Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Kate Fomina, Your most creative Realtor in Alameda and SF
(Princeton Real Estate)
Comments 1
You can't avoid paying taxes, and we all need to pay our fair share. However, paying your fair share shouldn't place an unjust burden on you. As a homeowner, your tax burden is doubled because you pay both income and property taxes. To decrease that burden and boost your tax savings, take advanta...
By Susan Laxson, Local Knowledge & Global Network
(John R. Wood Properties)
Comments 4
Residents from New York, New Jersey, North Carolina, Ohio, Wisconsin, Illinois, California and other non-Florida states should consider declaring Florida domicile. Here are some of the reasons tax consultants are advising you to consider Florida: No state income tax No state estate or gift tax Ho...
By Michael McGlynn, Buyers Like Mike!....Find Out Why!
(Celebrity Homes)
Comments 0
Let’s say that you just won $8,750 on a lottery scratch-off ticket. You’ve decided to be frugal and invest the money and have decided on three alternatives: buying a certificate of deposit, a mutual fund or use the money as a down payment for a $250,000 home.To compare the three alternatives, let...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
Serving Those Who Served VA Program Highlights: • Short Sales and Foreclosures seasoned 2 years • Exceptions apply on short sales less than two year (call your AE for details) • Lender Paid compensation available up to 4% • Use all above par pricing to be applied to third part closing cost (NO ca...
By Charlene Hamilton, Reno Relocation Real Estate
(Keller Williams Group One Reno)
Comments 0
Sure, we are just entering our second month of the new year.  But, Fed rate hike predictions for 2016 have already changed.  After the 0.25% increase made by the Fed in December 2015, many financial experts expected at least one and as many as four rate hikes throughout 2016.  However, the folks ...
By Joy Baker, So NH RE & Short Sale Specialist
(RE/MAX Insight)
Comments 10
Don't get me wrong, I liked it.  I mean, it had comedy, profanity and a bathing beauty in a bubble bath explaining (sort of) the subprime mortgage market.  I like absurdity as much as the next person so what's not to like?  And, as a movie taken solely as a depiction of the mania, stupidity and a...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 8
P&S's signed by both parties is now required before the appraisal can be completed. I was in the Q&A section when I saw a question by Greg Cremia.  "Is it illegal to try to influence an appraiser?"  Great question.  As advocates for the seller we are trying to present the subject property in the ...
By Tracy Becker, President North Shore Advisory, Inc
(North Shore Advisory, Inc Credit Education & Restoration)
Comments 0
For professionals that serve those purchasing real estate or seeking financing we know firsthand how confusing and frustrating credit and scoring can be. When advising and guiding individuals and businesses towards their goals many of us have heard these questions or something very similar,  "How...
By Marnie Matarese, Showing you the best of Sarasota!
(J Wood Realty)
Comments 43
  WHY SHOULD I USE A LOCAL LENDER? It happened again today.  Although I had advised and cajoled and then practically begged the buyers to dump their internet lender, why should they pay any attention to me?  Why would my advice be better than the wife’s hairdresser’s brother, the waiter, who is s...
By Sally K. & David L. Hanson, WI Realtors - Luxury - Short Sale - CDPE, REDS
(Keller Williams 414-525-0563)
Comments 21
  You may have lulled yourself into believing that now because the "New Improved" credit cards have been issued with the "Magic Chip"...you no longer have to worry about having your card compromised...no one will escape to foreign lands and charge their trip to your account...furnish their home....
By Danielle Doucet, Kamloops Real Estate, buy or sell in Kamloops BC
(Kamloops PropertyFor Sale)
Comments 1
Do you know what your credit rating is? So much rides on it: your ability to get a credit card, rent an apartment or buy a home. But how much do you really know about what goes into your credit score? To try and demystify the elusive credit rating process, we spoke with the Paul Le Fevre, direct...
For 18 years I have met with the same group of women for our Book Club. We have been through it all, children, sickness, loss, divorce, grandchildren (expected and unexpected), etc. We have laughed and we have cried. I wouldn’t trade it for the world. Now that our children are in college or on th...
By Manish Chanda, Albuquerque and Santa Fe Area Real Estate
(Everest Peak Realty @ Keller Williams)
Comments 0
​If there is one single piece of advice we always like to give to all prospective buyers it is, quite simply, to get pre-approved for home finance.There are so many benefits to this approach.Crucially, you are going to be very taken seriously by any seller as you are demonstrating your ability to...
Why Robert Kiyosuki  may think real estate hard money loans worthwhile - as long as you can afford itHard money lenders loan funds when the borrower wishes to invest or flip  property and is rejected by the bank due to shifty credit or  disreputable credit history.  The borrower then has the opti...
By Kathleen Daniels, San Jose Homes for Sale - Probate Specialist
(KD Realty - 408.972.1822)
Comments 61
When People AT PNC Mortgage Don't Know They Make Up A Story As They Go I am convinced that people at PNC Mortgage simply make something up as they go versus simply saying ... I don't know. The power in "I don't know" is that we create the opportunity to take responsibility to find out and get cus...
By Michele Connors, Your Eastern North Carolina Realtor
(The Overton Group, LLC Pitt & Carteret County)
Comments 6
This is me... Happy !   *yeah, static hair and all ! Today I walked into the office to hear the interest rates have dropped and the sun is suppose to shine all weekend !!!  Great combination in Real Estate ! I am in the office waiting for a contract to be signed and my buyer client will be happy ...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
We are pleased to offer our Jumbo Alternative product. Designed to serve the borrower who is looking for a higher loan amount, with flexible guidelines, and who can demonstrate the ability to repay. LOAN FEATURES: • LTV up to 90%, with no MI, up to $2.5 million loan amount • DTI up to 50% with co...
By Lise Howe, Assoc. Broker and Attorney Licensed in DC, MD, VA,
(Keller Williams Capital Properties)
Comments 14
This is a great blog to share with first time buyers as they start their home search. Thanks to Nick T Pappas for giving us such a great start with that conversation.  It is information like this that will set you apart from the rest of the Realtors those first time buyers are talking to.  How Yo...
By Marty Snyder, SFR, Ohio Homes for Sale
(OwnerLand Realty)
Comments 0
Guaranteed Rural Housing LoansMany people are seeking down payment assistance.  If that is what you are looking for, then you must read the following information.Rural Development - Ohio has been a leader nationally in utilizing the Guaranteed Rural Housing program.  Visit http://www.swohioreales...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
Opening Doors To Your Dreams... Home ownership is closer than you think. No Down Payment & Gifting Options Available. • Free pre-approval • 100% financing available • Credit problems? Not a problem! Set up an appointment today for a free consultation! Call today. Cell 480-233-3010 DylanJamesMTG@s...