Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 2
There are pundits, analysts and talking heads all around us telling us they know exactly how we should protect ourselves for the many changes a Trump administration is likely to bring.  We should we invest in manufacturers of massive equipment like GE and Caterpillar some say.  Should we invest i...

By Mike Bjork
(American Pacific Mortgage)
Comments 2
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up another 35 basis points today at 102.19 and came to rest only 241 basis points below the 200 day moving average.   The 30 year was at  4.25%  once again today.  If you have a rate of 5% or more it is still not too late to refinance; especially for those ...

By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(Keller Williams Realty)
Comments 10
I always learn here at ActiveRain.When it comes to Mortgage industry, George Souto is one of the experts.George Souto - thanks for sharing many such informative posts.In this re-post, he talks aboutMortgage Financing Requirements For Owner Occupied Investment Properties From time to time ActiveRa...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 2
Have Banks Become Too Big to Fail? I was at CAR Expo two weeks ago, and rememberance of years past, I have of ton of reusable canvas type carry bags, all with the names and logos of Banks that are now no longer part of the landscape. As a former loan officer that worked for one of the following b...

By Bill Ladewig, Experience Is Your Advantage
Comments 2
  Ladewig AM BriefYour Morning Market Update       MORTGAGE INTEREST RATE LOCK ADVISORY December 27, 2016, 8:00 AM PT  1-15 Day Close:   LOCK 16-30 Day Close: LOCK 31-45 Day Close: LOCK Recommendations can change throughout the day.   Click for current Lock Advice  ______________________________...

By Bill Ladewig, Experience Is Your Advantage
Comments 0
    MORTGAGE INTEREST RATE LOCK ADVISORY December 28, 2016, 8:00 AM PT  1-15 Day Close:   LOCK 16-30 Day Close: LOCK 31-45 Day Close: LOCK Recommendations can change throughout the day.   Click for current Lock Advice  _____________________________________________________________________________...

By Svetlana Marinkovic, SecurityNational Mortgage Company
(SecurityNational Mortgage Company)
Comments 0
The Battle Of Multiple Bidders Arm your buyer with a solid pre-approval and fast turn-around to protect their homefront. Live in a world of smooth transactions. Cell 602-421-4300 Cappy.Capozzoli@snmc.com Cappy.Capozzoli@snmc.comFor more information visit: SecurityNational Mortgage Company

By Rick Elmendorf
(Elmendorf Team | Caliber Home Loans)
Comments 1
Most consumers only know how to shop for a mortgage in one fashion: call a lender, ask about the rate and points, compare that with 1 to 3 other quotes, and then choose the lender with best rate. While I have many reasons to not choose a lender based just on rate, this dialogue is meant to differ...

By Trent Dalrymple, Making Lending Easy for Mortgage Brokers
(United Wholesale Mortgage)
Comments 0
2017 FAMP Winter Symposium and Luncheon West Palm Beach, FL 33406 January 19th & 20th, 2017Where:  Hilton Palm Beach Airport               150 Australian Ave.               West Palm Beach, FL 33406 Website: http://myfamp.org/i4a/pages/index.cfm?pageid=1Discover Lending Made Easy with United Whol...

By Mike Bjork
(American Pacific Mortgage)
Comments 4
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
For the first time in many trading sessions gold advanced today by almost seven dollars.  The precious metal which rallied earliest this year has been near its lows for the past few weeks.  With the impending commencement of the Muslim gold trade and Donald Trump's legendary fascination with the ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up a whopping 46 basis points today at 101.81 and came to rest 288 basis points below the 200 day moving average.   The 30 year fell to  4.25%  once again today.  If you have a rate of 5% or more it is still not too late to refinance; especially for those j...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561, The lowdown on new low-downpayment mortgagesFor legal and regulatory reasons, some lenders are shying away from FHA loans and pushing newer 3% down loans - and some are starting to require even less. Read more.   THOUSANDS OF HOMES.... One Address www.cha...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561, Average 30-year mortgage rate eases to 3.47%Rates fell this week close to all-time lows, and they're unlikely to go higher or lower over the short term, according to 80% of rate experts polled this week. Read more.   THOUSANDS OF HOMES.... One Address www...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561, Do online lenders offer lower mortgage rates?Maybe, maybe not. NerdWallet: General online quotes can seem lower, but lenders weigh different details and buyers should shop around to find the best rate for them. Read more.   THOUSANDS OF HOMES.... One Addr...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 7
“Of Course I can Refer You to a Loan Officer in New Jersey”  You came highly recommended, but I can see from your website and Linkedin that you don’t do mortgages in New Jersey. Might you have a referral for me? Of course I am looking for a good rate with no hidden fees.  I am very fortunate to h...

By Will Hamm
(Hamm Homes)
Comments 18
Don't fear failure. — Not failure, but low aim, is the crime. In great attempts it is glorious even to fail. ― Bruce Lee If you don't like how things are, change it! You're not a tree. ― Jim Rohn If you think you can do it, you can. ― John Burroughs One way to keep momentum going is to have const...

By Tony and Suzanne Marriott, Associate Brokers, Serving Scottsdale, Phoenix and Maricopa County AZ
(Haven Express @ Keller Williams Arizona Realty)
Comments 2
George Souto "The best thing to do is to just pay everything off, but when Borrowers do not have sufficient funds to do so, the above chart is very useful in determining...which ones are close enough to coming off on their own which should either be paid last or not at all."Right on target - and ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed dwon 9 basis today at 101.44 and came to rest 325basis points below the 200 day moving average.   The 30 year was at 4.375%  once again today.  If you have a rate of 5% or more it is still not too late to refinance; especially for those jumbo loans.  Whethe...