Kathleen Daniels, Probate & Trust Specialist Thank you.  I am on the Board of Directors for a local non-profit and thinking of what motivates people to spend money to help others.

Anna Banana Kruchten CRS CRB, Phoenix Broker Be careful, it is addictive. ;)

Endre Barath, Jr. Thank you.  Someone could write a great book on the psychology of spending.  Look at the difference in your own personal spending habits if it is personal verses business.  Think of your consumption habits if you are paying verses someone else.  For example, at Christmas parties, my second broker would have an open bar for the first hour and everyone drank top shelf beverages.  When it was time for them pay, most dropped back to Bud or Coors.