Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
Where: Chicago Type: This one was done on our private money fund. The borrower was Canadian and he needed to tap the equity in his Chicago Apartment complex to purchase another complex. He had tried some other brokers he thought were lenders and, they did not come through for him. You have to be ...
By Pamela Seley, REALTOR®, CA BRE #01824145 Real Estate - Call 951.491.4063
(West Coast Realty Division)
Comments 96
These days it seems a day doesn't go by I hear someone has been defrauded. Patricia Feager, MBA, GRI, Cert Negotiations Expert, Military Relo Prof wrote an article about scammers targeting seniors, one of the most targeted group of Americans -- but anyone at any age can be scammed. I was involved...
By Pamela Seley, REALTOR®, CA BRE #01824145 Real Estate - Call 951.491.4063
(West Coast Realty Division)
Comments 23
When I listed and negotiated short sales starting in 2009 and ending 2012, the short sale "flopping" scheme was made known to me through my short sale training.Licensed real estate agents in California are allowed to negotiate short sales for homeowners, but there were rules to follow. I won't go...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 2
Not many people know about USDA home loans, but here are 3 facts you need to know about USDA Loans, which could be the right home loan for you! The USDA home loan program was developed to spur growth in the rural areas of the United States.  It's a government backed mortgage, which means the gove...
By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
 Have I told you how much we love doing Renovation loans? We offer the Fannie HomeStyle and the FHA 203k as either Full K's or Streamline K's. No matter which way you choose to finance your project we have our Concierge walk our clients through the entire construction process- which includes gett...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 6
For all FNMA (Fannie Mae) & FHLMC (Freddie Mac) aka Conventional loans buyers be wary of significant price surcharges that come effective Next Monday 07/06/15When we get asked "I have good credit why am I not going conventional"?The answer to this can vary with each borrower but mainly the key in...
By Chris and Berna Sloan, Tooele UT
(Group 1 Real Estate)
Comments 0
  It's getting easier to get a home loan in Tooele UT. Prices are still very attractive, interest rates are at historic lows, and banks and other lenders have eased qualification requirements over the last 12 months.I have reposted this article in hopes that if you are on the fence, this will spu...
By Spirit Messingham, Third Generation Full-Time Realtor® 520 471-6900
(Tierra Antigua Realty)
Comments 4
Mortgage bond prices finished the week sharply lower which pushed rates higher. Trading was volatile amid mixed data. Rates shot higher Monday morning on reports of a Greek debt deal. That failed to materialize however developments dominated headlines throughout the week. Fed Voter Powell spoke T...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 1
Have you been told by your loan officer that you could get a mortgage, but you will need to get disputes removed from your credit report first?For those of you who have disputes, and either don’t have time to get them removed, or are having trouble getting them removed there is a way to get a mor...
By Michael Dagner, Your Denver Homes Realty Expert
(Brokers Guild Classic)
Comments 0
I often get asked the question about why credit scores are different from one credit bureau to another. Here's the answer.  This content is courtesy of AR associate, George Souto Why Are Credit Scores Different Between The Three Credit Bureaus?  In my opinion the three most important things in ob...
By Victoria Piroso (561) 705-7355, Victoria's Luxury Estates Palm Beach Broker/Owner
(Victoria's Luxury Estates - real estate company)
Comments 0
 If you are a renter, you're paying for someone else's mortgage payment. You're missing out on the appreciation that the property gives to the owner. Appreciation is a real estate term, meaning added value to the property. Renters don't get to freeze their monthly housing expenses like home buyer...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 29
Why Are Credit Scores Different Between The Three Credit Bureaus?  In my opinion the three most important things in obtaining a mortgage are Income, Debt, and Credit Scores.  The first two are self explanatory, but the third, "credit Scores" are not as easy to explain.  So it is important for us ...
By Gloria Todor, & Doug Durren (484) 431-3686
(Century 21 Absolute Realty )
Comments 9
If you are a Veteran and are thinking of buying a home, please take a moment to read this post written by Valorie Ford.  This post may answer some questions you have.Thank you Valorie for this post!   VA loans are the most misunderstood mortgage program in America. Industry professionals and cons...
By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(Keller Williams Realty)
Comments 25
Sometimes, we just assume something! And we start believing in it!Until a post like this, that de-spells the myth we have.Thanks Valorie L. Ford for sharing great information about VA loans.   VA loans are the most misunderstood mortgage program in America. Industry professionals and consumers of...
By Lisa Von Domek, ....Experience Isn't Expensive.... It's Priceless!
(Lisa Von Domek & Associates LLC Team)
Comments 0
The Dallas / Fort Worth / Arlington metroplitan areas have another big list to be proud of.  According to Bloomberg and reported by the Metrotex Association of Realtors, D-FW Area is in the Top 10 Cities with the fastest growing economies:D-FW Area Among 12 Metros withFastest-Growing Economies Fl...
By Gabe Sanders, Stuart Florida Real Estate
(the BlueWater Realty team specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 7
Mortgage interest rates are the lowest in half a century, and the 15-year rate is lowest of all. Some mortgages are being offered at 3.75 percent for the 15-year. A year ago, the average rate was 4.68 percent. In the past, many people would have opted for a 15-year instrument instead of one for ...
By Conrad Allen, Webster, Ma, Realtor
(Re/Max Professional Associates)
Comments 67
Is FICO using outdated irrelevant credit information?  Fair Issac needs to be exposed to the public.  Why are so many peoples lives dictated by the secret outlines of FICO?  I have heard so many explanations of what percentage of this and that determines your credit score?Do we really know what m...
By Gordon Sloan, Salt Lake Homes For Sale, Salt Lake Real Estate
(Group1 Real Estate, selling houses in Salt Lake City Utah )
Comments 0
 One of the most asked questions I get from Salt Lake buyers is what is the difference between an FHA loan and Conventional financing. I found a pretty good article that explains those differences and some of the pros & cons of each. To re-cap the article, here are some of the highlights. Both ar...
By Gordon Sloan, Salt Lake Homes For Sale, Salt Lake Real Estate
(Group1 Real Estate, selling houses in Salt Lake City Utah )
Comments 0
Salt Lake Home Loans- Fixed or Adjustable?One of the most common questions I get is, what's the best Salt Lake home loan, fixed or adjustable? There rarely is a good answer without going onto a fact finding conversation with the home buyer.I generally tell the client that they need to talk to a l...