Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 5
FHFA announced today the Maximum Conforming Loan Limits For Fannie Mae & Freddie Mac Will Increase In 2017.  The new posted maximum conforming loan limits for 2017,  will increase by 1.7%.  The new limits will apply to loans delivered and or closed after January 1, 2017. However, the new maximum...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Funding for Flipping was for flippers just like you.Is lack of Capital Preventing You from Effectively Marketing, Outsourcing, or Operating you Real Estate Investment Empire.Just like you, we struggled to find a Private Hard Money Source of funding that was reliable, honest, understood the busine...

By Stephen Katz, Branch Manager, CMPS
(Katz Mortgage Team, a branch of VanDyk Mortgage Corporation)
Comments 1
Today, we're going to talk about property taxes. The good news is property values are up. The challenge is that when property values go up, so do your property taxes.  If you have a homesteaded property, you definitely have good news. Thanks to Save the Home protection, many people saw almost no ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 22 basis points today at 102.31 having broken through resistance offered by the 100 day moving average.  The 30 year conforming rate remained at 4.125% today.  Whether in New England, the Mid Atlantic or the Midwest or anywhere else in the U.S., history ...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
 Commercial bond yields   CMB         GoC         Floating rateinsured cost of funds 5 Year - 1.61%Canada housing 06/15/22 [+0.07]       5 Year - 1.15%CAN 0.50 03/01/22 [+0.07]       0.99%                       [-]                        10 Year - 2.27%Canada housing 06/15/27 [+0.06]       10 Ye...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Dio Vannucci, RMLO
(FirstTrust Home Loans - Sponsor FAF, Inc NMLS #75271)
Comments 2
Just recently I had a prospect call me after being referred by an agent that was new to me. As a matter of fact, it was the first referral I had gotten from this agent which is always exciting. After completing the application the borrower and I started discussing the various nuances of the poten...

By Natalie Fallbach, Senior Loan Officer, Military Housing Specialist
(Academy Mortgage)
Comments 0
What you need to know about FHA Manufactured Housing Loans A manufactured home is a home that is transportable in one or more sections. It has to meet Federal Manufactured Design and Safety Guidelines and is labeled to prove this. When erected on a site, the home is:-          At least 400 sq. fe...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 8
“This Group is Pretty Smart!”  Recently a routine police patrol parked outside a bar in Austin, Texas. After last call the officer noticed a man leaving the bar so apparently intoxicated that he could barely walk. The man stumbled around the parking lot for a few minutes, with the officer quietly...

By Inlanta Mortgage - Madison, Serving Wisconsin, Illinois, Minnesota & Florida!
(Inlanta Mortgage - Madison)
Comments 0
Looking for information on obtaining your VA builder ID? Go here for current information on how to obtain one! https://www.madisonmortgageguys.com/how-get-certified-as-a-va-builder/ For additional program information, visit our VA and VA refinance program pages:

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
A number of Fed Presidents will be speaking across the nation today.  It will be interesting to see how effective they are at stirring up markets with their speculation and varying opinions about the need for additional interest rate hikes.  The ten year note started the day with a yield of 2.38%...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 16 basis points today at 102.09  having once again fallen through support offered by the 50 day moving average prior to closing 10 basis points above it.  The 30 year conforming rate remained at 4.125% today.  Whether in New England, the Mid Atlantic o...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Terms Posted Rates Preferred Rates 6 MONTHS 3.14% 3.10% 1 YEAR 3.04% 2.44% 2 YEARS 2.84% 2.14% 3 YEARS 3.44% 2.44% 4 YEARS 3.89% 2.64% 5 YEARS 4.64% 2.69% 7 YEARS 5.30% 3.24% 10 YEARS 6.10% 3.79% Rates are subject to change without notice. OAC E&OE  Prime Rate 2.70% 5 yr variable 2.10%

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561, Average U.S. 30-year mortgage rate falls to 4.12%. It's the second week of declines, following a surge in mortgage rates in the weeks after the Nov. elections. The average 15-year FRM dropped to 3.37%. Read more.      THOUSANDS OF HOMES... One Address www...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Home Buying in Gulf Breeze Florida 32561, Average 30-year mortgage rate dips to 4.15%Rates fell for the second week in a row, but 55% of experts polled this week predict they'll go up over the short term, and only 9% expect a decline. Read more.  THOUSANDS OF HOMES... One Address www.charlesstall...

By David Krichmar, DaveYourMortgageguy.com
(www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo)
Comments 0
Conventional 30 year Mortgage: 4.25%Credit score:740LTV:95%Loan Amount:$300kAPR: 4.58%FHA 30 year: 4.125%Credit Score:740LTV:96.5%loan amount:$300kAPR:5.30%Conventional 15 year: 3.625%Credit score:740LTV:95%Loan Amount:$300kAPR:3.86% Rates are Subject to ChangeCall me today if you are thinking of...

By Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents, Put 40 years of experience to work for you
(Lyon Real Estate)
Comments 6
Why, I can recall not barely 15 years ago that a loan contingency was a given in a Sacramento purchase contract. It was very common for home buyers to include a financing contingency as part of the deal. And it typically stayed in place until closing. Which was all fine and well for the home buye...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 7
      “Time to Stop Paying $3,000 a Month for Rent”   Good morning Joe.How have you been? It has been a while since we have spoken. I hope all is well with you and the family. I was wondering if you can do a pre-qualification for a mortgage again. It is time for my family to be in our own home th...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Today is the day for the United Kingdom to submit its Article 50 in order officially begin the process of leaving the European Union (EU).  Stocks here paid little attention despite the uncertainty of how this momentous event would effect world monetary markets.  Remember, when the results of the...