Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Jim Lee, Portsmouth NH Realtor, Portsmouth, NH
(RE/MAX Shoreline)
Comments 0
Portsmouth NH | Mortgage interest rates just fell to their lowest point in 2017! This week’s rate is 4.08% vs. 3.58% a year ago.One fact not so widely reported is that  requirements to get a mortgage have eased also. The Mortgage Bankers Association (MBA) quantifies the availability of mortgage c...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 8
There are quite a few bug name celebrities on TV, Radio and the Internet hawking reverse mortgages.  It must be a pretty profitable business for the lenders.  Like Nathan Gesner , I'm not sure it's such a great idea for the potential consumer.  Anyone considering a reverse mortgages should really...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending April 7, 2017  Please enjoy this quick update on what happened this week in the housing and financial markets.    Economic activity in the manufacturing sector expanded in March for the 94th consecutive month. The non-manufacturing sector also grew, for the 87th month. Anoth...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 1
cc: by: https://flic.kr/p/8ttaHCProgram Note! Since writing this piece, the program has been updated as follows-NOW 85% for CASH OUT REFINANCE! And if significant expansion is being done, EVEN SBA debt can be refinanced! HUGE UPDATE!Last June, the SBA began to take applications for the new 504 Re...

By Mr. Laurent
(DL Financial)
Comments 14
When you are buying, selling, monetizing, funding or discounting Bank Guarantees, you only want to work with the most reliable, safe, ethical, knowledgeable, honest and efficient providers.   Here are Top 11 Reasons Why DL FINANCIAL LIMITED should be Number 1 for you!     1. Unrivaled Authenticit...

By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(Keller Williams Realty)
Comments 10
TEWKSBURY Real Estate Market Trends: Single Family Homes Week Of December 15th, 2014     Here is a snapshot of real estate market for single family homes in TEWKSBURY, MA for the week of  December 15th, 2014. (Source: AltosResearch)   For Week of December 15th, 2014 Median Price $374,000 Average ...

By Thomas J. Nelson, Realtor, CRS, Co-Host of Mail-Right's: Real Estate Agent Podcast
(Big Block Realty 858.232.8722)
Comments 5
Episode #90 of the Mail-Right Real Estate Agent Podcast  Our guest today was entrepreneur, author, Podcast host, Damion Lupo of TotalControlFincial.com and we discuss how to beat the con game of Wall Street and the benefits of QRP's.-Qualified Retirement Plans-Total control of your 401K and IRA M...

By Debra Leisek
( Bay Realty,Inc Homer Alaska)
Comments 5
Buying a home will be easier if you are prepared for the loan process.  Read this blog by John Meussner and be ready with the necessary paperwork to get your financing. This can help smooth the way! What Documents Do I Need to Get a Mortgage?        One of the most confusing, and often times frus...

By Bob Elliot
(RE/MAX Advisors)
Comments 0
Last week's economic data included releases on construction spending and labor-related reports including ADP Payrolls, Non-Farm Payrolls, national unemployment. Weekly readings on mortgage rates and new jobless claims were also released. Construction Spending Increases in FebruaryFebruary constru...

By Nathan Gesner, Broker / Property Manager
(American West Realty & Management)
Comments 26
I recently asked, "Reverse Mortgages: Are You A Fan Or Not?" The responses were varied but it appears most respondents knew nothing about them or hate them.That sounds like a good reason to write a blog! What is a reverse mortgage?A reverse mortgage is a program that allows seniors (age 62 or old...

By Chris B Johnson, REALTOR®Quality Not Quantity #ChrisBJohnsonRealtor
(Allison James Elite)
Comments 0
Weekly Mortgage Rate Update A wide range of news was positive for mortgage rates this week. Hawkish comments from the Fed were the only significant unfavorable influence. As a result, mortgage rates ended the week lower, near the best levels of the year.THIS WEEK'S RATE TREND IS DOWN   

By Jason Hands, Purchase Specialist - https://jasonhands.emmloans.
(E Mortgage Management )
Comments 0
you are seeking a condo purchase as a primary residence, second home or an investment property in Florida, E Mortgage Management has financing options for you with great rates and very low feesThese are traditional Fannie Mae & Freddie Mac Loans that require Private Mortgage Insurance above 80.00...

By Jason Hands, Purchase Specialist - https://jasonhands.emmloans.
(E Mortgage Management )
Comments 1
As you may or may not be aware, Fannie Mae and Freddie Mac recently decreased their down payment requirements on a home purchase from 5% to 3%. This rule change affects all Conventional Loans.Now, all Conventional loans submitted to Fannie or Freddie only require a minimum 3% down payment. You ca...

By Jason Hands, Purchase Specialist - https://jasonhands.emmloans.
(E Mortgage Management )
Comments 2
If you are a previous homeowner who completed a Bankruptcy and included your mortgage debt in the Bankruptcy but the home did not sell via a foreclosure or short sale until 2 or 3 years later. I have great news for you with the latest Fannie Mae guideline updatePer the information below the new r...

By Jason Hands, Purchase Specialist - https://jasonhands.emmloans.
(E Mortgage Management )
Comments 0
Owning a home is simple with the USDA Loan Program. If you think it is out-of-reach for you and your family, you might be thinking wrong! Jason Hands, an MLO for E Mortgage Management in Tampa, Florida explains the USDA program in this article.The guarantee provided by the USDA helps low and mode...

By Jason Hands, Purchase Specialist - https://jasonhands.emmloans.
(E Mortgage Management )
Comments 0
If you are seeking a home purchase in Florida above the $424,100 conforming guideline and do not have the required 20% down payment feel free to contact me regarding the best new loan product in Florida for homebuyers up to the $800,000 price range.This product is one loan, up to 95% LTV with No ...

By Jason Hands, Purchase Specialist - https://jasonhands.emmloans.
(E Mortgage Management )
Comments 0
Below are the steps to follow for establishing credit before your purchase your first home Establish or maintain 3 credit card/installment accounts with small limits never using no more than 20% of the available balance.   Better yet, just use the cards to pay for a tank of gas, then pay it off. ...

By Jason Hands, Purchase Specialist - https://jasonhands.emmloans.
(E Mortgage Management )
Comments 0
I am a licensed mortgage loan originator with over 17 years’ experience in the mortgage industry. I specialize in Home Purchases and Refinances in Florida. I have helped over 2,500 homeowners realize their dreams of home ownership, with many repeat and referral clients. Below are some highlights ...

By Jason Hands, Purchase Specialist - https://jasonhands.emmloans.
(E Mortgage Management )
Comments 0
If you have a recent bankruptcy, foreclosure or have had a short sale on a property in the last 4 years you already know that you do not qualify for Fannie Mae conventional financing in the State of Florida. I have a solution for you and have answers for completing your mortgage needs in todays m...

By Jason Hands, Purchase Specialist - https://jasonhands.emmloans.
(E Mortgage Management )
Comments 0
VA loans are often made without any down payment at all. Aside from the veteran's certificate of eligibility and the fact that the appraiser is assigned by VA, the application process is not much different than any other type of mortgage loan. E Mortgage Management is approved for automatic proce...