Sheryl Moser's (1nderwoman) Blog

I don't know about other states bit merging seems to be a trend in Oklahoma. Several offices in the past few months have merged. Some were franchises, some weren't. Some offices have dropped their affiliation with franchises because they can't afford to pay their franchise bills. Two very large c...

Purple? Lime Grren? Hot Pink? Orange?  I have been showing a lot of homes lately in several different towns. And one thing several of these homes  have in common is poor color choices.  Color choices are really important when putting your house on the market. Take it from me, neutral goes a long ...

Mortgage Rates up but still affordable  On Friday 2-5-09 according to Freddie Mac a 30 year fixed rate averaged 5.25 % with an average 0.8 point for week ending 2-5-09. Which was up from the week before when it was 5.10 %. What people seem to forget is last year at this time  it was 5.65%.       ...

  Selling Your Home In A Possible Declining Market? The key to selling in a 'declining market' is pricing your home at today's market value, having your home in top condition and being able to work with a buyer on financing needs. Don't let your pride get in the way when determining a price for y...

A Need Or A Want? Credit Card Debt. Delinquent Credit card bills reached an all time high this month. The problem hasn't been this bad since 1998. It unfortunately goes along with the high unemployment rate. During the housing boom more consumers could tap into their home equity to pay off bills ...

HOMEBUYER TAX CREDIT... Obama Bailout? Tuesday night the Senate voted to include a $15,000 homebuyer tax credit to the American Recovery and Reinvestment Act (a.k.a. the big Obama bailout). Pushed through by Senator Joe Lieberman, the credit doubles the size of a tax credit passed last summer, wh...