A lot of my clients have been asking me recently about the Nevada Bond Program for first time home buyers. Last week I attended a seminar last week that went over it's benefits. This is a statewide initiative offered in every county in the state.This is a loan program that the State of Nevad
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10/07/2007
When I got home tonight I was determined to take my mind off of business and focus on the real business of the day, the Cubs trying to win their first World Series in 99 years. I am not a Cub fan unless they make the playoffs and then they are my team. Maybe yours too. The last time the Cubs
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10/03/2007
I have been blogging on note modification a lot lately. As a result I have gotten a lot of calls from distressed borrowers looking for some free advice, which I am happy to provide.This morning I got a call from a woman named Alice in Florida. She wanted me to help her talk to her mortgage com
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09/26/2007
Last week, I wrote Calling on All Mortgage Lenders on Active Rain! Be a Hero - Give FREE Time To A Distressed Borrower and Help Them Save Their Home thru Note Modification. I told about how I have been helping families get their mortgages notes re-done by simply spending time with them and commu
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09/26/2007
I was speaking with a fellow mortgage lender friend today. His marketing is based on buying mortgage leads from websites and then telemarketing people to refinance. He was very excited as he told me about a story he read in the newspaper today that wrote about millions of people whose numbers
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09/22/2007
In the past two weeks, I have had no less than five desperate homeowners, with negative equity, mortgage lates, and resetting ARMs call me to help them refinance their mortgage to save them from foreclosure.In all five cases, a refinance was not possible. I still made appointments for each of th
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09/19/2007
As everyone knows by now, The US Federal Reserve cut interest rates by 50 basis points today. A half-point cut. This was a very aggressive move to try and avoid a recession that could be caused, in large part, by the housing market.There wasn't a mortgage person or agent I spoke with today who d
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09/18/2007
I have gotten a lot of calls in the last few weeks from very nervous real estate agents who have asked me if stated income loans will become illegal in Nevada as of October 1, 2007 when the new Nevada Lending Law goes into effect. Others have told them that they will be illegal and they are pa
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09/14/2007
I recently had a featured blog called, Be Truthful With Your Lender from Day One - Desperate Acts and Lies Can Kill Deals. In the post I wrote about some very dishonest borrowers I had recently dealt with.Konnie McKee, an agent from Prince William County, Virginia made this comment:"I had a cl
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09/14/2007
In today's lending climate, there are very few easy loans but the one I recently did for Alfredo and his lovely daughter Emiliana was tougher than most.Alfredo is a very hard-working man and has two jobs. One at a car wash and one at an auto detail shop. Emiliana, is a very caring, loving daug
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09/10/2007
