Name
Kate Bourland Empowering America to Live Debt Free
Company
Financial Solutions Inc.
E-mail
Contact Kate Bourland Empowering America to Live Debt Free (Financial Solutions Inc.)
Website
http://www.katebourland.com
Office Phone
(530) 419-3967
Cell Phone
(530) 209-2812
Alt. Phone
(530) 222-9500
Fax
(530) 226-5247
Address
2672 Bechelli Lane, Redding, CA, 96002
Description
I partner with clients to help you Get Out of Debt. Guaranteed Loan Modifications , Debt Settlement, Mortgage Acceleration, Student Loan Acceleration, Call Me for a FREE analysis Today 530-419-3967

We Help Clients Create Wealth and Financial Freedom

 

I am Kate Bourland.  I help my clients get out of debt, get loan modifications and establish a debt free lifestyle.  We Guarantee our Loan Modifications.    You can reach me at 530-419-3967. 

Understanding Debt: 

Did you know that most clients have average credit card debt totaling more that $35,000, some as high as $50,000?  This kind of debt can cripple your ability to create true wealth and keep you from achieving financial freedom.  It will hinder your ability to buy or refinance a home, and hurt your quality of life.  For many clients the first step to equity management is a comprehensive Debt Elimination Program. There are many effective debt elimination strategies available.   I'll help you pick the right program for your needs.

 

There is no one size fits all strategy for eliminating debt.  Each situation is different.  Some have credit card debt, some have student loans, others have suffered a financial hardship that make it impossible to keep on paying debts.  Some people have cash flow challenges.  My job is to analyze each individual situation and to come up with recommendations.  I educate and inform you on the different debt strategies available and to help you make the right choice for your situation.

Debt Elimination will help you increase your credit score over time and put you on the path to reaching your financial dreams fast.

Solutions Include: 

Debt Settlement:  Debt settlement is a financial hardship program that will slash your debt by 50% or more and have you completely debt free in 24-36 months. 

Money Merge Accounts:   This powerful money management GPS system will teach you how to bank like bankers.  You'll learn to cancel interest and pay off ALL your debt in 1/3 to 1/2 the time.  Free Debt Analysis.

Equity Trax: 

Credit Repair: The Past Does Not Equal The Future

Sometimes we need to start with credit repair as a stand-alone program or as a component of the debt elimination program.  That's OK.  If you have had setbacks in the past or made mistakes, we don't judge.  Our goal is get you on the road to financial health as quickly as possible.  We spent the time to find the best credit repair resources on the market today.

 Call or email For No Obligation Consultation Today! 

Kate Bourland 530-419-3967.

Loss Mitigation - Stop Foreclosure

We Stop Foreclosures 100% Guaranteed

With foreclosures reaching an all time high, many homeowners are searching for solutions that will help them keep their homes.  Our goal at is to STOP foreclosures and negotiate workable solutions with our client's banks.  Frankly, the bank doesn't want your home.  We know how to put together the right information and we present it to the right people at the bank so that a work-out plan favoring the homeowner can be negotiated.  Too often, inexperienced homeowners find themselves fighting an uphill battle and end up short-selling their home or losing it altogether in foreclosure.  Our experienced loss mitigators work directly with the homeowner to gather the right information. 

Our success rate is higher than any other firm in the country.  We've been doing loan modifications for 13 years and use a 3 phase process:

Phase 1:  We hired a team of seasoned and overqualified mortgage underwriters.  They undergo a background check, strict personality testing and organizational assessments.  They understand how lenders think and will present the loan modification in a way that the lender understands.  We customize each proposal for every homeowner and show the lender why a performing loan is better for them than foreclosure.

Phase 2:  Most loan modifications are negotiated in phase one.  Sometimes lenders want to play hardball.  When this happens we bring out our Forensic Loan Auditors.  These analysts conduct a full review of the homeowners loan documents to reveal lender mistakes in RESPA, ECDA, HMCA, TILA and APR.  Because such a large number of loan docs were drawn between 2001 and 2007, many mistakes were made during this time.  We show the lender the serious legal mistakes it made and use the results of this audit as leverage.  Many times this additional tool provides the weight necessary to obtain the loan modification.

Phase 3:  If the lender is still not playing ball, our attorneys take over.  We don't like to bring in our attorneys until phase 3 for a variety of reasons.  Primarily it's because we have a good relationship with the major lenders and service providers.  Our attorneys take a vastly different approach and show the lenders their legal exposure.  Our attorneys pursue a series of other tactics that includes asking for the original note. 

We get the job done - We Guarantee it!  Call me today to discuss your situation - 530-419-3967.