(First Time Home Buyer, Mortgage Rates, Pre-Approval)
Comments 0
Colorado Home Mortgage: Tips To Keep You Safe and Sound  If you're wondering what it takes to end up with the right mortgage loan, then you just need some advice to help get you going in the right direction. This article will help you with that, detailing what is needed for you to get a mortgage ...
By Donald Payne
(Vision Realty)
Comments 1
Considering purchasing a home? While we are nowhere near the bottom of the market that we saw just in the last couple of years, we’re not at the peak either. Now is a great time to consider buying since rates are still relatively low and prices are low as well. Most of the foreclosures and short ...
By MarketingSoc 1
Comments 0
Here’s a few tips to get started on the right financial path (and stay there).While money can certainly buy plenty of things, it offers something far more valuable than tangible stuff: freedom and choice. The more money you acquire and properly pour into channels that can support you now and into...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 4
Getting copies of your credit reports is easy. You can request a copy from each of the three major national credit bureaus:  Equifax Experian TransUnion REMOVING THE CREDIT ROADBLOCKS TO PURCHASE FIRST HOME   When considering purchasing your first home, whether you get the mortgage or not, may de...
By Lenore Cottrell, Making Your Realty Dreams A Reality!
(The Brandon Group)
Comments 4
There’s no more important time to work on your credit score than when you’re about to apply for a mortgage. Improving your credit can save you a ton of money—we’re talking about thousands of dollars over the life of the loan. Here are the actions you can take that will have a notable impact on yo...
By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 3
Interest rates for buying a home on the Palos Verdes Peninsula moved up this week . The following are excerpts from the newsletter on interest rates published by HSH Associates :"The uptrend in mortgage rates carried into this week, but certainly with less velocity than we've seen since the elect...
By Michael McGlynn, Buyers Like Mike!....Find Out Why!
(Celebrity Homes)
Comments 3
Mortgage approval isn’t final until it’s funded.  Things can change prior to the loan being closed that can affect a pre-approval such as changes in the borrowers’ financial situation or possibly, factors beyond their control like interest rate changes. Good advice to buyers is to do nothing that...
By Bob Elliot
(RE/MAX Advisors)
Comments 1
Last week's economic reports included new and pre-owned home sales, new jobless claims and Freddie Mac's weekly mortgage rates survey. Home Sales Mixed in OctoberAccording to the National Association of Realtors®, sales of previously owned homes reached a seasonally adjusted annual level of 5.60 ...
By Candice A. Donofrio, 928-201-4BHC (4242) call/text
(Next Wave RE Investments LLC Bullhead City AZ Commercial RE Broker)
Comments 33
YMMV o' course -- but in our Northwest Arizona real estate  market, properties are frequently offered with, among other terms, OWC which means Owner Will Carry (also called Seller Carryback, Seller Financing  or Land Contract).Owner financing can be a GREAT way to buy a property! No loan costs! E...
By Steve McRory, Mortgage Loan Originator
(Pro Option Mtg. 888-662-4404)
Comments 0
. Stated Income ALT   loan Programs for Florida 2016 & 2017 Proving ATR (Ability To Repay) is the name of the game these days and the big banks are helpless when it comes to being able to fund loans for many Self Employed borrowers who take advantage of allowed tax write off savings or for Outsid...
(Solutions Real Estate)
Comments 0
A rise in the key interest rate could come “relatively soon,” Federal Reserve Chair Janet Yellen reiterated on Thursday, heightening the probability the Fed will forge ahead with a hike in December, despite initial doubts in the wake of Donald Trump’s presidential victory. Mortgage rates, which g...
By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
DON'T QUIT YOUR JOB!!! One of the last things a mortgage lender will do is verify if the parties to the mortgage loan are still employed. This takes place at the end of the loan approval and before closing takes place. So, don't quit your job if you want to close on your home purchase or refinanc...
By Mike Carlier, More opinions than you want to hear about.
Comments 7
There seems to be a consensus among real estate salespersons and their professional association that mortgage interest tax deductions play an integral role in facilitating home ownership.  There are numerous solicitations based on, at least in part, the advantage of a tax deduction for "owning" o...
By David Krichmar, DaveYourMortgageguy.com
(www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo)
Comments 0
We recently released our 95% two time close construction loan. This is an amazing program that many lenders do not offer.  If you are thinking of building your dream home this program is perfect for you.  This is not your normal construction loan program, so let’s go over the highlights:  5% or l...
By Amy Steele Realtor SRS CNE NHS, Live,Work,Play...North Richland Hills Texas
(RE/MAX Heritage Southlake)
Comments 0
North Richland Hills Planning and Zoning Commission meeting Oct 24City update for North Richland Hills, TX provided by Amy Steele Realtor SRS CNE with RE/MAX Heritage SouthlakeTo find out what your North Richland Hills home is worth with REAL TIME current market data, visithttp://www.northrichlan...