Four Legacies Mortgage is a mortgage planning firm in West Des Moines, Iowa.  We help our clients select the home financing that best suits their family's long term goals.  We offer both purchase and refinance financing opportunities for our clients. 

As mortgage planners, we meet with our clients and really get to know them.  No, not in a creepy way.. but in a way that you know that we care.  We know that your home is a very important part of your life and we want you to know that it is financed with a plan in place.  We also don't want you to have to worry about watching the markets and determining the perfect 'window of time' to refinance.  This is why we not only help you PLAN your mortgage, but we also help you MANAGE your mortgage!  Before you can ask.. no, the management is free.. it doesn't cost you anything.

Four Legacies was founded with a passion to educate and promote fiscal literacy.  Not only do we offer mortgage planning services with competitive rates and fees, but we offer on-going seminars free to the public! We truely do operate on a 100% referral business.  We believe in delivering great information to educate our friends (clients), so they understand what the heck is going on in the market.

As one of my mentors in the business once said, "You only think about home financing a few times during your life - we think about it every single day.  It's your home and your future.  It's our profession and our passion.  We're ready to work for your best interest."

We look forward to learning more about you!

To Your Success,

Tyler Osby
Co-Founder and Wealth Creation Specialist
Four Legacies Mortgage

We work with clients for both purchase and refinance transactions.  If you haven't had a mortgage review in the past year, we should definitely meet.  We don't charge our clients to help manage their mortgage, we just believe someone should be there to provide expert advice and help lead you in the right direction.

"From our very first meeting to our closing Tyler was very well prepared and professional.  He went through every option available to us for financing.  Tyler was consistant with his communcation throughout the purchase with weekly updates to us, the realtors and even the sellers!  He was exemplary in his explainations so that we understood and was very detail oriented.   We completely trust Tyler and felt confident in his work and knowledge.  Tyler Goes above and beyond his role which brings him to excellence."  - Doug and Dee, 8/27/2007

"Working with Tyler was so seamless and easy that I actually got nervous.  Tyler kept me updated with a weekly update along with phonecalls. It was nice to know he looked at many options to find the best mortgage for me rather than just trying to give me a "one-size-fits-all".   The whole process couldn't have gone any better." - Jamie 7/28/2007

"I never thought I could own a home at 22.  Fortunately I took the opportunity to talk with Tyler.  He throughly explained the homebuying process and made it very easy to understand. He explained the options we had for buying the home and then made a recommendation based on my plans in the next five years.   Within a few painless weeks, I was homeowner!" - Graham, 2/19/2007

Additional references available upon request.   We work at creating raving fans in our business.. we hope you can be our next!