80 ltv: Our Top pick for SBA 7(a) Loans and Business Loans - 08/22/21 06:02 AM
$1,000 to $25 Million Rates Start at 5% Monthly Payments For-Profit and Non-Profit Short and Long-Term Loans 550 Credit Minimum Most Businesses Eligible  Unrestricted Working Capital 6 Month+ Time in Business No or Low Collateral High LTV Financing Nationwide + Rural Locations Apply direct - https://southendcapital.com/?rp=RP015540  
 
(0 comments)

80 ltv: Stated Income - No Assets or Employment Verified to 80% LTV - 08/22/21 05:38 AM
stated income guidelines for investment properties available in: ca, co, fl, ga, hi, id, nc, or, pa, sc, tn, tx, ut, va & wa Portfolio or Single Asset loans 30 year loans, fixed for 5, 7, or 10 years with standard carve outs Interest only for fixed period Min. FICO: 600 Max LTV: 80% (Purchase, R & T, Cash-Out) Property Types: SFR, 2-4 units, Condos or PUD’s, Loans to individuals or entities Non-owner occupied only. No taxes required. Stabilized rental properties (leased or soon-to-be leased) Bank statements only/no personal income verification. No DTI requirements for borrower Non-Recourse available Minimal DSCR requirements … (2 comments)

80 ltv: You can submit Fix and Flip Loans, SBA, 1-4s & units. up to 80% LTV - 03/18/21 08:14 AM
no income bridge loans for fix and flips available in: az, ca, co, dc, fl, ga, hi, id, nc, nv, or, sc, tn, tx, ut, va & wa You can contact us directly to receive a Conditional Loan Approval.
Or apply securely here, Fix and Flip and Rentals
Non-owner Occupied Only Purchase, Refinance, Cash out on listed property or Rehab 80% LTV up to 100% of rehab costs can be included $100K-$5 Million SFR, 2-4, 5+, Condos and CRE Interest Only Payments – Terms: 1 year with No prepay or 2 year with 8 months. No DSCR. Stated Income/Bank Statements Only/No Taxes required No Minimum FICO Requirements … (0 comments)

80 ltv: True Stated Income - No Assets or Employment Verified to 80% LTV - 08/30/20 09:13 AM
Stated income guidelines for fix and flips
Available in: az, ca, co, dc, fl, ga, hi, id, nc, nv, or, sc, tn, tx, ut, va & wa 
 
You can contact us directly to receive a Conditional Loan Approval,or for a Fix and Flip Application 
you can apply securely here, Fix and Flip and Rentals 
 
Non-owner Occupied Only   
Purchase, Refinance, Cash Out, Rehab   
80% LTV up to 100% of rehab costs can be included   
$100K-$5 Million   
SFR, 2-4, 5+, Condos   
Interest Only Payments – Fix and Flip Terms: 1 year with No prepay or 2 year with 8 months   
Stated Income/Bank Statements Only   
No Minimum FICO Requirements - No DSCR … (1 comments)

80 ltv: Fix and Flip Loans and Long term Hold for 1-4s and units - 80% LTV - 06/23/20 05:58 AM
Staed Income for Investment Properties
Portfolio or Single Asset loans
30 year loans, fixed for 5, 7, or 10 years with standard carve outs 
Interest only for fixed period
Min. FICO: 600
Max LTV: 80% (Purchase, R & T, Cash-Out)
Property Types: SFR, 2-4 units, Condos, PUD's, Townhomes
Loans to individuals or entities
Currently available in: CA, CO, FL, GA, HI, ID, NC, OR, PA, SC, TN, TX, UT, VA & WA
Non-owner occupied only
Stabilized rental properties (leased or soon-to-be leased)
Bank statements only / no personal income verification
No DTI requirements for borrower
Non-Recourse available
Minimal DSCR requirements
Lender Fee: $1,195
Our Fee: 1.5 points
No yield maintenance, sliding pre-payment penalty available 
ORStated Income Guidelines for Fix … (0 comments)

80 ltv: Private Money - Close in a week in CA, as low as 20% down - NO Taxes - 01/24/20 07:50 AM
Private Money Loans for Owner and Non-Owner Occupied properties.Commercial and Residential Loans for purchase or refinance up to 80% LTV.
Terms: 1, 2, 3, 4 or 5 year loans amortized for 30 or 40 years.Rates from 7.99% and 2 points.NO minimum FICO score required.Choose a pre-pay period.10 day close of escrow in CA.Investor Loans, REO financing, Interest only available. Any amount of properties allowed. Interest reserve options
Unlimited Cash out. In Bankruptcy or Foreclosure rescue OK.No title seasoning required.
 
Available: Nationwide.2 points in the transaction.
(0 comments)

80 ltv: Private Money or Private Party - to 80% LTV - NO Taxes - 12/30/19 08:10 AM
Terms: 1, 2, 3, 4 or 5 year loans amortized for 30 or 40 years.Rates from 7.99% and 2 points.NO minimum FICO score required.Choose a pre-pay period.10 day close of escrow in CA.Investor Loans, REO financing, Interest only available. Any amount of properties allowed. Interest reserve options. Unlimited cash out. In Bankruptcy or Foreclosure rescue OK.No title seasoning required.
No Income Verified.
No Taxes Needed.  
Up to 80% LTV / 20% down
Loans to 10M
Available: Nationwide.Fees: 2 points in the transaction
(0 comments)

80 ltv: 1 Day on the Job or New Business OK. No Income-Verified Assets (NIVA) - 08/24/17 03:37 PM
No Income-Verified Assets (NIVA)
for Investment and Owner-Occupied Properties
680 Mid Fico, SFR's 1-4 units, Condos and PUDs (must be warrantable)
Terms: 15 year fixed, 3, 5 or 7/1 ARM, from 4.45%
Purchase: 70% LTV to $2M, 100% of down payment can be gifted!
Refinance rate and term 65% LTV to 2M
Refi with cash out 50% LTV to 5M. 60% to 1M.
Must prove reserves of at least 6 months PITI, No CPA letter needed. with 18 months reserves. YTD P&L should support transaction at 50% DTI.
1 Day on the Job or New Business OK.
No max properties owned or financed, no max acreage.
Foreign buyers OK
Less than 30 days to close
Available: CA, NV, WA, TX, GA, … (3 comments)

80 ltv: 7-10 day close of escrow in CA w/ Private Money to 80% LTV / 20% down - 07/16/17 08:16 AM
Private Money Loans for Non-Owner Occupied properties. 
Loans for purchase and refinance up to 80% LTV.
 
Terms: 1, 2, 3 or 4 year loans amortized for 30 or 40 years. 
Rates from 7% and 2 points.
NO minimum FICO score required.
Interest reserve options in lieu of reserves.
 
7-10 day close of escrow in CA.
Investor, REO and Fix and Flip financing.
 
You have various choices for the Prepayment Penalties
NONE, 4, 6, 12 or 24 months 
Any amount of properties allowed.
In Bankruptcy or Foreclosure OK.
No title seasoning required.
Unlimited cash out.
I submit loan requests directly to an Underwriter.
 
One page pricing form below.
Private Money Pricing form
(0 comments)

80 ltv: Use like cash for a purchase - CA Private Money Loans - close in days - 07/02/17 07:16 AM
Private Money Loans for Non-Owner Occupied properties.Commercial and Residential Loans for purchase or refinance up to 80% LTV.
Terms: 1, 2, 3, 4 or 5 year loans amortized for 30 years. Rates from 7.99% and 2 points.
NO minimum FICO score required.
7-10 day close of escrow.
Investor loans to 100% of ARV & REO financing. Interest only available. 
Any amount of properties allowed.  Interest reserve options.  Unlimited cash out. 
In Bankruptcy or Foreclosure rescue OK.
No title seasoning required.
Available: Nationwide. Fees: 2 points in the transaction. … (1 comments)

80 ltv: New 12 Month Bank Statement averaging to 80% LTV & 620 FICO - 06/11/17 09:56 AM
12 Month Bank Statement Averaging, 1 Year Taxes or Asset Amortization Loans for Business Owners. 
No Taxes, w2's or executed 4506T are required. 
Minimum middle FICO score is 620. 
Must be Self-Employed for the last 2 years. 
Realtors are considered self-employed. 
5, 7 and 10/1 ARM's, 15 and 30 year fixed. Rates from 5.875%. 
 
Owner-Occupied, 2nd homes and Investment properties, SFR's and 1-4’s.
Loan to value up to 80% for a purchase, rate and term or cash-out refinance up to 3M.
Interest only payment available.  Qualifying: Using the Borrower’s last 12 Personal and/or Buiness bank statements, we average the deposits over 12 months and use that as the … (2 comments)

80 ltv: Commercial Lending expertise - Call Bob Thompson, (562)344-LOAN - 03/09/16 11:18 PM
The decision to undertake any Real Estate transaction is a monumental one, but it need not be overwhelming, I have over 25 years of Commercial Lending experience and I am able to offer an subjective look at due diligence and evaluate each transaction on it's own merits, viability and rewards. I take the time to work with Commercial real estate buyers, developers and sellers to develop a unique strategy to find and finance the right deal or project for their final objective.
My first first alternative for loan placement is a Portfolio Commercial Loan program, typically, they are 25 year terms with both fixed … (0 comments)

80 ltv: NO Income - Verified Assets - Home Equity Line of Credit (HELOC) - 11/20/15 11:51 PM
NO Income - Verified AssetsHome Equity Line of Credit (HELOC)  Owner-Occupied, Non-Owner Occupied and Second Homes - SFR's, 2-4's and Condos.620+ FICO needed.   Loan amounts from $150,000 - $1,500,000. 
Up to 60% LTV to $1,000,000, up to 80% CLTV with Underwriters exception.  50% LTV to $1,500,000.
4.5% interest only start rate for the 10 year draw period, then 20 year amortization and 1 floating over WSJ Prime in 1st position or on free and clear properties or  5.5% interest only for the 10 year draw , then 20 year amortization and 2 floating over WSJ Prime in 2nd position.  18% lifetime cap. Must provide proof of 20 months of liquid PITIA reserves. Available … (3 comments)

80 ltv: Commercial Loans - Full Cycle - Nationwide to 80% LTV - 11/20/15 12:45 AM
The decision to undertake any Real Estate tranaction is a monumental one, but it need not be overwhelming, I have over 25 years of Commercial Lending experience and I am able to offer an objective look at due diligence and evaluate each transaction on it's own merits, viability and rewards.
I take the time to work with Commercial real estate buyers, developers and sellers to develop a unique strategy to find and finance the right deal or project for their final objective.
Portfolio Commercial Loan programs are typically 25 year terms with both fixed and adjustable rate features, including interest-only payment options. Rates … (0 comments)

80 ltv: 12 Bank Statements, 1 yr. taxes or Asset Amort Loans for Self-Employed - 02/14/15 12:31 PM
Alternative Documentation (ALT-Doc) Loans
3) 12 Month Bank Statement Averaging or 1 year taxes or Asset Amortization Loans for Self-Employed Business Owners.
Must be Self-Employed for the last 2 years. Realtors are considered self-employed. 
3, 5, 7 and 10/1 ARM's, 30 years amortization. Rates from the high 3's. 
Owner Occupied and Non-Owner Investment properties, SFR and 1-4’s.
Borrow up to 4M for a purchase or rate and term refinance (Loan to value up to 80%). Interest only payment available.
Cash-out refinance as well, all the way to $3.5M and up to 70% LTV, if the property and borrower meets all other criteria. 
Minimum FICO score is 680
Qualifying - Using the borrower’s … (0 comments)

 
Bob Thompson 562.344.5626 Alternative Documentation, RT Capital Advisors, Inc.- Commercial/Residential (RT Capital Advisors, Inc. CEO)

Bob Thompson 562.344.5626 Alternative Documentation

RT Capital Advisors, Inc.- Commercial/Residential

Newport Beach, CA

More about me…

RT Capital Advisors, Inc. CEO

Address: Nationwide

Mobile: (562) 344-5626

Email Me

Stated Income Loans, NO Income verified HELOCs and Low Documentation loans for Commercial and Residential Assets in Florida, New York, California and Nationwide. We have access to unique lending products from Hedge Funds, Private Money, Private Party, REITs, Banks for ALT-doc Loans and Jumbo Stated Income-Verified Assets loans.


Listings

Links

Archives

RSS 2.0 Feed for this blog