Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Mortgage backed securities (MBS) closed down 12 basis points today at 102.94 having fallen through support offered by the 100 day moving average and finished the day 11 basis points below resistance offered by the 100 day moving average. The 30 year was available at 4.00% today.  The 30 year jumb...

By Ron Saporito, Palm Desert, CA Real Estate & Mortgage Broker Since 2003, Call (760)574-8486. www.JustListedinPalmDesert.com
(Ronald Christopher & Associates. Proudly serving Palm Desert, La Quinta, Indio, Coachella, Rancho Mirage, Palm Springs.)
Comments 0
3 Ways to Lower your Mortgage Payment Have you been considering refinancing your mortgage? Or trying to figure out how you can lower your monthly mortgage payment? With interest rates remaining historically low and home values on an uphill swing, a perfect combination has been created for homeown...

By Leonardo D Yepes, Jumbo, Physician and Construction to Perm Loans
(Citizens One Home Loans)
Comments 1
YES!! At Citizens One Home Loans, we offer 90% financing for loan amounts up to $850,000!  Physicians and Dentists can go to 89% up to $1M using our Doctor Program.  Best part, there is No Mortgage Insurance for either of these products. Whether your’re building or renovationg, you can save time ...

By Bob Thompson, 562.344.5626 | ALT-Doc, No Income HELOCs and Private Money, AltDocLoan.com - Residential and Commercial Loans
(Wholesale Account Executive)
Comments 0
Private Money Loans for Non-Owner Occupied properties. Loans for purchase and refinance up to 80% LTV. Terms: 1, 2, 3 or 4 year loans amortized for 30 or 40 years. Rates from 7% and 2 points.NO minimum FICO score required.Interest reserve options in lieu of reserves. 7-10 day close of escrow in C...
but a flight to quality in US Treasuries. Unfortunately mortgage rates didn't tag along for the ride, and buyers backed off their prices during the day. On today's economic agenda, October's composite home price index is expected to decline -17.9%, a new record low, due to the inventory of homes ...
I saw the rates as low as 4.5% @ .5 points cost last week for 1 hour. If you don't position yourself with a fully approved package, you will get passed by and end up locking a higher rate. Buy the time borrowers decide to apply for lower rates the market bumps up to 5% or higher. The smart money...

By Rob Spinosa, Executive Loan Advisor, Marin Mortgage Pro
(Supreme Lending, Marin County, CA)
Comments 19
Don't Get Tricked by the 4506 What better time of year than Halloween to talk about being tricked?  One of the ways unsuspecting borrowers can fall prey to one of the worst tricks in the mortgage business is to run into issues with IRS Form 4506T.  This form, which can be found HERE, allows a thi...

By John Meussner, #MortgageMadeEasy Walnut Creek, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 10
Products, Programs, and ProcessesLast updated: 11/7/17 At least a couple times each week I'm asked to send over a list of products that we offer that may be different - Realtors, financial advisors, and other business partners are wanting to know what's available to meet the needs of more and mor...

By Bruce Reichstein, FHANewsblog.com Managing Editor
(Real -Time Dashboard FHA Mortgage Leads / FHANewsblog.com Managing Editor)
Comments 2
What is the FHA One-Time Close program? Who is it meant for? These are questions with important answers for potential FHA borrowers who are interested in applying for an FHA mortgage to have property built for them instead of buying an existing construction property.One-Time close mortgages are c...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 5
Anyone working with first-time homebuyers should take the time to explain the process as they can easily be scared away or make some poor decisions if they don't understand the process.  Here's a great overview from George Souto that you can use: The Fall Market is here which means many First Tim...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Stock futures were somewhat lower this morning as traders kept a watchful eye on Congress as legislators continued to fashion the new tax bill together.  A flatter yield curve caused bank and financial stocks to suffer somewhat today.  A flat yield curve means that the yield for short and long te...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Fixed term best discounted rates & posted rates as of Nov 6, 2017: 6 mos                                 3.10%         3.14%1yr                                     2.64%          3.04%2yr                                     2.54%          3.04%3yr                                     2.74%        ...

By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
The Dow just barely managed to squeak by with yet another record high today while the NASDAQ and the Standard & Poors 500 each suffered a tiny loss.  Speculation can run rampant with no economic reports scheduled to be released tomorrow.  Trader's were concerned about the progress of the tax bill...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 4
     “These Clients were Part of a Lender Fraud Case”  Dear Joe,Just a quick message to say thank you for all of your efforts, help, and advice throughout our long and stressful mortgage refinance. We never thought something that was supposed to be quick and easy would turn into such a dishearten...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 3 basis points today at 103.09 having broken through resistance offered by the 100 day moving average and finished the day just 5 basis point below resistance offered by the 50 day moving average. The 30 year was available at 4.00% today.  The 30 year ...

By Mary Jo Quay
(Remax Advisors )
Comments 1
How are you going to pay for this baby?New construction is different than buying a traditional home. Before you get too excited shopping for a home you want interview a lender. You might not know that you have options, or how far your hard earned dollars go.If you go through a national builder wh...

By Tony and Suzanne Marriott, Associate Brokers, Serving Scottsdale, Phoenix and Maricopa County AZ
(Haven Express @ Keller Williams Arizona Realty)
Comments 12
George Souto "...many 1st Time Homebuyers are not aware of Closing Costs.  So it is very important for a Loan Originator to make them aware of what the Closing Costs will be, and how much money they will need."Right on target - and - re-blog! The Fall Market is here which means many First Time Ho...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...