real estate: Stephanie Hurst - Lincoln, Al Realtor for Realty Executives - 08/31/10 03:16 PM
For all your Lincoln, Alabama Real Estate needs call Stephanie Hurst of Realty Executives Complete.  She will be covering all Lincoln, Alabama to include new home subdivisions like Taylors Farm and Lincoln Oaks
Also she will be covering Logan Martin Lake communities in Lincoln like Eastland Shores and Rushing Springs.
So be sure to check out Stephanie Hurst's new website and don't forget to call if you have any Lincoln Alabama Real Estate needs or Lincoln, Al Homes For Sale
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real estate: Fannie Mae is getting tougher on Home Buyers - 12/16/09 04:10 AM
 
Fannie Mae changed requirements for mortgage applicants this past weekend.  Getting approved for a home loan just got tougher.
 
In its official announcement, Fannie Mae says the updates will minimize long-term lending concerns.  If that's the case, this won't be the last guideline change Fannie Mae makes -- especially with loans defaulting at an above-normal clip.
 
The Initial changes are major. The first pertains to credit ratings.
 
Effective December 13, 2009, the mass of Fannie Mae's loans require a 620 credit score minimum.  There are some exceptions.
 
A second relates to loans with private mortgage insurance.
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real estate: Join this Facebook Page for a lot of Laughs - 12/08/09 09:15 AM
The RedNeck REALTOR on Facebook … (0 comments)

real estate: The 2010 Conforming Loan Limits - 11/18/09 02:21 AM

A conforming mortgage is one that, quite literally, conforms to the mortgage guidelines set forth by Fannie Mae or Freddie Mac.
Each year, the government sets the maximum allowable loan size for a conforming mortgage, based on "typical" housing costs nationwide. 
Loans in excess of this amount are typically called "jumbo".
While home prices increased from 1980 to 2006, so did conforming loan limits.  Since then, however, as home prices have dipped, the conforming loan limit has held.
Now, in 2010, for the 5th consecutive year, the government set $417,000 as the nation's conforming mortgage loan limit.
The 2010 conforming loan … (2 comments)

 
Barry (Lynn) Miller Jr.

Barry (Lynn) Miller Jr.

Birmingham, AL

More about me…

Address: Trussville, AL, 35128

Mobile: (318) 613-8310

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I am “Complete Real Estate Professional” conducting my Real Estate Business Primary in Central ALABAMA. My business partner and I are the top listing agents in St. Clair and Talladega Counties. You can expect the same outstanding service from me weather you’re buying or selling on LOGAN MARTIN LAKE or if you are a FIRST TIME HOME BUYER. My goal is to give solid advice on Real Estate based on my experience.


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