Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.

It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.

To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.

Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance


By Dennis Dahlberg
(Level 4 Funding )
Comments 2
It can sometimes be tough to qualify for Texas Commercial Loans. There are many things that be held against you and we have gone over the things that penalize your chances of approval. But what are some things you can do to help increase your eligibility? Credit obviously plays a huge role in qu...

By Reggie Graham, M.L.O. proficient with all mortgage loan programs.
(Caliber Home Loans, Inc.)
Comments 4
We have programs for everyone.  Please give us a call Today to see what we can do for you!Apply online at   

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Bank Rates Term Preferred Rates 2.85 % 1 year closed 2.29 % 2.35 % 2 year closed 2.24 % 2.44 % 3 year closed 2.24 % 2.49 % 4 year closed 2.44 % 2.69 % 5 year closed 2.69 % 3.59 % 7 year closed 3.39 % 4.10 % 10 year closed 3.82 % 2.95 % Prime 2.95 % 4.74 % Variable Rate 2.20 % 7.5 % Privet  Mortg...

By Lorraine Meister
(First American Title Insurance Company)
Comments 2
I have spent the last year responding to those who ask how I am doing saying "I'm still standing" and you know what...for those of us who have been fortunate enough to still be standing... I say Good For You. Now that we have a new year coming up I would like to leave you with these words... ITS ...

By Chris B Johnson, REALTOR®Quality Not Quantity #ChrisBJohnsonRealtor
(Allison James Elite)
Comments 2
#TimeToSell #ChrisBJohnsonRealtor #SellersPayZEROCommission #ListYourHomeandPayNoCommissionYour home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy ...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 4
“Can you do a Construction Loan for a Duplex?”   Hi Joe, I have a customer who is looking to do a construction loan for a duplex, is that something you would be able to help with? I gave him your number so he could reach out but wanted to give you a heads up.  The customer’s name is XXXXXXXX XXXX...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Although stocks managed moderate gains today, MBS bonds stunk it up once again.  I have been warning about the danger of the 10 year Treasury note closing over the 2.62 threshold.  Today it closed at 2.6592.  This does not bode well for the continuation of the low interest rate environment we hav...

By Rob Spinosa, Executive Loan Advisor, Marin Mortgage Pro
(Guaranteed Rate, Marin County, CA)
Comments 16
Interest-Only? 40 Years? Fixed? Extra Extra? Are you a real estate investor? Do you consider yourself an ordinary or extraordinary investor? Have you ever thought about an interest-only loan for your rental property?I'd be willing to bet that even if the ordinary investor learned of a 40-year fix...

By Ruth Vogt, 719-592-0855 Apply 24/7
(Fairway Independent Mortgage, LLS. Equal Housing Opportunity. Regulated by the Division of Real Estate.)
Comments 7
So, I got in the mortgage business in the late 70's (before ECOA or Fair Lending, to be honest!). In the early '80's I decided to become a loan officer (which was unheard of for a woman to be in the sales department vs. behind a desk!) I convinced my husband, Jim, to give up his CPA profession an...

By Lynn B. Friedman, Concierge Service for Our Atlanta Sellers & Buyers
(Atlanta Homes ODAT Realty Call/Text 404-939-2727 Buckhead - Midtown - Westside -- and more ...)
Comments 4
Dear Readers - Here's a gem today (1/12/18) from last year. Lots to learn here! George Souto from our Connecticut ActiveRain Community teaches us about Mortgage matters all the time. Mortgage Applicants will find the details her especially helpful. He and other ActiveRain Mortgage professionals ...

By George Thoma, Mortgage Loan Originator / Broker
(Island Lending Hawaii, LLC | Equal Housing Lender )
Comments 1
 You started the year motivated to buy a home by getting your finances in order and raising your credit score. But then the holidays hit, and you get off track. Maybe you dipped into your down-payment savings or added debt to your credit cards.While not the best choice when you’re looking to buy ...

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 7
The Federal Housing Finance Authority (FHFA) has announced their conforming conventional loan limits for 2018 earlier this month, and more recently FHA announced their loan limits as well for 2018.  While the FHFA conforming conforming loan limits apply pretty much across the country, the FHA loa...

By Stephen Katz, Branch Manager, CMPS
(Katz Mortgage Team, a branch of VanDyk Mortgage Corporation)
Comments 1
If you're selling your home, you're probably wondering whether you should move out now or wait until you have found a buyer. There isn't an easy answer to this - whether you should move before you sell is dependent on many factors.  Do you have a lot of stuff in your home? Does the home feel clut...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Easy come; easy go.  After the large gains in stocks yesterday about a third of that was lost today.  Also as MBS bonds sold off again today, the yield on the 10 year Treasury was perilously close to the precipice represented at the 2.62 level.  We are hoping the note will hit that level and boun...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Stocks had their way today as prices rocketed higher.  As is typically the case, bonds suffered as a result.  MBS bonds fell yet farther below all the five moving averages and the yield on the 10 year Treasury was up to 2.587 dangerously close to the historic level of 2.62.  In the past,when the ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 25 basis points today at 101.28 having remained below resistance offered by the 10, 25 and 50 day  moving averages and come to rest 65 basis points below the 10 day.  The 30 year was available at 4.25% today.  The 30 year jumbo was at 4.375%.  Whether ...

By Mike Bjork
(American Pacific Mortgage)
Comments 0  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Mitch Valmer, Equity Participation Loans and Bridge Loans
(Private Money Lender & Trust Deed Investments)
Comments 2
Trust Deed Investing can bring superior returns with Low Risk .  You can invest your Capital with  different types of retirement accounts you may have. You can also Invest in Fractional Trust Deed Notes , Mortgages,or in a Mortgage Funds(Mortgage Pools) with your retirement account along with Joi...

By Fred Cope, Looking For Homes With A Smile
(Reliant Realty in Nashville, TN)
Comments 17
PREQUALIFICATION OR PRE-APPROVAL LETTERS  Photo above is Jeana Connell, my former processor, and she is holding my first grandson--2003.  I would, and have trusted her with anything I value.  This is what you are looking for in a processor.   Let's Consider The Misunderstandings About PREQUAL and...

By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(LAER Realty Partners)
Comments 6
What is the difference between Pre-qualification and Pre-approval Letters? (Many of us use it interchangeably - however, is that a good idea!) Here's really great post from Fred - and a re-blog! PREQUALIFICATION OR PRE-APPROVAL LETTERS  Photo above is Jeana Connell, my former processor, and she i...