Andrew Bleyer's (ableyer) Blog

Mortgage and Lending - Elite Home Loans, Inc
Still surprised at how many realtors I speak with in this market who have no interest in changing their marketing strategy to go after the first time homebuyers. While we hear it all the time, "there's never been a better time to buy", it should be clear to you by now that this is true of the mar...
On Thursday last week (July 30, 2009), the new guidelines for Truth In Lending (TIL) went into effect. These changes were actually drawn up in the Housing and Economic Recovery Act of 2008. Here are some of the minor changes: There is language that has been added to the TIL notifying the consumer...
I pre-qualified a borrower back in the first week of the year. She made an offer on a short sale back in mid-February. We waited (as expected) for approximately 2 months for the bank holding the seller's note to approve the transaction. The contract was drawn up in early April for a closing on Ma...
While this may be a topic that falls a little wide of my primary focus, I've been thinking about this a lot lately. In this age of the internet and global corporations it's becoming a lot tougher to form personal relationships with all of the people we buy services from. Ask yourself, with the co...
I've heard mortgage professionals compared to a lot of things over the years, but the one that resonates with me is the comparisons with the family doctor. The fact that we saw another refinance boom begin this week during an economic crisis was the impetus for writing about this here.  Like a go...
When it comes to credit education, credit repair, and credit disputes consumers need to know their rights. The best place to do your research is the Federal Trade Commission's website: There is a link from there to read the Fair Credit Rep...
With the current economic environment, and changes in the mortgage industry. credit has become of significantly more importance to a borrower's qualifications than it has been in the past few years. The statistic I read last week was that of the 228 million Americans who are eligible to receive c...

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