Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 19 basis points today at 102.66 having fallen to 10 basis points below resistance offered by the 100 day moving average. The 30 year conforming remained 4.00% today while the 30 year jumbo was available at 4.125%.  Whether in New England, the Mid Atlan...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 2
 Today's question is what kind of pizza would you like to celebrate with you new line of credit?Our new platinum credit line is waiting for you and you are already approved!   Today we are offering a platinum credit line that will help increase your credit.  This is the safest way to go these day...

By Ann Bellamy
(Hard money lending for investors in NH and MA)
Comments 6
Hard Money Myth #1: Hard lenders are a bunch of disreputable loan sharks trying to prey on the unwary. The reality: Most hard money lenders are simply business people - not predatory lenders.  Most principals in hard money lending organizations are successful businessmen or women with backgrounds...

By Bob Thompson, 562.344.5626 | ALT-Doc, No Income HELOCs and Private Money, AltDocLoan.com - Residential and Commercial Loans
(Wholesale Account Executive)
Comments 1
Private Money Loans for Non-Owner Occupied properties.Commercial and Residential Loans for purchase or refinance up to 80% LTV.Terms: 1, 2, 3, 4 or 5 year loans amortized for 30 years. Rates from 7.99% and 2 points.NO minimum FICO score required.7-10 day close of escrow.Investor loans to 100% of ...

By George DeVine, Mortgage Banker
(Atlantic Home Loans)
Comments 0
 A VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses, provided they haven't remarried.  The most attractive benefit of a VA loan is an option to finance 100% of the home purchase, however, most would be home buyers don't realize that you ca...

By George DeVine, Mortgage Banker
(Atlantic Home Loans)
Comments 1
Europe Influences U.S. Markets  A hint of a taper in the European Central Bank's (ECB) bond purchase program drove European yields higher this week, and U.S. yields followed. The U.S. economic data caused little reaction. Mortgage rates ended the week higher, but still attractive for mortgage re...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 1
Fixed term best discounted rates & posted rates as of June 30, 2017 6 mos                                 3.10%         3.14%1yr                                     2.34%          3.04%2yr                                     2.14%          2.84%3yr                                     2.34%       ...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial bond yields   CMB         GoC         Floating rateinsured cost of funds 5 Year - 1.83%*Canada housing 12/15/22 [+0.01]       5 Year - 1.38%CAN 0.50 03/01/22 [+0.02]       0.99%                       [-]                        10 Year - 2.24%Canada housing 06/15/27 [+0.05]       10 Ye...

By JoAnn Moore, Home Loans in Delaware
(The Mortgage Market of Delaware)
Comments 15
Eight Reasons to Refinance your MortgageSince there seems to be a trend of rising interest rates, you may be wondering if you should refinance your home mortgage. There are several reasons why this might make a lot of sense. Here are a few:      If your current jumbo loan or the combination of yo...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 6
“You gave us Hope”  Thank you for meeting with us today Joe... We are looking forward to a successful mortgage outcome that will cure our back taxes and save our home, you gave us hope...Our attorney was so right! Anyone in the mortgage business can do simple mortgage loans but not everyone is wi...

By Bob Thompson, 562.344.5626 | ALT-Doc, No Income HELOCs and Private Money, AltDocLoan.com - Residential and Commercial Loans
(Wholesale Account Executive)
Comments 1
    No Income, Verified Asset - NIVA Loan for  Investment and Owner-Occupied Properties. 680 mid FICO, SFR's, 1-4's, Condos and PUD'sTerms: 3/1 ARM, 30 year term from 4.25%, 5/1 4.5%, 7/1 4.75%.Purchase: 70% LTV to 2.5M, up to 25% of the down can be gifted.Refinance: 65% LTV to 2.5M, Cash out: up...

By Robert Clapton
Comments 143
We have direct provider for BG/SBLC/LC from top AA rated banks in the world. HSBC London or HongKong ETC our leasing fee is 6+2 Genuine brokers and Borrower only. Please contact Mr Robert Clapton Contact: Email:  robert.clapton@rocketmail.com  Telephone: +44-777-650-6313 

By Ruth Vogt, 719-592-0855 Apply 24/7 www.ColoradoHomeLender.com
(Fairway Independent Mortgage, LLS. Equal Housing Opportunity. Regulated by the Division of Real Estate.)
Comments 0
I have written several blog posts over the past few weeks and decided it would be a good idea to create an index for easy reference:33% of Vets Don't know about Their VA HOME LOAN benefit!VA Funding Fee ChartVA Closing Costs - Who Pays What?When can Seller Concessions be used for Debt Reduction? ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 16 basis points today at 103.00 having fallen to 15 basis points below resistance offered by the 200 day moving average The 30 year conforming remained 4.00% today while the 30 year jumbo was available at 4.125%.  Whether in New England, the Mid Atlant...

By Ruth Vogt, 719-592-0855 Apply 24/7 www.ColoradoHomeLender.com
(Fairway Independent Mortgage, LLS. Equal Housing Opportunity. Regulated by the Division of Real Estate.)
Comments 2
VA loans offer a truly unique, deal-saving option that few understand! While you may know that VA has a seller concession limit of 4% of the sales price, you might not know WHAT is included in that 4%.Sellers can pay up to 4% in sales concessions to include:Buyer's funding feePrepaid taxes and in...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Today is the last day of the second quarter and of course for the first half of the trading year.  For many it is the last day of work until next Wednesday July 5th as they take advantage of the 5 day holiday weekend.  The Fed's favorite measure of inflation the Personal Consumption Expenditures ...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 22 basis points today at 10.66 having fallen to 36 basis points below resistance offered by the 200 day moving average The 30 year conforming remained 4.00% today while the 30 year jumbo was available at 4.125%.  Whether in New England, the Mid Atlanti...

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 29
Anna 'Banana' Kruchten is hosting an ActiveRain contest this month titled "FAQ Break Into Summer Organized Contest" in which she is challenging us to write 5 new posts answering 5 consumer FAQ's.  This is an easy one for me, because there are at least twice that number of questions I am asked on ...