Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial


By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 0
Five tips that will set you apart as a family law attorney. If you include some or all of these five elements into your divorce settlements, you will set yourself apart from the majority of family law attorneys and CDFAs who do not know these principles of mortgage qualifying. As a certified divo...

By Reshawna Leaven, Hoping to be your Realtor® for Life!
(Keller Williams Realty)
Comments 1
40 iO by loanDepot - 40 Year Amortized Mortgage Loan with 10 Years of Interest Only PaymentsIt's a new loan program with loanDepot!A few highlights Eligible Properties: Condos, Townhomes, Single Family Homes Minimum Credit Score: 680 Loan Amount: Up to $2,000,000 Down Payment: 15% Maximum Debt To...

By Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent
(Berkshire Hathaway HomeServices PenFed Realty, Your Clarksville Real Estate Professional)
Comments 10
If you have been reluctant to explore buying because of the unknowns of getting a mortgage, then you should get informed. Take a couple of minutes to read this post and see that it isn't as scary as it may seem. With Golf and Mortgages: It's Important to Know the Rules There are a LOT of rules in...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
   For the Week Ending April 28, 2017  Please enjoy this quick update on what happened this week in the housing and financial markets.    Political concerns in France had recently driven global investors to seek safety in bonds, helping rates. Fears have eased though, which is slightly worse for ...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 0
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to varify    ♦ Accelin Loans LLC 699-6991 NMLS#1574660       15-YR Fixed   2.750  1.250  2.830 30-YR Fixed   3.500  2.125  3....

By Chris and Berna Sloan, Tooele UT
(Group 1 Real Estate)
Comments 0
When a Tooele Home Loan is More Than a Mortgage Mortgage can be a source of cashThere may come a time when a Tooele home loan is more than a mortgage. Or at least you may want it to be. I’m not talking about the ability to continually use the equity in your home to borrow money against to fund to...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 7
For those financing a home purchase, here's some excellent advice to read and understand from Diane Beaumont a mortgage lender with Benchmark Mortgage in Woodland Park, CO.   Buying a home is one of the biggest financial investments you'll make in your life. It's important to make sure that you'r...

By John Occhi, SRES,CPRES.ePRO - Temecula-Murrieta CA Real Estate
(Mason Real Estate)
Comments 3
SAN JACINTO Announces 6% Grant for FIRST TIME HOMEBUYERSThis is EXCITING NEWS:  San Jacinto, CA.  The Redevelopment Agency of the City of San Jacinto just released the final details of the Down Payment Assistance Program which offers a 6% Grant for first time homebuyers.That's right - 6% which ca...

By Dave Cowper
(Dave Cowper )
Comments 5
This weekend Lesley and I will be working at the 30th Annual Wedding Fair. This event is expecting 3,500 brides and 11,000 visitors total with 170 booths. This event is held just after New Years every year in Vancouver BC, Canada. The Dominion Lending Centers and Keller Williams booth will be the...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 1
cc: by https://flic.kr/p/4oNGUy Location: Georgia Purpose: Consolidate business debt into one low SBA payment with a 10 year amortization Type: Borrower is a business that does excavating and heavy dirt moving for construction projects. He was in business for years but often had to lease the equ...

By Raymond Edler, #1 Real Estate Office in DFW
(Keller Williams Realty Dallas Fort Worth 214-552-2091)
Comments 1
Looking to buy your next home?  The time to shop rates and loans is before you start house hunting so you have a guide on what you can afford and a good strategy to help you win in this market.  One thing that seems to baffle buyers is PMI.  Often buyers are looking at what they can afford and fo...

By Jeff Dowler, The Southern California Relocation Dude - Carlsbad
(Solutions Real Estate )
Comments 14
Gene always has wise words for us, and here he draws an analogy between knowing the rules for golf, and for mortgages. If you want to win you have to follow the rules. Please stop by Gene's post to share your thoughts there, too. He'll appreciate it. With Golf and Mortgages: It's Important to Kno...

By Christian Penner, Your Mortgage Banker - 561-373-0987
(The Christian Penner Mortgage Team)
Comments 1
Get All the Facts about PMI When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase a home with a down payment below 20%, you can never have too mu...

By Bob Elliot
(RE/MAX Advisors)
Comments 1
Last week's economic news included readings on Case-Shiller Home Prices Indices, new and pending home sales. Weekly readings on new jobless claims and average mortgage rates were also released. Case-Shiller reported that home prices rose by 0.20 percent from January to February with a year-over- ...

By Linda Greco Rich, ABR, SRES, Harford County Specialist
(Exit Preferred Realty)
Comments 3
What You Should Know When Purchasing With A VA Loan Whether you are active military or reservist you may qualify for VA financing. Certain members of the military can qualify without having to have specific years of service. If you served on foreign soil you may qualify automatically to be able t...

By Tony and Suzanne Marriott, Associate Brokers, Serving Scottsdale, Phoenix and Maricopa County AZ
(Haven Express @ Keller Williams Arizona Realty)
Comments 4
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi ...the rules of mortgage lending are important.  They are intended to ensure all play by the same rules.  The "rules" demand that Lenders ... and the entities that insure loans ... approve borrowers that are "qualified"...Ri...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 1
There is something beautiful about second chances. When a married couple moves past the hurt and gives it's love another chance-God smiles. When a family member forgives a slight and forgets the hurt and opens up the relationship again-lives can be changed. When a friend, slighted by another, ste...

By Jeffrey Masich, Arizona Homes and Land Group/ Sell or Buy
(HomeSmart in Scottsdale, Arizona)
Comments 1
Yes, there are still free grants to purchase a home in the Phoenix Arizona metro, for a while longer. These government grants do not have to be repaid if a buyer meets grant requirements. In some cases the grants can cover a home buyer's down payment. Three Free Government Home Buyer Assistance G...

By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
Comments 1
Below is the daily mortgage market and interest rate commentary from Bruce Brown, Branch Manager and Senior Loan Officer with PrimeLending in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 

By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 1
Spring into action RECORD LOW RATES COULD ALLOW YOU TO: -Reduce Your Mortgage Payment -Shorten The Length Of Your Loan -Take Cash Out To Update / Remodel -Plus Reduce Your Monthly Mortgage Insurance CALL OR EMAIL TODAY FOR A FREE MORTGAGE REVIEW! Cell 602-410-4340 jeff.thomas@snmc.com For more in...