buyers agent: Ready to start looking at houses in Charlotte? - 11/04/09 04:26 AM
Are you ready to start looking at houses in Charlotte?
Before you start your search you should know at least a little about the process.
Your first step should be to talk to someone about a mortgage.  They will be pull your credit score, check your income and will then be able to tell you how much house you can afford.  The lender should also be able to show you a good faith estimate.  This will show your expected interest rate (this will not be set until you go under contract on a house and decide to "lock in" in your interest rate) and the … (0 comments)

buyers agent: Quick Explanation of the Home Buying Process for First Time Home Buyers - 08/25/09 04:27 AM
Let me walk you through the home buying process.  I am dealing with many first time home buyers and it is clear that many of you do not know what to expect when you are buying your first house.
Once you submit an offer...it is not a contract until both parties have agreed to the terms...the normal negotiations include the purchase price, the amount allowed for the cost of repair contingency, the closing date, personal property or fixtures and the amount of closing costs that the seller is willing to pay for the buyer.  Of course there are other dates and stuff that could be … (0 comments)