Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Richard Zaretsky, Florida Real Estate Attorney
(THE ZARETSKY LAW GROUP - Board Certified Real Estate Atty and AUTOMATED LAND TITLE COMPANY)
Comments 6
Lender loan modifications could become serious again – provided the mortgage is owned by Goldman Sachs.  Recently reported in the Wall Street Journal, Goldman has been put in a unique position of profiting by giving loan modifications.  By both complying with the outline of the 2016 government se...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
Gulf Breeze Homes and Real Estate, What to do with Fannie Mae and Freddie Mac?Fannie and Freddie could drag the U.S. into a depression if the economy slows, so change is needed. But Realtors say their first goal is to ensure that "affordable mortgage capital will always remain available for credi...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 9
If you are on the fence about buying a home and financing it through the FHA, it would be a good idea to go forward with the plan right now. The curtain is closing on easy qualifying and low down payments. Changes are in the works at the Federal Housing Administration. They have to make plans to...

By Nick and Cindy Davis, CRS,CLHMS,ABR,GRI,CIAS,ALHS,e-PRO,CDPE,SFR
(RE/MAX Premier Group)
Comments 0
Money issues often stand in the way of home-ownership. Market research by rental service Apartment List discovered that 80% of millennial renters want to purchase a home, but the majority say they are unable to afford to. Learn more here 9 grants and services which will help obtain a first home

By Janet Gresh, Top Agent in Washington DC Area
(Keller Williams)
Comments 0
The House and Senate recently voted to pass the most sweeping tax legislation in decades. President Trump signed it into law just prior to the holiday weekend, with the changes taking effect in time for most HR and Payroll departments to adjust tax withholdings as soon as February. So what does t...

By John Higgins, Branch Manager/Senior Loan Officer
(Best Choice Lending, Inc.)
Comments 3
Have you been wondering how much house you can afford?Well, now you can find out based on your specific situation instantly with Best Choice Lending’s “Mortgage in a SNAP.” Simply put, it is the mortgage application without all the hassle.Just plug in your information. We will ask about income, a...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 1
Last week's economic reports included readings on NAHB homebuilder confidence, housing starts, building permits issued and sales of previously-owned homes. Weekly releases on mortgage rates and new jobless claims were also released.Builder Confidence Rises, Housing Starts IncreaseAccording to the...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 2
Gulf Breeze Homes and Real Estate, Why aren't more homeowners becoming sellers?Survey: Many homeowners want to sell but they don't want to buy, and the recent volatile market has made them skittish. As a result, they control today's market on both sides, and "reassuring these individuals is the k...

By Nick and Cindy Davis, CRS,CLHMS,ABR,GRI,CIAS,ALHS,e-PRO,CDPE,SFR
(RE/MAX Premier Group)
Comments 1
USDA loans (generally known as Rural Development loans) are backed, directly guaranteed or insured by the Department of Agriculture to help with affordable housing in less developed areas. In this post, we’ll review this loan’s benefits along with its key qualification guidelines. Its key benefit...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 11
With both home prices and interest rates projected to increase over the next 12 months, buying (or moving-up), sooner rather than later, makes more sense than ever. What will yesterday's increase in interest rates mean for home buyers? As many of you may already be aware, the Federal Reserve incr...

By Jane & Jeff Daley, PhD, Scottsdale Real Estate Arizona
(Luxury Valley Homes For Buyers & Sellers Phoenix AZ Area)
Comments 1
Tax Reform That Effects Real Estate Owners and More 1.  Mortgage Interest DeductionTax reform - There was concern that the mortgage interest deduction (MID) would be eliminated. That didn’t happen. However, the bill has made the following changes: Reduces limit on deductible mortgage debt to $75...

By Joan Cox, Denver Real Estate - Selling One Home at a Time
(Metro Brokers - House to Home, Inc. - Denver Real Estate - 720-231-6373)
Comments 26
 Lenders and REALTORS® always remind Buyers once you are under contract with a home, DO NOT put anything on credit.  This could kick you out of approval.   This could be difficult during the Holiday season.   Great post for lending rules by Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumb...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
   For the Week Ending December 22, 2017  Please enjoy this quick update on what happened this week in the housing and financial markets.    The final version of the tax reform plan has been approved by both chambers of Congress. President Trump should sign it into law on or before January 3rd. T...

By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Gulf Breeze Homes and Real Estate, Mortgage bankers like homeownership tax creditsWhile NAR focuses its tax-reform lobbying efforts on mortgage-interest and property-tax deductions, the bankers are pushing a tax credit that would target lower income buyers with perhaps a 12% tax credit for mortga...

By Erin Newington, Elk Grove Realtor
((916) 585-3858 )
Comments 6
Can I get a hallelujah?As of March 1, 2009 Fannie Mae will increase their current restriction of a max of 4 financed properties BACK to 10!YOU HEARD ME RIGHT!!!!!!!!!Ahhhhhh...  They finally came to their senses!Here is an exert from their announcement that came out today!Fannie Mae is committed ...

By Doug Dawes, Your Personal Realtor®
(Keller Williams Realty - Topsfield, MA)
Comments 10
 ...Your Dream Home A Reality A few years ago Pam & I took Dave Ramsey's "Financial Peace University" course. I found that many of the principles being taught were principles we were already engaged in. These 3 tips that KCM is sharing fit right into the Financial Peace philosophy.When it comes t...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 11
 The Holidays are the Most Wonderful Time of the Year (Unless They Ruin Your Credit) It's that time of the year again ...  And that means the Holidays are here!  Decorations, holiday songs, family gatherings, eggnog, parties ...And Shopping!Like the majority of Americans, you've probably found yo...

By Rachell Lara & A List Properties, A List Properties - San Diego Neighborhood Experts
(eXp Realty / 619.316.7445)
Comments 0
619.316.7445 Rachell Lara Real Estate Consultant http://rachelllara.san.exprealty.com/sell.php La Mesa is Your Mortgage Upside Down?-  Underwater Mortgage Solutions Wish you could advantage of these low interest rates and don't think you can because you are upside down on your mortgage? If your ...

By Gloria Valvasori, Accredited Senior Agent, REAL Experience | REAL Commitment | REAL Results!
(BETTER HOMES AND GARDENS REAL ESTATE SIGNATURE SERVICE)
Comments 0
Another page from my website with great information for buyers and sellers with lots of information about mortgages, qualifyiing for a mortgage, types of mortgages and more ...  MISSISSAUGA REAL ESTATE - MORTGAGE INFORMATION Guide to Finding and Getting a Mortgage Mortgage Qualifying for a Mortga...

By John Higgins, Branch Manager/Senior Loan Officer
(Best Choice Lending, Inc.)
Comments 0
Do you still feel you have too little equity in your home to qualify for a refinance or feel you owe more than your home is worth? Here's some great news: The Home Affordable Refinance Program (known as HARP) has once again been extended. This latest extension runs through December 31, 2018. If y...