Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
VA Program Highlights: Short Sales and Foreclosures seasoned 2 years Exceptions apply on short sales less than two year (call your AE for details) Lender Paid compensation available up to 4% Use all above par pricing to be applied to third part closing cost (NO caps) VA IRRRLS available up to 130...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
Did you know you can qualify for an FHA mortgage in as little as two years after a bankruptcy discharge, and 3 years for a foreclosure or deed in lieu negotiation? Pre–qualify today! Call or email to schedule a free confidential consultation Cell 602-410-4340 jeff.thomas@snmc.comFor more informat...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 8
“Take That Deal!”    Hello Joe,I hope all is well! I wanted to give you someone who you might be able to help that unfortunately our bank couldn’t. Her name is Connie, she is interested in purchasing a 4 family building that will be used exclusively as rentals. She already has 4 tenants in there,...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 9
Helping Veterans - More than just Lip Service       Tons of lenders out there are ALL about supporting our nation's veterans.  Especially when the ability to profit from them with VA loans is there.  "Thank you for your service!" is the most common phrase, along with marketing schemes for "No mon...
By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Fed Chairwoman Janet Yellen will grace the annual economic symposium at Jackson Hole, Wyoming once again this week.  Jackson Hole which is known best as being the eastern border of the Rocky Mountains, may become the home of the harbinger of future economic policy.  Yellen's words will be careful...
By Ricky Khamis, NMLS 173141 | CADOC 173141 - 480-339-1565
(Amerifirst Financial, Inc.)
Comments 4
This 3 bedroom 2 bathroom home for sale in Gilbert features 3 Bedrooms and 2 Bathrooms with X Square Feet. The front of this 3 bedroom 2 bathroom home for sale in Gilbert has beautiful green grass and shrubs and features a 2 car garage. The backyard of this 3 bedroom 2 bathroom home for sale in G...
By Christopher Pataki, Hockessin Delaware Real Estate
(Berkshire Hathaway HomeServices)
Comments 1
  Fixed-rate mortgages dropped slightly this week compared to the previous week, and continue to hover near all-time lows. "The 30-year fixed-rate mortgage fell 2 basis points to 3.43 percent this week, erasing last week's uptick,” says Sean Becketti, Freddie Mac’s chief economist. “For eight co...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY August 23, 2016, 8:00 AM PT    FEATURED LOANS REVERSE MORTGAGE (HECM) Financial Freedom for Qualified Seniors Click for Reverse Mortgage Details LOCK ADVISORY -  Click for current Lock Advice 1-14 Day Close:   FLOAT With Caution 15-30 Day Close: FLOAT With Ca...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 21
You might have heard of the term CAVERS in the past, but not really understood what it is or even what it stands for.  CAVERS stands for Credit Alert Interactive Voice Response System (CAVERS).  CAVERS was a system originally created by HUD for Lenders to run a Borrower through before processing ...
By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
Attention Underwater Homeowners! HARP 2.0 is HERE! Fannie Mae has adopted changes to the Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes. If your mortgage is owned or guaranteed by Fannie Mae, you may be eligible to refinance your mortgage under...
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
TERM POSTED Preferred RATES* Open 1 Year 6.30% 6.30% Fixed 1 Year 2.89% 2.29% Fixed 2 Year 2.84% 2.14% Fixed 3 Year 3.39% 2.20% Fixed 4 Year 3.89% 2.44% Fixed 5 Year 4.64% 2.39% Fixed 7 Year 5.30% 3.44% Fixed 10 Year 6.10% 3.84% Variable Rate 2.20% Prime Rate 2.70% Benchmark Rate 4.64% Cost per ...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 14
“A Mixed Blessing for Sure”    It is not always easy to convince a lender that a client should not have to wait to get a new mortgage.  FYI… my credit was absolutely perfect before and after the bankruptcy and foreclosure… never missed a payment on anything ever.  The only reason we had to file B...
By Joe McCord
(REAA)
Comments 1
Many people think that real estate is reserved for only the filthy rich who have wads of cash stashed in their bank account. However, nothing can be farther from the truth. The existence of real estate development loans proves that lack of enough money should not cut your real estate investment d...
By Ricky Khamis, NMLS 173141 | CADOC 173141 - 480-339-1565
(Amerifirst Financial, Inc.)
Comments 0
This 3 bedroom 2 bathroom home for sale in Chandler features 3 Bedrooms and 2 Bathrooms with 1575 Square Feet. The front of this 3 bedroom 2 bathroom home for sale in Chandler has bushes throughout the gravel. The backyard of this 3 bedroom 2 bathroom home for sale in Chandler features beautiful...
By Ricky Khamis, NMLS 173141 | CADOC 173141 - 480-339-1565
(Amerifirst Financial, Inc.)
Comments 1
This 3 bedroom 2 bathroom home for sale in Phoenix features 3 Bedrooms and 2 Bathrooms with 1770 Square Feet. The front of this 3 bedroom 2 bathroom home for sale in Phoenix has several bushes leading up to the front door and features a 2 car garage. The backyard of this 3 bedroom 2 bathroom hom...
By Ricky Khamis, NMLS 173141 | CADOC 173141 - 480-339-1565
(Amerifirst Financial, Inc.)
Comments 1
This 3 bedroom 2 bathroom home for sale in Mesa features 3 Bedrooms and 2 Bathrooms with 1742 Square Feet. The front of this 3 bedroom 2 bathroom home for sale in Mesa has beautiful trees and shrubs throughout the grass in the front lawn. The backyard of this 3 bedroom 2 bathroom home for sale i...
By Mike Bjork
(American Pacific Mortgage)
Comments 2
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 6
Trended Credit Data & How it Affects Financing       Trended credit data is finally here!  Wait....you don't seem very excited.  Ok, 'trended credit data' isn't exactly a sexy phrase, but it's one that will change the industry in the very near future with the upcoming release of a new DU (desktop...
By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 3 basis points today at 103.75 having broken through resistance offered by the 10 day moving average.  Improved pricing may still be hovering in the near future.  The 30 year conforming was solidly at 3.50% again today for the best applicants.  Whether i...
By Mike Aavang, FHA /USDA/ VA / HOME IN 5 / CONVENTIONAL
(Bookspan Baker Team at HomeStreet)
Comments 1
USDA's Upfront and Annual Fees are Getting Smaller...   This important advisory notice explains how these changes affect your GUS submissions.  On October 1, 2016, the first day of Fiscal Year 2017 (FY17), both the upfront guarantee fee and annual fee (collectively the “fee schedule”) for purchas...