credit: Can you remove late payments from your credit? YES you can! - 10/19/11 09:40 AM
It is possible to remove late payments from your credit report, one process is called re-aging.  The re-aging process can remove late payments from your credit report which will help raise your credit score.     Yes, you can erase bad debt. So what is re-aging? Most people, even a self-proclaimed “Credit Expert”, is unaware of the positive aspects of re-aging an account.  You will find hundreds of articles on negative re-aging.  The FCRA is clear that a charge-off can only be reported in a credit history for 7 ½ years from the date of the first delinquency.  As accounts are transferred from … (7 comments)

 
Martin Mills (Cambridge Credit Consultants )

Martin Mills

Grand Rapids, MI

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Cambridge Credit Consultants

Address: 3501 Lake Eastbrook Blvd Suite 135, Grand Rapids, MI, 49546

Office: (616) 949-2211

Mobile: (616) 443-5337

The Truth on Credit Restoration, Credit Repair and How Long to Repair Credit Contrary to what the credit bureaus would like you to believe, credit repair does work and can work for 100% of people in most circumstances when accompanied with Credit Coaching and Credit Education. This is, of course, provided you are getting the best advice and have an experienced professional working on your case. How long to repair credit is really the question and that will depend on your situation. If you are looking for FHA credit or credit to obtain a FHA loan that will be different than someone who wants their score high enough to realize the benefits a 720 credit score can give you.


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