Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 1
You see it in car ads, so why not homes? A car loses value, where a home rarely does, so why do so many banks require large down payment or great credit? The main reason is they are not in the house business they are in the money business. They just are to big to understand and make it work.     ...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 0
This simple solution is doing a owner 2nd for either 10% or 20% of the loan. A lot of people can't get 100% financing and just need a little help. Their credit is good enough to get a loan, but when you add a 2nd loan, where the interest is considerably higher, it takes them out of their affordab...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 0
Unfortunately foreclosure is something that happens to people when bad things happen in their lives. Death, divorce, job loss and medical bills can get anyone behind on payments. That doesn't mean that you should try to hide your head in the sand and pretend it isn't happening.If you think you ar...

By Kim N. Bregman, Exclusive Buyer Agent in S. Florida
(Optima Properties)
Comments 0
World events are conspiring to make it more expensive for you to borrow money to buy a house. Mortgage rates have increased for six consecutive weeks, according to Bankrate data, bringing interest on a 30-year fixed rate loan to 4.44 percent—the highest level in 11 months—while home prices contin...

By M.C. Dwyer, Santa Cruz Mountains Property Specialist
(Century 21 Showcase REALTORs)
Comments 7
Here is a well-written post from  Inlanta Mortgage - Madison, about the widely misunderstood home buying loan process available via the FHA.      Many potential home buyers have questions about the FHA loan and the process needed to secure a home mortgage. Some people are even confused about what...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 46
  FHA loans have been the major talk in the news as of lately. One loan officer e-mailed me the other day, asking if FHA is going away. I asked, how did you come up with this?  Because three realtors had mentioned it to them. I have not heard a thing, but let's use common sense.  If FHA loans wo...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 0
Q: "Why is my friend'scredit score so much higher than mine? We make the same amount of money." This question was asked of me lastweek by one of my buyers and it made me realize that if one person wasasking it, more people would like to know the answer.This was my answer to those buyers and I hop...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 0
I have many clients call me everyday and say "Todd, please help! I've been told NO everywhere I go. I don't have bad credit due to reckless spending or anything like that" Most of the time it is divorce, medical bills or a job loss and to me it just doesn't seem right that someone should not be a...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 1
One of the ways people get into trouble and lose so much money is they wait to long before seeking help with the sale of their home. If you know you are starting to get into trouble with your payments, this is the time to call an experienced agent that can help you avoid a possible foreclosure.Th...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 3
There are many things you can do to lesson the time of your mortgage and increase your equity without really doing anything that will affect your monthly budget and below I have given you just a few.Did you know that if you pay half your mortgage payment every other Friday instead the full paymen...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending April 12, 2018  Please enjoy this quick update on what happened this week in the housing and financial markets.    Minutes released from last month's FOMC meeting show the Fed still plans on 2 more rate hikes this year. Inflation is a concern, as is a trade war with China. C...

By Jerry Thomas-Construction Loans, Construction Loans Conv/FHA/VA
(Cranbrook Loans)
Comments 3
So how do you appraise a home that isn't built yet? Plans and specs.The appraiser will have a copy of the legal description for your land but the only information that they will have about the home you are planning to build are the docs you give them, the plans for the home and the specifications...

By Kasey & John Boles, Boise & Meridian, ID Ada/Canyon/Gem/Boise Counties
(Jon Gosche Real Estate, LLC - BoiseMeridianRealEstate.com)
Comments 0
Flyer & Information Courtesy of:Guild MortgageKellie AllenMortgage Consultant/Branch Manager776 E Riverside Drive Ste. 100                                                        Eagle, ID 83616O: 208.489.2824 F: 208.914.7122 M: 208.941.4914kallen@guildmortgage.netNMLS ID 92930 Company NMLS # 3274...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Our timeshare exit team knows timeshare cancellations, and we know the importance of taking a vacation. When we talk with our customers, we often find that their timeshare has such a profound, negative effect on their life that it can lead to them skipping vacations altogether. This is a bad idea...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 0
Now you own a home and all the benefits that come along with it. One of those benefits is the mortgage tax deduction on your state and federal taxes. Every dime you pay in interest on you mortgage is a deduction off your gross income on your taxes and can mean a tax savings of thousands of dollar...

By Kevin O'Linn
(OS Property Management)
Comments 1
Credit Strategies for Real Estate Investors As a real estate investor, having knowledge of how to improve the credit rating of prospective buyers is one key to my success in the current market.  Having relationships with mortgage brokers, lenders, credit repair companies and credit card companies...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Are you curious about how to get rid of timeshare? Are you tired of paying for something you don’t use? Do you have questions about the timeshare cancellation process? If you answered yes to any of these, you need our timeshare exit team. Read on to learn more about the team at Timeshare Cancel C...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending March 29, 2018  Please enjoy this quick update on what happened this week in the housing and financial markets.    Although a short week for markets, there was lots of economic data to digest. The week overall was positive for rates, helping to rebound from recent highs. Con...

By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Buying a Home  in Pensacola, Gulf Breeze or Pace Florida Senate bill would diminish mortgage disclosures by banksCongress might cut mortgage red tape, but the bill allows most lenders to skip data reporting, which critics say would make fair lending laws harder to enforce. Read more. Gulf Breeze ...

By Kelowna Real Estate Lew MacDonald Realty Match
(Facebook, Twitter, LinkedIn, YouTube)
Comments 1
Inflation, retail sales numbers bring glad economic tidings for Christmas season That is the headline I woke up to this morning and here are some quotes from the story, "Inflation at 2.5% in October." "North American consumers are showing signs of emerging from hibernation" "StatsCan reported re...