Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
We SELL Homes in Pensacola Florida 32514, Fed raises key interest rate for first time in yearThe Federal Reserve raised short-term interest rates by a quarter point, which could impact some adjustable-rate mortgages and other consumer loans. Read more.                                      THOUSAN...

By Jeff Dowler, The Southern California Relocation Dude - Carlsbad
(Solutions Real Estate )
Comments 8
Gene provides us, and consumers, with some terrific education about credit scores, as well as reporting on the recent fine incurred by Experian for some bad behaior. You'll want to read this, and share it. Please stop by Gene's post to thank him there, too, and comment.     Are Some Credit Report...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
    For the Week Ending March 24, 2017   Please enjoy this quick update on what happened this week in the housing and financial markets.       It's been a tough week for stocks, suffering the biggest one-day loss since November's election. Bonds have benefited, which helps mortgage rates. Invest...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending March 17, 2017   Please enjoy this quick update on what happened this week in the housing and financial markets.     Although the Fed raised policy rates at this week's meeting, mortgage rates improved when the Fed forecasted gradual future increases, calming markets. The Fe...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
     For the Week Ending September 30, 2016       Please enjoy this quick update on what happened this week in the housing and financial markets. Signaling an improving economy, 2nd quarter gross domestic product expanded at a 1.4% rate. The Fed will consider this when making policy rate decision...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending October 7, 2016     Please enjoy this quick update on what happened this week in the housing and financial markets. Recently released data shows U.S. manufacturing is up, with increased orders and production. Signaling economic improvement, this could pressure rates.   The ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
    For the Week Ending September 23, 2016       Please enjoy this quick update on what happened this week in the housing and financial markets.     The Fed voted not to raise policy rates at this week's meeting, but did leave the door open for a hike before the end of the year. Odds currently f...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561, Rising mortgage rates could tighten listing inventoryWhile higher rates would hurt buyers, they could also entice current owners not to move so they can keep enjoying their current lower-rate monthly payments. Read more.                                   ...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561, 30-year mortgage rate rises again, now at 4.08%The average FRM reached its highest point of the year this week following a post-election surge - and 50% of experts think the trend will continue. Read more.                                                  ...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561, Likely Fed rate hike may lead to busy weekThe Fed is expected to boost short-term interest rates this week, a move that could directly increase adjustable-rate mortgage costs and, indirectly, fixed-rate. Read more.                                         ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
    For the Week Ending September 9, 2016       Please enjoy this quick update on what happened this week in the housing and financial markets.     Weak manufacturing reports pushed odds of a September Fed rate hike to a 3-week low. Previously, economists had put the probability of a hike near 55...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561, Mortgage rate increases help and hurt homebuyersThe post-election mortgage-rate increase has spurred some buyers to jump into the market sooner rather than later, and it might make borrowing easier if fewer homeowners refinance. But it also makes a home p...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
    For the Week Ending September 16, 2016       Please enjoy this quick update on what happened this week in the housing and financial markets.     Opinions vary on the likelihood of a Fed policy rate increase at next week's meeting. Markets are volatile as traders prepare for what they think w...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 44
  Are Some Credit Reports "Fake News"?Per a Housing Wire report, Experian (one of the 3 major credit bureaus) was fined $3 million for representing that their "purchased" credit scores were the same scores used by Lenders for Mortgage Underwriting decisions. (Housing Wire article link)Their consu...

By Ryan Huggins - Thousand Oaks, CA, Residential Real Estate and Investment Properties
(www.HugginsHomes.com)
Comments 4
Anyone who follows me in the Q&A section or reads my posts knows I reblog less times a year than there are fingers on a hand and only when I really like a blog post. Being a dog person and having seen too many people who adopt to try and save a relationship or adopt around the holidays as a kid's...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561, Lenders say it's easier to get a mortgageGenworth Survey: 50% of industry executives think underwriting standards are still overly restrictive, but that's down from 61% who said so last year. Read more.                                                     ...

By John Lemos, Your Home Loan Expert
(New American Funding)
Comments 0
Congratulations on your mortgage closing!  Here is a general overview of some information that may be helpful to you and your CPA as you prepare your 2016 tax returns:Points Paid on a Home Purchase in 2016Closing Disclosure Page 2, Section A - If the origination charges on Page 2, Section A of th...

By Nathan Gesner, Broker / Property Manager
(American West Realty & Management)
Comments 14
The article below from Diane Beaumont is an important reminder for Buyers. Evaluate your situation, consider the costs, and buy smart!These simple steps can save you from disaster in an economic downturn! Buying a home is one of the biggest financial investments you'll make in your life. It's imp...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
We close a lot of loans. But through the years, franchise financing has been a staple of our business. As I crunch the numbers, franchise financing is consistently 30% or more of our business and last month was no exception. cc: by https://flic.kr/p/5nsvzzWhy would a business choose us for financ...

By John Lemos, Your Home Loan Expert
(New American Funding)
Comments 2
 THREE REASONS WHY PMI COULD BE YOUR FRIEND Many mortgage loan programs today allow homebuyers to use less than a 20% down payment when buying a house.  When you do this, you are often required to pay Private Mortgage Insurance (PMI).  This increases your mortgage payment slightly.  Here are thre...