Our Buyers include:
- First Time Buyers (We offer first time buyer workshops for an individual or for a group.)
- Move Up Buyers (We can help you to make a smooth transition from your existing home to the next.)
- Investment Buyers (We will help you to evaluate potential cash flow, repair costs, wholesale and retail values, . . .)
- Land Buyers (We can help the individual to find the perfect lot to build their dream home or a builder to develop a new community.)
- Water Front Buyers (We can help you to find just the right place for a life of pleasure on the waters and estuaries of the Chesapeake.)
- New Home Buyers (We can find that new and trouble free home.)
- If you are looking to Buy, give us a call.
WORKSHOPS
- Zenith Realty believes in educating the public so that any Buyer or Seller is more prepared when entering the real estate market. To this end, Zenith Realty presents several workshops which are available to groups or individuals. Some of these workshops are listed below.
MANAGING YOUR CREDIT
Our Workshop on Managing Your Credit is a program which was developed by Freddie Mac and Five of the nation's colleges.
Freddie Mac is a stockholder-owned corporation established by Congress in 1970 to create a continuous flow of funds to mortgage lenders in support of homeownership and rental housing. Freddie Mac purchases mortgages from lenders and packages them into securities that are sold to investors.
This workshop is intended to help consumers obtain the knowledge and skills necessary to effectively manage their money and to positively impact their credit. The benefits of this knowledge are intended to expand personal finance opportunities, including homeownership.
The basic modules of the workshop include the following topics:
- Your Credit and Why It Is Important
- Goal Setting
- Managing Your Money
- Establishing and Maintaining Your Credit
- Thinking Like a Lender
- Understanding Credit Scoring
- Restoring Your Credit
- Avoiding Credit Traps
- Planning for Your Future
THE HOME BUYING PROCESS
The professionals at Zenith Realty work with a team of industry experts all of whom specialize in their particular aspect of the realty process. For the group workshops, Zenith Realty brings together these experts and walks the prospective Buyers through The Home Buying Process from start to finish with each specialist presenting the details of their function in the process. When a Buyer goes through this education before stepping out to look for a home, they find that the process is much easier and smoother. The typical specialists will include the following:
- Mortgage Lender
- Real Estate Agent
- Inspector
- Appraiser
- Insurance
- Title