Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent
(Platinum Properties)
Comments 5
We, agents, know that in loan processing the money has to be tracked. This is an interesting story with a happy ending.   Ingredients for SUCCESS - A Puppy, Documentation, and a Mortgage    Mortgage financing is a "people business" ...   Because of that, human emotions, reactions, and life itself...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 5
Here's some good information for those with student debt that may be preventing them from the dream of homeownership.  For more information give Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi a call:      Have Student Loan Debt? A Solution May Exist For You      I'm sure...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending November 3, 2017  Please enjoy this quick update on what happened this week in the housing and financial markets.    The Fed announced at this week's meeting that there would be no policy rate hike this month. They did however signal a December hike is very likely. Markets h...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
With pre-qualification out of the way and a lender working with you to secure a commercial mortgage for income generating property in Texas, you are well on your way to making your dreams come true. However, the hard work is just beginning.If your pre-qualification process was rigorous, then you...

By Eleanor Thorne, Equity Resources 919-649-5058
(Equity Resources)
Comments 1
We get MANY questions on this site, many of them start like this – “We want to buy a house, but honestly don’t know where to start.”  We focus much of our time, and our business, on First Time Home Buyers.  We believe that when you are buying a home for the first time, you really need someone who...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
  Whether it be commercial properties to house offices, retail space to support small businesses or multi-family homes to address growing population density, commercial real estate loans in Texas have long been a source of income and expansion for small business owners. However, with the recent d...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Entering into a commercial real estate venture can be an intimidating decision. Whether you are looking to purchase your first property or are simply trying to scale up from what you already have, going at it alone might seem like a noble challenge, but with so much money on the line, it is ofte...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
You don’t have the time or energy to pursue a commercial mortgage on your own. You know that you need the expertise and assistance of a professional commercial broker, but you don’t know where to start. Here is what you should be looking for in a professional broker.Finding a commercial broker i...

By Steve and Eleanor Thorne, Mortgage Loan Johnston County
(Equity Resources, NMLS 60596)
Comments 2
Many of the Veteran’s buying a house in North Carolina want to use their VA Home Loan benefits to buy a house that’s a little further out, has some land and in some cases is “older.”  The VA does not have a restriction on the actual age of a home they will ensure with a VA Loan.  So, buying an ol...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Perhaps a traditional mortgage is not what you are looking for with your commercial investment, or maybe through the pre-qualification process, your lender has helped you determine that your needs are better served by a hard money loan. In either case, the process for a commercial mortgage in Te...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If investing in commercial real estate properties were easy and a sure thing, then everyone would be able to do it successfully. However, there is a tremendous amount of risk inherent in pursuing commercial real estate loans in Texas, considering the number of factors that are outside of the con...

By Eleanor Thorne, Equity Resources 919-649-5058
(Equity Resources)
Comments 1
There are several different ways to finance a new custom home, most commonly, you would pick out a lot, and find a Builder who will build the home to your specifications.  This “Custom Home” loan, or construction loan, would be in your name – and the builder would receive “draws” or lump sum amou...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
You have decided that you want to take advantage of some of the unique potential of the commercial lending market in Texas, but you are unsure of how to proceed. Maybe you like to do things for yourself and make it a learning process, or maybe you simply don’t have the time to do it yourself. If...

By Eleanor Thorne, Equity Resources 919-649-5058
(Equity Resources)
Comments 2
If you want to find a Builder to build your home on a lot, how do you do that?  One way is to have the Builder take out a mortgage, and in that situation, you normally have to make a pretty sizable deposit with the builder, often times it’s at least 20%.  IF you own the lot, you might have to sig...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Venturing into the commercial real estate market is not something to be taken lightly. The process can be long and stressful, especially if you are not properly prepared. When you are seeking a commercial mortgage in Texas, there are a number of steps to take before you are going to be able to s...

By Debbie Walsh, Hudson Valley NY Real Estate 845.283-3036
(Shahar Management)
Comments 4
We knew this Equifax breach was only just a matter of time.  In the post below by Gene Mundt he gives excellent advice about protecting your identity.  Sooner or later we knew there would be a hack of some place that had more than just our date of birth or social.  When you check with Equifax and...

By Rob Spinosa, Executive Loan Advisor, Marin Mortgage Pro
(Supreme Lending, Marin County, CA)
Comments 7
"Will Refinancing Cause My Property Taxes to Go Up?"   Because the current interest rate environment remains conducive to refinancing, a concern that some have about taking action stems from confusion related to how their property taxes are determined, and specifically the question, "Will refinan...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
Hotel Construction Loans and Assisted Living Construction Loans Close in 45 Days!!! First mortgage Bridge debt for Hotels and Assisted Living Facilities to 75% Loan To Cost! Loan amounts on the product range from $7 Million to $35 Million. Closings in under 45 days. Single digit rates! 3 years w...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
  Seeking funding for any commercial enterprise, whether it be real estate or business expansion, can be a confusing endeavor. There are so many different options that it is hard to know where to begin or to determine which is the best for you. So how do you know if seeking a commercial loan thro...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 7
It's so unfortunate that there are companies such as this that promise our veterans service that is nothing more than a way for the company to make money with no appreciable benefit to the vet:  More "Help" for Veterans The Veterans Advocacy & Benefits Association - is there advocacy?  Are there ...