Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Sally K. & David L. Hanson, WI Realtors - Luxury - Short Sale - CDPE, REDS
(Keller Williams 414-525-0563)
Comments 18
  You may have lulled yourself into believing that now because the "New Improved" credit cards have been issued with the "Magic Chip"...you no longer have to worry about having your card compromised...no one will escape to foreign lands and charge their trip to your account...furnish their home....
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
Opening Doors To Your Dreams... Home ownership is closer than you think. No Down Payment & Gifting Options Available. • Free pre-approval • 100% financing available • Credit problems? Not a problem! Set up an appointment today for a free consultation! Call today. Cell 480-233-3010 DylanJamesMTG@s...
By Lise Howe, Assoc. Broker and Attorney Licensed in DC, MD, VA,
(Keller Williams Capital Properties)
Comments 12
This is a great blog to share with first time buyers as they start their home search. Thanks to Nick T Pappas for giving us such a great start with that conversation.  It is information like this that will set you apart from the rest of the Realtors those first time buyers are talking to.  How Yo...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
The right loan for your next mortgage -1st Time Home Buyers-Purchase & Refinancing Programs-Conventional,-FHA, VA & Jumbo Loans-HARP 2.0-Reverse Mortgage-Zero Down Program For a FREE Consultation, Call or Email Today!  Cell    480-233-3010 DylanJamesMTG@snmc.comFor more information visit: Securty...
By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
  Hot Apartment Rates on $250K+  Rates can start in the LOW 4's and it is not a FNMA or Freddie Mac loan. Purchase Refinance 5 units or more  Give me a CALL TODAY to get your deals closed  at 512-650-8630     Minimum loan amount is $250K  Max loan amount is $3MM 75% LTV Amortization is 25 or 30 y...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
Comments 1
Below is the daily mortgage market and interest rate commentary from Bruce Brown, Branch Manager and Senior Loan Officer with PrimeLending in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Manish Chanda, Albuquerque and Santa Fe Area Real Estate
(Everest Peak Realty @ Keller Williams)
Comments 0
No one would say that the current turbulence in stock markets is a good thing, however this has given rise to a fresh wave of risk aversion that is undeniably benefiting home buyers and sellers right now.This is the fifth straight week that we have seen falls in mortgage rates, which are now near...
By Shanna Day Mega Team Leader (AZ & UT), BUY or SELL Your Home FAST w/The Shanna Day Team!
(Keller Williams Realty EV (AZ) & Keller Williams SLC (UT))
Comments 1
Mortgage Rates: Where Are They Heading? Our preferred lender, Adam Wain, was kind enough to share the following insights on mortgage rates from Rate Alert.  Many indicators are pointing to lower interest rates presently. Volatility and emotions running at very high levels in the recent days. Crud...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
SNMC proudly offers: In-house Processing, Underwriting & Funding. We’re Faster So That You Can Close More Loans! Call today: Cell 480-233-3010 DylanJamesMTG@snmc.comFor more information visit: SecurityNational Mortgage Company
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
When there’s no margin for error, call in the experts When your loan needs a quick turn-around and it has to be done right...Call in the experts. Let’s all live in a world of smooth transactions. Cell 480-233-3010 DylanJamesMTG@snmc.comFor more information visit: SecurityNational Mortgage Company
By Terez B. Harris, Your Real Estate Advocate
(Keller Williams Realty New Orleans)
Comments 1
Looked at from one perspective, there has been a “bailout” of enormous magnitude.Okay—maybe you have to expand the meaning of “bailout” just a bit, but if you do, many Metairie homeowners can be counted among the most prominent beneficiaries.We Metairie real estate agents wouldn’t be complaining,...
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 1
Fixed Mortgage Rates Avg. 3.72% (30-Yr), 3.01% (15-Yr) for Week Ending 2/04/2016. Just follow the link to view the latest Weekly Mortgage Rate Averages. Every week I report the latest national mortgage rate averages as determined by Freddie Mac.  I list the 30-year and 15-year fixed rate mortgage...
By Nick T Pappas, Madison & Huntsville Alabama Real Estate Resource
(Assoc. Broker/Broker ABR, CRS, SFR, e-Pro, @Homes Realty Group, Huntsville AL)
Comments 34
How Your Credit Score Affects Buying A HomeCredit ScoreKnowing how your credit score affects your ability to purchase a home and steps to take to improve or maintain your credit is an extremely important factor when buying a home. Many home buyers often operate under the assumption that they can ...
By yanni raz
(hml investments)
Comments 0
The lending environment has changed dramatically in the last five years in various ways. Most conspicuously, hard money lenders have reversed from going full speed ahead too closely and deliberately  analyzing every  scintilla of their prospective borrower’s credentials. Private-money lenders are...
By Donald Payne
(Vision Realty)
Comments 1
Low document loans. The name alone sounds a little scary. These are exactly the type of loans that got us into the housing crisis and subprime mortgage bust in 2006 and 2007. But now, money managers including large investment companies such as Pacific Investment Management Co. and Neuberger Berma...
By Joy Baker, So NH RE & Short Sale Specialist
(RE/MAX Insight)
Comments 9
Don't get me wrong, I liked it.  I mean, it had comedy, profanity and a bathing beauty in a bubble bath explaining (sort of) the subprime mortgage market.  I like absurdity as much as the next person so what's not to like?  And, as a movie taken solely as a depiction of the mania, stupidity and a...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
Achieve your dream of home ownership   FREE Pre-Approval 100% Financing Available Credit Problems? Not a Problem! Call today. Let your dreams take flight! Call or email today to see how I can help you own a home of your own. Cell       602-326-4983 svetlanam@snmc.comFor more information visit: Se...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 7
P&S's signed by both parties is now required before the appraisal can be completed. I was in the Q&A section when I saw a question by Greg Cremia.  "Is it illegal to try to influence an appraiser?"  Great question.  As advocates for the seller we are trying to present the subject property in the ...
By Kevin Guttman Reverse Mortgage Planner-Working By Referral, 877-251-9709
(Fairway Mortgage Corp. NMLS#384936)
Comments 7
Reverse mortgages, also known as a Home Equity Conversion Mortgage or HECM are a tool more and more people in retirement are considering for a variety of reasons. In fact, reverse mortgages have increased over 20% since 2013. The sandwich generation, defined by Wikipedia as: “a generation of peop...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 4
Saratoga, CA Home Loans      Saratoga, CA is a city in Santa Clara county located just west of San Jose on the western edge of the Silicon Valley.  Ranked highly amongst the most well-educated and highest-earning towns in the country, residents of Saratoga enjoy many recreational activities, the ...