heloc: Home equity line of credit (HELOC) - NO Income verified - - 12/09/21 10:00 AM
home equity line of credit (heloc) stated income-verified assets (siva) Must provide proof of at least 50 months of PITIA reserves.
Owner-Occupied, Non-Owner Occupied and Second Homes, SFR’s, 2-4’s and Condos. 580+ FICO needed. BK and lates OK after 1 year seasoning. Loan amounts from $150,000 – $5,500,000. Up to 60% LTV to $1,000,000 loans outstanding (including new HELOC) Up to 50% LTV to $5,500,000. 1 floating over WSJ Prime in 1st position. 2 floating over WSJ Prime in 2nd position or paying off liens. 10 year draw period, 20 year amortization. 3 monthly repayment options available interest only, .5% or 1.5% … (2 comments)

heloc: #NY #NJ #HELOC - No Income Verified - Verified Asset (NIVA) - NO TAXES - 11/16/20 06:24 AM
 
home equity line of credit (heloc) no income verified-verified assets (niva) Must provide proof of at least 18 months PITIA reserves with 1 other property owned (lower reserves by 2 months for each property owned) otherwise 36 months of PITIA reserves.
Owner-Occupied, Non-Owner Occupied and Second Homes, SFR’s, 2-4’s and Condos. Over 700 FICO needed Loan amounts from $150,000 – $1,000,000. Up to 70% LTV to $1,000,000 loans outstanding (including new HELOC) Starting at .5 floating over WSJ Prime in 1st position. 1.5 floating over WSJ Prime in 2nd position or paying off liens. 10 year draw period, 20 year amortization. No … (0 comments)

heloc: HELOC - NO Income verified - 10/29/20 07:23 AM
Home equity line of credit (HELOC) no income verified-verified assets (NIVA)
Owner-Occupied, Non-Owner Occupied and Second Homes, SFR’s, 2-4’s and Condos. Over 700 FICO needed
Loan amounts from $150,000 – $1,000,000. Up to 70% LTV to $1,000,000 loans outstanding (including new HELOC) Starting at .5 floating over WSJ Prime in 1st position. 1.5 floating over WSJ Prime in 2nd position or paying off liens. 10 year draw period, 20 year amortization.
Must provide proof of at least 6 months of PITIA reserves with a CPA Letter.
No CPA Letter needed with 18+ months reserves.
Available in all Counties of: CA, MA, … (0 comments)

heloc: #HELOC - No Income Verified-Verified Asset (NIVA) - NO TAXES - 07/24/20 10:33 AM
Home Equity Line of Credit (HELOC) No Income Verified-Verified Assets (NIVA)  Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4 families, Condos and Co-ops.  Over 700 FICO with no history of BK or lates. First 6 months starting at 4.29%.  
  
Loan amounts from $150,000 - $1,000,000.  Up to 70% LTV to $1,000,000 loans outstanding (including new HELOC) 
  
Starting at .5 floating over WSJ Prime in 1st position. 
1.5 floating over WSJ Prime in 2nd position or paying off liens. 
Lower your rate by up to .50%**  
10 year draw period, 20 year amortization. 
Must provide proof of at least 6 months of PITIA reserves with a CPA Letter and VOD. 
No CPA Letter needed with 18+ months reserves. 
(0 comments)

heloc: 1 year out of BK get a #HELOC - Stated Income-Verified Asset (SIVA) - 07/20/20 06:50 AM
O/O + N/O/O 1 day ownership seasoning OK SFR 1-4, Condo’s,PUD’s (Warrantable Only ((Freddie-Mac Guidelines)) County Select Income is not verified by any means No Minimum Fico Required Foreign National Borrower’s OK – Passport Only Minimum 1 Year out of Bk, FC, SS 1×60 Allowed in Past 12 Months Collections over $5K + All Tax Liens + Charge-Offs must be paid at closing No Max Properties Owned/Financed Base Employee Income must be stated at 45% max DTI and Borrower must be same employment for a minimum of 2 yrs. Not verified.Reserves: 18 months reserves with VOD addressed to borrower reflecting current balance … (0 comments)

heloc: HELOC - No Income Verified-Verified Assets (NIVA) to 1M - 700+ FICO - 12/28/19 01:36 PM
Home Equity Line of Credit (HELOC) 
No Income Verified-Verified Assets (NIVA) 
NO TAXES NEEDED 
Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos.Over 700 FICO needed, first 6 months starting at 4.29%. Loan amounts from $150,000 - $1,000,000. Up to 70% LTV to $1,000,000 loans outstanding (including new HELOC)Starting at .5 floating over WSJ Prime in 1st position.1.5 floating over WSJ Prime in 2nd position or paying off liens.Lower your rate by up to .50% (with autopay, new account and 50K+ intial draw)10 year draw period, 20 year amortization.Must provide proof of at least 6 months of PITIA reserves with a CPA Letter.No CPA Letter needed with 18+ months reserves.
Available in all Counties of: CA, MA, MD, WA, IL,TX, … (0 comments)

heloc: 2+ years BK? Get a #HELOC with Stated Income & Verified Asset (SIVA) - 12/28/19 01:24 PM
Home Equity Line of Credit (HELOC) Stated Income-Verified Assets (SIVA) Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos.600+ FICO needed. BK and Lates OK after 2 years seasoning.Loan amounts from $150,000 - $5,500,000. Up to 60% LTV to $1,000,000 loans outstanding (including new HELOC)Up to 50% LTV to $5,500,000.1 floating over WSJ Prime in 1st position.2 floating over WSJ Prime in 2nd position or paying off liens.10 year draw period, 20 year amortization.3 monthly repayment options available interest only, .5% or 1.5% of outstandingMust provide proof of at least 20 months of PITIA reserves owning more than one property and with a borrower addressed VOD, otherwise 50+ months of PITIA reserves.
 Available only in: The NYC … (0 comments)

heloc: No Income Verified (NIVA) HELOC to 1M - in NJ - 09/03/19 05:42 AM
Home Equity Line of Credit (HELOC) No Income Verified-Verified Assets (NIVA)  Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4 families, Condos and Co-ops. Over 700 FICO First 6 months starting at 3.88%.    Loan amounts from $150,000 - $1,000,000. 
Up to 70% LTV to $1,000,000 loans outstanding (including new HELOC)   Starting at .5 floating over WSJ Prime in 1st position. 1.5 floating over WSJ Prime in 2nd position or paying off liens. Lower your rate by up to .50%** 10 year draw period, 20 year amortization.Must provide proof of at least 6 months of PITIA reserves with a CPA Letter.No CPA Letter needed with 18+ months reserves.  Available in all Counties of: NJ and NY.    Fees: 2.5 points … (0 comments)

heloc: No Income Verified-Verified Assets (NIVA) HELOC to 1M - in NY and NJ - 09/03/19 05:40 AM
Home Equity Line of Credit (HELOC) No Income Verified-Verified Assets (NIVA)  Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4 families, Condos and Co-ops. Over 700 FICO First 6 months starting at 3.88%.    Loan amounts from $150,000 - $1,000,000. 
Up to 70% LTV to $1,000,000 loans outstanding (including new HELOC)   Starting at .5 floating over WSJ Prime in 1st position. 1.5 floating over WSJ Prime in 2nd position or paying off liens. Lower your rate by up to .50%** 10 year draw period, 20 year amortization.Must provide proof of at least 6 months of PITIA reserves with a CPA Letter.No CPA Letter needed with 18+ months reserves.  Available in all Counties of: NJ and NY.    Fees: 2.5 points … (0 comments)

heloc: Stated Income-Verified Assets (SIVA) HELOC to 5.5M under 700 FICO ok - 07/18/19 08:01 AM
Home Equity Line of Credit (HELOC) Stated Income-Verified Assets (SIVA)  Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos. 600+ FICO needed. BK and Lates OK after 2 years seasoning. Loan amounts from $150,000 - $5,500,000. 
Up to 60% LTV to $1,000,000 loans outstanding (including new HELOC) Up to 50% LTV to $5,500,000.
1 floating over WSJ Prime in 1st position. 2 floating over WSJ Prime in 2nd position or paying off liens. 10 year draw period, 20 year amortization. 3 monthly repayment options available interest only, .5% or 1.5% of outstandingMust provide proof of at least 20 months of PITIA reserves owning more than one property and with a borrower addressed VOD otherwise, 50 months of PITIA … (0 comments)

heloc: No Income Verified (NIVA) HELOC to 1M - over 700 FICO score - 07/18/19 07:52 AM
Home Equity Line of Credit (HELOC) No Income Verified-Verified Assets (NIVA)  Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos.  Over 700 FICO needed, first 6 months starting at 3.88%.  Loan amounts from $150,000 - $1,000,000. 
Up to 70% LTV to $1,000,000 loans outstanding (including new HELOC) Starting at .5 floating over WSJ Prime in 1st position. 1.5 floating over WSJ Prime in 2nd position or paying off liens. Lower your rate by up to .50%**  10 year draw period, 20 year amortization.Must provide proof of at least 6 months of PITIA reserves with a CPA Letter.No CPA Letter needed with 18+ months reserves.  Available in all Counties of: CA, MA, MD, WA, IL,TX, NV, NJ and NY.  … (0 comments)

heloc: 2 years out of BK get a #HELOC - Stated Income-Verified Asset (SIVA) - 05/17/19 09:50 AM
Home Equity Line of Credit (HELOC) Stated Income-Verified Assets (SIVA)  Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos.600+ FICO needed. BK and Lates OK after 2 years seasoning. Loan amounts from $150,000 - $5,500,000. 
Up to 60% LTV to $1,000,000 loans outstanding (including new HELOC) Up to 50% LTV to $5,500,000.
1 floating over WSJ Prime in 1st position. 2 floating over WSJ Prime in 2nd position or paying off liens. 10 year draw period, 20 year amortization.3 monthly repayment options available interest only, .5% or 1.5% of outstandingMust provide proof of at least 20 months of reserves owning more than one property and with a borrower addressed VOD, otherwise 50 months of PITIA reserves.  … (2 comments)

heloc: No Income Verified-Verified Assets (NIVA) HELOC to 5.5M - 04/15/19 09:40 AM
Home Equity Line of Credit (#HELOC)  Stated Income-Verified Assets (SIVA)  Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos. 600+ FICO needed. Over 700 FICO, first 6 months starting at 3.88%.  Loan amounts from $150,000 - $5,500,000. 
Up to 70% LTV to $1,000,000 loans outstanding (including new HELOC) Up to 50% LTV to $5,500,000.
Starting at .5 floating over WSJ Prime in 1st position. 1.5 floating over WSJ Prime in 2nd position or paying off liens. 10 year draw period, 20 year amortization.Lower your rate by up to .50%** 3 monthly repayment options available interest only, .5% or 1.5% of outstandingMust provide proof of at least 6 months of PITIA reserves with a CPA Letter.No CPA Letter … (0 comments)

heloc: 2 different HELOC sources (with no income Verification) ALL FICOs ! - 03/17/19 10:47 AM
Home Equity Line of Credit (#HELOC)   No Income Verified Verified Assets (NIVA) or Stated Income Stated Assets (SISA)  Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos. 600+ FICO needed. Over 700 FICO, first 6 months starting at 3.88%.  Loan amounts from $150,000 - $5,500,000. 
Up to 70% LTV to $1,000,000 loans outstanding (including new HELOC) Up to 50% LTV to $5,500,000.
Starting at .5 floating over WSJ Prime in 1st position. 1.5 floating over WSJ Prime in 2nd position or paying off liens. 10 year draw period, 20 year amortization.Lower your rate by up to .50%** 3 monthly repayment options available interest only, .5% or 1.5% of outstandingMust provide proof of at least 6 months … (0 comments)

heloc: This HELOC has NO Income Verification - to 70% of value - NO TAXES - 03/13/19 09:29 AM
Home Equity Line of Credit (HELOC)   No Income Verified Verified Assets (NIVA)  Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 1-4's and Condos. Over 680 FICO needed. NO Taxes needed. Loan amounts from $150,000 - $5,500,000. 
Up to 70% LTV to $1,000,000 loans outstanding (including new HELOC) 1 year BK seasoning OK.
Starting at .5 floating over WSJ Prime in 1st position. 1.5 floating over WSJ Prime in 2nd position or paying off liens. 10 year draw period, 20 year amortization.Reserves: 18 Months PITIA with 2 or more properties owned.    Available only in: CA, MA, MD, WA, IL,TX, NV, NJ and NY.  Fees: 2.5 points + $995 processing payable at the Close of Escrow.   … (0 comments)

heloc: HELOC - No Income Verified - Verified Assets - to 70 % of value (LTV) - 01/23/19 09:19 AM
(NIVA) Home Equity Line of Credit (HELOC)
No Income Verified - Verified Assets
Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos. 620+ FICO needed.  Must provide proof of at least 12 months of PITIA reserves. 700+ FICO 3.88% rate for the first 6 months. Loan amounts from minimum of $150,000 - $5,500,000. 70% LTV to $1,000,000 loans outstanding (including new HELOC), 60% on primary. 50% LTV to $5,500,000. Interest only start rate for the 10 year draw period, 20 year amortization. 1 floating over WSJ Prime in 1st position on free and clear properties Interest only start rate for … (0 comments)

heloc: Line of Credit (HELOC) No Income Verified - Verified Assets - 01/15/19 05:22 AM
(NIVA) Home Equity Line of Credit (HELOC) No Income Verified - Verified Assets
Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos. 620+ FICO needed. Must provide proof of at least 6 months of PITIA reserves. 700+ FICO 3.88% rate for the first 6 months. Loan amounts from minimum of $150,000 - $5,500,000. 70% LTV to $1,000,000 loans outstanding (including new HELOC) 50% LTV to $5,500,000. 5.5% Interest only start rate for the 10 year draw period, 20 year amortization. 1 floating over WSJ Prime in 1st position on free and clear properties Interest only start rate for the 10 year … (0 comments)

heloc: Stated Income Verified Asset (SIVA) Loan Products - FIX and Flip - 09/28/18 07:32 AM
Stated Income Verified Asset (SIVA) Loan Product for Residential or Commercial
1)  Stated Income, Verified Asset - Purchase or Refinance Loans
Fix and Flip or Long Term Hold - Loan Amounts to $2,000,000.
Commercial or Residential Loans for Non-Owner and Investment properties up to 75% LTV.
Terms: 3 and 8 yr ARMs fixed then adjustable for remainder of 30 years. 1 yr FIX and Flip. 
No Income verification needed. 
3 months PITI reserves needed post closing.
Rates from 7.25%. Rate buydown available. 
600 minimum FICO score required. 
21 day close of escrow. 
Interest reserve options.
Fix and Flip, Investor & REO financing.  Any amount of properties allowed. In … (0 comments)

heloc: Happy Labor Day - GADDDDD - Give a Damn, DON'T Drink and Drive & Die - 09/02/18 07:17 AM
Have a Happy Labor Day !
 
 
 
Don't Drink and Drive and stay alive !
(4 comments)

heloc: Bob Thompson - Stated Income HELOCs to 70% of value - 700 FICO - 05/10/18 06:19 AM
Bob Thompson, Chief Executive Officer, BT Capital Advisors
We are end-to-end Lending Advisors providing unique access to Hedge Funds, Private Money, Private Party, REITs, CMBS, Community, Regional & Global Bank mortgage products nationwide. We know the dynamics of the market and will Identify, Market and Execute the Real Estate Financing with the best terms to suit your specific needs. You will have unique access to Residential No Income Verified Home Equity Lines of Credit (No Income HELOCs) and Commercial Loan products nationwide.
We have developed a strong base of fully compliant Commercial and Residential loan products from multiple relationship sources including Private Money, First … (0 comments)

 
Bob Thompson 562.344.5626 Alternative Documentation, RT Capital Advisors, Inc.- Commercial/Residential (RT Capital Advisors, Inc. CEO)

Bob Thompson 562.344.5626 Alternative Documentation

RT Capital Advisors, Inc.- Commercial/Residential

Newport Beach, CA

More about me…

RT Capital Advisors, Inc. CEO

Address: Nationwide

Mobile: (562) 344-5626

Email Me

Stated Income Loans, NO Income verified HELOCs and Low Documentation loans for Commercial and Residential Assets in Florida, New York, California and Nationwide. We have access to unique lending products from Hedge Funds, Private Money, Private Party, REITs, Banks for ALT-doc Loans and Jumbo Stated Income-Verified Assets loans.


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