Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Bruce Minter
(The Real Estate Group)
Comments 3
You're not going to take my advice.The end of the month hopefully brings a flurry of closing activity. If your client has taken your advice all along all will probably go well.I am the listing agent and in Nov. I had a closing scheduled that, well, still isn't closed. Why? The buyer didn't take h...

By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
What is the Bank Partnership Program? SecurityNational Mortgage (SNMC) has developed a partnership program with local banks in order to help expand the home loan products available to their members. Who can participate? Banks that have a net worth of at least $10 million and at least three years’...

By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
Make your picture perfect job a reality. Join our growing family of mortgage professionals. Call today. Cell 602-326-4983 svetlanam@snmc.comFor more information visit: SecurityNational Mortgage Company

By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
As an employee of a SNFC subsidiary you and your immediate family members are able to save on a new home purchase or refinance through a participating SNMC Loan Officer. SAVINGS MAY INCLUDE: -Reduced Appraisal Costs -Reduced Processing Fees -Lender Credits Call today to take advantage of this spe...

By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
It’s exciting to speed toward closing...if you’re confident you’ll make a soft landing. Hurtling through escrow with deadlines growing ever closer is not for the faint of heart. Enjoy the ride with us on your side. Call today. Cell 602-326-4983 svetlanam@snmc.comFor more information visit: Securi...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 5
Thanks to Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi , here's some great information for those that may have some challenges in getting approved for a home loan.  It's Fannie Mae's HomeReady Program:   Turning the IMpossible into the Possible via HomeReady Loans     ...

By Jeffrey Masich, Arizona Homes and Land to Buy or Sell
(HomeSmart in Scottsdale, Arizona)
Comments 3
Loan limits are going up in Maricopa County, Arizona, where the maximum loan amount for FHA is currently $271,050 and will be moving to $275,665, Per Bob Silva, Loan Officer with VIP Mortgate, "To stay in line with the Fannie Mae increase in loan limits from $417,000 to $424,100 which becomes eff...

By Adam Crocker
(Elite Properties)
Comments 0
 Last week, when Lacey mortgage rates began to rise abruptly, you’d have to say that it was actually a double-barreled surprise. In addition to the sudden blip up on the mortgage rate charts, there was the second shocker: that so many expert observers were taken by surprise.Even though the actual...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 6
Smart consumers pay very close attention to their credit reports. Please visit the original blog if you wish to leave comments. While it is important to know what helps to build a good Credit Score, you also have to know what hurts your Credit Score.Your Credit Score is a very important factor wh...

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 0
What you need to know about Texas cash out refinancesBy utilizing a Texas cash out refinance homeowners can tap into their homes equity. Because Texas has very unique home equity cash out refinance laws we have put together a list of frequently asked questions regarding Texas home equity mortgage...

By Carrie Hughes, REI
(TEAM Hughes Real Estate School)
Comments 1
We are creatures of habit and many of us fear changes that come about in life.  Change doesn’t have to scare us, however, and we can embrace the changes as they arise.  Not all change is bad and not all change is good.  If we can face change with a positive attitude, it will make transitions in o...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 72
  FHA LOANS need to go !!!!   FHA loans need to go....  so many defaults... GROWING by the thousands. If we don't kill FHA mortgages now, the economy will crumble. Sound confusing?   Okay Jeff, have you flipped your lid?  NOPE - I had written this blog last week, FHA loan rumors have become a rea...

By Kathleen Daniels, San Jose Homes for Sale - Probate Specialist
(KD Realty - 408.972.1822)
Comments 11
I received an interesting call today. Caller: “We are a very small business helping people with loan modifications. Can we charge a fee?”Me: While I do not remember the exact date, I know it was well over one year ago, Governor Schwarznegger signed Senate Bill 94, making it illegal in California ...

By Ben Yost - 303-587-4297, FHA, VA, Conventional - Mortgage Loans in De
(First Time Home Buyer, Mortgage Rates, Pre-Approval)
Comments 0
Colorado Home Mortgage: Tips To Keep You Safe and Sound  If you're wondering what it takes to end up with the right mortgage loan, then you just need some advice to help get you going in the right direction. This article will help you with that, detailing what is needed for you to get a mortgage ...

By Donald Payne
(Vision Realty)
Comments 1
Considering purchasing a home? While we are nowhere near the bottom of the market that we saw just in the last couple of years, we’re not at the peak either. Now is a great time to consider buying since rates are still relatively low and prices are low as well. Most of the foreclosures and short ...

By MarketingSoc 1
(MarketingSoc)
Comments 0
Here’s a few tips to get started on the right financial path (and stay there).While money can certainly buy plenty of things, it offers something far more valuable than tangible stuff: freedom and choice. The more money you acquire and properly pour into channels that can support you now and into...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 4
Getting copies of your credit reports is easy. You can request a copy from each of the three major national credit bureaus:  Equifax Experian TransUnion REMOVING THE CREDIT ROADBLOCKS TO PURCHASE FIRST HOME   When considering purchasing your first home, whether you get the mortgage or not, may de...

By Lenore Cottrell, Making Your Realty Dreams A Reality!
(The Brandon Group)
Comments 4
There’s no more important time to work on your credit score than when you’re about to apply for a mortgage. Improving your credit can save you a ton of money—we’re talking about thousands of dollars over the life of the loan. Here are the actions you can take that will have a notable impact on yo...

By Candice A. Donofrio, 928-201-4BHC (4242) call/text
(Next Wave RE Investments LLC Bullhead City AZ Commercial RE Broker)
Comments 33
YMMV o' course -- but in our Northwest Arizona real estate  market, properties are frequently offered with, among other terms, OWC which means Owner Will Carry (also called Seller Carryback, Seller Financing  or Land Contract).Owner financing can be a GREAT way to buy a property! No loan costs! E...

By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 3
Interest rates for buying a home on the Palos Verdes Peninsula moved up this week . The following are excerpts from the newsletter on interest rates published by HSH Associates :"The uptrend in mortgage rates carried into this week, but certainly with less velocity than we've seen since the elect...