Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 10
“Pretty Smart Marketing!”    Last week Mike walked into a post office just before Valentine's day, he couldn't help noticing a middle-aged, balding man standing in a corner sticking "Love" stamps on bright pink envelopes with hearts all over them. Then the man got out a bottle of Channel perfume ...

By Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents, Put 40 years of experience to work for you
(Lyon Real Estate)
Comments 4
When I asked the seller how she came to buy a home that was situated near a high voltage power line with the light rail running right over her back wall and whether that bothered her, she just laughed. Maybe it was because she was a foreigner, raised with different types of expectations under ver...

By John Meussner, #MortgageMadeEasy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 3
Licensed to do Mortgage Loans in Texas       They say that everything is bigger in Texas.  The mortgage licensing process is no different.  While I submitted license applications for Maryland, Tennessee, and Texas at the same time, Texas took quite a while to work it's way through the process, bu...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities closed up 19 basis points today at 101.66  having gained back all of yesterday's loss. Sometimes, despite all the technical data and analysis skills, it is difficult to predict which way a market will  go on a given day.  The 30 year conforming rate remained at 4.375% a...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Mike Bjork
(American Pacific Mortgage)
Comments 2
http://MikesDailyMarketReport.com: Provides a synopsis of the daily interest rates for mortgages and home loans, and Interest Rate Trends.  You'll find insight on what's driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest ...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial bond yields   CMB         GoC         Floating rateinsured cost of funds 5 Year - 1.67%*Canada housing 06/15/22 [-0.02]       5 Year - 1.22%CAN 0.50 03/01/22 [-0.02]       0.99%                       [-]                        10 Year - 2.34%Canada housing 06/15/27 [-0.04]       10 Ye...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 9
George Souto has been posting a series of blogs that are geared to first time home-buyers.  An excellent read for any one unfamiliar with the home buying process: 1st Time Homebuyer Seminars ..... Pre-Qualification Process.  Once those in attendance at the 1st Time Homebuyer Seminar and I have di...

By Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent
(Berkshire Hathaway HomeServices PenFed Realty, Your Clarksville Real Estate Professional)
Comments 16
VA Loan and the Advantages for Clarksville TN New Home Buyers Clarksville is right next to Ft. Campbell, KY and this means that many of the buyers want to use their VA Entitlement on their new home purchase. This is an excellent loan source to get into a home in the Clarksville TN area with no mo...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
We SELL Homes in Pensacola Florida 32514 NAR: Canceled FHA premium cut nixes up to 40,000 buyersThe cancelled FHA mortgage insurance cut will also hurt up to 850,000 homebuyers, NAR said on Friday, but the association will continue advocating for a cut. Read more.                       THOUSANDS ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities closed down 19 basis points today at 101.47  having remained above resistance offered by 10 day moving average. As it turns out closing at its high yesterday did not carry over to today's trading in a positive way.The 30 year conforming rate remained at 4.375% again tod...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Following yesterday's somewhat spectacular response to the wording in Janet Yellen' news conference, today was a bit more mundane with stocks and bonds alike dropping slightly.  While MBS bonds managed to remain above support which they established Wednesday only the NASDAQ managed a slight gain ...

By Zurple Marketing Team, Zurple, Client Generation Software for Agents
(Zurple)
Comments 1
As was widely expected, the Federal Reserve raised rates on March 15th, 2017. This increased interest rates by a quarter of a point. While this move comes as no surprise, what’s most important now is to understand how this will ultimately affect real estate agents. Using a bottom-up model, we wi...

By Nick and Cindy Davis, CRS,CLHMS,ABR,GRI,CIAS,ALHS,e-PRO,CDPE,SFR
(RE/MAX Premier Group)
Comments 0
The three major credit reporting agencies have announced a substantial improvement in their credit reporting metrics which may both boost credit scores for millions of consumers and cause potential problems for lenders. See details here        Credit Reporting Modification May Increase Scores

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Fixed term best discounted rates & posted rates as of March 16, 2017 6 mos                                 3.10%         3.14%1yr                                     2.44%          3.04%2yr                                     2.14%          2.84%3yr                                     2.34%      ...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 0
Home Buying in Gulf Breeze Florida 32561, Average 30-year mortgage rate dips to 4.15%Rates fell for the second week in a row, but 55% of experts polled this week predict they'll go up over the short term, and only 9% expect a decline. Read more.  THOUSANDS OF HOMES... One Address www.charlesstall...

By Richard Zaretsky, Florida Real Estate Attorney
(THE ZARETSKY LAW GROUP - Board Certified Real Estate Atty and AUTOMATED LAND TITLE COMPANY)
Comments 7
One of the prominent questions regarding mortgage deficiencies and the new law on Florida's statute of limitations for enforcement of a mortgage deficiency is whether it applies to a Florida short sale.There has been uncertainty as to its application to short sales because the new law, which went...

By David Zuckerman, Mortgage Broker - Low-to-no downpayment mortgages
(Millennial Home Loans, LLC)
Comments 2
USDA Guaranteed Loan Refinance – Post Divorce and Legal Separation A USDA Guaranteed Loan can be refinance post-divorce without requiring a new appraisal report.  This allows borrowers who owe more on their current mortgage than the house is worth to refinance the house, thus removing their forme...

By David Krichmar, DaveYourMortgageguy.com
(www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo)
Comments 0
Conventional 30 year Mortgage: 4.5%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.78%FHA 30 year: 4.5%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.50%Conventional 15 year: 3.75%Credit score:740LTV:95%Loan Amount:$300kAPR:3.86% Rates are Subject to ChangeCall me today if you are thinking of ref...

By Deborah Spence, Awesome Realtor serving Philadelphia and suburbs!
(Weichert Realtors-Jenkintown Pa)
Comments 1
Learning basic math as a buyer, seller, and even a new Real Estate Agent is essential in the success of buying, selling, and working with clients. I came across a website, while helping a new agent in a coaching session on basic real estate math, created by Travis of http://www.basictrainingforre...