Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Christian Penner, Your Mortgage Banker - 561-373-0987
(The Christian Penner Mortgage Team)
Comments 2
Home Mortgages: Rates Up, Requirements Easing The media has extensively covered the rise in mortgage interest rates since last fall (from 3.42% last September to the current 4.1% according to Freddie Mac). However, a less covered aspect of the mortgage market is that requirements to get a mortgag...

By Frank Rubi, FrankRubiRealEstate.com
(Frank Rubi Real Estate, LLC)
Comments 2
  Homes With Solar Panels are becoming more and more common, in fact many towns and cities are providing incentives for homeowners to install solar panels on their homes.  However, Homes with Solar Panels Are Creating Re-Sale & Refinancing Issues.  As a result Realtors and Loan Originators need ...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 3
  “I’ll never Tire of Testimonials & Making a Difference in Someone’s Life”     Good morning Joe,I am going to send you a testimonial on LinkedIn. I remember reading a few of your testimonials and being impressed and want to add my name to your fan club. I can’t begin to thank you for what you ha...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial bond yields   CMB         GoC         Floating rateinsured cost of funds 5 Year - 1.48%Canada housing 06/15/22 [-0.02]       5 Year - 1.05%CAN 0.50 03/01/22 [-0.02]       0.99%                       [-]                        10 Year - 2.10%Canada housing 06/15/27 [-0.04]       10 Yea...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 3
Market action was winding down this afternoon as traders prepare for their day off tomorrow in observance of Good Friday.  The Producer Price Inflation number came in virtually flat today.  That may cause the Fed to think twice about the next price increase in the short term.  The large bomb drop...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561, With FHA rate cut suspended, what comes next?No one knows, but lower fees often draw people in; higher fees drive them away. One suggested change: A 5% minimum downpayment for second-time buyers. Read more.  THOUSANDS OF HOMES... One Address www.charlesst...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Pensacola, Pace, Gulf Breeze Property Management, Fla. cities a 'top place to score a mortgage'A SmartAsset study to find the 10 U.S. counties where it's easiest to secure a mortgage found that six out of 10 are in Fla., and Sumter County ranks No. 1. Read more.   Are you paying too much in Prope...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561, FHA streamline refinance: 5 strict conditionsHomeowners with FHA mortgages can refinance to a lower rate through streamline refinance. But while the process is simple, the requirements are not. Read more.    THOUSANDS OF HOMES... One Address www.charlesst...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561, The income for Freddie Mac $2.3B in 3Q Lawmakers agree that gov't-owned enterprises need reform, but for now it boosts the U.S. budget: Freddie has paid back $30B more than its recession-era bailout. Read more. THOUSANDS OF HOMES... One Address www.charle...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 9 basis points today at 103.00 having remained above support offered by the 100 day moving average.  MBS bonds closed the day just 68 basis points below resistance offered by the 200 day moving average.  Whether in New England, the Mid Atlantic or the Mi...

By Mark Lomas, Excellent Service, Superior Results
(Sotheby's International Real Estate)
Comments 0
Painting by Chris Potter Santa Barbara Artist Extraordinaire * Hammonds Beach in MontecitoContinued strength in the labor market could lead the Federal Reserve to continue gradually raising interest rates. Mortgage rates, however, have declined for three straight weeks following the Fed’s early M...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 9
“A Very Smart Priest for Sure”   “The Donations”Father O'Malley answers the phone. "Hello, is this Father O'Malley?""It is!""This is the Taxation Department. Can you help us?""I'll try!""Do you know a Pat O'Donnell?""I do!""Is he a member of your congregation?""He is!""Did he donate $10,000 to th...

By David Krichmar, DaveYourMortgageguy.com
(www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo)
Comments 0
I get this question a lot. Can I get a mortgage to buy a home if I owe the IRS back taxes?  The answer is yes and no.  It just depends on your situations.  Here is a break down of your options when owing the IRS:  A Tax Lien- if you have an outstanding tax lien and it appears on your credit repor...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 25 basis points today at 102.91 having remained above support offered by the 100 day moving average.  MBS bonds closed the day just 78 basis points below resistance offered by the 200 day moving average.  Whether in New England, the Mid Atlantic or the M...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
President Trump spoke today in favor of a weaker dollar and low interest rates.  Some pundits are already speculating that by June the Fed will be back in an accommodative role and lowering rates to stimulate the economy.  Trump might be different from one's view of being presidential but no one ...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Stephen Katz, Branch Manager, CMPS
(Katz Mortgage Team, a branch of VanDyk Mortgage Corporation)
Comments 0
Working with builders can be a real challenge. There are some things you should know about this process to make it go as smooth as possible. Today, we’ll offer advice when working with contractors.Research the builder. Find out what kind of buildings they work on. Familiarize yourself with their ...

By Mike Young, FHA 203k Consultant 707-812-7668
(203kOnLine.com, covering California & most other states)
Comments 2
Anyone can appraise a 203k, right? You might think so but we see this all too many times that they don't have a clue in many cases. This year alone if I turned them in to their licensing boards they would be fined at a minimum. USPAP - Uniform Standards of Professional Appraisal Practice says you...