Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Debra Leisek
( Bay Realty,Inc Homer Alaska)
Comments 4
Good information from Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi regarding Taxes and the Equifax Breech.... be vigilant!      Don't Let the Equifax Breach Bite You at Tax Filing Time .. Protect Yourself   Things move quickly in this era of the internet and social med...

By Anthony Acosta - ALLATLANTACONDOS.COM, Associate Broker
(Harry Norman, REALTORS® )
Comments 11
Thank you Paul Diaz  If you, like most citizens, can't stand the idea of having to go through probate, then a living trust takes on a much greater level of importance. While avoiding probate is one of the leading benefits to having a living trust, there are many more factors at work. There are a ...

By Thomas J. Nelson, Realtor,CRS,e-Pro, Co-Host of Mail-Right's: Real Estate Agent Podcast
(Big Block Realty 858.232.8722)
Comments 4
Good Lord, did we learn nothing? So, maybe you shot yourself in the right foot in 2007?This commercial wants you to shoot the left foot too in 2018. Do Not Do This! Many factors contributed to the worst economy, real estate market and suicide rate since the Great Depression, but let's face it; Bi...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending January 12, 2018  Please enjoy this quick update on what happened this week in the housing and financial markets.    Producer prices fell for the first time in nearly 1-1/2 years in December. This could temper expectations that inflation will accelerate in 2018. Unemployment...

By Steve Loynd, 800-926-5653, White Mountains NH
( Alpine Lakes Real Estate Inc., )
Comments 3
Ask the Expert: the dreaded “title issue” comes up just before a closing. A Title defect can take many forms, for this entry we will focus on an improper discharge. When a mortgage is paid off, the lender issues a discharge which then has to be put on record to let the world know the loan on that...

By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Gulf Breeze Homes and Real Estate, A breakthrough in the Fannie, Freddie problem?The House financial services chair admitted that his mortgage reform bill probably won't become law and he's reaching across the aisle to find a bipartisan solution. Read more. Gulf Breeze Florida - Things to Do & At...

By Rob Spinosa, Executive Loan Advisor, Marin Mortgage Pro
(Supreme Lending, Marin County, CA)
Comments 21
It's 2018.  Will I Lose My Tax Deduction if I Refi? If you're asking this question, I'm going to go out on a limb and say you're experiencing some anxiety right about now.  But no matter how bad it gets, realize things could always be worse.  You could be the Internal Revenue Service and tasked o...

By Dennis Dahlberg
(Level 4 Funding )
Comments 6
The commercial lending industry is changing rapidly. This means new opportunities for online lenders to work directly with companies embarking on ambitious development projects.So far, 2017 has been a positive year for the commercial real estate industry and, naturally, commercial real estate len...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
We specialize in hard money loans in California.  One of our niche products that we offer includes San Francisco hard money seconds and thirds.These hard money seconds and thirds are an option to consider when in need of capital for a new project or for an existing project.  We do not do consumer...

By Paul Diaz, 25 Year Florida Licensed Real Estate Broker
(REALTY WORLD Atlas)
Comments 0
If you, like most citizens, can't stand the idea of having to go through probate, then a living trust takes on a much greater level of importance. While avoiding probate is one of the leading benefits to having a living trust, there are many more factors at work. There are a variety of great reas...

By Paul Diaz, 25 Year Florida Licensed Real Estate Broker
(REALTY WORLD Atlas)
Comments 0
Real estate is a big business and everyone seems to want to invest in real estate. You keep hearing a lot of stories about how people made a quick buck by investing in real estate. There are stories about people who made $50,000 even $100,000 in a blink of an eye by making the right kind of inves...

By Nick and Cindy Davis, CRS,CLHMS,ABR,GRI,CIAS,ALHS,e-PRO,CDPE,SFR
(RE/MAX Premier Group)
Comments 0
As housing prices rise, more households are making use of home equity lines of credit. Home owners secured 393,602 HELOCs inside the third quarter of this year, up 19% from the previous quarter and 12% from last year, as outlined by ATTOM Data Solutions’ Q3 2017 U.S. Residential Property Loan Ori...

By Charles Stallions Property Manager, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 1
Pace Homes and Real Estate:New lender devoting loans to clean energyA new consumer credit union in all 50 states will soon offer "green" loans for things like solar panels, energy-efficient retrofits and even electric cars. Read more. The Top 5 Things to Do in Pace 2017 - Must See Attractions in ...

By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Gulf Breeze Homes and Real Estate, Mortgage rates rise as economy shows signs of strengthThe benchmark 30-year mortgage rose to 3.94% from last week's 3.9%, but overall mortgage rates are still low by historical standards. Read more. Gulf Breeze Florida - Things to Do & Attractions in Gulf Breeze...

By Ronald Gillis, CNSA Southwest Florida. Notaries, Port Charlotte, 941-7-NOTARY
(Southwest Florida Notaries (Mortgage Notary Signing Agent))
Comments 5
When speaking to Realtors, and even other mortgage brokers/lenders, etc., those that frown upon Reverse Mortgages often list their costs as way to high as one of their reasons they steer their clients away from them.  As a Certified Mortgage Notary Signing Agent, I see all kinds of loans, and whi...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 1
cc: by: https://flic.kr/p/oQZQF​4  What's Closing at Commercial Capital Limited?For years, multi-family lending has been the darling of commercial lending. It remains the favored asset class despite years of rallying. It is not unlike the stock market, just keeps going positive. FNMA and FREDDIE...

By Diane Beaumont, USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
(Benchmark Mortgage)
Comments 7
Are you interested in paying less per month on your mortgage? Or perhaps you would prefer if your mortgage was paid off a couple of months – or years – faster?If you are a homeowner with a mortgage, one option that is open to you is refinancing.How Does Refinancing Work? In short, refinancing is ...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 1
Last week's economic reports included readings on construction spending, minutes of the most recent meeting of the Fed's Federal Open Market Committee. Labor reports including ADP, Non-Farm Payrolls, and national unemployment were released along with weekly readings on mortgage rates and new jobl...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 1
If you need to use 100% of the appraised value, than typically banks/lenders want you to own the property 24 months.  If you have owned the property less than 24 months,  the lender will use the value  from either the purchase price or percentage of the appraised value.  For the longer fixed term...

By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 1
Below is the daily mortgage market and interest rate commentary from Bruce Brown, Branch Manager and Senior Loan Officer with PrimeLending in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog.