RECENT BLOG POSTS
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October Survey Reveals Consumers are More Optimistic About Housing's Future December 09, 2014 Improving consumer attitudes are driving a more positive fourth-quarter outlook for the national housing market. Fannie Mae's October National Housing Survey revealed the economy's steady but unspectacul...
12/10/2014
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Just sharing some tips that Might save someone a few $s. 10 Tax Tips for Year-End 2014 1. Annual Gifts Individuals may make tax-free gifts to other individuals up to $14,000. The value of the gift is then removed from the donor's estate. 2. Charitable Gifts A donation of appreciated sec...
12/09/2014
NAR spread the word on the Mortgage Forgiveness Tax Relief Act. "It is a bipartisan bill that would prevent homeowners from paying taxes on forgiven mortgage loan debt. This bipartisan legislation would extend an expired provision that has helped many families by allowing tax relief when lender...
12/02/2014
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A slate of expired tax breaks and extensions that Congressional infighting has left unrenewed could hit homeowners who had short sales with massive tax bills. Without Congressional action to renew the breaks, those whom banks allowed to sell their homes for less than the amount of their mortgage ...
12/02/2014
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We all need to apologize occasionally, either to clients, business partners or co-workers. Does saying I apologize have the same meaning as "I am sorry"? Not everyone thinks so. I was involved in a recent debate discussing a wife of a friend being upset with her husband apologizing for a misunde...
11/26/2014
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Please help NAR spread the word on the Mortgage Forgiveness Tax Relief Act. "It is a bipartisan bill that would prevent homeowners from paying taxes on forgiven mortgage loan debt. This bipartisan legislation would extend an expired provision that has helped many families by allowing tax relief ...
11/24/2014
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Dear Family, I'm not dead yet. Thanksgiving is still important to me. If being in my Last Will and Testament is important to you, then you might consider being with me for my favorite holiday. Dinner is at 2:00. Not 2:15. Not 2:05. Two. Arrive late and you get what's left over. Last year, that mo...
11/22/2014
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It is no secret that Credit Reports are riddled with erroneous information. A study conducted in 2014 from a US Public Interest Research Group revealed that nearly 80% of all consumer credit reports contain errors! A staggering number when you consider just how important a credit report is in man...
11/13/2014
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Mortgage rates increased for the second consecutive week, according to data released Thursday by Freddie Mac. The GSE said in a press release that rates on 30-year fixed mortgages increased 4 basis points, to 4.02%. Interest rates on 15-year mortgages were up 8 basis points, to 3.21%. Adjustable-...
11/07/2014
The housing industry's downturn triggered a wide range of repercussions - among the most visible being the rash of foreclosures that affected many state and local markets. It's taken a solid half-decade, but through the combination of an improving labor sector, new regulations and a revised ap...
11/07/2014