Name

Jon "J.R." Finger

Company

1st Metropolitan Mortgage

E-mail

Contact 1st Metropolitan Mortgage

Office Phone

(704) 721-6851

Cell Phone

(704) 791-4917

Alt. Phone

(704) 796-3988

Fax

(866) 897-5839

Address

1 Buffalo Ave. , Suite 1104, Concord, NC, 28025

Description

We provide financing on residential and commercial properties anywhere in North Carolina and South Carolina with licenses to loan in other states as well. Specializing in Kannapolis/Concord/Charlotte

About Us:

We believe that the mortgage company you deal with should be up front with you. Everyone has stories about the broker who didn't keep in touch and the deal "blew up". My partner Dave and I are committed to giving you a timely answer on your customer. Sure, sometimes it's not good news, but wouldn't you rather know early instead of wasting your time driving a client all over town only to find out that the "pre-approval" isn't one at all. In fact, it's not worth the paper it's printed on.

We broker to most any lender you already know and a lot of them you don't. We provide superior service for refinancing and purchasing residential and commercial real estate, including FHA, VA, conforming, construction loans, investment loans and home equity lines. We typically find that we can meet or sometimes even beat the conventional bank's rate and/or closing costs, and with much better service!

Hate getting those phone calls from the seller's agent (if you're the buyer's agent) or the buyer's agent (if you're the seller's agent) or from the customer? "Hey, what's going on with the loan?" and "Are we going to meet the closing date?" At the onset of every transaction every person gets a letter from us, the seller's agent, the buyer's agent AND the borrower. In fact, if we have the seller's information, we even send them one as well. Our contact information is included and they are encouraged to contact either myself or Dave any time they need an update. Of course, we voluntarily call everyone involved at major events in the life of the loan, (appraisal, through underwriting, loan cleared-to-close) but everyone needs to feel free to contact us at any time.

In short, we view this time of uncertainty in the mortgage market as an opportunity to showcase just how good we are and to solidify and expand our market share. Come on in. Let us show you how pleasant of an experience working with us can be!

CONTRACT OF SERVICE

" Provide loan status reporting.
" Take loan applications anywhere.
" Loan pre-approvals and pre-approval letters provided same day of application.
" Return all phone calls the same day.
" Offer open house marketing assistance.
" Continually market to all of your past customers with co-branded materials that include your contact information.
" Conduct after-closing client surveys and share the responses with you.
" Communicate with all parties in the transaction, including the buyers and seller's agents.

While many loan officers talk about service, we treat service as a contract between our clients and ourselves.

When we work together in a referral relationship, these are some of the benefits you will experience.  This is how we do business with our preferred Realtor® clients.

This is our commitment to you,

J.R. Finger/David Fike
Co-Branch Managers

Areas of Expertise

WE ARE THE KINGS of the conforming loan. That is actually 90% of our business. Look at our service contract above and you'll see why every realtor who tries us, stays with us. Of course, you can see from our profile that we do many different types of loans, however, due to the fact that I am a former general contractor and a current real estate investor we have special strengths in construction-to-perm loans as well as investment properties. In addition to that we are one of only a handful of mortgage brokers that are both FHA and VA qualified. This enables us to originate these types of loans and isn't something that just any office can obtain. FHA and VA only license those offices with experience and therefore limits the number of offices that can originate these types of loans. I also speak Spanish which I learned while in the U.S. Army working as a linguist. This certainly comes in handy and we would certainly like for you to consider using us to break through the language barrier with your Hispanic customers.

Testimonials

"J.R. Finger was very professional and helpful." - Nicholas Kallelis

"Very pleased with our experience." - David and Eileen Short

"Very pleasant. (experience) Jon answered all our questions and took us step-by-step thru the process" - Shay and Andrew Clement

"I've always been impressed with the fact that these guys have the loan ready to close several days before the actual closing date. Their professionalism and attention to detail will keep us coming back." - Hutch Vollendorf-Southland Realtors

"I brought David Fike a tough client. From application to closing he was in contact with my buyers frequently, worked and re-worked different loan options, he delivered on everyting he said he would and we closed on time. I am now referring all of my new buyers ot David so that I know their loan will get done RIGHT and on time!" - Carrie Holdridge-Southland Realtors

"These guys are the most efficient at putting together a loan. They returned all of our phone calls and actually spoke with us. Very good at explaining what everything meant. Many times the worst part of buying a home is getting the mortgage, but with Dave and J.R. it was a good experience." - The Hales

"If I ever hear of anyone (looking for a mortgage) I always mention 1st Metropolitan"-Rick and Libby Lewallen

"After struggling with another mortgage company for 8 weeks, just to be turned dow, you were actually excited about wanting to get this done for me. The entire process from start to finish was easy & worry free. The best part about the process was you keeping in constant communication regarding my refinance. I never had to worry about what was going on, or where in the process we were."- Chris Palmer

"I'll keep in touch and let you know of anyone I find out needs your excellent services."-Pierre Arbajian

"Dave was out of this world on top of everything. Excellent to work with"-Deckster Barlowe

"Thank you both for all of your help! We couldn't have done it without you."-Jason and Amanda Galloway

"Superior service!"-Robin Faggart