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Mortgage and Lending - Finance Of America - NMLS #311662



FICO Model Adjustments Could Turn More Borrowers into Buyers September 16, 2014 Fair Isaac Corp., commonly known as FICO, recently announced impending changes to its credit scoring model that could work in many consumers' favor - including those looking to purchase a home. The changes mostly per...
Budgeting for the Hidden Costs Associated with a Home Purchase   Preparing to buy a new home can be both exhilarating and stressful at the same time. Between credit cleanup saving for a down payment and shopping for a property that meets their budget as well as their desires, prospective home bu...
In What could be a good sign for Second-half Sales, Freddie Mac's latest Primary Mortgage Market Summary offered further promise for prospective homebuyers. Fixed mortgage rates continued to stay low by historical standards, with the average 30-year rate falling to a new low for the year at 4.12...
For all of you that think we are crazy when we decline a loan that makes perfect sense to you. Tust me it is not personal, we are simply not allowed to make common sense decisions any more as highlighted by this recent article.

Matt Brady

Lending With Competence And Character
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