Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Fred Griffin, Licensed Florida Real Estate Broker
(Frederick Griffin, Exclusive Buyer's Broker)
Comments 6
     Private Mortgage Insurance, aka "PMI".  The bane of low money down / no money down mortgage loans.  That extra money that you the borrower/homeowner must pay each month, because you didn't make a 20% down payment when you bought your house.       * Is there any way to avoid paying monthly mo...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 1
People, first the good news!-- The lender does not want your house. They lose money, which is not good for them. They will work with you, which is contrary to the horror stories one hears of what happens in the real world. What I suggest all people who are in distress do is work with your lender....

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 2
Here's an inforgraphic on the current mortgage mess we are in. I am not a big fan of people walking away from their obligations, and quite frankly, in my market (Silicon Valley) it might make better sense to bite the bullet and pay your mortgage because it could be a better deal than what you pay...

By Stieg Strand, Refreshing, Successful, Tenacious & Creative...
(RE/MAX Results)
Comments 0
 NEW IN 2017!  FIND OUT IF YOU QUALIFY TO GET DOWN PAYMENT ASSISTANCE THROUGH STATE OF MINNESOTA SUBSIDIZED PROGRAM!EXCLUSIVE Townhome Advantage Financing Program! You don't need as much cash as you think! This program, started in Eden Prairie, but now in 2017 available for townhomes all over the...

By Kathleen Daniels, San Jose Homes for Sale - Probate Specialist
(KD Realty - 408.972.1822)
Comments 9
Streamline Refinance Versus Full Refinance - Which is Better for You?I received an invitation to streamline refinance my loan with Citi Mortgage.  A streamline refinance is a "streamline" process to lower the interest rate. No documents are required.  One must pay for an appraisal upfront as well...

By Come Home Inc, Property Marketing Specialists
(Come Home Inc)
Comments 0
How To Buy A House With A Low Down Payment in Kodiak AK Is a big down payment the only thing stopping you from taking advantage of the most affordable real estate market in decades?  Check out this quick video to discover why you might be closer than you think.Low and No Down Payment Loan Progra...

By Matt Irvin, Experience & Dedication
(The Irvin Team~Remax Accord, Irvin Real Estate, Inc PM)
Comments 1
Tips for Financing Your Investment Property 2017 is literally right around the corner. Do have a resolution to invest in the New Year, in Contra Costa County? 2017 is your time to shine and make your dreams and aspirations come true in the real estate market. Interest rates are remaining low and ...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 0
Home Buying in Gulf Breeze Florida 32561, Mortgage rate increases help and hurt homebuyersThe post-election mortgage-rate increase has spurred some buyers to jump into the market sooner rather than later, and it might make borrowing easier if fewer homeowners refinance. But it also makes a home p...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 3
Prince George's County MD Trustee Sales - The Fisher Law Group The Fisher Law Group is advertising trustee sales in the county. Visit their website for details and the full auction schedule:  http://www.first-legal.com/salelist/sales.html Trustee sales are open to the public and all qualified bid...

By Danielle Doucet, Kamloops Real Estate, buy or sell in Kamloops BC
(Kamloops PropertyFor Sale)
Comments 0
Every British Columbian deserves a place to call home. That is why we are taking action to control the cost of housing, increase access to affordable rental units, and help families make their dream of homeownership come true. What is the Home Owner Mortgage and Equity (HOME) Partnership? From m...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 0
Home Buying in Gulf Breeze Florida 32561, 30-year mortgage rate rises again, now at 4.08%The average FRM reached its highest point of the year this week following a post-election surge - and 50% of experts think the trend will continue. Read more.                                                  ...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 27
  Fannie Mae HomePath Loan Program – Another great method of financing With so many types of financing options, not all are discussed by loan officers. Many loan officers don't know much about such programs as USDA, The Fannie Mae HomePath, or My Community. The HomePath program is not known by m...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 5
As a former loan agent, going back over 25 years, I have been pondering the notion that perhaps lenders should bring back the Stated Income/Stated Asset (SISA) loans.  Maybe bring back a stated income (only) loan.  A lot of people make money off rents, dividends, etc. and do not like to provide a...

By Susan Laxson CRS, Local Knowledge & Global Network
(Palm Properties International)
Comments 0
PARK SHORE 2015 MARKET REPORTPark Shore is the perfect location for the complete Naples lifestyle!  There are single family homes to low/high-rise condominiums, great local shopping, gourmet restaurants, sidewalk cafes and a boating lifestyle on the bay or gulf that Naples residents enjoy.CLICK H...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 0
Home Buying in Gulf Breeze Florida 32561, Lenders say it's easier to get a mortgageGenworth Survey: 50% of industry executives think underwriting standards are still overly restrictive, but that's down from 61% who said so last year. Read more.                                                     ...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561,You may be able to ditch that unlimited phone planA cell plan expert advised clients last year to keep their grandfathered unlimited data plans, but things change. This year he says it might be time to switch. Read more.    THOUSANDS OF HOMES.... One Addr...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 4
Advice to Maryland seniors: Use your equity to avoid foreclosure Good information for seniors from loan officer Mary Andes. A reverse mortgage can be a lifeline to borrowers with lots of equity but limited income. Every week I see seniors who are falling behind the eight ball for various heart br...

By Myrl Jeffcoat, Greater Sacramento Real Estate Agent
(GreatWest Realty)
Comments 18
I came across this article this morning, and felt it too important to set aside without sharing!  While its headline focused on Trump's Treasury Pick Steven Mnuchin, I was more immersed into the part of the story that highlighted what was, and still can be an issue for some folks with reverse mor...

By Bob Elliot
(RE/MAX Advisors)
Comments 0
Last week's economic news included readings on consumer spending, core inflation new home sales and regularly scheduled readings on mortgage rates and new jobless claims. Consumer Spending Dips in NovemberCommerce Department reports on consumer spending in November indicated that consumer spendin...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 4
For those new to home buying and also those that are curious, here's an excellent explanation of all those additional funds that will be needed when you buy a piece of real estate, courtesy of Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi :   The Funds Needed at Closing...