Orange County Real Estate Solutions

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Real Estate Broker/Owner - Mission Viejo, Foothill Ranch, Lake Forest, Ladera Ranch - BRE# 01274644



I am hearing this question more and more often in these difficult times. Question: Do I need to hire an attorney to do a short sale? Answer: It is my belief that you will be represented best in a short sale transaction by a competent and experienced real estate agent who works every day in the re...
Ladera Ranch (Detached Single Family Residences) Median Price / Dec-09:                         $750,000.00 % Change In Price From Prior Month:     -6.0% % Change In Price From Prior Year:       0.1% Total Number Of Units Sold:                 35 % Change In Sales From Prior Month:   52.2% % Chan...
Rancho Santa Fe Short Sale - Another Success! This self-employed couple had been hit hard by the economic downturn of the last 3 years and could no longer afford their combined monthly mortgage payments of over $20,000.00/month. There were two loans secured against the home. 1st Lien: $2,730,000....
- Monthly Mortgage Payments Are Too High. - You Have Experienced A Loss In Income. - You Need To Sell But Have No Equity Remaining. - Your ARM Has Recently Adjusted Or Will Adjust Soon. - You Want To Reduce The Amount Of Damage Done To Your Credit. - You Want To Buy A Home Again After Two Years I...
Short Sale vs. Loan Modification Another successful Bank of America Making Home Affordable Final Modification completed today!  This SoCal client had fallen behind on his mortgage payments with (Countrywide) BofA because his significant other (not married and not on the loan) left him.  Without t...
What Is HAFA ? The government's Home Affordable Foreclosure Alternatives program, or HAFA as it is commonly known may provide you with some relief.  There are some hoops to jump through but working with an agent that understands the details and the process will ensure that you have an optimal ch...
Reasons Short Sales Are Rejected By The Bank Your bank will demand a great deal of documentation before approving a short sale. Contrary to popular belief, though, a seller does not need to be in foreclosure or have fallen behind on their mortgage payments for a short sale to be successful. So w...
    IML Real Estate: Just Listed North Tustin Beauty! 9892 Saint Mary's Circle - North Tustin, CA 92705 4 Bedroom - 3 Bath / 3 Car Garage / 4,000 Sq Ft Range-priced from $1,199,000.00 - $1,400,000.00 Must see this gorgeous home! Too many upgrades to mention all done with the finest quality materi...
Many of my clients are unclear regarding how the foreclosure process works in California.  It is fairly straightforward and I have outlined it below: The following time-line applies to non-judicial California Foreclosures under a Deed of Trust. (non-judicial foreclosure is used far more commonly ...
IML Real Estate Pre-Foreclosure Division (949) 218-0952   Out of work or has your income been reduced? Do you owe more on your home than it's current market value? Are you going through a divorce? Are you behind on your mortgage payments? Are you burdened with high medical ex...


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