Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Wayne L. Brown
(Broadview Mortgage)
Comments 4
Forum Effective July 1st, significant changes will be coming to credit reporting from the three main bureaus.  This change has some in the lending industry worried, while others believe it is a good change for those with past liens and civil judgments. The change, once again effective on July 1st...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
We have some more good news from Fannie and Freddie.Both have increased their loan limits significantly for 2018, The second year in a row after sitting stagnant for almost 10 years.This is a clear sign that housing prices have increase across the nation.The general loan limit for 2018 is up to $...

By Randy Mitchelson, APR, First Impressions are made at First Click
(iPartnerMedia.com #goipm & Homeland Heroes Home Loans)
Comments 1
Checking accounts, credit scores, mortgages, 401ks, compounding....These are all financial products and concepts we come across in day to day life.Ironically, very little, if any of this content is taught in our schools.I am encouraged to see that some Florida lawmakers see the folly in this.Acco...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
VA Myth - VA loans are only available to $417K (or $424K, or $453K, or even $1m)A common myth with VA Loans is that they don't work for your area, the loan amounts are too low for your area, or that Sellers aren't accepting VA Offers.   In the past this was true, but with VanDyk Mortgage,  this i...

By Patty Clark, Helping Families Make the Right Move
(Metro Brokers/Morningside Homes, LLC)
Comments 0
 FHA insured mortgages serve a sector of the market that is not necessarily being met by other loan programs.Securing an 80% conventional mortgage that doesn’t require mortgage insurance may be the lowest cost of financing but if the buyer doesn’t have 20% down payment, it isn’t really an option....

By Kathleen Lordbock, Keller Williams Realty Professionals
(Keller Williams Realty Professionals)
Comments 3
Until a Buyer or the Buyer's Agent hears those beautiful positive words-"Clear to Close", the whole closing and actually owning the property is uncertain. Your approval prior to that may well mean- "You are approved to continue and see how this loan process works out for you" and "Maybe you can b...

By Ron Saporito, Palm Desert, CA Real Estate & Mortgage Broker Since 2003, Call (760)574-8486. www.JustListedinPalmDesert.com
(Ronald Christopher & Associates. Proudly serving Palm Desert, La Quinta, Indio, Coachella, Rancho Mirage, Palm Springs.)
Comments 2
Is it okay to ask the seller to pay all of my closing costs? Several factors play into the answer of this question. Tina does a good job explaining the points and when it may be okay to ask the seller to cover  closing costs and when it's probably best not to.  Should I Ask the Seller to Cover My...

By Gary & Melynda Wolter (CRS) 480-269-1164, Relentless, Reliable, Premiere Personal Service
(Keller Williams Integrity First)
Comments 1
Hackers are hijacking cell phone numbers as a way to take over financial and social media accounts.HOW IT WORKS:A hacker calls your mobile phone service provider, claims to be you, says that your phone was lost or stolen and asks to have the phone number and account transferred to a different cel...

By Eleanor Thorne, Equity Resources 919-649-5058
(Equity Resources)
Comments 1
The proposed Federal Tax Reform Program, if left as it is drafted in H.R.1, will eliminate a program that helps more than half of our customers qualify to buy the home of their dreams.  We focus our business on First Time Home Buyers, and the proposed Tax Reforms from Congress that go into effect...

By Randy and Sue Wells, Nobody Knows Your Home Like a Neighbor!
(Keller Williams Community Partners)
Comments 0
The conforming loan limits for conventional loans will increase from $424,100 to $453,100 starting in 2018. The 6.8% increase is in line with the average home price increase.   Read the Press Release Describing the program!FHFA Announces Maximum Conforming Loan Limits for 2018 The Wells Team work...

By Tracy Becker, President North Shore Advisory, Inc
(North Shore Advisory, Inc Credit Education & Restoration)
Comments 1
Stores have been bursting at the seams with holiday decor since Halloween in anticipation for their annual holiday shopping frenzy that is now in full force. Consumers are hitting brick-and-mortar and online stores, trying to find the best presents at the best prices.There are some rules that eve...

By Tina D Saporito, Your Dedicated Palm Desert, CA Realtor Since 2005, Call (760)799-8460. www.JustListedinPalmDesert.com
(Ronald Christopher & Associates. Proudly serving Palm Desert, La Quinta, Indio, Rancho Mirage, & Palm Springs.)
Comments 3
Should I Ask the Seller to Cover My Closing Costs? After thousands of steps on your Fitbit (and I mean thousands,) you've finally found your dream home! While consulting with your Realtor about the terms of your offer, you remember your Uncle had suggested to ask for the seller to pay all of your...

By Tracy Becker, President North Shore Advisory, Inc
(North Shore Advisory, Inc Credit Education & Restoration)
Comments 0
The Equifax Breach Can Impact your Business & Personal CreditNearly 50% of the population had their information compromised by the Equifax credit data breach that occurred over the summer and was recently publicized. There have been many hacks in the past, but the most recent has the potential to...

By Steve and Eleanor Thorne, Mortgage Loan Johnston County
(Equity Resources, NMLS 60596)
Comments 0
Equity Resources, Inc. is offering Veterans and Active Military a FREE APPRAISAL on a home purchase or refinance for the month of November 2017! The Free Appraisal is valid for Veterans or active military members who apply 11/1/17 – 12/1/17 and close before 1/5/18 with Equity Resources, Inc.  Our...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX Advisors)
Comments 0
Home prices continued to rise in September according to Case-Shiller National and 20-City home price index reports. According to the National Home Price Index, national home prices rose 0.70 percent month for the three months ending in September. The National Index regained its pre-housing bubble...

By Sasha Dear
(Sasha Dear Real Estate Brokerage)
Comments 3
Important Credit Card Payment Information You may already know this, but if you don't then this information could save your credit rating. Some people decide that the best way for them to feel organised about paying their bills, is to sit at the computer once a month and pay them all. This would ...

By Colleen Towle, St George Real Estate
(TOLBERT, NIELSEN & JOHNSON REALTY GROUP, LLC)
Comments 1
Are you or your spouse currently serving in the military? Have you or your spouse served in the past and were honorably discharged? Want to buy a St George home? First of all, thank you for your service. Your sacrifice is greatly appreciated. Next, let me tell you about what military home financi...

By Tom Gilliam- RE/MAX Classic, Exceeding Your Expectations
(Re/Max Classic)
Comments 2
There are a few different types of home equity loans. Some may be a better alternative than others based on your situation, interest rates, and the reason for your home equity loan. The Farmington Hills Michigan home equity loan options detailed in this article may help you understand your option...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX Advisors)
Comments 0
Last week's economic reports included readings on pre-owned home sales, weekly reports on mortgage rates and new jobless claims and consumer sentiment. The weekly news cycle was shorter due to the Thanksgiving holidays on Thursday and Friday. Sales of Previously-Owned Homes Jump in OctoberSales o...

By Mr. Laurent
(DL Financial)
Comments 30
When you are buying, selling, monetizing, funding or discounting Bank Guarantees, you only want to work with the most reliable, safe, ethical, knowledgeable, honest and efficient providers.   Here are Top 11 Reasons Why DL FINANCIAL LIMITED should be Number 1 for you!     1. Unrivaled Authenticit...