heloc: New Jersey HELOCs to 5.5M - Starting at 3.8% - No Taxes/Income verif - 03/14/18 05:00 AM
Yes, we do have HELOCs available in NJ, now with a lower start rate of 3.88% and reduced reserves required.-  (SIVA) Home Equity Line of Credit (HELOC) Stated Income Verified - Verified Assets Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos. 620+ FICO needed. 700+ FICO 3.8% rate for first 6 months. Loan amounts from minimum of $150,000 - $5,500,000. 70% LTV to $1,000,000 loans outstanding (including new HELOC) 50% LTV to $5,500,000. 5.5% interest only start rate for the 10 year draw period, 20 year amortization. 1 floating over WSJ Prime in 1st position or free and clear … (1 comments)

heloc: New York - all counties! No Income Verified HELOC to 70% LTV - 02/15/18 06:53 AM
             No Income-Verified

Home Equity Line of Credit (HELOC)  No Income Verified - Verified Assets  Owner-Occupied, Non-Owner Occupied and Second HomesSFR's, 2-4's and Condos. 620 minimum FICO700 + FICO - first 6 months starting at 3.88% interest only. Loan amounts from $150,000 - $1,500,000. 
70% LTV to $1,000,000 loans outstanding (including new HELOC)
50% LTV to $1,500,000.
 5.50% interest only start rate. 10 year draw period, 20 year amortization.1 floating over WSJ Prime in 1st position. or  6.50% interest only start rate. 10 year draw period, 20 year amortization.2 floating over WSJ Prime in 2nd position or paying off liens.  Maintain a deposit account with the Bank and reduce your rate up to .5% Available … (1 comments)

heloc: NY - NJ - No Income-Verified - Home Equity Line of Credit (HELOC) - 02/13/18 07:48 AM
NY and NJ you now have access to 2 different HELOC Products No IncomeVerified / Verified Assets
Home Equity Line of Credit (HELOC)   Owner-Occupied, Non-Owner Occupied and Second HomesSFR's, 2-4's and Condos.  GOLD - 620 minimum FICO starts at 1 or 2 over WSJ Prime  PLATINUM - 700 + FICO - first 6 months starting at 3.88% interest only and .5 or 1 over WSJ prime  Loan amounts from $150,000 - $5,500,000.  
70% LTV to $1,000,000 loans outstanding (including new HELOC) 50% LTV to $5,500,000.
From 5.5% interest only start rate. 10 year draw period, 20 year amortization.1 floating over WSJ Prime in 1st position.   or        … (1 comments)

heloc: Up to 70% LTV - HELOC - No Income Verified or Taxes needed, from 3.8% - 02/01/18 07:59 PM
No Income-Verified
Home Equity Line of Credit (HELOC)  No Income Verified - Verified Assets Owner-Occupied, Non-Owner Occupied and Second HomesSFR's, 2-4's and Condos. 620 minimum FICO700 + FICO - first 6 months starting at 3.8% interst only. Loan amounts from $150,000 - $1,500,000.  
70% LTV to $1,000,000 loans outstanding (including new HELOC) 50% LTV to $1,500,000.
5.50% interest only start rate. 10 year draw period, 20 year amortization.1 floating over WSJ Prime in 1st position. or 6.50% interest only start rate. 10 year draw period, 20 year amortization.2 floating over WSJ Prime in 2nd position or paying off liens.  Maintain a deposit account with the Bank and reduce your rate up to .5% Available in: CA, MA, TX, IL, … (2 comments)

heloc: Local NY Banks no longer offer Stated income HELOCs - we do ! - 07/07/17 07:00 AM
NO Income HELOC (Home Equity Line of Credit)  Owner-Occupied, Non-Owner Occupied and Second Homes SFR's, 2-4's and Condos.No Income is listed on the Application. 620+ FICO needed.  Loan amounts from $150,000 - $1,500,000. 
60% LTV to $1,000,000 loans outstanding (including new HELOC) 50% LTV to $1,500,000.
5.25% interest only start rate for the 10 year draw period, 20 year amortization, then1 floating over WSJ Prime in 1st position or on free and clear properties after the draw period. or 6.25% interest only start rate for the 10 year draw period, 20 year amortization, then2 floating over WSJ Prime in 2nd position after the draw period. 18% lifetime cap. 3 monthly repayment options are available.Must provide proof of at least 40 months … (0 comments)

heloc: Submit your No Income HELOC request - No Taxes needed - 07/05/17 07:20 AM
(NIVA) Home Equity Line of Credit (HELOC), No Income - Verified Assets
Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos.
No Income is listed on the Application.
620+ FICO needed. Loan amounts from $150,000 - $1,500,000.
60% LTV to $1,000,000 loans outstanding (including new HELOC)
50% LTV to $1,500,000.
5.25% interest only start rate for the 10 year draw period, 20 year amortization. 1 floating over WSJ Prime in 1st position or on free and clear properties after the draw period or 6.25% interest only start rate for the 10 year draw period, 20 year amortization. 2 floating … (1 comments)

heloc: Home Equity Line of Credit (HELOC), No Income Verified/Verified Assets - 07/02/17 07:02 AM
 Owner-Occupied, Non-Owner Occupied and Second Homes - SFR's, 2-4's and Condos. No Income is listed on the Application. 620+ FICO needed.  Loan amounts from $150,000 - $1,500,000. 
60% LTV to $1,000,000 loans outstanding (including new HELOC) 50% LTV to $1,500,000.
5.25% interest only start rate for the 10 year draw period, 20 year amortization, then 1 floating over WSJ Prime in 1st position or on free and clear properties after the draw period.  or  6.25% interest only start rate for the 10 year draw period, 20 year amortization, then 2 floating over WSJ Prime in 2nd position after the draw period.  18% lifetime cap. 3 monthly repayment options are available. Must provide proof of at least … (0 comments)

heloc: Lock in a 5.25%**, No Income HELOC before the FED raises rates again - 05/30/17 05:57 AM
YOU COULD POSSIBLY Lock in a Home Equity Line of Credit (HELOC) at  5.25%  IF YOU SUBMIT TODAY and we get you approved** *** No Income Verified - Verified Assets HELOCOwner-Occupied, Non-Owner Occupied and Second Homes - SFR's, 2-4's and Condos. No Income is listed on the Application. 620+ FICO needed.  Loan amounts from $150,000 - $1,500,000. 
60% LTV to $1,000,000 loans outstanding (including new HELOC) 50% LTV to $1,500,000.
5.25% interest only start rate for the 10 year draw period, 20 year amortization, then 1 floating over WSJ Prime in 1st position or on free and clear properties after the draw period.  or  6.25% interest only start rate for the 10 year draw period, 20 … (1 comments)

heloc: Refinance your Home Equity Line of Credit (HELOC) from 2006 & 2007 - 03/24/17 06:26 AM
Did you get a HELOC in the mid 2000's that no longer has a draw period and has fully indexed? REFINANCE NOW TO A NEW  Home Equity Line of Credit (HELOC) No Income Verified - Verified Assets Owner-Occupied, Non-Owner Occupied and Second Homes - SFR's, 2-4's and Condos. No Income is listed on the Application. 620+ FICO needed.    Loan amounts from $150,000 - $1,500,000. 
60% LTV to $1,000,000 loans outstanding (including new HELOC) 50% LTV to $1,500,000.
5.25% interest only start rate for the 10 year draw period, 20 year amortization, then 1 floating over WSJ Prime in 1st position or on free and clear properties after the draw period or 6.25% interest only start … (0 comments)

heloc: New York - We have access to No Income - Verified Asset Loans to 70% - 09/26/16 11:30 PM
No Income, Verified Asset Loans for Investment and Owner-Occupied Properties. 700 mid FICO, SFR's, 1-4's, Condos and PUD's
Terms: 3/1 ARM, 30 year term from 4%, 5/1 4.25%, 7/1 4.5%
 
Purchase: 70% LTV to 2.5M, up to 25% of the down can be gifted.
Refinance: 65% LTV to 2.5M, Cash out: up to 65% LTV to 2.5M. 
Reserves as low as 6 months. No CPA Letter needed with 18 months reserves.
Less than 30 days to close.
Employer and income to be left blank on application. 
No maximum number of properties financed or owned.
No maximum acreage on non-agricultural properties.
Foreign national ok, no Social Security or US status needed
  Available: CA, … (0 comments)

heloc: New York get a NO INCOME HELOC up to 60% of value - 09/06/16 12:45 AM
No Income Home Equity Line of Credit (HELOC) 
Owner-Occupied, Non-Owner Occupied and Second Homes
 
SFR's, 2-4's and Condos. 620+ FICO needed. NO INCOME IS LISTED ON THE APPLICATION Loan amounts $150,000 - $1,500,000. 60% LTV to $1,000,000, 50% to $1,500,000 total outstanding 4.5% interest only start rate for the 10 year draw period, 20 year amortization. (in 1st position) OR  5.5% interest only start rate for the 10 year draw period, 20 year amortization. (in 2nd position) 1 floating (in 1st position or for free and clear properties) over WSJ Prime after the 10 year draw period. 2 floating (in 2nd position) over WSJ Prime after the 10 year draw … (0 comments)

heloc: Los Angeles, Orange County, San Diego get a NO INCOME HELOC to 60% LTV - 09/06/16 12:40 AM
No Income Home Equity Line of Credit (HELOC) 
Owner-Occupied, Non-Owner Occupied and Second Homes
 
SFR's, 2-4's and Condos. 620+ FICO needed. NO INCOME IS LISTED ON THE APPLICATION Loan amounts $150,000 - $1,500,000. 60% LTV to $1,000,000, 50% to $1,500,000 total outstanding 4.5% interest only start rate for the 10 year draw period, 20 year amortization. (in 1st position) OR  5.5% interest only start rate for the 10 year draw period, 20 year amortization. (in 2nd position) 1 floating (in 1st position or for free and clear properties) over WSJ Prime after the 10 year draw period. 2 floating (in 2nd position) over WSJ Prime after the 10 year draw … (0 comments)

heloc: Happy Labor Day - Submit a loan - Get an Appraisal credit TODAY !* - 09/05/16 12:26 AM
Submit a loan and get *Up to $500 in the close of escrow with any loan submission, just fill out the loan app here
 
- https://www.dropbox.com/s/m195a1vrjte2pbt/ALT%20Doc%20and%20Stated%20Loan%20Application%2C%20fill%20out%20Highlighted%20Areas.pdf?dl=0
 
Just PICK ONE- 
 
 
 
 
 
(1 comments)

heloc: No Income listed on your Home Equity Line of Credit - No Taxes either - 09/02/16 02:52 PM
Home Equity Line of Credit (HELOC)Stated Income - Verified AssetsNO INCOME is listed on the Loan Application.Owner-Occupied, Non-Owner,Occupied and Second Homes - SFR's, 2-4's and Condos.620+ FICO needed.Loan amounts from $150,000 - $1,500,000. LTV up to 60% LTV to $1,000,000 total outstanding loans (including new HELOC) 
50% LTV to $1,500,000.
 4.5% interest only start rate for the 10 year draw period, 20 year amortization. 1 floating over WSJ Prime in 1st position or for free and clear propertiesor5.5% interest only start rate for the 10 year draw period, 2 floating in 2nd postion over WSJ Prime.   3 monthly repayment options are available.Proof of 20 months PITIA liquid reserves required. Available … (2 comments)

heloc: No Income HELOC - 60% LTV to $1M, 50% LTV to $1.5M, no max cash out! - 06/23/16 11:31 PM
Home Equity Line of Credit (HELOC)Stated Income - Verified AssetsNO INCOME is listed on the Loan Application.Owner-Occupied, Non-Owner,Occupied and Second Homes - SFR's, 2-4's and Condos.620+ FICO needed.Loan amounts from $150,000 - $1,500,000. LTV up to 60% LTV to $1,000,000 total outstanding loans (including new HELOC) 
50% LTV to $1,500,000.
 4.5% interest only start rate for the 10 year draw period, 20 year amortization. 1 floating over WSJ Prime in 1st position or for free and clear propertiesor5.5% interest only start rate for the 10 year draw period, 2 floating in 2nd postion over WSJ Prime. 18% lifetime cap. 3 monthly repayment options are available. Available in the following California counties: … (3 comments)

heloc: Alameda ! I have NO Income HELOC's to 60% LTV - NO taxes needed - 11/28/15 11:18 PM
No Income Home Equity Line of Credit (HELOC) 
Owner-Occupied, Non-Owner Occupied and Second Homes
 
SFR's, 2-4's and Condos. 620+ FICO needed. NO INCOME IS LISTED ON THE APPLICATION Loan amounts $150,000 - $1,500,000. 60% LTV to $1,000,000, 50% to $1,500,000 total outstanding 4.5% interest only start rate for the 10 year draw period, 20 year amortization. (in 1st position) OR  5.5% interest only start rate for the 10 year draw period, 20 year amortization. (in 2nd position) 1 floating (in 1st position or for free and clear properties) over WSJ Prime after the 10 year draw period. 2 floating (in 2nd position) over WSJ Prime after the … (0 comments)

heloc: NO Income - Verified Assets - Home Equity Line of Credit (HELOC) - 11/20/15 11:51 PM
NO Income - Verified AssetsHome Equity Line of Credit (HELOC)  Owner-Occupied, Non-Owner Occupied and Second Homes - SFR's, 2-4's and Condos.620+ FICO needed.   Loan amounts from $150,000 - $1,500,000. 
Up to 60% LTV to $1,000,000, up to 80% CLTV with Underwriters exception.  50% LTV to $1,500,000.
4.5% interest only start rate for the 10 year draw period, then 20 year amortization and 1 floating over WSJ Prime in 1st position or on free and clear properties or  5.5% interest only for the 10 year draw , then 20 year amortization and 2 floating over WSJ Prime in 2nd position.  18% lifetime cap. Must provide proof of 20 months of liquid PITIA reserves. Available … (3 comments)

heloc: We cut our fees on Stated Income HELOC's in California ! - 10/23/15 02:26 AM
Stated Income Home Equity Line of Credit (HELOC) - Owner-Occupied, Non-Owner Occupied and Second Homes - SFR's, 2-4's and Condos. 620+ FICO needed.
Up to 50% LTV - Loan amounts from $150,000 - $2,000,000. 
50% LTV to $1,000,000, 40% LTV to $2,000,000 
4.25% interest only start rate for the 5 year draw period, 15 year amortization. 1 floating in 1st position or on free and clear properties over WSJ Prime or 
5.25% interest only start rate for the 5 year draw period, 15 year amortization. 2 floating in 2nd position over WSJ Prime. 18% lifetime cap.3 monthly repayment options are available.Must provide proof of at least 20 months of liquid PITI reserves.
Available in the following California counties: Alameda, San … (0 comments)

heloc: Stated Income-Verified Asset Loans, Alt Documentation (ALT-doc) Loans - 04/11/15 04:35 AM
Stated Income-Verified Asset Loans, Alternative Documentation (ALT-doc) Loans - Cash-out Refi 70% LTV and Purchase to 80% LTV | No taxes or w2's needed
 
1) Stated Income Home Equity Line of Credit (HELOC) - Owner-Occupied, Non-Owner Occupied and Second Homes - SFR's, 2-4's and Condos.
620+ FICO needed. Up to 50% LTV - Loan amounts $150,000 - $2,000,000.
50% LTV to $1,000,000, 40% to $2,000,000 total outstanding 4.25% variable interest only start rate for the 5 year draw period, then 15 year amortization. 1 floating (in 1st position or for free and clear properties) or 2 (in 2nd postion) over WSJ … (1 comments)

heloc: Any FICO -Stated Income Stated Asset HELOC now in: Bay Area and So Cal - 04/16/14 10:53 PM
Stated Income Stated Asset, Owner-Occupied, Second Home or Investment - HELOC 
 
With no minimum FICO needed - just have no degrogatory credit in the last 12 Months!
 
LTV 50% to $2,000,000
First Position -  WSJ Prime + 1% Floating
Second Position - WSJ Prime + 2% Floating
Interest only 15 Yr. Amortization
Available in: LA, Orange, San Diego, San Mateo, San Francisco, Alameda, Sacramento and Santa Clara Counties Only
 
NOW we can co-op on this one! So if you are a Realtor or Broker and your client needs a loan to close their deal, then this will work. Or, of course if you are a homeowner and need a … (0 comments)

 
Bob Thompson 562.344.5626 Shop for a Mortgage, RT Capital Advisors, Inc.- Commercial/Residential (RT Capital Advisors, Inc. CEO)

Bob Thompson 562.344.5626 Shop for a Mortgage

RT Capital Advisors, Inc.- Commercial/Residential

Newport Beach, CA

More about me…

RT Capital Advisors, Inc. CEO

Address: Nationwide

Mobile: (562) 344-5626

Stated Income Loans, NO Income verified HELOCs and Low Documentation loans for Commercial and Residential Assets in Florida, New York, California and Nationwide. We have access to unique lending products from Hedge Funds, Private Money, Private Party, REITs, Banks for ALT-doc Loans and Jumbo Stated Income-Verified Assets loans.


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