Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Phil Caulfield, San Francisco Bay Area
(Guarantee Mortgage)
Comments 2
So, you want to get a lower mortgage rate? Don't we all! By reading this article you will understand what goes into a mortgage rate quote, and some actions you can take in order to get that lower mortgage rate!There are many parameters of a mortgage rate quote. We will look at these parameters, b...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 1
With millions of Americans short of cash heading into retirement, a reverse mortgage may not be a luxury - it could be a necessity.  ByBrian O'Connell  Oct 17, 2017 5:36 PM EDT There's plenty of evidence indicating tens of millions of retirees will be woefully short on retirement savings in the n...

By Jumbo Mortgage Source, 95% Jumbo Home Mortgages
(Jumbo Mortgage Source)
Comments 0
 When shopping for jumbo loans to finance high-cost homes in Arkansas, most lenders require 10 or even 20 percent down payment. Financing a home selling for $1.5 million, that would mean a down payment of $300,000 and a loan amount of $1.2 million. Some banks even ask for more down payment, espec...

By Dan Papadapoulis, Home equity loans, second mortgages Toronto
(Mortgage Central Nationwide)
Comments 0
Determining when is the right time to take advantage of your home equity is a tough decision for most homeowners. Some worry that they may not be able to pay back a second mortgage and some don’t apply for a second mortgage because of fear that they won’t be approved or that the process would be ...

By Dan Papadapoulis, Home equity loans, second mortgages Toronto
(Mortgage Central Nationwide)
Comments 0
It seems that getting a second mortgage is very popular these days, but why are people getting a second mortgage, to begin with? Is it a safe or a wise decision to do it when you’re not yet paid with your first mortgage? We have answers (and more) below!First, What is a Second Mortgage?Investoped...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 46
  It's bad enough that some loan officers, aka MLO (mortgage loan originator), make less than what they should on a borrower for several reasons. Examples : 1.) If I spend countless days and hours helping someone work on their credit instead of them going to a credit repair person that could cha...

By Jack Tenold, Conventional and Reverse
(Caliber Home Loans, Inc. NMLS 15622)
Comments 0
Choosing a Reverse Mortgage Specialist in Vancouver, WA. Before you sign reverse mortgage documents there are important things toconsider when choosing a mortgage loan officer to assist you with a senior home loan.   There are  fewer “reverse mortgage specialists” than you think and the list does...

By Jack Tenold, Conventional and Reverse
(Caliber Home Loans, Inc. NMLS 15622)
Comments 0
Reverse Mortgage Purchase in King County ....................... A strategy for home buyers 62 or older You have probably heard that cash is king so leave your assets untouched when you purchase your next home.  A reverse mortgage on a new home is a financial strategy worth taking a very serious ...

By Jack Tenold, Conventional and Reverse
(Caliber Home Loans, Inc. NMLS 15622)
Comments 0
Reverse Mortgages in Sacramento County   Information regarding Reverse Mortgages is easy to find on the internet but learning about your own situation is probably what you are really looking for. Contacting a Reverse Mortgage Specialist who will provide you with a no-cost and no obligation loan c...

By Patty Clark, Helping Families Make the Right Move
(Metro Brokers/Morningside Homes, LLC)
Comments 2
Risk Rate Relationship - 10/9/2017 Regardless of what a lender quotes on mortgage rates, the actual rate a borrower pays is based on a number of variables. Lenders determine whether to loan money and at what rate based on the risk involved with the transaction.Factors that increase the risk that ...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX Advisors)
Comments 2
Last week's economic reports included NAHB Housing Market Indexes along with readings on housing starts, building permits and existing home sales. Weekly readings on mortgage rates and new jobless claims were also released. NAHB: Builder Sentiment Jumps in September, Housing Starts and Building P...

By Steve Snyder, 310-948-8585 |100% LTV | Stated | Private Money
(Private-Money-Loan.com)
Comments 3
People out there usually do not believe claims like this because they are so absolute. But whoever is reading this, you better start believeing. When it comes to people who are fixing and flipping houses there just isn't a better financing option than what I have in Orange County and Los Angeles ...

By YourSiteNeedsMe SEO Team, $399 Real Estate Websites - YourSiteNeedsMe.com
(YourSiteNeedsMe.com)
Comments 0
If you’re like many people, you’ve heard of “flipping” houses – and you may have even seen a few television shows about people doing it.But what is house flipping, and what do you need to do to be successful at it?What is House Flipping?Flipping houses can be a lucrative career path, but it’s not...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
Pensacola Homes and Real Estate,HARP extended despite diminishing volumeThe government-funded "Home Affordable Refinance Program" for underwater homeowners has been extended until Dec. 31, 2018, despite fading activity. Read more.         Upcoming Events in Pensacola, FL | Pnj Events - Pensacola...

By Dennis Dahlberg
(Level 4 Funding )
Comments 2
One of the most important parts of running a small business is thinking big when it comes to long-term planning. Without a detailed strategy for growth and internal improvement, a small business risks collapsing under unchecked growth or watching new revenue grind to a halt when necessary changes...

By Chris Crimminger
(First Palmetto Mortgage, Inc.)
Comments 6
Rates are still headed down. Don't jump the gun and get in too early. But be careful and dont miss the boat. Make sure you are working with a mortgage professional that knows what is going on and what is the best for each situation. I am advising all of my clients that are at 80% loan value and u...

By Cheryl Powell - The Powell Team, Concord,Harrisburg & Charlotte NC Area Real Estate
(RE/MAX Executive - The Powell Team)
Comments 185
    Do you know someone who has a job and works hard, but their income isn't high enough to afford a well maintained home in an area desireable to them?  If so, the USDA Rural Devolopment DIRECT Loan Program may be the perfect loan program for them.  This is a 100% financing (NO DOWNPAYMENT), no ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending October 20, 2017  Please enjoy this quick update on what happened this week in the housing and financial markets.    Recently released economic data shows the economy is growing, but inflation is still not a problem. Rising inflation pressures mortgage rates to move higher. ...

By Reggie Graham, M.L.O. proficient with all mortgage loan programs.
(Caliber Home Loans, Inc.)
Comments 0

By the johns family team, inc., Your Johnson County Residential Specialist
(the johns family team, inc.)
Comments 1
A mortgage with no down payment seems a little bit like scoring a buy-a-home lottery ticket. You get a home loan and keep more money in your pocket. What could be wrong with that?Well, there are some downsides. And zero down home loans come and go — except for two perennial government programs.Up...