Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Tommy Miles, Builder/Realtor®
(Miles Realty Group)
Comments 0
Today's blog is written by Randell Brooks, our Sales Manager at Miles Realty Group.  Give Randell a call at 817-559-0085 if you have any questions about using your Veteran Benefits to purchase Real Estate.  Thanks, Tommy.Randell Brooks817-559-0085  Texas Vets Benefits for Real Estate PurchasesThe...

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 2
Refinancing while divorcing is a very hard thing to do.  Emotionally and financially, it can be very stressful.  Finding an experienced mortgage lender in Texas capable of handling this delicate situation is essential.Texas is a common law state and if you are married and own Real Estate that is ...

By Inlanta Mortgage - Madison, Serving Wisconsin, Illinois, Minnesota & Florida!
(Inlanta Mortgage - Madison)
Comments 27
In the summer of 2015 the Federal Housing Administration (FHA) made some changes to a wide range of its guidelines. The goal is to make sure prospective buyers are financially ready right now to buy a home and there is a reasonable chance that they can continue to afford the home. Listed below ar...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
It is no secret that commercial real estate financing takes time, sometimes a lot of time. You may feel helpless, as a borrower, after you sign on the dotted line of your application and find yourself just sitting around waiting, but there are some things that can be done beforehand to make the ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Even though they are easier to acquire than traditional loans and often have a much quicker processing time, there are a number of risks that come with commercial hard money loans. However, that does not mean that these loans are not good options if you can find ways to minimize risks.It is no s...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
When you are considering the purchase of a commercial property you will quickly learn that commercial mortgages are more expensive. Understanding the reasons will help you to see why the increased cost is necessary.As you begin to explore your options for commercial mortgages you will find that t...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Commercial lender Deutsche Bank struggles this year have not gone unnoticed by investors. The bank is struggling to maintain in the face of immediate and long term challenges and some are calling for the resignation of the groups CEO John Cryan.The banks stock has been selling at record lows this...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Commercial hard money loans have grown in popularity in the past decade. Both lenders and borrowers are finding advantages to this unconventional loan from a nonbank lender.Commercial hard money loans have become very popular with both borrowers and lenders. There are benefits for both parties a...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
As a real estate investor you understand the importance of having a relationship with a lender and you also know that even your regular lender will only grant a loan under certain conditions. The solution to the fickle world of commercial lending is to cultivate relationships with commercial har...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
There are many good reasons to seek commercial hard money loans. Understanding these reasons can help you to grow your business or even save it from failure.Commercial hard money loans are known to have a higher interest rate than conventional commercial loans and for that reason, many business ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
When you are comparing commercial mortgages you want to verify that you are getting the best rate possible. And there are a few tips that you can keep in mind that lenders are looking for when determining loan rates.When you are shopping for commercial mortgages there are many terms that you wil...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
A hard money loan is a non-bank loan. Some loans are not desirable for banks but they are for commercial hard money lenders who are looking at different criteria from their borrowers.Commercial hard money lenders are not in business to crawl through your financial history of the past five years ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Chinese regulators are attempting to put the brakes on overseas real estate acquisitions by its citizens. The new regulations will make it far more difficult for Chinese investors to close commercial mortgage deals.This July the Chinese government introduced new restrictions on foreign investment...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
The process to apply for a loan in the commercial real estate industry can be confusing, even on the best of days. Lenders are often not helpful, simply because they do not have the time. They want to move on to a loan that is going to bring them a larger paycheck. Here are some of the things th...

By Don Hess
(KW Elite Keller Williams 1280 Plaza Blvd. Lancaster, PA 17601)
Comments 1
  I can help! Call me!  Don HessKW EliteKeller Williams Realty1280 Plaza Blvd.Lancaster, PA 17601717-553-2500 Office717-715-6288 Mobile717-786-7967 Directdonhess39@gmail.com  activerain.com/dfh The Mortgage Process: What You Need to Know Some Highlights: Many buyers are purchasing a home with a d...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Commercial lenders are witness to the distress of retailers this year and are compelling many store operators to take on asset based loans over traditional financing. What does this trend indicate for the future of retail lending?Retail is under increased distress this year. Last year retailers a...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
A commercial lender must decide which applications to approve and which to decline without personally getting to know the borrower. To make smart choices the lender will look at the 5 C’s to make their decision.There are five basic lending criteria that every commercial lender will evaluate when ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
The Fed has raised interest rates twice so far this year, effectively raising all commercial real estate loan rates. The short term impact is easy to predict. Whether the rate increase is good news or bad news is harder to tell.The Fed has raised short term interest rates which now range from .75...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Efforts by the Chinese government to slow down commercial real-estate loans on multifamily properties are doing little to curb demand.This year regulatory authorities in China issued a spate of new rules to slow down speculative home purchases. The new rules raise the minimum down payment require...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Bridge loans and similar short term commercial mortgages are growing in popularity. These short term loans are easier to qualify for and in many case are more flexible than traditional loans. CMBS borrowers and retailers are finding bridge loans a vital source of financing in todays economic clim...