Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 3
“Often Nothing in Real Estate is Simple”    Good morning Joe. I got your information from Debbie XXXXXXXXX and wanted to reach out to you regarding my situation. First my name is Katelyn XXXX. I live with my fiancé and two children and my mother. We had a house fire in 2016 and had to demo and re...

By Bill Kamboukos
(Strategic Mortgage)
Comments 7
The conventional home loan limits for Fannie Mae and Freddie Mac backed conventional mortgages has been increased from $424,100 in 2017, to $453,100 for all new conventional home loans in 2018.            That also means that for VA loans, the base loan limit is now also $453,100 to qualify for a...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 9
IRS Mortgage Applicant Program Lacks Security Protections "Federal auditors say the popular “tax transcript” program run by the Internal Revenue Service and used by millions of mortgage applicants a year lacks adequate security protections against disclosures of tax-return details to people who s...

By Bruce Reichstein, FHANewsblog.com Managing Editor
(Real -Time Dashboard FHA Mortgage Leads / FHANewsblog.com Managing Editor)
Comments 1
Some house hunters get fed up with looking for just the right home, while others start out their home loan journey knowing in advance they want a house built for them. What options to these borrowers have?There is an FHA home loan known as the FHA One-Time Close construction loan that lets borrow...

By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 19basis points today at 101.94 resting 36 basis points below resistance offered by the 10 day moving average.  The 30 year was available at 4.625% day.  The 30 year jumbo was at 4.375%.  Whether in New England, the Mid Atlantic or the Midwest or anywhe...

By Mike Bjork
(American Pacific Mortgage)
Comments 2
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Steve Kantor, Best Agent Business - Virtual Assistance
(BEST AGENT BUSINESS)
Comments 0
ACCOUNTING tends to be a task that many business owners put off until the last minute. Don’t wait until the last minute to get your income, expenses and data entered for the next tax season. Let Best Agent Business complete your accounting tasks that you don’t enjoy. Our Assistants remotely enter...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 1
Term Posted Rate Preferred Rate Open 1 Year 6.30% 6.30% Fixed 1 Year 3.04% 2.99% Fixed 2 Year 3.24% 3.19% Fixed 3 Year 3.44% 3.04% Fixed 4 Year 3.89% 3.39% Fixed 5 Year 5.14% 3.19% Fixed 7 Year 5.30% 3.39% Fixed 10 Year 6.10% 3.79% Variable 2.40% Prime 3.45% Benchmark 5.14%

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 5
As mortgage backed securities (MBS) experienced their first two day advance in weeks, stocks took a breather from their continuous advances of recent days.  Tomorrow traders will have the Consumer Price Index (CPI), retail sales and consumer sentiment to review while determining their investment ...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 9
HUD(FHA) has a fantastic mortgage program for disaster victims called the FHA 203h. It is for someone who has been affected by a Disaster, such as Hurricane Harvey.  It allows them to buy a new home with 0% down payment.  Here are the specifics to know:  The home must be in a President Declared D...

By Wilson Enriquez, One of Florida's Premier Mortgage Provider
(Ideal Lending Solutions)
Comments 0
Ideal Lending Solutions Offers Free* Down Payment Protection on Certain FHA Loans with Protection+WEST PALM BEACH, April 18, 2018 – Ideal Lending Solutions today introduced Protection+℠, residential mortgage coverage for homebuyers that reimburses them up to their full down payment if they need t...

By Stephen Katz, Branch Manager, CMPS
(Katz Mortgage Team, a branch of VanDyk Mortgage Corporation)
Comments 0
Renting or buying a home has always been a challenging decision.  When you think about buying a home, many questions arise. Location primarily comes first to mind, followed up with mortgage payments, property taxes, additional fees, and questioning if the house is up to date. Suddenly you find yo...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 0
Conventional 30 year Mortgage: 4.375%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.915%FHA 30 year: 4.5%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.851%Conventional 15 year: 4.0%Credit score:740LTV:95%Loan Amount:$300kAPR:4.447% Rates are Subject to ChangeCall me today if you are thinking of...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 2
Positive earnings and revenue reports continued their strong performance today as Netflix, Goldman Sachs, Johnson and Johnson and United Health all reported strong first quarters.  The tech stocks were particularly strong today propelling the NASDAQ ahead a whopping 124 points.  March housing sta...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 16 basis points today at 102.12 resting 24 basis points below resistance offered by the 10 and 25 day moving averages.  The 30 year was available at 4.50% day.  The 30 year jumbo was also at 4.50%.  Whether in New England, the Mid Atlantic or the Midwe...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Earnings week continued today with Morgan Stanley exceeding expectations for both revenue and earnings and United Airlines and CSX exceeding revenue projections but falling short on profits.  Stock futures rose as geopolitical fears eased generally after Kim Jung Un and Putin backed off their sab...

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 0
Applying for a HELOC can be very daunting more so if you have no idea whether going for one would be for your best interest when trying to finance a big project.Financing big projects by using your home equity does make a lot of sense if the benefits you will get will outweigh the fees you’ll hav...

By Fred Griffin, Licensed Florida Real Estate Broker
(Fred Griffin Real Estate)
Comments 7
     "Most bank statement requests have to do with assets and reserves.  A lender wants to see that you have the cash that’s needed to close your mortgage loan in an account where the funds can be traced.  The lender needs to ensure that the funds aren’t borrowed or obtained through another means...