credit repair: William E. Lewis Jr & Associates opens branch office in Vero Beach - 04/16/14 06:59 AM

As a nationally recognized credit repair and identity theft expert, Bill Lewis of William E. Lewis Jr. & Associates - a solutions based professional consulting firm specializing in the discriminating individual, business or governmental entity – announces the opening of a branch office in Vero Beach, Florida.
In moving his family north to the Treasure Coast and Vero Beach, Bill Lewis does not miss a beat in pride, commitment and community.  With that said, William E. Lewis Jr & Associates has opened a branch office at 1926 44th Avenue, Vero Beach, FL 32966.
Formerly with Credit Restoration Consultants, Bill Lewis has been widely sought by … (0 comments)

credit repair: William E. Lewis Jr & Associates opens new location in Davie - 04/12/14 04:39 AM

As a nationally recognized credit repair and identity theft expert, Bill Lewis of William E. Lewis Jr. & Associates - a solutions based professional consulting firm specializing in the discriminating individual, business or governmental entity – announces the opening of a new office in Davie, Florida.
Having outgrown their former location, William E. Lewis Jr & Associates recently moved to 6099 Stirling Road, Suite 210, Davie, FL 33314. 
Formerly with Credit Restoration Consultants, Bill Lewis has been widely sought by many in the restoration of their personal credit worthiness.  As such, a new credit repair component was formed.
In … (0 comments)

credit repair: Eight charged in identity theft fraud scheme involving AT&T customer files - 04/12/14 12:27 AM

 
Eight defendants have been charged with participating in a conspiracy to unjustly enrich themselves by stealing personal identifying information and using the information to make unauthorized wire transfers from victim bank accounts and obtaining unauthorized credit or debit cards, according to BankInfoSecurity.com on Monday.
Collectively named in a twenty-two count federal indictment were Chouman Emily Syrilien, 25, of Lauderdale Lakes, Arrington Basil Segu, 28, of Miami, Carlos Antonio Alexander, 24, of Orlando, Angel Arcos, 23, of Pompano Beach, Shantegra La’Shae Godfrey, 23, of Deerfield Beach, and Monique Smith, 31, of Pompano Beach.
Two unnamed defendants remain at large.
Each of the defendant’s was charged with one … (0 comments)

credit repair: Bad credit repair at William E. Lewis Jr & Associates - 11/16/13 08:32 PM
In a recovering economy, your good name and reputation are important. Creditors have tightened their guidelines barring millions of Americans from borrowing money. Even those with excellent credit and high credit scores have experienced reduced credit limits and closed equity lines. Mortgage lenders, auto finance companies, credit card issuers and banks have all raised the bar. Borrowers with low credit scores can expect to be denied or to pay significantly higher interest rates than those with excellent credit.Long gone are the days of obtaining credit, goods, benefits, services and/or employment with a 620 credit score. In more instances than not, a … (0 comments)

credit repair: Court halts scam debt collection agency - 11/16/13 08:09 PM
A U.S. district court judge has halted an operation based in Atlanta and Cleveland that allegedly used deceptive and threatening tactics to collect phantom payday loan “debts” that consumers either did not owe, or did not owe to the defendants, according to the Federal Trade Commission on Monday.   
According to the FTC, the defendants operated under a host of fictitious business names that implied an affiliation with a law firm or a law enforcement agency, such as Global Legal Services, Allied Litigation Group, United Judgment & Appeals, Dockets Liens & Seizures, and United Judgment Center.   Using robocalls and voice messages that threatened legal action and arrest … (0 comments)

credit repair: William E. Lewis Jr & Associates now doing credit repair - 09/20/12 07:57 AM
William E. Lewis Jr. & Associates, a solutions based professional consulting firm specializing in the discriminating individual, business or governmental entity, is proud to announce the formation of a credit repair component.
Facing uncertain economic times, Bill Lewis - formerly with Credit Restoration Consultants – has been widely sought by many in the restoration of their personal credit worthiness. 
Approximately 78% of credit profiles in the United States contain some sort of error or omission materially affecting credit worthiness.  Absent self-help and the “do-it-yourself” approach, a consumer may hire a credit repair company in the restoration of their good name … (0 comments)

credit repair: Protect yourself against credit repair scams - 08/30/12 11:23 AM
While the economy has been showing some signs of improvement, your good name and reputation is becoming more important within the community. Creditors have tightened their guidelines effectively barring millions of Americans from borrowing money.
Mortgage lenders, auto finance companies, credit card issuers and banks have all raised the bar. Borrowers with low FICO scores can expect to be denied or to pay significantly higher interest rates than those with excellent histories.
Long gone are the days of obtaining credit, goods, benefits, services and/or employment with a 620 score. In most instances, a consumer will be denied if they maintain a … (1 comments)

credit repair: Bogus credit repair company shut down by FTC - 08/30/12 09:24 AM
On Friday, the Federal Trade Commission announced action against a Florida-based credit repair company that allegedly continued to pitch bogus services despite a 2010 court order requiring it to stop. In the most recent action, Latrese and Kevin Hargrave allegedly continued to scam unsuspecting victims through new companies.
Signed by U.S. District Court Judge Marsha Howard, the new order will remain in place while the FTC seeks a contempt ruling against the Hargrave organization for violating its initial cease and desist order. Pending further court action, the Hargraves are banned from all activities involving credit repair and from offering credit-related products, programs, or services.
In 2008, the FTC … (1 comments)

credit repair: The Credit Report with Bill Lewis - 10/18/11 02:23 AM
Interesting guests and timely topics will be on AM 1470 WWNN the week of October 17th and The Credit Report with Bill Lewis.
Former prosecutor and Fort Lauderdale criminal defense attorney Jim Lewis will appear and discuss his candidacy for Broward State Attorney as the only Republican for this countywide office in 2012.
Davie Mayoral candidate Mike Crowley will appear and discuss his candidacy for mayor and his plan to create jobs by attracting high-technology business to Davie.
Foreclosure defense attorney Carlos Reyes will appear and discuss the latest developments in the “robo-signing” controversy and investigations started by the Florida Attorney … (0 comments)

credit repair: Walking Away From a Successful Business - 01/01/11 08:23 PM
While 2010 has been challenging with baby Rebecca and William III joining their older sister Katherine in the Lewis household, decisions and choices for change in 2011 are proving an equal challenge.
Between a growing family and commitment to several businesses and charitable causes, there is simply not enough time in the day.
Struggling through tough economic times and an industry that is heavily scrutinized and frowned upon - the credit repair industry - decisions must be made. Does one continue working in an industry they have grown to hate?
Does one sell the business with its perfect record and reputation … (2 comments)

credit repair: Guide to Credit Reports, Credit Scores - 11/13/10 08:57 PM
Attention is focused on new financial regulations enacted as part of the Dodd-Frank Act.
Earlier this year, the Federal Trade Commission announced final rules requiring creditors to provide consumers' with a "risk-based pricing notice" when granting credit on less favorable terms than it provides other consumers.
To assist consumer understanding of these new rules, the U.S. Federal Reserve has unveiled an online guide to credit reports.
This straight-forward guide includes information on credit reports and credit scores, how they are utilized in credit granting decisions, unsolicited credit offers, credit repair and how to protect your personal information from fraud.
Released on … (2 comments)

credit repair: Mortgage and Foreclosure - Florida AG joins Mortgage Foreclosure Multi State Group - 10/16/10 09:55 PM
Attorney General Bill McCollum announced last week an ongoing effort to rein in mortgage servicers and protect Floridians from purported deceptive and unfair practices. Along with 49 other attorneys general who are part of the Mortgage Foreclosure Multi State Group, McCollum is leading an effort to stop mortgage loan servicers from submitting alleged false affidavits in support of mortgage foreclosure actions.
Homeowners, attorneys and investigators have long alleged that many of the affidavits contained within mortgage foreclosure complaints have been signed without personal knowledge of the facts asserted within them. Having recently come to light is the fact that many of … (1 comments)

credit repair: J.P. Morgan Chase and GMAC Mortgage halt sales - 10/02/10 10:23 PM
Homeowners facing eviction due to foreclosure proceedings can rest easier for the moment.
Following several adverse court decisions throughout the country and the Florida Attorney General's well publicized investigation into the Florida Default Law Group, the Law Offices of Marshall C. Watson, P.A.; the Law Offices of David J. Stern, P.A.; and Shapiro & Fishman, LLP., both JP Morgan Chase and GMAC Mortgage have suspended mortgage foreclosure proceedings in 23 states.
While several mortgage lenders have dramatically slowed the pace of foreclosures in favor of short-sales or loan modifications, Chase and GMAC have admitted to rubber-stamping documents without reviewing them in … (2 comments)

credit repair: South Florida Credit Repair by Credit Restoration Consultants - 09/30/10 11:36 PM
In these tough economic times, your good name and reputation are important. Creditors have tightened their guidelines barring millions of Americans from borrowing money. Even those with excellent credit and high credit scores have experienced reduced credit limits and closed equity lines. Mortgage lenders, auto finance companies, credit card issuers and banks have all raised the bar. Borrowers with low credit scores can expect to be denied or to pay significantly higher interest rates than those with excellent credit. Long gone are the days of obtaining credit, goods, benefits, services and/or employment with a 620 credit score. In more instances than … (0 comments)

credit repair: Beware of Fake Debt Collectors - FDCPA May Not Protect You - 06/28/10 12:23 AM
Over the last several decades, America has truly transitioned into a debtor society. Despite tough economic times, consumers are more likely to borrow than they are to delay when making a purchase. With consumers having financial obligations to multiple institutions, keeping accurate records and documentation can become a challenge. Opportunistic con artists posing as "fake" debt collectors recognize this as an area of vulnerability and are more than willing to use it to their advantage.
These fake debt collectors speak English with a foreign accent and call themselves "Affidavit Consolidation Services," Criminal Bureau of Identity," "U.S. National Bank," "US Justice Department/Payday … (0 comments)

credit repair: Credit Restoration Consultants Seeks Commissioned Sales Representatives - 06/11/10 08:16 AM
Credit Restoration Consultants, a Sunrise based credit service organization specializing in the restoration of consumer credit worthiness and identity theft - seeks a commissioned based sales representative. Detail-oriented individual with initiative wanted. Strong data entry skills required along with knowledge of Microsoft Office. Qualified candidate will be efficient, organized, and have strong sales experience. Job description includes the marketing of credit restoration services to credit challenged individuals and victims of identity theft. Initial leads and lead sources are provided with no cold-calling required. Preferred candidiate should have experience in the Microsoft suite of products, reading/coding of credit reports and the consumer … (0 comments)

credit repair: Loan Modification Licensure in Florida - an Industry No Longer Without Regulation - 01/06/10 01:16 AM
The days of simply opening up shop and starting a loan modification business have come to an end in Florida. Individuals or businesses providing loan modification services must now be licensed as a mortgage broker by the Florida Office of Financial Regulation (OFR) in order to conduct business.
The Florida legislature recently passed Senate Bill SB 2226. This law makes significant changes to Florida's mortgage brokerage law - Chapter 494, Florida Statutes - effective January 1, 2010. In particular, the new law specifically covers negotiation of existing loans as being part of the duties of a mortgage broker. As such, any … (0 comments)

credit repair: Credit Repair for 2010 - A New Year for Better Credit - 01/05/10 04:20 AM
Are you wondering how to protect your family through a recession and tough economic times? Families are scrambling to protect their financial security while watching their nest egg shrink. Between the foreclosure epidemic and closed or reduced credit lines, Congress has been left to bail out the financial industry. Many consumers are experiencing severe stress as it relates to their economic stability and general well-being. With unemployment at an all time high and an economy that is struggling with food prices and professional services that have increased at alarming rates, many families have scaled back on their spending to include only … (1 comments)

credit repair: Credit Card Act of 2009 - A Primer to Basic Consumer Protections - 01/05/10 03:34 AM
In an ideal world, one would not worry about the recession, high unemployment rates, the foreclosure epidemic and the never ending debt load carried by the average American. In what has been commonly referred to as the "Year of the Consumer," 2010 has a lot to offer in the way of federally mandated "changes" as it relates to the credit card industry.
With less than 30 days until enactment of The Credit Card Accountability, Responsibility and Disclosure Act of 2009 creditors and financial institutions are doing their very best at circumventing the new law, also known by its short title - … (0 comments)

credit repair: Your Good Name and Credit Reputation are Important in Tough Economic Times - 09/05/09 11:14 PM
In an ever worsening economy your good name and reputation within the community is becoming more important.  Creditors have tightened their guidelines effectively barring millions of Americans from borrowing money.  Even those with excellent credit are experiencing reduced credit limits and closed equity lines.  Mortgage lenders, auto finance companies, credit card issuers and banks have all raised the bar.  Borrowers with low credit scores can expect to be denied or to pay significantly higher interest rates than those with excellent credit.  Long gone are the days of obtaining credit, goods, benefits, services and/or employment with a 620 credit score.  In more … (0 comments)

 
William E. Lewis, Jr., Bill Lewis - Vero Beach, Florida (William E. Lewis, Jr. & Associates)

William E. Lewis, Jr.

Bill Lewis - Vero Beach, Florida

Vero Beach, FL

More about me…

William E. Lewis, Jr. & Associates

Address: 1926 44th Avenue, Vero Beach, FL, 32966

Office: 772-324-6400

Fax: 954-281-5450

William E. Lewis Jr. & Associates is a solutions based professional consulting firm specializing in the discriminating individual, business or governmental entity. To learn more, tune into “The Credit Report with Bill Lewis,” a daily forum for business and financial news, politics, economic trends, and cutting edge issues on AM 740 WSBR.


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