Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 4
5% Closing Costs Assistance in Montgomery County, Maryland 5% closing cost assistance up to $10,000 is being offered by The Housing Opportunities Commission of Montgomery County, Maryland for first time home buyers who lack the funds to pay closing costs. At least one of the borrowers must be wor...

By Mitun Bhowmick, BG/SBLC FOR LEASE
(Bhowmick LEASING COMPANY )
Comments 14
We are direct provider for BG/SBLC specifically for lease, at Leasing Price: 3.5% of Face Value plus (0.5+X)% commission fees to brokers, Issuance by HSBC Bank London , Barclays Bank London,ICBC (London) Our BG/SBLC Financing can help you get your project funded, loan financing by providing you w...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Interest rates are in great peril of increasing significantly based on technical levels.  Long lasting support levels for both mortgage backed securities and the ten year U.S. Treasury bonds.  The support level at 101,56 was broken today as the 4.0% coupon MBS bonds closed 11 point below it.  sim...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 12 basis points today at 101.44 falling to 58 basis points below resistance offered by the 10 day moving average.  The 30 year was available at 4.625% day.  The 30 year jumbo was at 4.50%.  Whether in New England, the Mid Atlantic or the Midwest or any...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 2
“Sign Me Up!”   Good morning Joe!We ran a D&B analysis and you scored 76 out of 80 which places you at the top tier in your industry. We have Right Trac Financial Group, Inc. approved for a line of credit at 3.5% with access to funds for at least $274,384.94. These funds can be used for unsecured...

By Ricky Khamis, NMLS 173141 | CADOC 173141 - 480-339-1565
(Amerifirst Financial, Inc.)
Comments 0
Mortgage Market CommentaryMortgage rates returned to moving upward last week on positive economic news and ongoing fretting about inflation. While we’ve only seen a few real flare-ups in inflationary pressure in these last few years, experts continued to wonder when prices will begin to rise. Man...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 9 basis points today at 101.59 falling to 53 basis points below resistance offered by the 10 day moving average.  The 30 year was available at 4.625% day.  The 30 year jumbo was at 4.50%.  Whether in New England, the Mid Atlantic or the Midwest or anyw...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 0
Lock Watch for the Week of 4/23/2018 Volatility-O-Meter:Busy week of reports and auctions.  GDP on Friday. Economicalendar (all times are Pacific):Mon, 4/23:       PMI Composite Flash (6:45am) and Existing Home Sales (7am). Tues, 4/24:       New Home Sales, Consumer Confidence and Richmond Fed Mf...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
This week is another big week for corporate earnings and the S & P stock futures surged ahead early in anticipation of some nice gains.  Meanwhile after several dates of losing ground, mortgage backed securities found themselves sliding backward still further.  Trending downward as well the 10 ye...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Term Posted Rate Preferred Rate Open 1 Year 6.30% 6.30% Fixed 1 Year 3.04% 2.99% Fixed 2 Year 3.24% 3.19% Fixed 3 Year 3.44% 3.04% Fixed 4 Year 3.89% 3.44% Fixed 5 Year 5.14% 3.19% Fixed 7 Year 5.30% 3.39% Fixed 10 Year 6.10% 3.84% Variable 2.40% Prime 3.45% Benchmark 5.14%

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Bill Kamboukos
(Strategic Mortgage)
Comments 0
Mortgage insurance is an insurance that is used to protect a lender from loss on a home loan. Traditionally, mortgage insurance is required on all Conventional loans with less than a 20% down payment and all FHA loans, regardless of down payment. However, whether you currently have a loan with mo...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 5
“I had a Teacher like her, pretty Smart” Four high school boys afflicted with spring fever skipped morning classes. After lunch they reported to the teacher that they had a flat tire. Much to their relief she smiled and said, "Well, you missed a test today so take seats apart from one another and...

By Joe Lattanzio
(Russell Real Estate Services)
Comments 1
 When you are purchasing a home, your lender may recommend you obtain a mortgage pre-approval before you find the home of your dreams. There are some benefits to being pre-approved before you find a home, but oftentimes, people confuse pre-qualifications with pre-approvals.So the question many bu...

By Khash Saghafi, Mortgage Loan Officer, Cleveland Ohio
(Liberty Home Mortgage Corporation)
Comments 23
The world of mortgage lending is confusing to many and what is even more confusing to borrowers and real estate agents is the difference in information for qualifying from one lender to another. This is why everyone must first learn the word OVERLAY.  What does overlay mean in the context of mort...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 1
HIGH RATIO fixed term best discounted rates & posted rates as of April 21, 2018 Terms                           Posted Rates              Preferred Rates 6 mos                          3.14%                          3.10%1 year                          3.04%                          2.99%2 year  ...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial Bond Yields   CMB         GoC         Floating RateInsured Cost of Funds 5 Year - 2.45%*CANHOU 06/15/23 [-0.02]       5 Year - 2.15%CAN 1.0 03/01/23 [-0.01]       1.62%                     [-]                       10 Year - 2.69%*CANHOU 03/15/28 [-]       10 Year - 2.31%CAN 1.0 06/01...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 3
Market Report: Palm City Florida Real Estate Snapshot for Zip Code 34990, Residential Sales for March 2011 For March, 2011 in the 34990 Zip Code area of Palm City Florida : There are currently 555 active listings (down 15 from February)   145 Residential sales are pending and awaiting close or le...

By Rob Colarusso
(Long Island Insurance)
Comments 6
When you are in the market for home insurance or renters insurance in New York City or anywhere in New York for that matter, it's important to not only check the price of coverage, but also to check the insurance company ratings. Ratings give you information about a company's financial strength, ...