Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 5
Two to three years ago VantageScore Solutions and the Consumer Federation of America (CFA) conducted a survey on Do Consumers Really Understand Credit Scores And Their Impact?   The survey  revealed some results I would not have expected, especially among the Millennial Generation. One thing whi...

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 11
If you’re a homeowner, the thought of getting a second mortgage may have crossed your mind from time to time; more so that when used wisely, second mortgages can help you buy a new property, consolidate old loans, or even start a new business. There is no doubt that a second mortgage can be great...

By Michael J. Perry, Lancaster, PA Relo Specialist
(KW Elite )
Comments 4
         Many buyers in our local market have sizable Student Debt . When asking what impact they might have on my ability to buy a home , there appears to be much confusion ! This blog post will clear up all of your questions ! When getting a mortgage many items are taken into account. These ite...

By Scott Wilkerson
(Academy Mortgage Corp)
Comments 5
Mortgage rates are very volatile from a thousandth of a point up to a 1/2 a point in one day. So how does the average homeowner know when it is the right time to refinance? Please read the following to help you decide for yourself if it is the right time to refinance: If rates are 1/2 point lower...

By Scott Wilkerson
(Academy Mortgage Corp)
Comments 1
May 14 (Bloomberg) -- The U.S. Federal Reserve may revise rules that currently favor Moody's Investors Service, Standard & Poor's and Fitch Ratings, Fed Chairman Ben S. Bernanke said in a letter released today by Connecticut Attorney General Richard Blumenthal. The Fed is "conducting a broad revi...

By Scott Wilkerson
(Academy Mortgage Corp)
Comments 1
No Points No Closing Costs or Zero Points Zero Points Zero Closing Costs Loans are loans that were designed to be marketed and sold. The marketing concept goes something like this: "No Points! No Closing Costs! No Hassles!". Ads for Zero-Zero loans can be found all through the Internet and the S...

By Scott Wilkerson
(Academy Mortgage Corp)
Comments 1

By Paul Antonelli, Broker Owner; NextHome Antonelli Realty
(NextHome Antonelli Realty)
Comments 1
At a recent workshop, we heard from different speakers, one of which was an Orlando attorney, who discussed Land Trusts and their benefits top real estate transactions,  so I thought I'd share some information with readers.  You may be at a greater risk for a lawsuit, if you answer "yes" to the f...

By Michael Gross, Providing solutions to all your real estate needs!
(Dividend America Commercial Lending)
Comments 0
Apartment Loans are Expanding!Apartment loans in Phoenix, AZ for multifamily residential properties with 5 or more units are increasingly easier to qualify for and are expanding at a rate not seen in half a decade!   This is great news for real estate investors who want to pull cash out of existi...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Wayne Martin, Real Estate Broker
(Wayne M Martin)
Comments 16
After following Michael's blog for some time and commenting daily it was time to pick up the phone and speak with him one on one. If you think his daily posts are full of quality information, it explodes further when speaking to him in person.After discussing the market, we began to explore commo...

By Ron Tissier, Buckhead-Atlanta Lux Real Estate Marketing Pro
(DiscoverAtlantaLuxuryHomes.com)
Comments 7
Within just an hour of swearing in as the new president, Donald Trump signed paperwork to stop mortgage fee cuts recently put into action by former president Obama.The swift action had many citizens worried about the increased costs of purchasing a home. Some people fear that many younger and fir...

By Mike Young, FHA 203k Consultant 707-812-7668
(203kOnLine.com, covering California & most other states)
Comments 7
This is a most unusual FHA 203k project don't you agree? Who would have guessed that this home would ever quality for a 203k loan. The list price was over the maximum loan amount for FHA in the area so why did it make sense to use this loan program to purchase the home? If you think about it, it ...

By David Krichmar, DaveYourMortgageguy.com
(www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo)
Comments 0
Conventional 30 year Mortgage: 4.25%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.58%FHA 30 year: 4.25%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.30%Conventional 15 year: 3.625%Credit score:740LTV:95%Loan Amount:$300kAPR:3.76% Rates are Subject to ChangeCall me today if you are thinking of ...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 11
“Guilty?”  A defendant was on trial for murder. There was strong evidence indicating guilt, but there was no corpse. In the defense's closing statement the lawyer, knowing that his client would probably be convicted, resorted to a trick. "Ladies and gentlemen of the jury, I have a surprise for yo...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
S & P futures opened lower this morning in anticipation of the release of the minutes from last month's Fed Open Market Committee.  The Mortgage Banking Association reported that the average 30 year conforming mortgage rate rose to 4.36% last week.  Here at the Federal Savings Bank our rate was a...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 6 basis points today at 102.22 having broken through offered by the 25 and 10 day moving averages prior to closing just one point below the 10 day and above the 25 day moving average. The 30 year rate was at 4.25% today. If you have a rate of 5% or more ...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 10
“Do Your Magic!” Craig, my plow guy at my investment properties and his wife are going to give you a call. They had trouble last time they tried to buy a house, they’re discouraged. Do your magic!You’re the best. Tiffany I wish it was always that simple, unfortunately every situation is unique an...

By Donna Jarock, The Realtor that Delivers you Home
(MB The Brian Petrelli Team)
Comments 0
 If you have ever looked at your Colorado home’s mortgage balance and thought, “Yikes! That’s a lot of money!” you’re not alone. Such a gulp-inducing moment can be triggered by listening to one of the celebrated financial gurus explaining personal finance. Much of the latest financial wisdom is a...