Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
My family is one of those crazy families who are always looking for a deal.  We use coupons as much as we can to get the best deal on whatever product we can! VA Loans and Homes for Heroes are the best 'home buying coupon' you could ever need! Let me tell you more about it! Looking for a deal on ...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987, IL Lic. 0006220, WI Licensed. APMC NMLS #175656)
Comments 27
What Closing Costs to Expect if You're a First-Time Home Buyer        There's a lot of things to learn and know when hoping to become a First-Time Home Buyer.  It can all seem a bit overwhelming ...     Closing Costs:  Closing Costs are one of the most important things you must know as part of yo...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Chris Mamone, Loan Officer
(LoanStar Home Lending)
Comments 3
What Closing Costs to Expect if  You're a First-Time Home Buyer          There's a lot of things to learn and know when hoping to become a First-Time Home Buyer.  It can all seem a bit overwhelming ...     Closing Costs:  Closing Costs are one of the most important things you must know as part o...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 3
Well we look to close out this month in a predictable sideways pattern we have been in recently. The bonds held true to what I called last week (amazing right) and continue to show support for the 100.50 - 101 range for the FNMA 3.0 coupon.This week has some important news with the biggest coming...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 10
We're always hard at work helping folks understand what it takes to get a home loan, so we created Mortgage-land!  It's kind of like CandyLand, but it's not really a game just an infographic that takes you through the process of getting a mortgage.  Darren Copeland and his team are the best mortg...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 0
Did you know we do loans for Rural Hobby Farm / Ranch loans?Here are some of the guidelines for this program…-Single-family, owner-occupied, detached primary residence located on the property.-Must be located in a rural area or municipality of 2,500 population or less.-Maximum loan-to-value of 97...
By Troy Erickson, Your Chandler, Ahwatukee, and East Valley Realtor
(Diverse Solutions Realty www.ChandlerRealEstate.weebly.com)
Comments 114
If you missed this original post, Darren Copeland provides an excellent infographic showing the 4 Most Common Loan Types, and what the differences are between them.Obviously with a Conventional Loan, you have more money to put down, but instant equity, and the lowest monthly payment.FHA allows 3....
By Tim Hart, Broker
(Bozeman Broker Group)
Comments 2
After a volatile July, loan interest rates have stayed below 4% for the 5th consecutive week. This week, the 30-year fixed-rate mortgage averaged 3.93%, just a tick below last week’s 3.94% average. Movement has been relatively small over this time period, but buyers will want to stay in the loop ...
By Patrick Ryan
Comments 0
As we all know, our credit score is an important part of our financial life that can affect our ability to buy a car or a house.  It really does play a huge role in our financial life whether we like it or not.  While we have all heard about a credit score, not everyone really understands what it...
By Pamela Seley, REALTOR® CA BRE #01824145
(West Coast Realty Division)
Comments 115
These days it seems a day doesn't go by I hear someone has been defrauded. Patricia Feager, MBA, GRI, Cert Negotiations Expert, Military Relo Prof wrote an article about scammers targeting seniors, one of the most targeted group of Americans -- but anyone at any age can be scammed. I was involved...
By Lynn B. Friedman, Concierge Service for Our Atlanta Sellers & Buyers
(Atlanta Homes ODAT Realty Call/Text 404-939-2727 Buckhead - Midtown - Westside -- and more ...)
Comments 4
Dear Readers,John Meussner, from Costa Mesa, CA, carefully explains the differences between PRE-APPROVAL and PRE-QUALIFICATION. Buyers should be sure to apply for a Mortgage before they start looking at homes to purchase.  Reading John's posts is a great way to understand mortgage issues. Check o...
By Rebecca Gaujot, the GO TO REALTOR, Lewisburg WV Real Estate, Greenbrier County
(RE/MAX Vision Quest)
Comments 8
Thinking of purchasing a home? Want to know the four Most Common Loan Types, and what the differences are between them. Check out Darren Copeland's infographic below.   There's a lot of reading on Active Rain, so instead of using a lot of words, we're going to let you look at this amazing Loan Di...
By Olga Simoncelli, Broker/Owner Veritas Prime Candlewood Lake Area CT
(Veritas Prime, LLC)
Comments 5
Interest Rate Guessing Game Goes On As members of the Federal Reserve Bank are discussing “Inflation Dynamics and Monetary Policy" at the annual economic symposium in Jackson Hole, Wyoming, the guessing game continues as to weather the Fed is going to raise its rate for the first time since 2006....
By Shannon Lyon, Overland Park Homes, Leawood Homes, Olathe Homes
(Shannon Lyon Group)
Comments 2
 STUNNING and MAJESTIC! Custom 1.5 Story Don Julian on coveted Golf Course cul-de-sac lot provides pivacy and picturesque Fairway views! High ceilings & windows across the back of the home. 
By Shannon Lyon, Overland Park Homes, Leawood Homes, Olathe Homes
(Shannon Lyon Group)
Comments 2
This Parkwood at Stoney Creek 2sty is better than new and on a great corner lot! Upgrades galore. Three car tandem garage. Great finished open basement. Fantastic Living room w/ fireplace. Beautiful open kitchen w/s.steel appliances, wood floors, formal dining,formal living room or office w/ fren...
Financing Your Investment Real Estate is the latest from The Ken Jones Real Estate Show.In this show, I discuss the many differences between a commercial real estate mortgage and a residential home mortgage.I also discuss the various traditional and non-traditional sources to fund your commercial...
By Patricia Feager, MBA, GRI, Cert Negotiations Expert, Military Relo Prof, The Little REALTOR® That Could
(Dallas Premier Keller Williams Realty)
Comments 29
 Pie In the Sky Thinking about selling your home in North Dallas, Texas? Don't hold out for Pie in the Sky! Now is the time to talk to a reputable, credible, licensed REALTOR® and if buying to a Lender who has been referred to you by your REALTOR®. Zillow looks at trends but only a licensed Real ...
By Tim Lamson, MBA
(Show Appeal Realty)
Comments 4
Had someone tell me not long ago that this is the year of the Shemitah. I said, "The WHAT??" "The Shemitah!," he said.Long story short, there's a book about the subject by a Jewish Rabbi named Jonathan Cahn.  It was on the NTY Best-Seller List.  If you ever want an interesting read, check it out....
By Suzanne Strickler, Real Estate Information Blog
(Weichert, Realtors - Wayne)
Comments 2
Since Credit is King in our financial world, it's a good idea to know what your score means to those people considering loaning you money. A score of 300 - 579 is an indication of a very risky borrower. IF a bank would lend you money, your interest rate would be unbelievably high. 580 - 669  Some...