Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial


By Laura S. Baker, Realtor (920) 728-4118, First Weber Inc
(First Weber Inc)
Comments 7
Home Loans can be complicated.  This guidline from Inlanta Mortgage certainly helps us make sense of FHA loans.  For more information go to www.MadisonMortgageGuys.com. In the summer of 2015 the Federal Housing Administration (FHA) made some changes to a wide range of its guidelines. The goal is ...

By Bo Kociuba & Buster Elliott, Live & Love OKC!
(Berkshire Hathaway HomeServices Anderson Properties )
Comments 0
MORTGAGE RATES FOR THIS WEEKEND-MAR 10Check available mortgage rates for this weekend. They are steadily going up … but still, the rates are historically low!Lots of great looking homes on the OKC Metro market.Discover  YUKON or MUSTANG … are these your preferred areas? Start your HOME SEARCH . T...

By Ben Yost - 303-587-4297, FHA, VA, Conventional - Mortgage Loans in De
(First Time Home Buyer, Mortgage Rates, Pre-Approval)
Comments 0
The Best Tips About Home Mortgages in Colorado!  Are you planning to buy a new home? Or is your current mortgage too high thanks to the slumping economy? Do you need to refinance or take on a second mortgage to complete work on your home? No matter what reason you have for seeking a mortgage, thi...

By Maria Sapio, Real Estate Agent- Carlisle, PA.
(Berkshire Hathaway Homesale Realty)
Comments 12
A well written post that outlines the mortgage process so simply and offers clarity to a subject that can be frightening and confusing to buyers. What Does the Mortgage Process Look Like?          In todays world, the mortgage process is often portrayed to consumers as "click a button & get your ...

By Jesse Ortega, Marketing Strategist
(Private Marketing CO-OP)
Comments 0
Yuma Home Loans - Where to Begin When Buying a Home Tony Ortega with AmeriFirst Financial in Yuma, AZ with a couple of tips on how to begin the Home Buying Process by being prepared for your Home Loan. To learn more about the Home Buying Process, Home Loan Programs, or to get Approved for a home ...

By Coldwell Banker RCI Realty Bozeman, Montana
(Coldwell Banker RCI Realty)
Comments 1
(This is a guest blog written by Jackie Waters)Whatever type of insurance you’re considering, the main reason for buying it is to protect yourself and your family from financial loss that you could not cover on your own. In general, that means purchasing home insurance, car insurance, life insura...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 0
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary or may have changed; check with lenders for details.   Lender Accelin Loans LLC 699-6991 NMLS#1574660 Aloha Pacific Loans 888-9013 NMLS#790278 American Family Lending 518-4569 NMLS#324325 Amer...

By Robert Bob Gilbert, Your Katy TX ( West of Houston) Real Estate Expert
(Berkshire Hathaway HomeServices Anderson Properties)
Comments 12
This is an excellent article written by Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi which tells folks to have backup plans when applying for a mortgage loan. Please stop by Gene's post and leave comments. I also suggest you folow gene if you are not already doing so. ...

By Ritu Desai, Virginia Realtor-Fairfax/Loudoun/PW-703-625-4949
(Samson Properties)
Comments 1
While the interest rates have been low for a while many of the Nothern Virginia homeowners have enjoyed a rise in the home prices. A rise in home value means equity. It may be a good idea to approach your lender and evaluate the options and your loan terms.     Have a Mortgage? It's Wise to Revie...

By Jumbo Mortgage Loan Advisor, Specialist in Mortgage Lending
Comments 8
The housing sector in Florida has maintained its strong indicators of improvement. Based on that information, certain banks and lenders have loosened their requirements to qualify for a mortgage and make lower down payments possible even for Jumbo loans.  A Jumbo loan is a mortgage amount that su...

By David Krichmar, DaveYourMortgageguy.com
(www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo)
Comments 0
We recently released our 95% two time close construction loan. This is an amazing program that many lenders do not offer.  If you are thinking of building your dream home this program is perfect for you.  This is not your normal construction loan program, so let’s go over the highlights:  5% or l...

By Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent
(Berkshire Hathaway HomeServices PenFed Realty, Your Clarksville Real Estate Professional)
Comments 15
If the seller is going to pay closing costs for the buyer, underwriting guidelines limit the percentages based on the loan to value. This is a very useful article to keep as a reference. Thanks Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi. Your Buyer's Guide to Closing...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 10
P&S's signed by both parties is now required before the appraisal can be completed. I was in the Q&A section when I saw a question by Greg Cremia.  "Is it illegal to try to influence an appraiser?"  Great question.  As advocates for the seller we are trying to present the subject property in the ...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 37
 Applying for a Mortgage? When "Plan A" Doesn't Work ... One of the social media sites I find most helpful (and enjoyable) is Pinterest.  And I don't mean just business-wise either ...  Need ideas for your home?  Want to know how to repair something?  Ideas for your landscaping, gardening?  Love ...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 6
The unfortunate fact of life when it comes to home loans is that it's not an easy process.  So, it's a good idea to have some options.  Here's some advice from Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi :   Applying for a Mortgage? When "Plan A" Doesn't Work ...   On...

By Donald Payne
(Vision Realty)
Comments 2
It's no secret that having a low debt to income ratio is a good way to get a great loan and a great rate how do you reduce your debt without piling on anymore?Here are 6 great ways to lower get rid of your debt completely.#1. Don't neglect communication.A great way to start lowering your debt is ...

By Laura Sellers, www.Auburn-Realtor.com; Auburn, AL Real Estate
(Berkshire Hathaway HomeServices Preferred Real Estate, Inc.; www.Auburn-Realtor.com, EXPERT IN AUBURN REAL ESTATE SERVICES)
Comments 0
Have you ever wondered if you your property taxes for your Auburn, AL house are included in your mortgage payment each month? Paying property taxes is inevitable for homeowners. The amount each homeowner pays per year varies depending on local tax rates and a property’s assessed value (or a yearl...

By Thierry Roche
(Keller Williams Real Estate)
Comments 1
Lenders and Mortgage companies will often publish “teaser” rates to draw buyers but these rates are not always available to all buyers.Let’s review a sample situation. Suppose a monthly loan payment for an advertised rate convinced you to make an offer on a home for sale. And then after you negot...

By Laura Sellers, www.Auburn-Realtor.com; Auburn, AL Real Estate
(Berkshire Hathaway HomeServices Preferred Real Estate, Inc.; www.Auburn-Realtor.com, EXPERT IN AUBURN REAL ESTATE SERVICES)
Comments 0
Are you planning on renovating or remodeling your house in Auburn or your house in Opelika?  If so, explore the pros and cons of some of the post popular home loans for your renovation or remodel. If you’re planning a remodel, home addition or even buying a fixer upper, you’re probably going to r...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 13
First Time Home Buyer Grants  The Federal Home Loan Bank of Atlanta participates with approved lenders to offer First Time Home Buyer Grants to purchase properties and the money can be used for down payment and closing costs. 1stMariner Mortgage is a participant of this program. Here are some of ...