Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial


By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 18
 Interest Rate "Indifference" ... it Can Cost You      Interest Rates are talked about endlessly ...     Will interest rates rise ... or won't they?   How big will the rate hike be? How soon will the Federal Reserve Board raise its benchmark interest rate? What indicators could influence a decisi...

By John Meussner, #MortgageMadeEasy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 5
How Home Ownership Saves Money ***This post contains information pertaining to tax law and the US Tax code.  We are not CPAs and this is not tax advice, but merely information deemed accurate to the best of our knowledge based on tax codes as of the date of original publication - May 16, 2017 ---...

By John Meussner, #MortgageMadeEasy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 2
Recently Closed - Delayed Financing in Rialto, CA      A few months back I received a call from a client that found me through ActiveRain, specifically looking for options to get a cash back mortgage on a recently acquired property.  He had gone under contract to purchase a new home in Rialto, CA...

By Stavrula "Sam" Crafa, RNC,GRI, CDPE, PSA, Providing the integrity and service you deserve.
(Future Home Realty)
Comments 1
Re-Blogging this post as this is really good information for people that need to work on fixing their credit scores in order to qulify for a home loan. Read the information below. And if you need some help repairing your credit, call me and I would be happy to refer a qualified person to you.    ...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 1
SHOULD YOU CONSIDER A REVERSE MORTGAGE? Many home owners are not familiar with one of the very active sectors of the mortgage market, Reverse Mortgages. The volume of these government backed loans is breaking monthly records. One of the major reasons for the recent surge is that many senior home ...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 1
posted less than a minute ago   cc: by: https://flic.kr/p/8ttaHCI am always on the lookout for more options for funding for you and your clients. Below is HOT bridge and mezzanine/preferred equity money available TODAY. If you or any of your clients need money, there is just one number to call-51...

By Doug Dawes, Your Personal Realtor®
(Keller Williams Realty - Topsfield, MA)
Comments 12
Unless you're ladened with cash most folks purchasing Real Estate will do so by obtaining a mortgage. There are things that everyone needs to know about the mortgage process and preparing yourself to obtain a mortgage. These days people need to submit a preapproval/prequalification letter along w...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX Advisors)
Comments 2
Last week's economic reports included readings on inflation and core inflation, retail sales and consumer sentiment. Weekly reports on new jobless claims and mortgage rates were also released.Inflation, Retail Sales Higher in April April inflation grew by 0.20 percent as expected. Core inflation,...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
    For the Week Ending May 5, 2017  Please enjoy this quick update on what happened this week in the housing and financial markets.    The Fed left rates unchanged at May's FOMC meeting but expressed faith in the strength of the economy. Markets now anticipate a June increase to be likely. Recen...

By Doug Dawes, Your Personal Realtor®
(Keller Williams Realty - Topsfield, MA)
Comments 7
Private Mortgage Insurance (PMI) is required if the buyer has less than a 20% downpayment. It protects the BANK from losing money when a homeowner stops paying the monthly mortgage payments and goes into foreclosure. Depending on the whims of Congress, PMI payments are sometimes deductible. Check...

By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 1
Pensacola, Pace, Gulf Breeze Property Management: Fed raises interest rates 1/4 point as expectedA hint of inflation and a strong economy led the Fed to raise interest rates, and Chairman Yellen's remarks signaled two more increases this year. Read more. Are you paying too much in Property Manage...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561, Average 30-year mortgage rate falls to 4.10%Long-term U.S. mortgage rates fell for a third straight week and are approaching low points for the year. Most experts predict rates will remain steady. Read more.  THOUSANDS OF HOMES... One Address www.charless...

By Rob Spinosa, Executive Loan Advisor, Marin Mortgage Broker
(RPM Mortgage, Marin County, CA)
Comments 2
The Silent Assassin - Unreimbursed (2106) Business Expenses Death and taxes, right?  Of these two certainties in life, let's leave our mortality out of the discussion for now.  That leaves us with taxes and unless you're the president, at some point you must come face to face with the reality of ...

By Bill Burchard, Broker, Realtor, Representing Buyers and Sellers
(3B Realty: 951-347-3818, CA)
Comments 0
Fixed Mortgage Rates Avg. 4.05% (30-Yr), 3.29% (15-Yr) for Week Ending 5/11/2017. Just follow the link to view the latest Weekly Mortgage Rate Averages. Every week I report the latest national mortgage rate averages as determined by Freddie Mac.  I list the 30-year and 15-year fixed rate mortgage...

By Richard Zaretsky, Florida Real Estate Attorney
Comments 2
Lender loan modifications could become serious again – provided the mortgage is owned by Goldman Sachs.  Recently reported in the Wall Street Journal, Goldman has been put in a unique position of profiting by giving loan modifications.  By both complying with the outline of the 2016 government se...

By Desare Kohn-Laski Skye Louis Realty, Residential Real Estate
(Skye Louis Realty)
Comments 2
Buying a house can prove financially stressing because it is a very big purchase. As many persons say, it involves whooping fortune. But do you know that you need not be overwhelmed with the figures associated with the price tags of homes in the sellers' market? You can be financially-wise and re...

By Stieg Strand, Professional Real Estate Purveyor
(RE/MAX Results)
Comments 1
With housing prices appreciating at levels that far exceed historical norms, some are fearful that the market is heading for another bubble. To alleviate that fear, we just need to look back at the reasons that caused the bubble ten years ago.We should do a brief review of the recent past here......

By Shanna Day Team Leader (AZ & UT), BUY or SELL Your Home FAST w/The Shanna Day Team!
(Keller Williams Realty EV (AZ) & Keller Williams SLC (UT))
Comments 2
The Longer You Wait, The More You'll Miss Out On Your Dream Home! Right now we're enjoying a period of historically low mortgage interest rates. It's no secret that they will be going up; the big question is when will they go up. And if they do, what does this exactly mean for you and your dream ...

By Nick & Trudy Vandekar, 610-203-4543, Tredyffrin Easttown Realtors, Philly Main Line
(Long & Foster Real Estate Inc 610-225-7400)
Comments 5
Today's mortgage playing field is very different than it was when you possibly bought your current home. Today the rules have changed and it is vitally important for Tredyffrin Easttown buyers to understand the NEW rules or else there is a high probability it is going to cost you money. This exce...

By Steve and Eleanor Thorne, Mortgage Loan Johnston County
(Equity Resources, NMLS 60596)
Comments 0
he New HomeReady™ Conventional Mortgage in NC offers some exciting options for NC Home Buyers.  It really is one of the first Innovative Mortgage Programs we’ve seen designed since the Great Recession.  The program is thankfully vetted and is low risk for Lenders and Home Owners.  The best news i...