You can contact us directly to receive a Conditional Loan Approval,or for a Fix and Flip Application you can apply securely here, Fix and Flip and Rentals
Non-owner Occupied Only Purchase, Refinance, Cash Out, Rehab 80% LTV up to 100% of rehab costs can be included $100K-$5 Million SFR, 2-4, 5+, Condos Interest Only Payments – Fix and Flip Terms: 1 year with No prepay or 2 year with 8 months Stated Income/Bank Statements Only No Minimum FICO Requirements - No DSCR (1 comments)
680 mid FICO, SFR's, 1-4's, Condos and PUD'sTerms: 15 year fixed, 3, 5 or 7/1 ARMs in the 4s.Purchase: 70% LTV to 2M, up to 100% of the down can be giftedRefinance: 65% LTV to 2M Cash out: 60% to 1M, 50% LTV to 5M. Reserves as low as 6 months. No CPA Letter needed with 18+ months reserves.New on the Job or Business OK.Employer and income to be left blank on application with 18+ months reserves.Less than 30 days to close. No maximum number of properties financed or owned.No maximum acreage on non-agricultural properties.Foreign national (0 comments)
no income verification: #HELOC - No Income Verified-Verified Asset (NIVA) - NO TAXES
- 07/24/20 10:33 AM
Home Equity Line of Credit (HELOC) No Income Verified-Verified Assets (NIVA) Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4 families, Condos and Co-ops. Over 700 FICO with no history of BK or lates. First 6 months starting at 4.29%.
Loan amounts from $150,000 - $1,000,000. Up to 70% LTV to $1,000,000 loans outstanding (including new HELOC)
Starting at .5 floating over WSJ Prime in 1st position. 1.5 floating over WSJ Prime in 2nd position or paying off liens. Lower your rate by up to .50%** 10 year draw period, 20 year amortization. Must provide proof of at least 6 months of PITIA reserves with a CPA Letter and VOD. No CPA Letter needed with 18+ months reserves. (0 comments)
no income verification: 1 year old BK? Get a #HELOC w/ Stated Income - Verified Asset (SIVA)
- 05/20/20 08:01 AM
Home Equity Line of Credit (HELOC) Stated Income-Verified Assets (SIVA) Owner-Occupied, Non-Owner Occupied and Second HomesSFR's, 2-4's and Condos.600+ FICO needed. BK and Lates OK after 2 years seasoning.Loan amounts from $150,000 - $5,500,000. Up to 60% LTV to $1,000,000 loans outstanding (including new HELOC)Up to 50% LTV to $5,500,000.1 floating over WSJ Prime in 1st position.2 floating over WSJ Prime in 2nd position or paying off liens.10 year draw period, 20 year amortization.3 monthly repayment options available interest only, .5% or 1.5% of outstandingMust provide proof of at least 20 months of PITIA reserves owning more than one property and with a borrower addressed VOD otherwise, 36 months of PITIA reserves. Available only in: The NYC Boroughs, Las (1 comments)
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Bob Thompson 562.344.5626 Alternative Documentation
Stated Income Loans, NO Income verified HELOCs and Low Documentation loans for Commercial and Residential Assets in Florida, New York, California and Nationwide.
We have access to unique lending products from Hedge Funds, Private Money, Private Party, REITs, Banks for ALT-doc Loans and Jumbo Stated Income-Verified Assets loans.