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With all the rain and risk of flooding on the West Coast, I thought it would be a good time to remind everyone to protect their important papers. When an emergency strikes, you usually don’t have the time to go around the house and find what you need. Having your most important documents in one e...
I wrote a blog a week ago  describing the benefits of a  mortgage insurance reduction that the FHA has announced was going to be effective January 27.  Today they sent a letter retracting the reduction. In the letter, FHA announces that they are suspending the premium reduction.  It is effective ...
It is time to prepare your taxes! If you are a RE Agent or Mortgage Professional there is a good chance you are considered self-employed and there are a lot of deductions available to you. This list ,compiled from several sources helped jog my memory of buying things like tires for my car. I hope...
The markets are quiet this morning for a change.  Treasury yields are little changed from yesterday’s close.  There is no major scheduled economic news today. It took a day like today to make me realize we have been on quite a ride recently. It feels like we survived the first big drop off the ro...
Great News!The FHA announced this morning that it is lowering the annual premium 25 bps.  It is effective for loans with a closing or disbursement date on or after January 27th, 2017.  By making the change effective for loans closed instead of case numbers assigned, it eliminates a lot of the con...
 For the past 17 years, Pantone – the world-renowned authority on color – has unveiled what they believe to be the color of the year. Their selection historically influences all facets of design, including home décor.2017’s Color of the Year is Greenery. According to Pantone, Greenery signifies b...
Fixed mortgage rates, which have been on a tear since the presidential election, retreated this week, falling for the first time in nine weeks.According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average tumbled to 4.2 percent with an average 0.5 point. (Points ar...

Matt Brady

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