Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 7
Many buyers need to understand how their debt-to-income ratio affects what they can qualify for in a loan for a home.  Here's a great explanation from Diane Beaumont : When you're delving into the market in the hopes of finding your dream home, it's likely you'll come across the term debt-to-inco...

By Eddie Hoskins, I Can Finance Easy, Complex and Tough Deals.
(First Florida Financial Group LLC)
Comments 1
VA Construction Mortgage Loans with Zero Down Payment! We also offer VA Jumbo Construction Loans. A VA 0% down payment construction to permanent mortgage loan combines the features of a construction loan and a traditional long term 15 or 30 year fixed rate residential mortgage loan with a single ...

By Scott Thompson, Disaster Management/Urban Warfare Tactician +
Comments 3
Our dear and treasured friends @Ocwen just recieved a pleasant little invite to court.  Turns out 20 States Attorneys General and a Banking Commissioner would like to chat. Ocwen Sued, Shut Down in Multiple States

By Eddie Hoskins, I Can Finance Easy, Complex and Tough Deals.
(First Florida Financial Group LLC)
Comments 0
FIRST FLORIDA FINANCIAL GROUP IS EXCITED TO OFFER THE CONVENTIONAL 1% DOWN WITH EQUITY BOOST LOAN PROGRAM  You put down 1%, the lender contributes 2%*, giving you 3% equity at closing. No property ownership interest in the last 3 years. Available for Condo Mortgage Loans as well. Great low rates....

By Eddie Hoskins, I Can Finance Easy, Complex and Tough Deals.
(First Florida Financial Group LLC)
Comments 8
Florida Construction Mortgage Loans!We Offer VA, FHA & VA Jumbo New Home Construction to Permanent Mortgage Loans in Florida! FHA 3.5% down payment and VA 0% down payment construction to permanent mortgage loan combines the features of a construction loan and a traditional long term 15 or 30 year...

By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(Keller Williams Realty)
Comments 48
  7-day Market Stats for Condo properties inNORTH READING, MA 01864 as of November 11 2016 Median List Price: $156,450 Average List Price $156,450 Total Inventory: 2 Price Per Square Foot: $252/SqFt Average Home Size: 616 SqFt Median Lot Size: n/a Average # Beds: 1.00 Average # Baths: 1.00 Homes ...

By Bo Kociuba & Buster Elliott, Live & Love OKC!
(Berkshire Hathaway HomeServices Anderson Properties )
Comments 0
MORTGAGE RATES FOR THIS WEEKEND-APRIL 21Mortgage rates for this weekend-April 21. Check available mortgage rates for this weekend. They are steadily going up … but still, the rates are historically low!Lots of great looking homes on the OKC Metro market.Discover  YUKON or MUSTANG … are these your...

By Joe Lattanzio
(Russell Real Estate Services)
Comments 0
 When you’re delving into the market in the hopes of finding your dream home, it’s likely you’ll come across the term debt-to-income ratio. This may not seem important at first, but your DTI is the key to determining the amount of money you can put into your home and just how much you should spen...

By Diane Beaumont, USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
(Benchmark Mortgage)
Comments 4
When you're delving into the market in the hopes of finding your dream home, it's likely you'll come across the term debt-to-income ratio. While it might not seem important at first, but your DTI is the key to determining the amount of money you can put into your home and how much you should spen...

By Jon Klein, Search Parkland Homes for Sale - Parkland FL
(Real Living 1st Choice Realty)
Comments 0
When you’re delving into the market in the hopes of finding your dream home, it’s likely you’ll come across the term debt-to-income ratio. This may not seem important at first, but your DTI is the key to determining the amount of money you can put into your home and just how much you should spend...

By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 0
Pensacola, Pace, Gulf Breeze Property Management: FHA loans easier to get - but more in default More non-bank lenders are now offering FHA loans, and the past-due payment rate rose slightly. Experts disagree on whether that's good or bad. Read more.  Are you paying too much in Property Management...

By Donald Payne
(Vision Realty)
Comments 2
Zero down home loans were the cause of many of the subprime mortgage issues that we had about 10 years ago but nevertheless, they are still available in the form of a USDA loan.These loans are backed by the US Department of Agriculture and is part of the Rural Development Guaranteed Housing Loan ...

By Rob Spinosa, Executive Loan Advisor, Marin Mortgage Broker
(RPM Mortgage, Marin County, CA)
Comments 1
Consolidation Refinances Reign Supreme  "Someday I'd really like to see these loans together." No, that was never a hit song in the '60's but it is a situation that we encounter frequently in the world of loan origination.  It's a scenario that occurs where a homeowner has both a first and second...

By Christian Penner, Your Mortgage Banker - 561-373-0987
(The Christian Penner Mortgage Team)
Comments 0
Tax Return Depressing? Owning a Home Could Help Many Americans got some depressing news last week; either their tax return was not as large as they had hoped or, in some cases, they were told they owed additional money to either the Federal or State government or both. One way to save on taxes is...

By John Meussner, #MortgageMadeEasy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 4
Recently Closed - 15 year Refinance in Los Angeles, CA      Recently a friend reached out with a casual "hey, a coworker of mine is having trouble refinancing so I told him to give you a call".  Shortly thereafter, I heard from his coworker, who was looking to refinance to a lower rate, and was a...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending April 14, 2017  Please enjoy this quick update on what happened this week in the housing and financial markets.    Producer prices fell in March for the first time in 7 months, possibly signaling inflation will be more gradual. Inflation pressures mortgage rates to move highe...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561, Homeowner must share sale proceeds with lender?Real estate Q&A: A homeowner had a loan modification during the slowdown. She's ready to sell now, but the lender wants to claim 20% of the profit. Is this legit? Read more.  THOUSANDS OF HOMES... One Address...

By Ginny Gorman, Homes for Sale in North Kingstown RI and beyond
(Phillips Post Road Realty ~ 401-529-7849~ RI Waterfront Real Estate)
Comments 8
Home Renovation Loans from Coastway BankWork for Home Buyers Home buyers are finding it so hard to buy an up to date, renovated home in this real estate hot buying market.  It is time to open your options up and learn a bit more about what programs are out there for buying a home and including th...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561, Reverse mortgages: Myths vs. realitiesSome older adults would rather stay than sell, and a reverse mortgage can help them do it. But there are risks and a lot of misinformation about the process. Read more.  THOUSANDS OF HOMES... One Address www.charlesst...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 6
FHA Loans To Get Costlier By Nick Timiraos  The Wall Street Journal "It's about to get more expensive to take out-and a bit harder to qualify for-a loan insured by the Federal Housing Administration. Faced with rising losses and falling reserves, the FHA is preparing a series of tweaks to its und...