Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial


By Starla Smith CPA, Your Professional Tax & Accounting Problem Solver
(Stellar Accounting & Tax Solutions)
Comments 6
A main focus of my practice is helping small business and individual taxpayers meet their IRS filing requirements. Many taxpayers who come to see me in my Daphne, AL office have received a letter from IRS and are confused as to what actions they need to take to ensure the best possible outcome.A ...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 7
Can you save that senior from a foreclosure?  A reverse mortgage solution. A referral turned our attention to the needs of a widow that owns a home in an affluent section of Montgomery County, Maryland. Since the death of her husband, she has struggled with her personal finances. Real estate taxe...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 12
Mortgage shoppers hear many strange tales about the home loan-shopping process. Here are 6 common myths about shopping for a mortgage and the facts you should know: Myth: Shopping for a mortgage loan will hurt your credit score. Fact: Credit scoring companies know most people want to shop around...

By Ron Chastain, What ever it takes
(Keller Williams Realty Atlanta Partners)
Comments 0
Mcdonough readers who perused The Washington Post’s “Real Estate” section recently found a most encouraging piece of information—particularly if they were among many the younger and first-time home seekers who worry about qualifying for a home loan. And by the article’s finale, there was even one...

By Hugh Thomas Lorch, Specializing In Luxury Homes
(EXP Realty)
Comments 0
You still have 9 months to go..That's plenty of time..Go get yourself 3 or 4 Higher End Home Sales..I guarantee that will make it your best year ever!Click on the link or photo and watch some of these..Reach out to me if you are serious about raising your income dramatically.. 70+ YouTube Sales T...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 4
 Earlier this month we launched a VA Renovation program.  HomeBridge will allow up to $35,000 of repairs to be financed into their mortgage.  We are already the largest FHA 203k lender in the country and are now making Renovation lending available to our Veterans with no money down.   Have a grea...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 2
PURCHASING A HOME? YOU NEED HOME OWNER INSURANCE. A common question I get as a mortgage broker is "when do I need to buy a home owner insurance policy for the home I'm buying"? Or, "who is responsible for providing a home owner insurance policy?". When purchasing a home the lender will require yo...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 2
  While some of these may seem obvious, there are a few not-so-obvious financial choices you can make during the mortgage process that may slow the process or worse.On the credit side:          Do not open any new accounts and do not close any existing accounts; each of these moves can and will l...

By Charles Stallions Property Manager, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 1
Pensacola, Gulf Breeze and Pace Property Management, U.S mortgage rates up for 8th week; 30-year at 4.43% Freddie Mac: The new 30-year average is highest since Jan. 2014. Rates are rising in response to higher levels of gov't debt and expectations of rising inflation. Read more.  The Top 5 Things...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
Pensacola Homes and Real Estate: Pensacola Realtor saysWill inflation push Fed to raise interest rates faster?New Fed chair says economy "remains strong," and many experts look for another rate increase in March – and maybe more often if inflation becomes a problem. Read more. Upcoming Events in ...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
Pensacola Homes and Real Estate: Pensacola Realtor saysMany lenders loosening mortgage requirementsThanks to new laws and economic fears, mortgage lending ground to a halt for all but very credit-worthy buyers after the recession. But pushback led to "thoughtful underwriting of loans," and more b...

By Inlanta Mortgage - Madison, Serving Wisconsin, Illinois, Minnesota & Florida!
(Inlanta Mortgage - Madison)
Comments 45
Many potential home buyers have questions about the FHA loan and the process needed to secure a home mortgage. Some people are even confused about what is a myth and what is a fact about FHA loans. Listed below are the common FHA mortgage facts along with brief explanations.FHA Mortgage Facts: Ba...

By Bob Elliot, 20+ Yrs Local Industry Experience
Comments 0
Last week's economic releases included readings on new and pre-owned home sales and the Federal Open Market Committee's customary post meeting statement. Fed Chair Jerome Powell gave his first press conference as Chair of the Federal Reserve and FOMC. Weekly readings on mortgage rates and first-t...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 0
Lock Watch for the Week of 3/26/2018 Volatility-O-Meter:Very high. Short week, GDP, trade war, auctions, locusts... Economicalendar (all times are Pacific):Mon, 3/26:       Dallas Fed Mfg Survey (7:30am).  2-Yr Note Auction (10am).Tues, 3/27:       Consumer Confidence and Richmond Fed Mfg Index (...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
Pensacola Homes and Real Estate: Pensacola Realtor saysLong-term mortgage rates climb again - to 4.40% The average rate for a 30-year fixed-rate mortgage hit its highest point since April 2014 and moved up marginally from last week's average 4.38%. Read more. Upcoming Events in Pensacola, FL | Pn...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 34
 Do You Really REALLY Love that Home? A statement I often hear from my new mortgage clients is ...  "I found a house!  I just love it!"I think that's exactly what you should hear from clients searching for a home.  A home that will house their life ... and probably represents the single-most expe...

By Carra & Shae Riley, Helping people Transition at all ages!
(Brokers Guild Cherry Creek Ltd)
Comments 1
What Your Heirs Should Know If You Have A Reverse Mortgage. REVERSE MORTGAGES HAVE CHANGED! Do you have an existing Reverse Mortgage or are you considering a Reverse Mortgage? Give them a 2nd look! The bad rap given reverse mortgages needs to be walked back. Today, a Reverse Mortgage can be the b...

By Endre Barath, Jr., Realtor - Los Angeles Home Sales 310.486.1002
(Berkshire Hathaway HomeServices)
Comments 8
The latest Tax Changes have created a great deal of confusion for all US Citizens. Needless to say it has opened up a dialog and various questions that many do not have the answer to it. This is meant as a short Reader's Digest version of the changes.    PRIOR LAW NEW LAW Mortgage Interest Deduct...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 4
Everyone should be aware of mortgage fraud and mortgage assistance fraud.  Fraudsters comb the public announcements in the local papers and then pounce on vulnerable people.  Contact your lender directly and see if they can help you out first. Here is a notice (abridged) from the CA Association o...

By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 0
Interest rates for buying a home on the Palos Verdes Peninsula stayed steady this week but the rate of increases is slowing. The following are excerpts from the newsletter on interest rates published by HSH Associates :" As expected, the Federal Reserve decided to raise its key short-term policy ...