Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 0
With how much we use credit cards these days, your credit score says a lot of things about you. It affects many aspects of your life and can affect your future because your credit score will have an impact on your future credit limit, borrowing, and other important aspects of your finances.Your c...

By David Krichmar, DaveYourMortgageguy.com
(www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo)
Comments 0
Conventional 30 year Mortgage: 4.125%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.48%FHA 30 year: 4.125%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.30%Conventional 15 year: 3.375%Credit score:740LTV:95%Loan Amount:$300kAPR:3.46% Rates are Subject to ChangeCall me today if you are thinking o...

By Eric Lawrence Frazier MBA, Founder and CEO of The Power Is Now, Inc.
(The Power Is Now, Inc. NMLS #1435243 CalBRE #1980407)
Comments 0
We are LIVE on Facebook! Tune in tonight to learn about The Power Budget! Get on the path to homeownership today! #thepowerisnow Eric Lawrence Frazier, MBA President and CEO NMLS 461807 CAL BRE 01143484 Email: eric.frazier@thepowerisnow.com Website: https://www.thepowerisnow.com Office: 800-401-...

By Stephen Katz, Branch Manager, CMPS
(Katz Mortgage Team, a branch of VanDyk Mortgage Corporation)
Comments 1
Today, I'll talk about what you need to know regarding rising interest rates.   While a one percent raise might not seem like much, it can significantly affect both buyers and sellers. For example, let's say you're looking to buy a $200,000 home while rates are at 5%. If rates go up to 6%, you co...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 7
“He became Wealthy for a Reason, Pretty Smart”   Mike, a 70-year-old, extremely wealthy widower, shows up at the country club with a breathtakingly beautiful and very sexy 25-year-old blonde-haired woman who knocks everyone's socks off with her youthful sex appeal and charm and who hangs over Mik...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
As far as MBS bonds are concerned. file today under "just when you thought it was safe to go into the water."  Yesterday it looked as it we might be approaching sub four interest rates again.  Today the bonds fell off their steady climb and must attempt to regroup.  One would imagine that at the ...

By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 22basis points today at 103.03 having remained above support offered by the 100 day moving average.  MBS bonds lost ground to the 200 day moving average today.  The 30 year conforming began the day at 4.00%.  Whether in New England, the Mid Atlantic or...

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 0
How property values in Canada tripled in just a little over a decade is nothing short of remarkable. A $1M home just 10 years ago is easily worth $2 to $3 now, giving homeowners quite a substantial bit of equity on their homes.Homeowners may want to tap into that equity by means of a second mortg...

By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 1
Pensacola, Pace, Gulf Breeze Property Management, Fed leaves rates alone with no hint of future hikesThe Federal Reserve made no change to interest rates that directly impact adjustable-rate mortgages and can indirectly influence fixed-rate mortgages. Read more. Are you paying too much in Propert...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 31basis points today at 103.25 having remained above support offered by the 100 day moving average.  MBS bonds closed the day just 45 basis points below resistance offered by the 200 day moving average.  The 30 year conforming should be solidly at 4.00% ...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
As stocks took another hit today in the wake of saber rattling from North Korea, MBS bonds lengthened their advance.  U.S. Treasuries also made a nice comeback from Monday's session.  Now is a great time to shake the dust of your buyers and your listings by stressing the benefit of interest rates...

By The Temple Team, Specializing in Charlotte/ Lake Norman Real Estate
(THE TEMPLE TEAM)
Comments 0
We have finally reached the end of tax season!! Feeling like you deserve a little reward?? These businesses do too!! Below is a list of deals you can find in celebration of tax day 2017!! http://nbc4i.com/2017/04/16/2017-tax-day-deals-free-beer-free-cookies-and-more/ 

By CHRIS MARTIN JR., Hard Money, Fix and Flip, Distressed property
(Chris Martin Jr. Hard Money)
Comments 7
Follow the money! It's my pleasure to introduce you to the hottest Hard Money trends and products.During the past several years the focus of my practice has shifted from distressed property bailouts and buyouts (divorce, probate, partnerships) to urban infill re-development. Last year, fix and fl...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 5
“A Requirement NO, but Good Common Sense to have”    I think the place is in good working order for now and needs some attention but nothing that is immediate.  Does a conventional loan mean a person has to have well, septic, and home inspections?Thanks, Ruth I always get concerned when someone a...

By Doug Dawes, Your Personal Realtor®
(Keller Williams Realty - Topsfield, MA)
Comments 2
I have found the folk at KCM can be relied on for statistics and all around information regarding the Real Estate Estate industry, on April 13 they published the following article -        Home Mortgages: Rates Up, Requirements EasingI'm wondering if AR members are seeing requirement easing for y...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 3  basis points today at 102.91 having remained above support offered by the 100 day moving average.  MBS bonds closed the day just 76 basis points below resistance offered by the 200 day moving average.  Whether in New England, the Mid Atlantic or the...

By William J. Archambault, Jr.
(The Real Estate Investment Institute )
Comments 18
Standing Before The Bar / Why We Hate Applying For A Loan    I was 21 and out of the Marine Corp just ten days when I went to work for a small loan company, a week later I was making loan decisions affecting peoples lives. Just two weeks more and I was in the field making collection decisions tha...