Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
There are many choices when it comes to ways to get a loan for your growing business. If you’ve been rejected by a traditional bank loan or would rather seek a non-conventional option, one of these alternative Texas Commercial Loans might be right for you.A merchant cash advance is an alternative...

By Lori Ballen, Digital Marketing Strategist
(Keller Williams Las Vegas)
Comments 3
Also referred to as the seller financing or creative financing, Owner Will Carry Financing is an agreement where a buyer finances the acquisition of property through finance advanced by the seller.How Does Owner Will Carry Financing Work?Types of Owner FinancingBenefits of Owner FinancingShortcom...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Getting a loan through a conventional bank loan can be difficult, but there are many alternative Commercial Lending Texas programs that help companies get the extra capital they need to build their business.Up to 40 percent of all business loans are rejected. Even for well-established businesses,...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 7
I've seen a few loans similar to this in past years.  Works very well for the buyers and sellers, at least in the short term, though hopefully, it will work well for the bank and the economy also.    September 1, 2017 Sees Appraisal-Free Purchase Mortgages Become Available from Fannie and Freddie...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 0
Mortgage Myth # 6; All Loan Officers are the Same. The public perception about loan officers all being the same is what I think is the craziest mortgage myth within our mortgage industry and most of today’s lender want you to think that all loan originators are the same. The Federal Government ha...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 0
Gulf Breeze Homes and Real Estate, Homeowners with student debt can roll it into mortgageFannie Mae expanded cash-out refis so borrowers - either students or their co-signing parents - can use the lower-interest-rate equity to pay off student debt. Read more.  Gulf Breeze Florida - Things to Do &...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 0
Mortgage Myth # 3 Perfect Credit is Needed to get a Mortgage   Credit is very important when applying for any loan especially when it comes to buying your dream home.  One of the most common mortgage myths is that only borrower with perfect credit can get a mortgage, WRONG!  IF a home buyer has a...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 0
Mortgage Myth # 7: Governemt Loans are for those with Bad Credit  Two of the most popular loans out there are the VA and FHA insured loan by our government. The myth about these loans being the one of last resort for those with marginal credit and low-down payment cannot be farther from the truth...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 0
Mortgage Myth # 4 All Lenders are the Same  This is one of the most ridiculous myths in the Real Estate Industry as no two lenders are the same.  Your average consumer looking to buy or refinance a home sees nothing but the BIG print in all advertisement and does not notice the small print which ...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 0
Mortgage Myth # 1 A Pre-quaification & Pre-approval Are The Same Many of today’s home-buyers believe that a pre-qualification and a pre-approval are the same thing, which is one of the most common mortgage myths. One of the biggest differences between a mortgage pre-qualification and pre-approval...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 0
Mortgage Myth # 5 Only your Income Determines How Much you can Borrow The Amount of income a potential borrower makes is absolutely important, but it is not the only factor in determining how much they might be able to borrow.  One of the most frequently asked questions in the mortgage business i...

By Joseph Metzler, Sr Loan Officer
(Mortgages Unlimited, Inc)
Comments 8
Is there such a thing as a Jumbo VA Loan?Yes, the Department of Veterans Affairs has allowed Jumbo VA loans for years.  The basic VA rule is that a VA loan is no down payment up to local loan limit, which follows the Fannie Mae conforming loan limit.UPDATED: This limit is currently $424,100 in mo...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 0
Mortgage Myth # 2 A 20% Down Payment is Required To Get a Mortgage  A common mortgage myth that exists is that only potential borrowers who have 20% or more as a down payment can get a home loan.  Whereas there are certainly some great mortgage products that require borrowers have a 20% to use to...

By Joie Ashworth, SRS, ABR, PSA, Top 100 "Tech" Real Estate Agent serving MD and DC
(Joie Ashworth REALTOR)
Comments 37
UPDATE: Now that the #EquifaxBreach has occured, this is the best way to get some peace of mind and protect yourself against would-be identity thieves... It's not a matter of IF it will happen, it's now a question of WHEN the fraudsters will decide to use your information. Read on! - 10Sept2017 W...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/URfMfX What's Closing Now-Business Loans! We are quickly becoming the place to go for business loans-whether it is debt consolidation, private money or start up money-we have the money businesses need. Give me a call today at 512-650-8630. Here are some examples of what...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
It is getting increasingly difficult to obtain a commercial mortgage for your small business. Many in this sector are turning to private hard money loans to fund their company.If your business has fewer than 500 employees, it falls under the small business category. According to the Small Busine...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
The housing market has definitely made a recovery as seen from these top twenty markets. Consider these tips before delving into this lucrative investment strategy and obtaining a commercial real estate loan.Business Insider recently came out with a list of the 20 best US housing markets for rea...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you’re looking into getting a Texas Commercial Loan from a credit union but uncertain if you would qualify, know that times have changed. All credit unions are not “members only” anymore; in fact, several are open to the public.There was a time when getting an account and loan from a credit un...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
A hard money commercial real estate loan is a common approach that many in the investing and developing circles use to obtain capital. It is an asset-based loan that can be obtained quickly and with relative ease as compared to a traditional loan.Whether you’re a fix-and-flip investor, a constru...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Location, location, location holds true for Texas Commercial Real Estate investments just as it does for many businesses. Whether your first investment will be a buy and hold or a fix and flip, you’ll need to consider the following in order to make your first project a solid one that you can buil...