Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 33
 Applying for a Mortgage? When "Plan A" Doesn't Work ... One of the social media sites I find most helpful (and enjoyable) is Pinterest.  And I don't mean just business-wise either ...  Need ideas for your home?  Want to know how to repair something?  Ideas for your landscaping, gardening?  Love ...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 4
It's not unusual for my clients to report having received considerably higher scores from their credit card companies versus the scores received from their Residential Mortgage Credit Report (run when applying for a mortgage and relied upon by Lenders during Underwriting).   The Simple "Cure" tha...

By Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent
(Berkshire Hathaway HomeServices PenFed Realty, Your Clarksville Real Estate Professional)
Comments 8
Many buyers have credit challenges but with some hard work and focus on executing a plan they can achieve their goals. It may not happen quickly which means no instant gratification. Read Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi's post here.    Applying for a Mortg...

By Stieg Strand, Serving each client with Tenacity and Results
(RE/MAX Results)
Comments 6
Less than two weeks before Trump took office there was a move by HUD to lower the mortgage insurance rates on FHA loans originated before January 27th. Well not so fast,  CLICK HERE  for the whole story in by Jonathan Smoke of Realtor.com   

By Gerald ( Jerry ) Santoro, "Banking Unusual"
(Peoples Home Loans)
Comments 2
Start Improving Your Credit Score Now:                The Credit            Score Scale Positive Credit 600650700750800850 Negative Credit 600550500450400350   To better understand how credit repair worksIt is important that you know how your credit score is calculated. In simplistic terms there ...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 1
Closing of the Week! Loan Amount: $5,050,000Location: GA The Story: This deal was referred to me by the Realtors, a roughly $7.2 Million dollar Commercial purchase.  Like most deals that come my way, this one was having problems getting financed.  It cash flowed fine, but it's location, historica...

By Jeffrey Masich, Arizona Homes and Land to Buy or Sell
(HomeSmart in Scottsdale, Arizona)
Comments 0
Yes, there are still free grants to purchase a home in Arizona, for a while longer. The Home Plus down payment grant does not have to be repaid. Similarly, the Home in Five down payment grant for homes purchased in Maricopa County does not have to be repaid. Also the Pathway to Purchase free gran...

By John Meussner, #MortgageMadeEasy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 4
Recently Closed - Jumbo Financing in Davie, FL      Back in September, a referral came through for a gentleman in Florida who was renting a home and wanted to purchase a new one in the Fort Lauderdale area where he lived and worked.  The price range in which he wanted to look called for Jumbo fin...

By Joe Lattanzio
(Russell Real Estate Services)
Comments 0
Last week’s economic news included the NAHB Housing Market Index, Commerce Department releases on housing starts and building permits and minutes of the most recent meeting of the Fed’s FOMC meeting.Home Builder Confidence Falls in FebruaryAccording to the National Association of Home Builders (N...

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 0
Neutral interest rates are coming every Canadian’s way, but will it be the new normal or just a fleeting thing? Bank of Canada governor Stephen Poloz says interest rates may still fluctuate, but he’s certain that they would be significantly lower than prior the financial crisis.Poloz made the sta...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 13
 Benefits of Homeownership at Tax Time It's tax time ... And that means it's time for you to gather all of those envelopes recently mailed to your home marked "Tax Documents Enclosed" and file your taxes for the year. If you became a new homeowner during the previous year ...Your real estate prof...

By John Meussner, #MortgageMadeEasy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 5
What’s the Best Loan Product for You?      Most times when I get a phone call and the person on the other end is asking for a rate quote, they want the “30 year fixed” option.  While there’s nothing wrong with that type of loan, it doesn’t make much sense for a lot of people.  It also inspires me...

By Rob Spinosa, Executive Loan Advisor, Marin Mortgage Broker
(RPM Mortgage, Marin County, CA)
Comments 5
 This Must Be Just Like Lending in Paradise My name is Rob Spinosa.  I'm a workaholic.  And despite the growing body of scientific evidence that is building behind the necessity of vacations, I still do not get away from the office nearly enough.  Some of our clients, on the other hand, have this...

By Nick & Trudy Vandekar, Tredyffrin Easttown Realtors, Philly Main Line
(Long & Foster Real Estate Inc )
Comments 15
Tredyffrin Easttown home buyers often ask about why they need to be pre-qualified before an agent will show them homes. And yes, there are plenty of agents and I am sure you will find one who will unlock a door and let you see the house. But this post below Applying for a mortgage? When Plan A Do...

By Rob Spinosa, Executive Loan Advisor, Marin Mortgage Broker
(RPM Mortgage, Marin County, CA)
Comments 20
Not Your Grandfather's Stated Income Loan Stated income.  No other phrase in the realm of home lending evokes as many good and bad memories, does it?  For some --- mostly loan originators who wore an ethical stripe of a different color --- the days of the liar loans are fondly remembered as "the ...

By Danielle Doucet, Kamloops Real Estate, buy or sell in Kamloops BC
(Kamloops PropertyFor Sale)
Comments 0
FAQ Sheet on Getting a Mortgage Getting a mortgage is a big thing. For first time buyers this can be a tough and complicated process. Here are some common questions that get asked and some answers that may help with your mortgage application process. SEE OUR MORTGAGE BROKER DIRECTORY HERE Q: Wha...

By Pete C, Hawaii Mortgage Loan and Refinance
(TBA)
Comments 1
Aloha,   Mortgage interest rates fell this morning by about .125% to .25% compared to the close on Friday, depending on the bank.  It would be great if the trend continues, but reports seem to support a rise by the end of the year.  So we'll see...          Below are some sample mortgage interest...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
  Hot Apartment Rates on Loan Amounts of $250K+ Rates can start in the LOW 4's and it is not a FNMA or Freddie Mac loan. Purchase Refinance 5 units or more Give me a CALL TODAY to get your deals closed at 512-650-8630 Minimum loan amount is $250K Max loan amount is $3MM 75% LTV Amortization is 25...

By Michael Mahoney, Greater Boston & Southwest Suburbs of Boston
(Keller Williams Realty)
Comments 0
Home Prices in Medfield MA Home prices were up in 2016 in Medfield, MA. See more details about Medfield Home Prices here

By Bo Kociuba & Buster Elliott, Live & Love OKC!
(Berkshire Hathaway HomeServices Anderson Properties )
Comments 0
MORTGAGE RATES FOR THIS WEEKEND-February 24Check available mortgage rates for this weekend. They are steadily going up … but still, the rates are historically low!Lots of great looking homes on the OKC Metro market.Discover  YUKON or MUSTANG ... are these your preferred areas? Start your HOME SEA...