Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents, Put 40 years of experience to work for you
(Lyon Real Estate)
Comments 15
One of the things about yourself that some people really struggle to learn is that you can just about always trust your gut instincts. But some people don't trust themselves to make the right decisions so they feel conflicted. I say trust yourself. You won't lead yourself down the wrong road. For...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 5
           “It is so Rewarding to see these Results”   Hello Joe,Hope everything is well. I have a few questions. I believe I asked you already, hope you don't mind refreshing my memory.  What is the minimum credit score I would need in order to get approved for a house? After I get my credit to ...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Terms Posted Rates Preferred Rates 6 MONTHS 3.14% 3.10% 1 YEAR 3.04% 2.44% 2 YEARS 2.84% 2.14% 3 YEARS 3.44% 2.44% 4 YEARS 3.89% 2.54% 5 YEARS 4.64% 2.59% 7 YEARS 5.30% 3.19% 10 YEARS 6.10% 3.74% Rates are subject to change without notice. OAC E&OE  Prime Rate 2.70% 5 yr variable 2.00%  

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 1
Private mortgages can be some mysterious business, but once you break them down you’ll see that they’re pretty much the same as a conventional mortgage – only better! Here we’re going to talk about what mortgages offer, why more people are going the private mortgage route and how to make sure tha...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 9 basis points (bps) today at 102.81 having moved back to within 74 points of resistance offered by the 200 day moving average.  The 30 year conforming began the day at 4.125%.  Whether in New England, the Mid Atlantic or the Midwest or anywhere else in ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Yesterday's reveal of the first quarter GDP at .7% showed little productivity but it was not neatly as bad as the .2% increase some pundits projected.  The report showed that consumer spending plunged to a .3% increase which was the lowest since the 4th quarter of 2009.  S &7 P stock futures were...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 0
If you’ve had a mortgage for some time but you’re tired of paying high interest every month, it’s time to think about mortgage refinancing. Almost every kind of mortgage can be refinanced, but you’re not going to want to do it on your own. You wouldn’t buy insurance without a broker, and the same...

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 0
Wondering if your kid(s) will be able to afford a home is every parent’s worry. With the skyrocketing home prices in Vancouver and Toronto in recent years, current homeowners with a child or a few are not so sure that their offspring will be able to afford homes in the cities they grew up in.In a...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
There was no adjustment in European Union or Japanese monetary policy today as the core interest rates in both countries remained unchanged.  There was change in the White House policy today, however.  In reaction to requests from the Prime Minister of Canada and the President of Mexico to renego...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 9 basis points (bps) today at 102.72 having moved back to within 84 points of resistance offered by the 200 day moving average.  The 30 year conforming began the day at 4.125%.  Whether in New England, the Mid Atlantic or the Midwest or anywhere else in ...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Frank Gallinelli
(RealData, Inc.)
Comments 0
Investing in income-producing real estate?Here are five key metrics you need to understand. http://ebooks.realdata.com/_5-key-metrics

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Today was a busy day in the life and the mind of President Donald J. Trump.  After yesterday big gains in the stock market, S&P traders were not so sure how to plan their days as futures barely left the blocks at the open.  The average rate for an FHA loan today was 4.03% while the Federal Saving...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Core Lending)
Comments 0
Conventional 30 year Mortgage: 4.25%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.58%FHA 30 year: 4.25%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.50%Conventional 15 year: 3.625%Credit score:740LTV:95%Loan Amount:$300kAPR:3.76% Rates are Subject to ChangeCall me today if you are thinking of ...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 10
“A Kennel would have been a Better Decision”    A bachelor, who for companionship owned a beloved cat for over 10 years, plans a vacation to Iceland and entrusts the cat with his brother. As soon as he arrives in Reykjavik he calls his brother and asks how his cat is doing without him. "Oh, the c...

By Steven Kosta, Realtor / Broker Associate / SRES / CRS
(Full Realty Services Inc./ FRS Funding)
Comments 0
http://reversemortgage62plus.com/

By Stephen Katz, Branch Manager, CMPS
(Katz Mortgage Team, a branch of VanDyk Mortgage Corporation)
Comments 1
Today I’ll tell you the four biggest tips to get started with your home search.1. Determine your budget: Before you even start looking, you need to know how much you can comfortably afford. Don't waste your time looking at homes that you can't buy - that's a terrible way to disappoint yourself in...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 34 basis points (bps) today at 102.44 having made up almost half of yesterday's losses.  Hopefully we can build on these gains tomorrow. The 30 year conforming began the day at 4.00%.  Whether in New England, the Mid Atlantic or the Midwest or anywhere e...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...