Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 3
Mortgage Fraud I recently wrote five posts about Mortgage Fraud: How Mortgage Fraud Affects a Neighborhood-- Part 1 How Mortgage Fraud Affects a Neighborhood-- Part 2 How Mortgage Fraud Affects a Neighborhood-- Part 3 How Mortgage Fruad Affects a Neighborhood-- Part 4 How Mortgage Fraud Affects a...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 3
Mortgage Fraud I recently wrote two posts about Mortgage Fraud: How Mortgage Fraud Affects a Neighborhood-- Part 1 How Mortgage Fraud Affects a Neighborhood-- Part 2 This is part 3, and I am going to show you what happens when a whole bunch of licensees buy homes, at the same time, in a new subdi...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 2
Mortgage Fraud I recently wrote three posts about Mortgage Fraud: How Mortgage Fraud Affects a Neighborhood-- Part 1 How Mortgage Fraud Affects a Neighborhood-- Part 2 How Mortgage Fraud Affects a Neighborhood-- Part 3 Here is another great example of a licensee committing fraud, thereby destroyi...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 2
Mortgage Fraud I recently wrote six posts about Mortgage Fraud: How Mortgage Fraud Affects a Neighborhood-- Part 1 How Mortgage Fraud Affects a Neighborhood-- Part 2 How Mortgage Fraud Affects a Neighborhood-- Part 3 How Mortgage Fruad Affects a Neighborhood-- Part 4 How Mortgage Fraud Affects a ...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 2
 I'm taking a few minutes away from the series I'm writing about the Mortgage Fraud in my neighborhood.  Here's one that happened in my town, and nobody has been prosecuted, and the agent has since moved out of town, leaving behind a trail of homes, which he acted as the buyer's agent, that have ...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 2
I recently wrote seven posts about Mortgage Fraud: How Mortgage Fraud Affects a Neighborhood-- Part 1 How Mortgage Fraud Affects a Neighborhood-- Part 2 How Mortgage Fraud Affects a Neighborhood-- Part 3 How Mortgage Fruad Affects a Neighborhood-- Part 4 How Mortgage Fraud Affects a Neighborhood-...

By Mike Young, FHA 203k Consultant 916-758-1807
(203kOnLine.com, covering California & most other states)
Comments 2
I need an FHA 203k consultant, what should I expect?My lender recommended a consultant. I called the consultant and he suggested I get a contractor's bid prior to ordering his services. My contractor had experience with the FHA 203k program and indicated that the consultant gave her misinformati...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Mortgage backed securities (MBS) were down 9 basis points today at 103.25 having come to rest 17 points below resistance offered by the 25 day moving average. The 30 year conforming was available at 3.875% today.  The 30 year jumbo was at 4.00%.  Whether in New England, the Mid Atlantic or the Mi...

By Robert Clapton
Comments 150
We have direct provider for BG/SBLC/LC from top AA rated banks in the world. HSBC London or HongKong ETC our leasing fee is 6+2 Genuine brokers and Borrower only. Please contact Mr Robert Clapton Contact: Email:  robert.clapton@rocketmail.com  Telephone: +44-777-650-6313 

By Mike Young, FHA 203k Consultant 916-758-1807
(203kOnLine.com, covering California & most other states)
Comments 2
Limited 203k loan account for 98% of the problem 203k loans, use them often... NOT. Knowing that they have issues that cannot be resolved without a consultant why would anyone want to use a Limited 203k. A most misunderstood program to say the least.Having said that there are times when it can be...

By Mike Young, FHA 203k Consultant 916-758-1807
(203kOnLine.com, covering California & most other states)
Comments 0
The contractor's bid must match the consultant's bid!NO IT DOESN'T ! SO THERE.Do you want to know why it takes some lenders 45-60 days to close a FHA 203k loan and others 5-6 months yet some are consistently under 30 days? They all ready the same guideline but interpret it differently.1) For year...

By Mike Young, FHA 203k Consultant 916-758-1807
(203kOnLine.com, covering California & most other states)
Comments 0
Having a hard time finding a contractor for my Limited 203k projectLenders are asking me for a list of reliable contractors in their area... LOL, that is like gold. Why would I provide a list of my reliable contractors to everyone only to find out they are all now too busy for my work?What we do ...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 50
Is this happening in your area?  Do you see short sales selling grossly under market value? I was sitting in a short sale seminar being conducted by a loss mitigator for one of the major banks.  She made the passing comment that one of the BPO providers had called her, as the listing agent had of...

By John Lemos, Your Home Loan Expert
(New American Funding)
Comments 2
If you or anyone you know has been impacted by Hurricanes Harvey or Irma, you may find the following ideas and resources to be useful. Please pass this information along to anyone you know who may benefit!1 - Mortgage Forbearance: you may be eligible to temporarily stop making your monthly mortga...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Stocks are back at it again scoring multiple new record high closing levels.  Rate minions were hoping that the continued raves from NOrth Korea's brash dictator would cause MBS bonds to recover from their recent sell-off.  His dangerous missile launches over the Japanese main land are causing st...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial Bond Yields   CMB         GoC         Floating RateInsured Cost of Funds 5 Year - 2.21%*CANHOU 12/15/22 [+0.01]       5 Year - 1.81%CAN 1.0 09/01/22 [+0.01]       1.15%                    [-]                       10 Year - 2.65%*CANHOU 03/15/28 [+0.01]       10 Year - 2.08%CAN 1.0 06...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 11
“A Hail Mary for Sure!”     Two priests decided to go to Hawaii on vacation.They were determined to make this a real vacation by not wearing anything that would identify them as clergy. As soon as the plane landed they headed for a store and bought some very outrageous shorts, shirts, sandals, su...

By Mitun Bhowmick, BG/SBLC FOR LEASE
(Bhowmick LEASING COMPANY )
Comments 9
We are direct provider for BG/SBLC specifically for lease, at Leasing Price: 3.5% of Face Value plus (0.5+X)% commission fees to brokers, Issuance by HSBC Bank London , Barclays Bank London,ICBC (London) Our BG/SBLC Financing can help you get your project funded, loan financing by providing you w...

By Lee Keadle, Keadle Real Estate Group
(Carolina One Real Estate)
Comments 2
Not many years ago, buyers were able to purchase homes without making a down payment. There were several options for these zero down loans, such as Fannie Mae's My Community or Du Flex loans. An around the way (but quite popular) option for doing this with FHA was getting the seller to contribut...