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Video isn't just for agents: it's also a helpful tool for allied real estate professionals. Last month, I posted about how home inspectors can use video to attract and retain customers. This month, I'm spotlighting mortgage and title professionals. If you work in one of these fields, here are s...
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
HUD'S Credit Alert Interactive Voice Response System (CAVERS). You might have heard of the term CAVERS in the past, but not really understand what it is or even what it stands for. CAVERS stands for "Credit Alert Interactive Voice Response System", and it is a system that Lenders run a Borrower ...
By Bill Ladewig, Your FHA Guru - FHA and VA Loans Since 1970
MORTGAGE INTEREST RATE LOCK ADVISORY March 12, 2014 9:00 AM PST Click for Updated Lock Advice LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: NEUTRAL The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.25 point. 30 Day Mortgage Interest Rate Lock or Flo...
By Dagny Eason, Fairfield County CT, CDPE Homes For Sale and Condo
(Dagny's Real Estate)
George Souto has explained in very clear terminology for us all exactly what CAVERS is for the mortgage process. Read and leave comments on George's post, too! HUD'S Credit Alert Interactive Voice Response System (CAVERS). You might have heard of the term CAVERS in the past, but not really unde...
Well yesterday delivered as expected. Lack of data and real news has the market wandering- stocks lost a bit yesterday but rates just keep slowly inching upwards. The little data we’re getting, like this morning’s mortgage applications numbers, is coming in at consensus estimates and not leav...
AR Forum The topic of what to do with Fannie Mae and Freddie Mac has been discussed in Congress and the Senate for quite some time now since the financial collapse occurred. Today; however, was the "Day of Reckoning" so to speak, at least in the Senate Banking Committee. Senate Banking Committee...
While homeowners typically equate the FHA loan program with low-down payment mortgages, FHA refinances are also available. In addition to easy-to-source rate-and-term and streamline refinances that replace an existing FHA mortgage with a better one, the FHA even offers cash-out refinance loans. A...
By Lina Robertson Jones, REALTOR, Springfield MO Area Homes for Sale
(Ozark, Nixa, Republic & Willard Real Estate)
CHOOSING THE RIGHT MORTGAGE LENDER WHEN BUYING A HOME IN SPRINGFIELD, MO I work with a lot of clients looking to buy a home in Springfield, MO, and the surrounding areas. Sometimes they already have a mortgage lender that they intend to use for their home loan, and sometimes they ask my opinion ...
By Eric Newman, Mortgage Banker NMLS-97776 | MLO-97776
(Northwest Mortgage Group, NMLS-40562 | CL-40562)
by Eric Newman | NW Mortgage Group | March 12, 2014 I work with a lot of realtors across the Portland, OR area and SW Washington. One of the most common questions they ask is “What kind of loan programs can you do, and why are you different from the guy down the street?” Let me explai...
A mortgage pre-qualification is an initial estimate of what type of mortgage a borrower could get. It is limited, though, because it's only based on what the borrower tells the lender, which might not be the same as what the lender finds out when it goes through a full process of analyzing the bo...
Getting a home loan can be a challenging process, and a finicky one. Qualifying can be challenging and once a buyer gets approved, it can be surprisingly easy to derail the process. Here are some mistakes to be avoided: Not Pre-Checking Credit: Once a borrower makes his application for a mortgage...
Ho hum… another day in the market… Yea, yesterday’s yawner session came real close to gaining legs and being a bad day for the stock market, but the momentum wasn’t sustained and in the end not much happened. That’s probably the template we can use for today as well. Slow data and slow news d...
By Melissa Zavala, Broker, Escondido Real Estate, San Diego County
Did you hear the news? In a press release on Auction.com, it’s announced that Google Capital has invested $50 million in the auction.com site, a national real estate auction site for buying and selling homes online. According to the CEO of auction.com, “Google is the world’s greatest Internet com...
By Garrigus Real Estate - Call Now: 1 (888) 9-LIST-IT
(Coldwell Banker Kivett-Teeters)
Ralph Nader speaks about the possible closing of the government mortgage giants, Fannie Mae and Freddie Mac. I tend to agree with Nader when he says that the closing of the seconday mortgage government funded entities would cause "Too many unknowns" and that those "unknowns" don't bode well for t...
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans. Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast. ...
If you think it’s time to start talking to your mortgage broker about trust deed investing Arizona, then now is the time to start. But what exactly would you be getting yourself into? Trust deed investing Arizona is for people who want to make money and they want to make money that matters. The ...
By Rodney Mason, FHA 203K, USDA, VA, HomePath Renovation Specialist
The topic of a Borrower or Real Estate Agent requesting a Pre-Approval instead of a Pre-Qualification comes up quite frequently. The terms have been used so interchangeably for so many years now, so it is bound to lead to confusion. In today's market, you will most likely not be getting a true ...
VA Zero Down Home Loan Limits Increased For 2014 In San Diego CA - The VA Zero Down Loan Limits for 2014 have been released and San Diego County is seeing a slight increase from $500,000 to $527,500. The new limits apply to all loans closed January 1, 2014 through December 31, 2014. Does this me...
By Justin Fitzhugh, Mortgage branch opportunities in 44 states
(Nations Lending Corporation)
The National Mortgage Licensing System & Registry, NMLS, announced Robert S. Niemi as the new Ombudsman. The role of the Ombudsman is to facilitate discussion and negotiation of our concerns regarding NMLS licensing.1 Robert’s experience in the mortgage industry goes back 25 years. His experien...
By Bill Ladewig, Your FHA Guru - FHA and VA Loans Since 1970
MORTGAGE INTEREST RATE LOCK ADVISORY March 11, 2014 7:45 AM PST Click for Updated Lock Advice LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: NEUTRAL The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.22 point. 30 Day Mortgage Interest Rate Lock or Float...