Name

Isaac Z ~~ (718) 344-2908 ~~ All 50 States

Company

BN LLC (718)-344-2908

E-mail

Contact Isaac Z ~~ (718) 344-2908 ~~ All 50 States (BN LLC (718)-344-2908)

Alt. Phone

(718) 344-2908

Description

Realtors / Mortgage brokers together we can realize profits by helping problem credit buyers that have been turned down by banks, acquire the home of their choice. Make $10,000+ per deal.

Attention Builders, Developers, Homeowners and Realtors

No Credit Check, No Down payment and No Closing Cost!

Easy Home Ownership!
I will Buy the house if you make the monthly payments.
No Credit Required, Bankruptcy & Foreclosure OK,
Only deposit of 3 months payments...
Moves You In!!!

This is correct, with the help of our network of 250+ credit partners you will be able to sell your inventory faster!!!!

Use our credit to sell your home.....

Builders / Developers / Rehabbers can realize huge profits by selling homes to problem credit buyers that have been turned down by banks. Get your buyers financed with our No Credit Check Program.

There is no credit check and only a simple income verification. Bankruptcies and foreclosures OK! Tax liens and judgments OK! Bad Credit OK! Easy Income Verification - No red tape! Affordable rate.

Imagine selling your homes to buyers that have been turned down by all other lending sources. You'll have a truly captive market. Our advanced method allows you to sell to problem credit buyers.

Advertising "No Credit Check" "No money Down" "Owner finance" attracts buyers faster than anything else. This is irresistible because we can also assist with the buyer's closing costs and down payment.

We only work with homes in move-in condition (uncompleted rehab projects do not qualify for our program).

A Credit Partner with great credit will buy the home and resell it to the applicant/buyer/resident in a lease-purchase transaction. When this agreement terminates the buyer can refinance and take title to the property.

We can close transactions others can't. This group of buyers has been declined by traditional lending sources and is virtually an untapped market. We challenge you to find anything comparable.
With our access to unlimited private funds and financial resources, you can now immediately sell homes to a buyer that has been turned down by banks.

The American Dream

The American dream is to own a home. Not being able to get financing for a home purchase creates an even stronger urge.
Our Credit Partners can provide up to 80-90% financing, even when buyers have been turned down everywhere else before. A zero down option with 100% financing may also be available for your buyers.

No Credit Check financing sells.

Millions of homes are sold every year nationwide. Surprisingly, the majority of Americans can't qualify for a home loan due to credit problems, lack of cash for a down payment, no closing costs or too short of an employment history.

Imagine being able to offer 90% (up to 100%) financing with reasonable rates to your buyers even with 300-400 scores using our exclusive funding resources.

I would love to help you today....Thanks

Realize the American Dream of Home Ownership!

Program overview:

The No Credit Check Program is a way for anyone seeking home-ownership to acquire the home of their choice. It is comparable to financing. When conventional or sub prime lenders decline, this program will make the American dream become a reality.

This program is provided in cooperation with our exclusive Credit Partner network. The private Credit Partners are NOT banks or mortgage brokers.

Credit Partners are investors that buy the home for you, get financing based on their good credit and then transfer the home to you with financing in place (Lease Purchase transaction or alternative).

The Credit Partners are often the only hope for people with credit problems to achieve home ownership.

Our goal is to help anyone to acquire their own home with every applicant always being approved, regardless of credit.

The No Credit Check Program is not for everyone. Any applicant that could be approved by a bank should take that offer. Using this program results in a slightly higher cost to the applicant.

Almost any home (that includes single family residence, townhouse, condo and duplex to fourplex) located anywhere in the United States is acceptable except for mobile homes, homes on stilts, rural properties or properties with large acreage.

We strongly suggest that you check and make sure that you are not overextending yourself by adding payments for the home acquisition to your already incurred obligations for credit cards and revolving accounts (car payments etc.).

No Credit Program

This program generally requires that the home will be owner-occupied. Assistance for closing costs and other costs/fees is available when buying your home from us, which we buy homes that are a little longer on the market at a "cash" discount. From this discount we can finance a part of your down-payment or closing costs. This often enables an applicant to acquire a home with only a small amount of cash saved.
We require that the buyer has a minimum of 10% available, a portion of which may be "gifted" or provided by the seller or other resources, like relatives or friends. A "zero percent" option (where the applicant only contributes a security deposit) may also be available on a case by case basis (restrictions and different conditions apply).

Our Credit Partner group is not able to work with homes valued lower than 100K. There is no established maximum home value.

We performs background checks according to our guidelines on behalf of real estate investors and Credit Partner database submissions.


Once an application is received and the formal approval is issued, two separate transactions take place:

A) The Credit Partner that accepts the application and agrees to underwrite the transaction takes out a conventional mortgage loan and acquires the desired property.
B) Immediately after the closing, the Credit Partner enters into a Lease Purchase transaction with the applicant.

The monthly payments to the Credit Partner are expected to be approximately 1-1.1% of the home acquisition price (assuming a 10% down payment from the applicant). Example: $100,000 home acquisition price may have a monthly payment of roughly $1,000, depending on local property tax and insurance rates. The payments are calculated by adding all mortgage costs, the property tax, insurance and other related costs plus an annual 3.5% of the amount of mortgage (pro-rated monthly).

The allowed home acquisition value is three and one half times your total gross income for you and your co-applicant(s) including income from social security, pension, retirement, dividends, rentals, interest, annuities and other sources.

The program has a one to three year term. At this time the property must be paid for by the applicant.

Transaction Costs

Applicants of this program must accept a slightly higher cost when acquiring their home. Most costs are similar to those of a conventional mortgage loan, while others are specific to this program:

The Credit Partners

For each application we receive, we submit a transaction proposal to the Credit Partner group. In case of acceptance of the proposal a Credit Partner underwrites the transaction for the applicant and buys the property for the purpose of entering into a Lease Purchase contract with the applicant.

Benefits for the Applicant

No Credit Check. Easy income qualifications....Small down payment or NO down payment .... Very affordable payments....Real Estate Investor may even pay closing costs .... Monthly payments are processed by an experienced third party mortgage servicing company.

Little about me :)

I am not 6' 6" tall. I do not have ripped abdominal muscles and my veins do not pop out of my biceps when I flex. I do not have wavy brown hair that falls in front of my eyes. I do not own 20 vintage t-shirts with all the right rips and tears. I do not have a trust fund from my family's real estate fortune. I do not own a loft with 20' tall floor to ceiling windows in Soho, Tribeca, or Williamsburg. I do not own any article of clothing that cost more than $300. I do not buy bottles of Hennessy or Courvoisier for my table at Plaid on Thursday nights. I do not play in a rock and roll band that your friends back home have heard of. I do not vacation in the Hampton's, the South of France, or in Aspen. I do not appear regularly in the gossip columns of NYC papers. I do not date only models, super or otherwise. I do not feel equally at home at the MET and at a dive bar. I do not have expensive German car that I keep in a garage for the occasional road trip. I do not own the right pair of shoes. I do not have a membership to Soho House. I do not have even the foggiest notion of how to ride a polo pony. I do not fly first class. I do not have any best-selling books or memoirs published to my name. I do not have the time during my day to write a book in any case. I do not have anyone you've ever seen on MTV programmed into my phone. I do not believe I have ever been in the same room with Paris Hilton, Anna Wintour, or P Diddy. I do not believe I would recognize any of them on sight anyway. I do not have a recreational cocaine or heroin habit. I do not have the names of three Swiss rehab clinics at my fingertips. I do not have the numbers of any major magazine publisher, or their assistants, on speed dial. I do not get phone calls every Friday night telling me that I am a plus one on the guest list. I do not dine on a regular, or even irregular, basis at Union Square Cafe, Gramercy Tavern, or Nobu. I do not live a life of leisure.

I am, in fact, quite average!