michigan home buyer: Michigan Home Buyers - How much home can you afford? MSU Exten. online - 04/26/15 02:09 PM
Michigan Home Buyers - How much home can you afford?
MSU Extension 1 Hour Class Online, via ZOOM
Thursday May 7th, 2015 - Noon to 1 PM
Click Here to Register
You must register for the class by May 6th, 2015.
 
Many people already know what they would feel comfortable paying monthly for their mortgage payment, property taxes and insurance, as they know how well their monthly rent fits their budget.  
 
You may learn some other important considerations of home ownership's effect on budgeting!
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michigan home buyer: How to Buy a Home in Michigan - For First Time Home Buyers - 04/22/15 12:26 PM
How to Buy a Home in Michigan -
For First Time Home Buyers
 
There are many challenges that can occur in a home buying transaction, and it is so important for first time home buyers to work with an agent who is patient and willing to answer all of your questions in a satisfactory and friendly way wihout making you uncomfortable or leaving you feeling that they do not have enough time to spend with you.
 
This is key.  Pick an agent who returns your calls or emails in a timely manner, with answers!
 
That is all.  
Now you know the best way to … (0 comments)

michigan home buyer: Close to Family... or TOO Close to Family - 04/17/15 01:18 AM
Close to Family...  or  TOO Close to Family
 
It always amuses me when Buyers talk about family reasons for the location of their new home.
 
For some, being close to other family would be the ideal location of their new home.  For others, the ideal would be driving distance for holidays, but not too close!
 
Growing up, I lived right next door to my grandparents, with aunts, uncles and cousins in the next 3 surrounding homes, with several others within a few blocks radius.  As a kid, I really thought all families were like this!
 
It was a wonderful existence, being best friends with my cousins. … (2 comments)

michigan home buyer: Does That Skunk Come With the Home? - 04/17/15 12:34 AM
Does that skunk come with the home?
 
All was ready to close the home sale the next day, but when we did the final walk-through, we discovered a skunk who had recently taken up residence in the 4-foot-deep window well of the egress window in the basement.  (Definitely was not there during inspections, as contractor opened and closed the window to check operation).
 
This skunk was indeed alive and well(?), and should have been hibernating, but it stirred and was shivering in the ten-degree cold.  Since there was two feet of snow covered with a sheen of ice on the very frozen ground, … (22 comments)

michigan home buyer: Buy a home for Ferris college student(s) in Big Rapids, Michigan? - 04/11/15 01:14 PM
Is it a good investment to buy a home for Ferris State University college student(s) in Big Rapids, Michigan?
 
About this time of year, parents start thinking about the costs of paying for college dorms compared to the cost of buying a home that their student can live in during college years.
 
Sometimes investing in a home can be profitable, yet there are no guarantees. One thing that is sure - you will not get any money back from dorm costs, so you might come out ahead by owning a home short term and then selling it.
 
Many owners have kept their rental properties … (2 comments)

michigan home buyer: Part 2 of 3 - How to get started buying a home in Michigan - 03/13/15 05:55 AM
(Please see my blog for Part 1 first)
 
Once you have established a Buyers Agent that you will be working with to find your ideal home, and have arranged for financing,
 
1)  It is important to search for the type of home that you loan program allows.
Ask your lender what type of home it must be.  Some loans will not work for any type of manufactured home.  Other loans may not work if the home does not measure up to the loan program standards, such as safety or security issues.  If the home needs repairs to qualify as … (0 comments)

michigan home buyer: So You Want to Buy a Home 'Land Contract' in Michigan? 10 things... - 03/06/15 05:48 AM
Ten things to consider when buying a home on Land Contract in Michigan!
 
You may have heard that buying a home on a "Land Contract" is the way to go.
 
Before you decide to narrow your home search to those sold on Land Contract terms, there are a few things you may want to consider:
 
1.) Many times a Land Contract purchase is far more expensive for the buyer than obtaining a mortgage.
 
2.) Generally, Land Contract sellers will require at least 10% of the sale price as a down payment, and some require 20% or more, … (2 comments)

 
Lynn Afton, REALTOR® Near Big Rapids, MI, Mecosta County (Greenridge Realty Oakmont) Rainmaker large

Lynn Afton

REALTOR® Near Big Rapids, MI, Mecosta County

Big Rapids, MI

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Greenridge Realty Oakmont

Address: Greenridge Realty Oakmont, 1003 N. State Street, Big Rapids, MI, 49307

Mobile: (231) 349-9191

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Above & Beyond the Expected! Welcome to Lynn's Blog where you will find Real estate related information, including homes for sale. Serving Big Rapids, Michigan, and the area counties of Mecosta, Newaygo, Osceola, Lake, Montcalm & Kent County


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