Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Christopher Pataki, Hockessin Delaware Real Estate
(Berkshire Hathaway HomeServices)
Comments 1
  The $5 RuleFor the next year, commit to saving every $5 bill you come across. If you save one $5 bill every week for one year, you will end up with $260. Reward YourselfEvery time you do a good deed, give yourself $1. Save these dollars together and after they add up, you'll have a fund for tre...

By Geraldine Harper, Residential and Commercial Sales, Leasing Expert
(Real Broker LLC)
Comments 3
Dos and Don’ts when Buying a Home While you are considering the purchase of your home, you should not do anything that will have an adverse affect on your credit score or employment while your loan is in process. We know it can be tempting. When you are moving into a new home, you might be thinki...

By Bill Kamboukos
(Strategic Mortgage)
Comments 2
For the self-employed borrower that does not receive a regular pay check stub, in recent years the only way to qualify for a home loan, has been to use full tax returns. However, with this new program, for someone who does not want to go that route, a new option is available.   Program Basics – ...

By Bill Ladewig, Experience Is Your Advantage
Comments 2
MORTGAGE INTEREST RATE LOCK ADVISORY January 5, 2017, 7:55 AM PT  1-15 Day Close:   LOCK 16-30 Day Close: LOCK 31-45 Day Close: LOCK Recommendations can change throughout the day.   Click for current Lock Advice  _____________________________________________________________________________  MARK...

By Joe Manausa, Tallahassee Real Estate
(Joe Manausa Real Estate)
Comments 0
Anybody who tells you they know what will happen with mortgage interest rates due to Donald Trump being elected President is taking great liberties with their ability to predict the future.Nevertheless (and taking great liberties), I think there are some signs that assure us that mortgage interes...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
If you are looking to encourage your clients remind them that the yield on the 10 year Treasury has been higher 92% of the time in the last 20 years.  That means that mortgage rates have only been lower 8% of the time over the last 20 years.  That is remarkable and should reduce most grumbling ab...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com: Provides a synopsis of the daily interest rates for mortgages and home loans, and Interest Rate Trends.  You'll find insight on what's driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Mortgage backed securities (MBS) closed down 3 basis points today at 102.31 and came to rest 224 basis points below the 200 day moving average.   The MBS bonds which had been as low as 102.03 early in the session did well to recover much of the early loss.  The 30 year was at  4.25%  once again t...

By Bill Ladewig, Experience Is Your Advantage
Comments 3
MORTGAGE INTEREST RATE LOCK ADVISORY January 4, 2017, 7:45 AM PT  1-15 Day Close:   LOCK 16-30 Day Close: LOCK 31-45 Day Close: LOCK Recommendations can change throughout the day.   Click for current Lock Advice  _____________________________________________________________________________  MARK...

By Les & Sarah Oswald, Broker, Realtor and Investor
(Eastvale Team Realty & Property Mgmt)
Comments 0
Interest rate is on the rise. If you are a buyer and have located your dream house, don't hesitate, lock NOW before the next increase. The prediction for 2017 is that we foresee a continued rise in interest rates. Don't take a chance on hope or wishful thinking. Listen to the experts and start sa...

By John Meussner, #MortgageMadeEasy Costa Mesa, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 6
Recently Closed - Florida Bank Statement Loan      Recently, I received a phone call from an LO that needed some help with a client in Florida that was purchasing a home.  The client had a very specific need, with a lot of positive attributes and some negative aspects (in the eyes of an underwrit...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 12
“Should I Buy a Short Sale?”  Hi Joe, I am looking at a house which is up for "short sale".  Would we be able to do the same type of transaction/loan as last time with a house on short sale?  Why do people do a short sale?  Is it to their advantage?  Is it like bankruptcy?Ruth I couldn’t understa...

By John Handschuh, Realtor ABR SRES, Horsham Real Estate
(RE/MAX Action Realty)
Comments 5
Did you know that less than 20 percent of U.S. homeowners have 50 percent equity or more in their homes? After reviewing the terms of your mortgage, it may seem like it will take forever to pay it off. But paying off your mortgage early is not impossible. By making a few simple changes you will s...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 12
“Where do you come up with this Stuff?”  I have been following your blogs on your Right Trac Financial Group Facebook page for a couple of years. I want to thank you for the jokes and funny stuff you share every Wednesday. I share most of them with friends and some clients. The “Dear Santa” one i...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com: Provides a synopsis of the daily interest rates for mortgages and home loans, and Interest Rate Trends.  You'll find insight on what's driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 2
Stocks opened substantially higher this morning, haven risen nearly 150 points.  Meanwhile the news in gold was still seemingly unmoved by the addition of $1,6 billion Muslims gaining access to the world market for the precious metal.  Was it all hype?  Today it managed only a gain of $12 from it...

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 9
I do not have a crystal ball, but if I did have one, one of the things I would like to look into it and see is Will There Be Changes To The Consumer Financial Protection Bureau (CFPB) In 2017?  The Dodd/Frank Act has been a major topic even before it was enacted, and one of the most controversial...

By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY January 3, 2017, 7:45 AM PT  1-15 Day Close:   LOCK 16-30 Day Close: LOCK 31-45 Day Close: LOCK Recommendations can change throughout the day.   Click for current Lock Advice  _____________________________________________________________________________  MARK...

By Mike Bjork
(American Pacific Mortgage)
Comments 2
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...