Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Russell Smith, Team Move Creator - Ask me your tough questions!
(Team Move OVM Financial)
Comments 0
It is no secret that student loans cause debt ratio issues when qualifying for a home loan. While mortgage lending hasn’t caught up with student loan debt payment options, there are great solutions available. So let’s share creative ways millennials and first time buyers with even large student d...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 11
Have you been checking your credit score with all the different places ofering this lately?  Getting confused?  Try reading this explanation and advice from Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi :    The Simple "Cure" that Removes Credit Mysteries   A large numb...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
 Interested in a commercial mortgage? If, so it never hurts to make sure you know the basics.You might be surprised how many people consider a commercial mortgage or non-residential mortgage without truly know the basics. Sure, the right lenders and loan officer will gladly guide the way. But, ne...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
There is more to finding the right commercial real estate lenders than whether they will approve you. When considering the available commercial real estate lenders at your disposal there are several things to consider which can help you figure out the right one for you.Going into business is a pr...

By Jean Richer, No Gimmicks, No Nonsense, only Straight Talk
(Keller Williams Realty Inc.)
Comments 0
Buying a home in today's market has a lot of steps. Getting a mortgage is one of those steps. Where do you start? Who do you talk to? Is doing research online sufficient? And these are just a few of the questions we get asked very often. Why not talk to someone who does this for a living. You can...

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 0
Is a Reverse Mortgage Right for Your Divorcing Clients?Divorcing later in life is not a new phenomenon, but it is becoming more and more common. Indeed, the increased occurrence of “grey divorce,” as it’s called, has been identified as a significant 21st century divorce trend. Even though the ove...

By Debbie Yost
(RE/MAX Casa Grande)
Comments 2
Every day I see ads on TV and the newspaper promising solutions to save people from foreclosure by negotiating a mortgage modification or short sale.  Many of these companies have professional sounding names, slick websites and made grand promises. It almost sounds too good to be true! After your...

By John Meussner, #MortgageMadeEasy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 1
Arlington VA Home Loans       Arlington County VA is an affluent area just outside of the District of Columbia.  It is the 2nd largest city area in the Metro DC region and home to many venues of historical significance, including Arlington National Cemetary & memorials for several branches of our...

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 1
A Reverse Mortgage Could Supplement Your Retirement Plan Here is a great article about how to use a Reverse mortgage as part a saving plans. Many retirees are experiencing a shortfall in savings. Did you know you can extinguish your existing mortgage and allow your reverse mortgage to build a gro...

By John Meussner, #MortgageMadeEasy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 2
Recently Closed - Delayed Financing in Middletown DE      In Middletown, Delaware, a client found my name online when looking for options on taking cash out on a home recently purchased with cash.  During the purchase process, she had attempted to get a loan but needed a quick turn time.  Despite...

By Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent
(Berkshire Hathaway HomeServices PenFed Realty, Your Clarksville Real Estate Professional)
Comments 14
If the seller is going to pay closing costs for the buyer, underwriting guidelines limit the percentages based on the loan to value. This is a very useful article to keep as a reference. Thanks Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi. Your Buyer's Guide to Closing...

By Robin Rogers, CRS, TRC, MRP - Real Estate Investment Adviser
(Robin Rogers, Silverbridge Realty, San Antonio, Texas)
Comments 2
A recent survey from Deloitte showed that more than half of Americans are concerned about the safety of their personal data on shopping websites. Plus, 42 percent are also concerned about their data in brick-and-mortar stores. Here are some recommendations for making your Black Friday, Cyber Mond...

By Joe Lattanzio
(Russell Real Estate Services)
Comments 0
 Last week’s economic news included readings on new and existing home sales and mortgage rates. Also released were reports on new jobless claims and consumer sentiment.New and Existing Home Sales Lower in DecemberAccording to the U.S. Commerce Department, sales of new homes fell to 536,000 sales ...

By Brent Diebert, A Community Lender, Where Family’s Come First
(First Financial Bank NMLS 461421)
Comments 1
 “Welcome Home” grant program opens this year on March 1st at 8 am and offers up to $5,000 for low and moderate income home buyers in Ohio and Kentucky.  The grant can be used for down payment assistance and/or closing cost assistance for qualifying home buyers.The “Welcome Home” grant is a progr...

By John Meussner, #MortgageMadeEasy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 8
Recently Closed - Delayed Financing in Georgia      In mid-December I was contacted by a real estate investor in Georgia that had recently acquired a property in Atlanta in a cash purchase.  He had used cash to make a competitive offer on a property with some built in equity, and wanted to place ...

By Keith Landis, Pennsylvania - "Your Pennsylvania Mortgage Source"
(Keystone Home Finance - NMLS#834342 - Conventional - FHA - VA -USDA - Jumbo Programs - Direct Phone 412-726-1654)
Comments 2
Looking to buy a home in Indiana County, Pennsylvania? You might want to make a quick check to see if you and the property are eligible for a Pennsylvania USDA Mortgage, also known as a Pennsylvania USDA Rural Development Loan. Here's Why... USDA home loans offer a few benefits that other mortgag...

By Pam Graham, Jacksonville, Clay & St Johns Counties
(All Real Estate Options)
Comments 0
Florida Hardest Hit Down Payment Assistance in Jacksonville Florida So you're wanting to buy a house and wonder of there's any chance at all to get some help with the down payment and closing cost? You may qualify for the Florida Hardest Hit DP assistance program. $15,000 for down payment and clo...

By John Lemos, Your Home Loan Expert
(Caliber Home Loans)
Comments 0
 Mortgage rates are determined by the supply and demand for mortgage bonds in the bond market.Why Mortgage Bonds?When you get a mortgage in the US, your mortgage company is getting the money from Fannie Mae, Freddie Mac or other "securitizers". These "securitizers" get their money by issuing bond...

By Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents, Put 40 years of experience to work for you
(Lyon Real Estate)
Comments 8
Lots of lenders in Sacramento are scrambling right now to piece back together FHA loans after Trump removed the new law giving borrowers a break on the mortgage insurance premium put into place by Obama. The lame excuse used was to protect the insurance fund but unless Trump is planning to crash ...

By Joe Lattanzio
(Russell Real Estate Services)
Comments 3
Let’s Take a Look There is always uncertainty in the market in an election year, but many people are wondering exactly what kind of impact Donald Trump’s election will have on their mortgage and the real estate options available. Whether you are still paying off your home or have been shopping ar...