Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 0
How property values in Canada tripled in just a little over a decade is nothing short of remarkable. A $1M home just 10 years ago is easily worth $2 to $3 now, giving homeowners quite a substantial bit of equity on their homes.Homeowners may want to tap into that equity by means of a second mortg...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 22basis points today at 103.03 having remained above support offered by the 100 day moving average.  MBS bonds lost ground to the 200 day moving average today.  The 30 year conforming began the day at 4.00%.  Whether in New England, the Mid Atlantic or...

By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 1
Pensacola, Pace, Gulf Breeze Property Management, Fed leaves rates alone with no hint of future hikesThe Federal Reserve made no change to interest rates that directly impact adjustable-rate mortgages and can indirectly influence fixed-rate mortgages. Read more. Are you paying too much in Propert...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 31basis points today at 103.25 having remained above support offered by the 100 day moving average.  MBS bonds closed the day just 45 basis points below resistance offered by the 200 day moving average.  The 30 year conforming should be solidly at 4.00% ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
As stocks took another hit today in the wake of saber rattling from North Korea, MBS bonds lengthened their advance.  U.S. Treasuries also made a nice comeback from Monday's session.  Now is a great time to shake the dust of your buyers and your listings by stressing the benefit of interest rates...

By CHRIS MARTIN JR., Hard Money, Fix and Flip, Distressed property
(Chris Martin Jr. Hard Money)
Comments 7
Follow the money! It's my pleasure to introduce you to the hottest Hard Money trends and products.During the past several years the focus of my practice has shifted from distressed property bailouts and buyouts (divorce, probate, partnerships) to urban infill re-development. Last year, fix and fl...

By The Temple Team, Specializing in Charlotte/ Lake Norman Real Estate
(THE TEMPLE TEAM)
Comments 0
We have finally reached the end of tax season!! Feeling like you deserve a little reward?? These businesses do too!! Below is a list of deals you can find in celebration of tax day 2017!! http://nbc4i.com/2017/04/16/2017-tax-day-deals-free-beer-free-cookies-and-more/ 

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 5
“A Requirement NO, but Good Common Sense to have”    I think the place is in good working order for now and needs some attention but nothing that is immediate.  Does a conventional loan mean a person has to have well, septic, and home inspections?Thanks, Ruth I always get concerned when someone a...

By Doug Dawes, Your Personal Realtor®
(Keller Williams Realty - Topsfield, MA)
Comments 2
I have found the folk at KCM can be relied on for statistics and all around information regarding the Real Estate Estate industry, on April 13 they published the following article -        Home Mortgages: Rates Up, Requirements EasingI'm wondering if AR members are seeing requirement easing for y...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 3  basis points today at 102.91 having remained above support offered by the 100 day moving average.  MBS bonds closed the day just 76 basis points below resistance offered by the 200 day moving average.  Whether in New England, the Mid Atlantic or the...

By William J. Archambault, Jr.
(The Real Estate Investment Institute )
Comments 18
Standing Before The Bar / Why We Hate Applying For A Loan    I was 21 and out of the Marine Corp just ten days when I went to work for a small loan company, a week later I was making loan decisions affecting peoples lives. Just two weeks more and I was in the field making collection decisions tha...

By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 1
Pensacola, Pace, Gulf Breeze Property Management, FHA streamline refinance: 5 strict conditionsHomeowners with FHA mortgages can refinance to a lower rate through streamline refinance. But while the process is simple, the requirements are not. Read more. Are you paying too much in Property Manage...

By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 1
Pensacola, Pace, Gulf Breeze Property Management, HAMP out and new foreclosure prevention program in. The Home Affordable Modification Program (HAMP) expires this year, but Fannie and Freddie say a new Flex Modification program will take its place. Read more.    Are you paying too much in Propert...

By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 1
Pensacola, Pace, Gulf Breeze Property Management, Average 30-year mortgage rate jumps to 3.94% Unexpected presidential results pushed rates noticeably higher this week, but experts are divided on what happens next, with 50% thinking they'll soon drop a bit. Separately, the Fed seems ready to rais...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 2
FED MORTGAGE EFFORTS PROVE COSTLY Liz Rappaport reports in The Wall Street Journal that "The U.S. Federal Reserve's program to keep mortgage rates low by buying securities an Treasury bonds so far has been costly and seems to be having a fleeting impact." Analysts indicate that the Fed would have...

By Sean Whaling, Founder, CEO
(eCommission)
Comments 28
As the dreaded tax filing deadline comes ever closer, real estate agents find themselves in a familiar position: how to pay as little tax as possible to Uncle Sam while staying off the radar of the ever-watchful IRS.We decided to make a list of seven tax mistakes that real estate professionals ma...

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 15
There was a time when the mortgage was the first bill to be paid.  But for a few years now that is not the case any more, and The Mortgage Has Become The Last Bill To Be Paid.    The mortgage no longer taking priority as the first bill to be paid, started to become more of a trend in the last dec...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 3
I wish you all a wonderful holiday weekend regardless of your religious affiliation or even if you do not have one.  I always feel that wishing someone a good holiday is universal.  Any given individual does not have to engage in specific practices associated with a particular holiday in order fo...