Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY February 10, 2016, 7:45 AM PST    FEATURED LOAN FHA 203K Renovation Mortgage  Renovate Purchases and Refinances All You Need To Know About 203K  LOCK ADVISORY -  Click for current Lock Advice 1-14 Day Close:  LOCK 15-30 Day Close: FLOAT With Caution 31-45 Day ...
By Alan Gross, Loan Consultant
(PrimeLending, A PlainsCapital Company)
Comments 0
Do Your Clients Know This?Mortgage interest rates have been steadily falling since the beginning of 2016. Your clients may not be aware of this because the news has been dominated the Federal Reserves raise in the short term rates by 0.25% on December 16, 2015.Most people think that this also mea...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 15
“Size Doesn’t Matter in Situations like This”   Even though I am only doing a $60,000 mortgage for these clients and lowered their overall monthly obligations by $253 per month, to them it felt like a million. This refinance was enough to give them $12,000 to do some home improvements.  It won’t ...
By Mike Bjork
(American Pacific Mortgage)
Comments 2
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Ridhi Raheja, FHA, 203k, VA, Jumbo, PreApproval, Jumbo Home Loan
(Movement Mortgage (Illinois))
Comments 0
Prior years tell us that when clients feel comfortable in the economies and safe in their careers that they will pay any rate the market requires to purchase a house. On the side, if the economy is shaky, clients will not borrow even when rates are incredibly low.  How are rates looking for 2016?...
By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Paul McFadden, Pest Control, Seattle, WA.
(Paratex)
Comments 11
This is great information from my friend George. It hits close to home as I am in the pest business. Thanks George! I am asked fairly regularly by Realtors about Pest Inspection Guidelines For Mortgage Loan Programs.  The guidelines for pest inspection have not changed in several years, but Realt...
By Bruce Reichstein, Mortgage Industry Professional - 3 Decades
(Mortgage Industry Professional, Westbound Bank Chairman)
Comments 2
Water supply and water quality issues are among some of the most frequently asked-about topics when it comes to VA appraisals. While many homes purchased with a VA loan are typical suburban properties or condos, not all of them are--some properties are served by aquifers, wells, or even cisterns ...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY February 9, 2016, 7:45 AM PST    FEATURED LOAN FHA 203K Renovation Mortgage  Renovate Purchases and Refinances All You Need To Know About 203K  LOCK ADVISORY -  Click for current Lock Advice 1-14 Day Close:  LOCK 15-30 Day Close: FLOAT With Caution 31-45 Day C...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 21
“Bank Referral Partners, a Steady Source of New Business”    Well, you must have made a good impression. Your name was mentioned in our monthly bank officers meeting this morning regarding a referral to you from Tom XXXXXX.  Thanks again for all of your help with Mark & Jeff. I am sure that Jeff ...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 34
“Take Every Opportunity to Give Out Your Business Cards”    I read your blogs all the time on FB. We actually met a couple of years ago when we were waiting in line at motor vehicle, any way you gave me your card. I googled your name and liked what I was reading.  I'm ready to buy and just need ...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
Feel Free To Dream Big A wide variety of loan products and Jumbo loan alternatives to help you achieve both peace of mind and small mortgage payments. Let your dreams take flight! Call or email today to see how I can help you own a home of your own. Cell 602-421-4300 Cappy.Capozzoli@snmc.com For ...
By Wayne Martin, Real Estate Broker
(Wayne M Martin LLC)
Comments 15
Trivia questions for Saturday February 6, 2016 1. What continent includes Iran?  Asia  2. What athlete has a part in the movie "Spaceball"?  Merlen Olsen  3. In what year was the "Star Spangled Banner" designated the U.S. National Anthem?  1931  Trivia quesstions for Sunday February 7, 2016 1. Wh...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 1
Tired of Waiting to Close? You deserve a lender that can close your loan in weeks, not months! Don’t sit in the dark, hoping for progress. Let’s all live in a world of smooth transactions. Cell 602-410-4340 jeff.thomas@snmc.com For more information visit: SecurtyNational Mortgage Company jeff.tho...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 22
“Coaching Your Referral Partners”  As many know I am an avid blogger and I consider blogging my best client. I talk about the benefits with all my referral partners. Unfortunately many say they should blog but for one reason or another most don’t do it and even if some start they don’t stick with...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 1
 Mortgage insurance increases again! Avoid getting crushed when buying a new home.   SNMC offers alternative loan options... Making buying a home as affordable as ever.  For a Free pre-approval, call or email today! Cell       602-326-4983 svetlanam@snmc.comFor more information visit: SecurtyNati...
By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 2
S & P futures were pointing upward early but steadily lost ground leading into the open of equity trading.  With oil continuing to trade under $30 per barrel and the International Energy Agency calling for continued easing of demand this year, stocks once again faded early.  The was down 145 poin...
By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 3 basis points today at 104.97 having remained once again above resistance offered by the 104.87 level which was the high of 4/30/2015.  MBS bonds spent most of the day higher but lost most of their gains late in the day as stocks came off their losses. ...
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 2
TERM POSTED Preferred RATES* Open 1 Year 6.30% - Fixed 1 Year 2.89% 2.29% Fixed 2 Year 2.84% 2.19% Fixed 3 Year 3.39% 2.20% Fixed 4 Year 3.89% 2.54% Fixed 5 Year 4.64% 2.74% Fixed 7 Year 5.30% 3.44% Fixed 10 Year 6.10% 3.84% Variable Rate 2.20% Prime Rate 2.70% Benchmark Rate 4.64% Cost per $100...
By Nick and Cindy Davis, CRS,CLHMS,ABR,CIAS,ALHS,e-PRO,CDPE,SFR,Realtor(R)
(RE/MAX Premier Group)
Comments 1
Shopping for a mortgage to purchase a home? These steps will help get you there. As the real estate market begins to perk up, many people find themselves in a good position to start looking for a home.  See tips here