Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent
(Berkshire Hathaway HomeServices PenFed Realty, Your Clarksville Real Estate Professional)
Comments 24
Just because it sold at a high price doesn't mean it will appraise. The appraisal is usually the last hurdle to cross to get to the closing. If the value is good and no repairs the closing is within sight. This is a good post by Dianne Goode. Now its not enough to find a house, beat out multiple ...

By Mr. Laurent
(DL Financial)
Comments 18
When you are buying, selling, monetizing, funding or discounting Bank Guarantees, you only want to work with the most reliable, safe, ethical, knowledgeable, honest and efficient providers.   Here are Top 11 Reasons Why DL FINANCIAL LIMITED should be Number 1 for you!     1. Unrivaled Authenticit...

By John Meussner, #MortgageMadeEasy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 2
Recently Closed - MultiGenerational Living in Meadowbrook, PA      A little while back I got a call from a Realtor that I've worked with for years in Montgomery County, PA.  We first met back in 2007 and have worked on many transactions with each other over the years.  For years, she and her pare...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 3
Here is an Infographic from Ginnie Mae.  My argument has always been "At the end of 30 years, what do you have?  It is either a shoebox full of rental receipts or all the equity in your home.  Usually (the past few years aside) year over year your equity grows.  So does your rent.  Rents almost a...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 3
The California Association of Realtors has put together this Infographic on the effect of mortgage interest rates and one's monthly payment.  They encourage all Realtors to us it on their blogs, websites, etc.  It can also be handy as a stand alone piece of information for your buying clients.  T...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending June 9, 2017  Please enjoy this quick update on what happened this week in the housing and financial markets.    The labor market continues to show strength, with this week's jobless claims below the 300,000 threshold for the 118th straight week and unemployment at 4.3%. Rec...

By Michael McGlynn, Buyers Like Mike!....Find Out Why!
(Celebrity Homes)
Comments 1
“More has been lost due to indecision than was ever lost to making the wrong decision.” Interest rates have as much effect on housing costs as price and when they are both trending upward, it can be very expensive to wait.  There can be some legitimate reasons for postponing a purchase such as ne...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
If you are considering purchasing your dream home in Pensacola Florida within the next year, it may be better to do it sooner rather than later.  The two components of your monthly mortgage payment (home prices and interest rates) are both projected to increase as we get farther into 2017.  So, w...

By Ruth Vogt, 719-592-0855 Apply 24/7 www.ColoradoHomeLender.com
(Fairway Independent Mortgage, LLS. Equal Housing Opportunity. Regulated by the Division of Real Estate.)
Comments 7
I have recently posted several stories about the desire of millennials wanting to become homebuyers. Then today I came across this video of a millennial's first day on the job. I laughed. Then I stopped. Then I wondered. Then I worried. You see when an underwriter reviews a file for loan review, ...

By Kasey & John Boles, Boise & Meridian, ID Ada/Canyon/Gem/Boise Counties
(Jon Gosche Real Estate, LLC - BoiseMeridianRealEstate.com)
Comments 0
 Flyer & Information Courtesy of:Guild MortgageKellie AllenMortgage Consultant/Branch Manager776 E Riverside Drive Ste. 100                                                        Eagle, ID 83616O: 208.489.2824 F: 208.914.7122 M: 208.941.4914kallen@guildmortgage.netNMLS ID 92930 Company NMLS # 327...

By Mike Young, FHA 203k Consultant 707-812-7668
(203kOnLine.com, covering California & most other states)
Comments 1
How do you cost out a project for FHA 203k project?HUD handbooks provide the answer to this question. Your choices are R.S. Means or HomeTech Publishing. Years ago I took a week long class from R.S. Means at a cost of about $1,500 as I recall, to be able to tell 203k consultants all over the coun...

By YourSiteNeedsMe SEO Team, $399 Real Estate Websites - YourSiteNeedsMe.com
(YourSiteNeedsMe.com)
Comments 0
If you’re a homebuyer who has less than 20 percent to put down on a house, your lender will most likely require you to pay for private mortgage insurance, or PMI. (An exception: the VA loan, which doesn’t allow lenders to force you to buy PMI.) That’s true whether you’re looking at Port Royal con...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 13
Know the "rules" regarding mortgages ahead of time.  Be aware of what info and documentation you'll be asked to produce during your Pre-Approval or Mortgage Application (and gather it pro-actively). With Golf and Mortgages: It's Important to Know the Rules There are a LOT of rules in golf ...   T...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
San Francisco and the surrounding Bay Area is one of the highest priced real estate markets in the country.  With the high demand for housing and solid home prices, we have some very aggressive hard money loan programs for the area.  These include San Francisco hard money loans to 80% LTV. In San...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX Advisors)
Comments 1
Last week's economic news was slim, with few scheduled reports released. Job openings for April, along with weekly readings on mortgage rates and weekly jobless claims were released. Job openings rose in April, while weekly jobless claims were lower. The headline event last week was a further dec...

By Michael McGlynn, Buyers Like Mike!....Find Out Why!
(Celebrity Homes)
Comments 0
Credit card debt in America is back to levels prior to the recession. The average credit card APR is just under 16% according to CreditCards.com Weekly Credit Card Report.   Homeowners have an advantage over renters when it comes to getting their arms around debt issues.  Basic money management ...

By Jenifer Lower, Your Dream. Our Passion.
(Bozeman Montana Real Estate .net)
Comments 1
Buying a home? Then odds are, you're going to need a home mortgage loan. When most folks think about mortgages, their mind goes to current interest rates. Here's one reason why your home mortgage is about more than interest rates.From 'interest rates' to 'down payment' to 'debt-to-income ratio'.....

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 0
5 reasons you may want to refinance your Texas home this year. I know the market well and McKinney home owners can save thousands by refinancing, especially exiting FHA home owners.Mortgage rates are near historical lows, but could climb. The Federal Reserve raised the Prime Rate this year and ma...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 5
The California Association of Realtors has done another Infograph and wanted its Realtor members to share it. Despite the loss of equity over the past few years, many homeowners and new homewoners can take advantage of these historically low interest rates.  In other words, it is a good time to b...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending June 2, 2017  Please enjoy this quick update on what happened this week in the housing and financial markets.    The Consumer Confidence Index, which had decreased in April, fell again slightly in May. However, consumers remain optimistic about the economy on the whole. Cons...