Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent
(Berkshire Hathaway HomeServices PenFed Realty, Your Clarksville Real Estate Professional)
Comments 4
Divorce can affect getting another mortgage. If you need some tips on how to navigate the process, read this post by George Souto. There are major property issues when a marriage ends in divorce.  The same is true when two people who are not married purchase a property together and then decide to...

By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 1
Pensacola, Pace, Gulf Breeze Property Management:On July 29, Fannie Mae will raise its debt-to-income ceiling from 45% to 50%, making it possible for a larger number of new buyers to qualify for a mortgage. Read more.Fannie to loosen mortgage requirements Are you paying too much in Property Manag...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 6 basis points today at 102.59 having remained above support offered by the 100 day moving average and closed 3 basis points above it. The 30 year conforming remained at 4.125% today while the 30 year jumbo was available at 4.25%.  Whether in New Engla...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Trent Dalrymple (248) 854-0625, Helping Mortgage Brokers & LO's Lend Nationwide!
(American Mortgage Bank)
Comments 2
July 13th - Today in American History 1812 - The first pawnbroking ordinance is passed in New York City. 1836 - John Ruggles received patent #1 from the U.S. Patent Office for a traction wheel used in locomotive steam engines. All of the 9,957 previous patents were not numbered. 1863 - Rioting ag...

By Margaret Kapranos, Matching Marin Sellers to Buyers! 415-608-5070
(Zephyr Real Estate)
Comments 0
    Home Ownership: Making the Dream a Reality   First Time Home Buyer or haven’t owned a home in 3 years? Or, down-sizing or up-sizing? Come to a free workshop to learn how to approach the North Bay market and qualifying for a loan in today’s new regulatory climate.These topics and more will be ...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Core Lending)
Comments 0
Conventional 30 year Mortgage: 4.125%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.56%FHA 30 year: 4.125%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.17%Conventional 15 year: 3.625%Credit score:740LTV:95%Loan Amount:$300kAPR:4.03% Rates are Subject to ChangeCall me today if you are thinking o...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Core Lending)
Comments 0
Recently Fannie Mae changed the rules on how you may qualify for a Property Inspection Waiver. Otherwise known as an “appraisal waiver”.  This is where an appraisal is not required as long as the Fannie Mae(conventional loans) approval says it qualifies for a Property Inspection Waiver.   This is...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 2
            “Realty Check in Stupidity by Diane Olick”   http://www.cnbc.com/2017/06/06/fast-rising-home-prices-finally-hit-a-wall.html   You talk about “Fake News”. It is not surprising that CNBC gives this ill-informed real estate prognosticator a platform. Her point is that home appreciation i...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Trent Dalrymple (248) 854-0625, Helping Mortgage Brokers & LO's Lend Nationwide!
(American Mortgage Bank)
Comments 0
July 12th - Today in American History 1862 – The Medal of Honor is authorized by the United States Congress.1870 - The first rotary can opener with a cutting wheel is patented by William W. Lyman. 1933 - A minimum wage of 40 cents an hour was established in the U.S. 1946 - "The Adventures of Sam ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 25 basis points today at 102.66 having remained above support offered by the 100 day moving average and closed 10 basis points above it. The 30 year conforming remained at 4.125% today while the 30 year jumbo was available at 4.25%.  Whether in New Engla...

By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage Backed securities had a strong day today despite some nice profits having been made in the stock market.  Stocks and bonds, which normally trade in opposite directions, converged on a plan for success today.  Marijuana stocks are starting ever so slowly to get  on the move as Nevada comm...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 6
First time homebuyers will find this post from George Souto of great value as there's quite a lot that goes into a closing, often, including a lot of their hard earned money:  Anna 'Banana' Kruchten is hosting an ActiveRain contest this month titled "FAQ Break Into Summer Organized Contest" in wh...

By Michael Dagner, Your Denver Homes Realty Expert
(Brokers Guild Classic)
Comments 2
This content is courtesy of my AR associate, John Meussner. How Does the Fed Affect Mortgage Rates?          What does the Fed do to mortgage rates?  In the words of the late Edwin Starr, "Absolutely Nothin'".  Yesterday. Janet Yellen announced a .25 increase in the Fed funds rate, and those in t...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Today was a lackluster day in equity markets here while MBS bonds experienced their second consecutive positive session.  As I mentioned yesterday, I am floating rates for closing out over 30  days in hopes that we can regain some of the positive momentum we had in recent weeks.  Summer is marchi...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 9 basis points today at 102.62 having once again broken through resistance offered by the 100 day moving average and closed 6 basis points above it. The 30 year conforming remained at 4.125% today while the 30 year jumbo was available at 4.25%.  Whether ...

By Dave Jones, Broker/Owner - e-PRO Dave Jones Realty llc Prospec
(Dave Jones Realty, llc.)
Comments 1
CT interest rates have hovered around 4% for the majority of 2017, which has given many buyers relief from rising home prices and has helped with affordability. Experts predict that rates will increase by the end of 2017 and will be about three-quarters of a percentage point higher, at 4.5%, by ...

By Trent Dalrymple (248) 854-0625, Helping Mortgage Brokers & LO's Lend Nationwide!
(American Mortgage Bank)
Comments 2
July 11th - Today in American History 1796 – The United States takes possession of Detroit from Great Britain under terms of the Jay Treaty. 1804 – A duel occurs in which the Vice President of the United States Aaron Burr mortally wounds former Secretary of the Treasury Alexander Hamilton. (pict...