first time home buyers: The Rules have changed: What you will need to get a mortgage today... - 09/12/09 12:59 PM
The rules have changed in real estate, financing, lending and borrowing. No longer can you walk into a mortgage company or bank to borrow money to purchase a home. And, if you do, you better be prepared to provide additional dollars for the downpayment, have stellar credit and w2's proving your income stablility. An article of interest recently appeared in The New York Times entitled, "What you need to know to get a mortgage."
It clearly outlines how the game has changed, rules are more stringent and it explains in laymens terms how the process should work. This is an article … (0 comments)

first time home buyers: Real Estate in OAKLAND, NJ is MOVING!!! - 06/08/09 05:44 AM
WOW...the homes are moving in Oakland, New Jersey. Sited by Business Week as one of THE TOP FIFTY places in the US to raise children. Over 55 homes have gone under contract of have SOLD in the last 3 months... This is great news.
You can see that there is GREAT Value in OAKLAND as well --- the average price of the homes u/c or SOLD is $ 457,387. This is fabulous for first time home buyers...low interest rates plus an $ 8,000 home buying credit for those first time home buyers is spurring lots of interest and opportunity.
BUT you have to act quickly … (1 comments)

first time home buyers: First Time Homebuyers and the new TAX Credit - Explained - 03/04/09 05:22 AM
Believe it or not --- there is alot to be happy about in the real estate market.
First, real estate is local and in our area --- prices have adjusted and we are beginning to see signs of activity. Showings have increased over the same time last year. Second, interest rates are at an all time LOW. Buyer's that have good credit ( and I am working with a few ) are getting a terrific rate and they are getting loans. Next, first time home buyers can be happy about the newly crafted TAX CREDIT. With the help of our local … (2 comments)

first time home buyers: Mahwah Offers a Selection of Condos and Townhomes --- Perfect for any price point. - 11/13/08 02:22 AM
Mahwah is the home to many condo and townhome communities. Each has their own special charm and signature style that also offer residents a range of price points as well. Each community features a variety of floorplans and their locations offer access to many of the town's fabulous amenities.
These homes are terrific options for first time homebuyers, move-up buyers and even retirees. 
For more information or to see  selection of Mahwah's condo's or townhomes --- give me a call or email me at CupaT@aol.com . I am happy to take you on a guided tour. There is a style and price point to … (0 comments)

first time home buyers: Understanding the Home Buyers TAX Credit - 11/13/08 01:38 AM
Recently changes have been made to tax laws based on the Economic Recovery Act of 2008. Because of this change --- first time homebuyers can take advantage of a large tax break. The tax credit is equal to 10% of the purchace of your home up to $ 7,500.
This credit is available for singles who make up to $ 75,000 and for married couples filing jointly the credit is available for those earning up to $ 150,000. Now this money is not yours to keep, per say...it does have a payback provision. This payback is similar to an interest FREE loan. If … (0 comments)

 
Pamela STETSON, I would love to help you buy or sell your home! (Berkshire Hathaway HomeServices Abbott Realtors)

Pamela STETSON

I would love to help you buy or sell your home!

Mahwah, NJ

More about me…

Berkshire Hathaway HomeServices Abbott Realtors

Address: 10 Sycamore Avenue, Ho-Ho-Kus, NJ, 07430

Mobile: 201-675-1618

Office: 201-447-6600

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