Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY February 1, 2017, 7:55 AM PT  1-15 Day Close:   LOCK 16-30 Day Close: LOCK 31-45 Day Close: LOCK Recommendations can change throughout the day.   Click for current Lock Advice  _______________________________________________________________________  MARKET IN...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
It is hard to believe that the month of January is coming to an end.  What a month it has been with all the chatter prior to the Trump inauguration and the subsequent tumult that followed in its wake.  President Trump is in a frenzy following through with many of the campaign promises that won th...

By Celeste "SALLY" Cheeseman, (RA) AHWD CRS ePRO OAHU HAWAII REAL ESTATE
(Century 21 Liberty Homes)
Comments 13
The following link (and the table below) are the federal guidelines from Fannie Mae …set forth on March 29. 2016 regarding leased solar panels and the first paragraph is if the PV Panels are OWNED.  All sellers will face this same dilemma (if the solar company is not agreeing to these terms) when...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 3 basis points today at 102.03 having closed just right at resistance offered by the 10 day moving average.  The Bond had been up as many as 25 basis points during the session prior to falling at the close.  The 30 year rate was at 4.375% today.  If you ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 3 basis points today at 102.00 having closed right at resistance offered by the 10 day moving average for the second consecutive day.  The Bond had been up as many as 9 basis points during the session prior to falling at the close.  The 30 year rate wa...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Early positive reports from tech manufacturer Apple buoyed stock futures this morning in advance of the Fed's decision on interest  rates.  ADP reported 246,000 new non-government jobs were created last month versus the 165,000 expected.  We will see how that compares to Friday's government jobs ...

By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
TERM POSTED Preferred RATES* Open 1 Year 6.30% 6.30% Fixed 1 Year 2.99% 2.39% Fixed 2 Year 2.84% 2.14% Fixed 3 Year 3.39% 2.34% Fixed 4 Year 3.89% 2.54% Fixed 5 Year 4.64% 2.59% Fixed 7 Year 5.30% 3.19% Fixed 10 Year 6.10% 3.69% Variable Rate 2.15% Prime Rate 2.70% Benchmark Rate 4.64% Cost per ...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 0
Home Buying in Gulf Breeze Florida 32561, The income for Freddie Mac $2.3B in 3Q Lawmakers agree that gov't-owned enterprises need reform, but for now it boosts the U.S. budget: Freddie has paid back $30B more than its recession-era bailout. Read more. THOUSANDS OF HOMES... One Address www.charle...

By Bill Ladewig, Experience Is Your Advantage
Comments 2
MORTGAGE INTEREST RATE LOCK ADVISORY January 31, 2017, 7:55 AM PT  1-15 Day Close:   FLOAT With Caution 16-30 Day Close: LOCK 31-45 Day Close: LOCK Recommendations can change throughout the day.   Click for current Lock Advice  ____________________________________________________________________...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
By now, you have probably done more than your share of research on commercial lenders and what they have to offer; but, chances are you still are hundred percent clear on their criteria or how one lender’s criteria is truly different than the next. Well, the good news is that you have come to the...

By BILL CHERRY, Broker & Wealth Coach
(Bill Cherry, Realtor)
Comments 0
One of the flaws of the US economic system is that it has never operated without some kind of slave labor. For this example, let's assume that slave labor is labor that depends on those who are economically unfortunate.  Those who manipulate and hire the unfortunate fit the broad definition of be...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 0
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details.   ♦ Aloha Pacific Loans 888-9013 NMLS#790278Term/Type  Rate %Points APR%   15-YR Fixed 3.250 0.000 3.358 30-YR Fixed 4.000 0.000 4.073 5-YR ARM 2.875 0.500 3.0...

By Matt Brady, Lending With Competence And Character
(Skyline Home Loans)
Comments 8
With all the rain and risk of flooding on the West Coast, I thought it would be a good time to remind everyone to protect their important papers. When an emergency strikes, you usually don’t have the time to go around the house and find what you need. Having your most important documents in one e...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 3
Terms Posted Rates Preferred Rates 6 MONTHS 3.14% 3.10% 1 YEAR 3.04% 2.44% 2 YEARS 2.84% 2.14% 3 YEARS 3.44% 2.34% 4 YEARS 3.89% 2.59% 5 YEARS 4.64% 2.69% 7 YEARS 5.30% 3.19% 10 YEARS 6.10% 3.69% Rates are subject to change without notice. OAC E&OE  Prime Rate 2.70% 5 yr variable 2.30%

By Mike Bjork
(American Pacific Mortgage)
Comments 2
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 5
In case you missed this post from George Souto when he first posted it, here's some really good information about appraisals and the appraisal process that we can use to our benefit if something doesn't seem quite right:  Yesterday I wrote a blog titled What Are The Appraisal Requirements & Respo...

By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 0
Pensacola, Pace, Gulf Breeze Property Management, Mortgage rates keep rising after Trump's election win, Long-term mortgage rates continued to surge last week, rising above the psychological threshold of 4% (to 4.03%) - the highest level since summer 2015. Read more.      Are you paying too much ...

By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(Keller Williams Realty)
Comments 37
The title of the posts makes you feel like....'There is something wrong somewhere' OR'This is crazy.'Well, a re-post of a true story from Joe Petrowsky.Mortgage Payment $989, Health Insurance $1112  I am seeing health insurance cost that are higher than mortgage payments. For many in this country...

By Bill Ladewig, Experience Is Your Advantage
Comments 1
MORTGAGE INTEREST RATE LOCK ADVISORY January 30, 2017, 7:45 AM PT    1-15 Day Close:   FLOAT With Caution 16-30 Day Close: LOCK 31-45 Day Close: LOCK Recommendations can change throughout the day.   Click for current Lock Advice  __________________________________________________________________...