Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Joan Cox, Denver Real Estate - Selling One Home at a Time
(Metro Brokers - House to Home, Inc. - Denver Real Estate - 720-231-6373)
Comments 0
Right after FHA had released information about the more relaxed "fix n flip" rules, we got information that if you have credit scores lower than average (below 693) you will need a 10% down payment.    The current rule says you can get into an FHA loan with a minimum of 3.5% down payment. It REAL...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
    For the Week Ending March 24, 2017   Please enjoy this quick update on what happened this week in the housing and financial markets.       It's been a tough week for stocks, suffering the biggest one-day loss since November's election. Bonds have benefited, which helps mortgage rates. Invest...

By Christopher Pataki, Hockessin Delaware Real Estate
(Berkshire Hathaway HomeServices)
Comments 3
 Death is not a fun topic to discuss, but planning for the future of your assets and estate is necessary.Here are six points to consider to make sure you cover all the bases when writing your will.1. Ask for help. Using a do-it-yourself, will-writing website can be risky. They often do not consid...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending March 17, 2017   Please enjoy this quick update on what happened this week in the housing and financial markets.     Although the Fed raised policy rates at this week's meeting, mortgage rates improved when the Fed forecasted gradual future increases, calming markets. The Fe...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 7
This is an important reminder from Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi .  With tax time coming up and all of the hacks and privacy thefts going on, checking your credit score can alert you of any irregularities.   It's Time to Request Your FREE Credit Report  ...

By Matt Listro, Your Credit Repair Expert
(National Credit Fixers - Matt Listro)
Comments 2
At CreditCon (https://credit-con.com/) we will discuss yesterday's Settlement between the CFPB and Experian.You can read the full 26 page settlement here: http://m7jql10o3kr.com/Forum/Three Bureaus/experian March 23 2017 cfpb settlement.pdfHere is my 4 paragraph summary of the 26 pages: One of th...

By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
The proof is in the pudding.. A client with scores in 500's now in high 600's in 15 days, but with these she can get financed and in another 30 days these should be in the 700's And another Increase So it's pretty simple, by adding some good credit from the start, sometimes it is all you need to ...

By Michael McGlynn, Buyers Like Mike!....Find Out Why!
(Celebrity Homes)
Comments 1
Lenders regularly publish mortgage rates but they may not be available for all buyers. Imagine that the mortgage payment based on an advertised rate influenced a buyer to make an offer on a home. After negotiating a binding contract, this buyer makes a loan application and finds out that for any ...

By Keith Landis, Pennsylvania - "Your Pennsylvania Mortgage Source"
(Keystone Home Finance - NMLS#834342 - Conventional - FHA - VA -USDA - Jumbo Programs - Direct Phone 412-726-1654)
Comments 0
Looking to purchase a home in Lancaster County, Pennsylvania? You might want to make a quick check to see if you and the property are eligible for a USDA Mortgage, also known as a USDA Rural Development Loan.  Here's Why...  USDA home loans offer a few benefits that other mortgage programs cannot...

By Danielle Doucet, Kamloops Real Estate, buy or sell in Kamloops BC
(Kamloops PropertyFor Sale)
Comments 0
Have the recent government changes effected your home buying choices? Call it the gap between what you have to pay and what you can afford to pay — it’s going to be considerable when you qualify for your next mortgage. Now the question is what should you do with that money? Ottawa tightened mort...

By Paul Antonelli, Broker Owner; NextHome Antonelli Realty
(NextHome Antonelli Realty)
Comments 4
Floridians are paying less taxes then 39 other U.S. states. As the federal tax deadline quickly approaches, WalletHub recently took a survey on taxes paid across the nation. According to the Tax Payer Survey for 2017 and their yearly tax rates by states showed that Floridians' are not facing as b...

By Danielle Doucet, Kamloops Real Estate, buy or sell in Kamloops BC
(Kamloops PropertyFor Sale)
Comments 2
Canadian homeowners carried an average of $190,000 in mortgage debt in 2015 This according to a Manulife Bank of Canada survey. That’s a lot of money to owe a lender and thousands of dollars in interest to pay over the life of a mortgage. One way to limit the amount of interest you pay is to pay...

By Danielle Doucet, Kamloops Real Estate, buy or sell in Kamloops BC
(Kamloops PropertyFor Sale)
Comments 0
Here's what you should – and shouldn’t – buy by Rob Carrick -Personal Finance Columnist - The Globe and Mail The downside of bank upselling is that customers get talked into buying junk products they don’t need. According to the bank tellers pouring their hearts out to CBC in a series of recent ...

By Coldwell Banker RCI Realty Bozeman, Montana
(Coldwell Banker RCI Realty)
Comments 0

By Jeffrey Masich, Arizona Homes and Land to Buy or Sell
(HomeSmart in Scottsdale, Arizona)
Comments 0
Yes, there are still free grants to purchase a home in Arizona, for a while longer. These government grants do not have to be repaid if a buyer meets grant requirements. Three Free Government Home Buyer Assistance Grants 1. Home Plus down payment grant does not have to be repaid (see chart below)...

By Paul Antonelli, Broker Owner; NextHome Antonelli Realty
(NextHome Antonelli Realty)
Comments 0
According to Realtor.com the wealthy know a few financial real estate tactics that they typically don’t share with others. I thought I would share their article with you here.Let me know what you think. Real Estate Tax StrategiesStrategy No. 1: Take advantage of ‘safe harbors’Investors don’t let ...

By Mr. Laurent
(DL Financial)
Comments 13
When you are buying, selling, monetizing, funding or discounting Bank Guarantees, you only want to work with the most reliable, safe, ethical, knowledgeable, honest and efficient providers.   Here are Top 11 Reasons Why DL FINANCIAL LIMITED should be Number 1 for you!     1. Unrivaled Authenticit...

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 6
  At McCue Mortgage we have always been able to do USDA or Rural Loans as they are also known, in conjuntion with a Connectiticut Housing Finance Authority Loan (CHFA), but not the stand alone or also know as a Market Rate USDA Loan.  The difference between the two is that CHFA/USDA is only avail...

By Lyn Sims, Schaumburg IL Area Real Estate
(RE/MAX Suburban - Northwest Suburbs of Chicago)
Comments 2
Why is it so tough to find an interest rate payment chart?This is another post in the 'Real Estate 101'series where I have attached an interest rate payment chart for buyers interested in knowing what a payment would be with each interest rate jump either up or down. You wouldn't think in this da...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 29
 Have a Mortgage? It's Wise to Review it Periodically  Have you asked yourself any of the following questions?  Is the mortgage I presently hold on my Chicagoland home still the best financial/loan option available to me?   Is it fulfilling my current needs? Does it help me reach my short and lon...