Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 25
“A Proactive Home Buyer makes All the Difference”  Excellent! Thank you. 😎 Joe, the home inspection went very well, have the bid for the renovations, looks like we are ahead of schedule, do you think we will be closing earlier than you think?  I do a lot of coaching to make sure all my clients a...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 1
“Take Every Opportunity to Give Out Your Business Cards”    I read your blogs all the time on FB. We actually met a couple of years ago when we were waiting in line at motor vehicle, any way you gave me your card. I googled your name and liked what I was reading.  I'm ready to buy and just need ...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 45
Fannie Mae will be coming out with Desktop Underwriter (DU) Version 10.0 the weekend of June 25, 2016.  DU Version 10.0 will begin to incorporate additional credit information in evaluating mortgage applications.  DU Version 10.0 will look at a snap shot of a Borrower's credit history by looking ...
The expression “sometimes you are the bug and sometimes you are the windshield” came from a home stager that I worked with on a renovation home. She did a beautiful job staging the home with incredible furnishings, etc, and when the home sold, the buyers did not purchase a single item from her. W...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
Our “super powers” lie in the ability to help more of your clients with their mortgage needs. Time to suit up and join the good guys. Securitynational mortage is growing! See what we can do for you. Call today. Cell 602-326-4983 svetlanam@snmc.comFor more information visit: SecurityNational Mortg...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
You deserve a lender that can close your loan in weeks, not months! Don’t sit in the dark, hoping for progress. Let’s all live in a world of smooth transactions. Cell 602-410-4340 jeff.thomas@snmc.comFor more information visit: SecurityNational Mortgage Company
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
What is the Bank Partnership Program? SecurityNational Mortgage (SNMC) has developed a partnership program with local banks in order to help expand the home loan products available to their members. Who can participate? Banks that have a net worth of at least $10 million and at least three years’...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
We routinely fund loans for buyers that other lenders fail to close. If you haven’t started working with us yet, your clients would like you to start. Call today: Cell 602-421-4300 Cappy.Capozzoli@snmc.comFor more information visit: SecurityNational Mortgage Company
By Nikitas Kouimanis, The Mortgage EXPERT
(United Northern Mortgage Bankers )
Comments 0
Is your real estate loan type covered by the new TRID regulations? This video will tell you. Nikitas-Kouimanis.com  
By Gloria Todor, & Doug Durren (484) 431-3686
(Century 21 Absolute Realty )
Comments 5
Are you thinking of buying a home later this year and will need to get a mortgage?Well take a moment to read this post from George Souto.  Things will be changing on Credit Reports and it is important for potential buyers to understand what lenders will be looking for when an application is made ...
By Michael J. Perry, Lancaster Relo Specialist
(KELLER WILLIAMS Central PA East)
Comments 3
     Most Sellers are coached to prepare their home for the buyers eyes. Staging is often used to helpreceive offers reflecting TOP DOLLAR for the property . But another important party you'll want toimpress is the person appraising your home ! Active Rain blogger Jackie has put together a must r...
Ways to not let that happen to you........      Keep paying your bills – keeping your current mortgage up to date and paying those credit card and car payments on time is imperative. Lenders will check your credit again just before closing, and this could possibly ding your credit making you inel...
By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(Keller Williams Realty)
Comments 15
Though this post from George Souto is few months old, I do not believe there is much change in the facts.Now interest rates are still low, may be, you have a buyer who gets lucky if they know about this.Good Luck. On Monday I wrote a blog titled How Debt-To Income Ratio Are Calculated in which me...
By Michael J. Perry, Lancaster Relo Specialist
(KELLER WILLIAMS Central PA East)
Comments 15
     When I launched my real estate career at age 21 , I was very fortunate to have my father as mymentor . For my first 18 months in the business (as well as much of my life) , I shadowed him onnumerous of his appointments. He personally molded me to become a life long REALTOR .     Very early i...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY February 5, 2016, 7:50 AM PST    FEATURED LOAN FHA 203K Renovation Mortgage  Renovate Purchases and Refinances All You Need To Know About 203K  LOCK ADVISORY -  Click for current Lock Advice 1-14 Day Close:  LOCK 15-30 Day Close: FLOAT With Caution 31-45 Day C...
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial Bond Yields   CMB         GoC         Floating RateInsured Cost of Funds 5 Year - 1.17%Canada Housing 06/15/21 [-]       5 Year - 0.61%CAN 0.75 09/01/20 [-]       0.82% [-]                       10 Year - 1.98%*Canada Housing 9/15/26 [+0.14]       10 Year - 1.17%CAN 2.25 06/01/25 [+0....
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 19
“Preparation Will Go a Long Way”  Thank you for getting back to me, the city value is around 130,000 and we owe roughly 114,000. Our agent believes the house won't be on the market very long with all of the updates, once we finish our kitchen then we will be putting it on the market. We want to ...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 30
“Like Sister Like Brother”   Hi my name is Kyle I'm a first time home buyer and I am interested in getting a mortgage. You did a mortgage for my sister last year, now it’s my turn. I will be using the same Realtor and home inspector that you previously referred to her. What are my next steps?  At...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
Bank Partnership Program What is the Bank Partnership Program? SecurityNational Mortgage (SNMC) has developed a partnership program with local banks in order to help expand the home loan products available to their members. Who can participate? Banks that have a net worth of at least $10 million ...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 1
 Mortgage insurance increases again! Avoid getting crushed when buying a new home.   SNMC offers alternative loan options... Making buying a home as affordable as ever.  For a Free pre-approval, call or email today! Cell    480-233-3010 DylanJamesMTG@snmc.comFor more information visit: SecurtyNat...