Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Dennis Dahlberg
(Level 4 Funding )
Comments 9
The commercial lending industry is changing rapidly. This means new opportunities for online lenders to work directly with companies embarking on ambitious development projects.So far, 2017 has been a positive year for the commercial real estate industry and, naturally, commercial real estate len...

By Christopher Pataki, Hockessin Delaware Real Estate
(Berkshire Hathaway HomeServices)
Comments 0
So you think you are ready to speak with investment professionals - here is what they do. Certified Financial PlannerA CFP is a generalist-type planner who has passed required tests in retirement planning, insurance, taxes, and investments. Financial PlannerThis designation is not dictated by an...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 18
  My Mortgage Wish List - Make it YOUR Wish List Too Before You Buy a Home As a Grampa, I'm very aware of "Wish Lists".  The topic is of grave concern to my 3 grandkids, especially at this time of the year ... My little cuties, Henry, Marilyn, and Evie, aren't the only ones working on a Wish List...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 9
For those not intimately familiar with what they are actually paying with their mortgage payments as well as those about to purchase a home with financing, here's some good information from Diane Beaumont:  Ask any friend or family member that owns a home and they will share that it takes a bit o...

By John Lemos, Your Mortgage Expert
(New American Funding)
Comments 3
How to Improve Your Credit ScoreYour credit scores usually determine the price you pay for your money (your mortgages, your auto loans and leases, your credit cards, business loans, etc.). Perhaps the most significant part of your credit report is your credit score. Credit scores range from 350 t...

By Diane Beaumont, USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
(Benchmark Mortgage)
Comments 4
If you are a homeowner who has had their mortgage for a few years, you may be starting to wonder about refinancing. In essence, this is the process of retiring your current mortgage and taking out a new one because the terms are more favorable to you. Below we will share three reasons why you mig...

By Anthony Acosta - ALLATLANTACONDOS.COM, Associate Broker
(Harry Norman, REALTORS® )
Comments 2
Thank you Gloria Valvasori, Accredited Senior Agent  Glossary Of Key Real Estate Terms There are a great deal of phrases and terminologies unique to real estate.  Listed below are just a sample of the common terms you will encounter in the process of buying or selling a home.  Take a moment to fa...

By Ian Bush, Bush Realty Group, Keller Williams, Loudoun County
Comments 0
Private mortgage insurance, also known as PMI, is cursed by homebuyers when, without it, many of them wouldn’t have been approved for the mortgage used to buy their home.Yes, it makes house payments higher and, yes, it sticks around far too long. Worse, although it’s called “insurance,” it does n...

By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(LAER Realty Partners)
Comments 7
If we are listing agent, will we be responsible to get in touch with the lender to 'watch' the progress of buyer's mortgage? What do you think? Here's a great post - and a re-blog - from Michael. Mr/Ms Lender - Today, I’m A Listing Agent But I Represent Buyers Too   This is not a tirade against a...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
The California real estate market has been hot.  Banks are lending, property is being bought and sold, yet there is still a niche that can be very difficult to find financing for.  Our California hard money land loans offer a solution for that niche.Land loans offer multiple hurdles.  For owners ...

By Gloria Valvasori, Accredited Senior Agent, REAL Experience | REAL Commitment | REAL Results!
(BETTER HOMES AND GARDENS REAL ESTATE SIGNATURE SERVICE)
Comments 2
Glossary Of Key Real Estate TermsThere are a great deal of phrases and terminologies unique to real estate.  Listed below are just a sample of the common terms you will encounter in the process of buying or selling a home.  Take a moment to familiarize yourself with them so you will know where to...

By David Popoff, Realtor®,SRS, Green ~ Fairfield County, Ct
(DMK Real Estate )
Comments 0
What does the New Tax Law Mean for Home Buyers & Owners? The purpose of the new tax las is to put more money in the hands of the consumers by lowering the tax rate and increasing standard deductions. The higher standard deductions and changes in itemized deductions will mean fewer individuals wil...

By Jumbo Loan Center, Jumbo Loans - Purchase and Refinance
(Jumbo Loan Center)
Comments 0
 A mortgage is considered "Jumbo" when the loan amount exceeds the base conforming loan limit of $453,100 throughout most of nation. However, most of California is considered a high-cost area and the conforming loan limits are higher - up to $679,650 in some locations like LA and San Francisco.  ...

By Mike Jones, Mike Jones NMLS 223495
(SUNSTREET MORTGAGE, LLC (BK-0907366, NMLS 145171) )
Comments 2
Early is the most beautiful time of the day!  I'm up earlier than most, and with my iPhone, the workday fits into my love of Arizona photo ops.It was 6:00 A.M., and my phone went "DING."  I looked at it, and read:The status of loan number 1010008589, for Jane Doe (not her real name) and is curren...

By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 0
Interest rates for buying a home on the Palos Verdes Peninsula moved higher this week . The following are excerpts from the newsletter on interest rates published by HSH Associates :With equity market remaining on a tear, good economic news coming along almost every day and inflation pretty close...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic news included releases on new and existing home sales along with weekly readings on mortgage rates and first-time jobless claims.Home Sales Fall Due to Slim Supply of HomesDecember sales of previously-owned homes dipped to an 18-year low with a reading of 5.57 million sales o...

By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 4
Interest rates for buying a home on the Palos Verdes Peninsula remained level this week . The following are excerpts from the newsletter on interest rates published by HSH Associates :"Largely backing and filling for almost all of the fall so far, 30-year fixed mortgage rates turned this week aga...

By Endre Barath, Jr., Realtor - Los Angeles Home Sales 310.486.1002
(Berkshire Hathaway HomeServices)
Comments 9
What is a PACE Loan & Lien?Great question, first let’s start with the acronym PACE stands for Property Assessed Clean Energy. In other words, it means that energy efficient upgrades or renewable energy installing of rooftop solar panels as an example or adding attic insulation for buildings can b...

By Jack Tenold, Conventional and Reverse
(Caliber Home Loans, Inc. NMLS 15622)
Comments 1
 Four homes recently sold in my Spokane neighborhood.  Nationally, home sales tumbled in December so I was happy and surprised to see the "SOLD" signs atop the "FOR SALE" signs in my neighborhood.  Each of these homes has been occupied by the same owners for years and years so it looks like the n...

By Jumbo Loan Center, Jumbo Loans - Purchase and Refinance
(Jumbo Loan Center)
Comments 0
Property values have continued a nice rebound across North Carolina in recent years, especially Charlotte.  As a result, mortgage companies are starting to pull back on Jumbo loan qualifying requirements and allowing for higher loan to value. In fact qualified home buyers can now secure up to 95%...