avalon park fl: Why Should the Government Bailout Homeowners? - Orlando Housing - 05/14/08 08:52 AM

I just don't understand the course we're on. Since when is it OK to just walk away from your responsibilities when things don't work out the way you wanted them to? Many people treated their homes like a day-trade on the stock market. Now that their ‘gamble' isn't working out, they seek government bailouts (not unlike their lenders and mortgage companies at my expense as a taxpayer) or the ability to just walk off into the sunset to live a carefree stress-free life. What about all the people that WERE responsible, who didn't wipe out every penny of their equity, … (2 comments)

avalon park fl: East Orlando Real Estate - Mortgage Preparation Made Easy - 05/07/08 01:58 AM
Buying a home is probably the single largest investment most people make in a lifetime. By preparing yourself and your credit profile before a home purchase, you can ensure a smooth finance process and can potentially save thousands on your loan.
Start by checking your credit reports from TransUnion, Equifax and Experian
* To get the best possible mortgage rate, make sure your credit history is healthy and accurate. Aim to raise your credit score above 650 in order to qualify for most prime loans.
* If your credit score is not quite 650, focus your efforts on paying bills on time, reducing … (0 comments)

avalon park fl: East Orlando Real Estate - Getting Your Clients to Buy Now - 05/01/08 03:33 AM
Have you been feeling frustrated at clients who don't seem to be able to make a decision? At the beginning they seem interested in buying, either they've contacted you or you contacted them. Then as they see some homes and may begin listening to the news about today's marketplace, they start to get cold feet.
They don't return your phone calls or e-mails, and when you finally reached them they say, "I'm not sure this is the best time to buy. I've heard prices may get lower."
At this point you can either get exasperated and give up or you can give them … (0 comments)

avalon park fl: East orlando Real Estate, Waterford Lakes Fl., Avalon Park - Mold Must Go: 6 Things to Know - 04/29/08 08:12 AM
Mold is a potential health danger for any family and also a legal liability for you and your clients. Because of the fear over mold contamination there are so many lawsuits flying around today that sales of resale homes are in jeopardy -- and insurance companies are scrambling to avoid liability, with some U.S. 1:country-region> insurers refusing to write any new homeowner policies. So what do you need to know about mold to best serve your clients and keep yourself out of trouble?
1. Molds are everywhere and have been around forever. Many people have the impression that this is a … (0 comments)

avalon park fl: East Orlando Fl. Real Estate - Monthly housing sales increase as median price drops - 04/23/08 03:46 AM

Orlando's housing marketing experienced a month-over-month increase in the number of home sales, an increase in the number of pending sales contracts, and a decrease in the amount of inventory - all baby steps toward a market balanced between buyers and sellers.
The monthly statistical reports released by the Orlando Regional Realtor® Association revealed some additional interesting tidbits for the month of March:
the sales of homes costing upwards of $1 million more than doubled in March compared to last month; the sales of duplexes, town homes, and villas have increased in each of the last three months; and the majority … (0 comments)

avalon park fl: East Orlando Real Estate - Why Selling Now Makes Sense! - 04/18/08 12:17 AM
Homeowners reluctant to sell because prices have fallen should do the math and realize that the market downturn could work in their favor."People are finding houses at prices they thought they'd never see again," I would like to point out that to potential sellers that if the house a buyer covets used to be $500,000 but its price has fallen 20 percent to $400,000, it is a deal, even if the buyer's own home also has lost 20 percent of its value.In general, the toughest will be for people who bought within the last three years, at the height of the … (0 comments)

avalon park fl: Economic Stimulus Payments - East Orlando News - 04/16/08 12:04 AM
Basic Information on the Stimulus Payments
You've heard about it. Now find out how to get yours.
What is it? It's an economic stimulus payment that more than 130 million households will receive starting in May. It's not taxable, and it won't reduce your 2007 or 2008 refund or increase the amount you owe when you file your 2008 return.
Are you eligible? The vast majority of people who file a 2007 income tax return qualify, and many who don't regularly file a tax return may qualify as well. You're eligible if you have a valid Social Security Number (SSN), can't be claimed as … (2 comments)

avalon park fl: East Orlando real estate - Stoneybrook home for sale - 03/21/08 12:39 PM

avalon park fl: Waterford Lakes Fl., avalon park fl. real estate home for sale - 03/21/08 12:38 PM

avalon park fl: East Orlando real estate home for sale - 03/21/08 12:35 PM

avalon park fl: Avalon Park FL. real estate home for sale - 03/21/08 12:33 PM

avalon park fl: Waterford Lakes FL. real estate home for sale - 03/21/08 12:26 PM

avalon park fl: East Orlando, Waterford Lakes, Avalon Park FL. - Why to buy Now! - 03/11/08 02:07 PM
Don't wait too long to buy a home in today's market?
While today's market plays to your advantage as a buyer, with reduced housing costs and favorable interest rates, are you sitting by waiting?
When the market turns, today's bargains will be yesterday's missed opportunities.
While it is conceivable that home prices may drop further, it is likely that the decreased prices will be accompanied by increased financing costs due to rate cuts by the Fed. This means that any money saved on paying less for a house in a few months time will be offset by having to pay off your … (0 comments)

avalon park fl: East Orlando, Waterford Lakes, Avalon ParkFL. - ATTENTION SELLERS: Is your home easy to show? - 03/11/08 02:05 PM
If your home is on the market, you better make it easy for buyers to see!
I was showing homes yesterday and I had problems showing 3 of the 7 homes I was to show my buyers.
At the first home, the home owner was there and unaware of the showing. I guess the realtor never told them. (It's never a good idea to have the home owner at home when the buyers are there.) The whole situation was awkward and the buyers just rushed through the home.
At the second home, there was a combination lock box on the home. When I … (0 comments)

avalon park fl: Waterford Lakes FL., Avalon Park Fl. Real estate - Selling your home in todays buyers market. - 03/11/08 02:01 PM
I must admit that it is a challenging time to be selling your home. Improve your odds of selling your home in today's buyer's market with the following tips:
1. Be motivated! There are many homes listed right now. If you don't need to sell, then don't. Ask yourself: Why am I selling?
2. Condition. Gone is the day where the buyer wants to fix up a home. If it's broken, fix it. If it's not neutral, make it. Why should a buyer buy your home over another. Contact me for staging tips.
3. Price it right! What does that mean...........be prepared to list … (1 comments)

avalon park fl: Orlando, East Orlando Area Homes For Sale, Windermere, Winter Garden FL. Just Listed - 03/07/08 12:15 PM
About the author: Jerry LaRose is an Orlando Area Residential Real Estate Expert, who can assist you with the purchase and/or sale of real estate in Orlando, Windermere, Winter Garden Florida or any place in the country. Jerry has created a team of professionals throughout Orlando and the country to ensure that you enjoy a smooth transition to your new area. Please visit www.JerrySellsOrlando.com for your real estate needs. Please give me a call if you have questions about the Orlando and Central Florida real estate market. Jerry LaRose, P.A., ABR, GRI, e-PRO, CLHMS, REALTOR® 407-580-7011 (Copyright © 2008 By Jerry … (0 comments)

avalon park fl: Orlando Fl. Real Estate - Interest Rates - 03/07/08 12:13 PM

Weak Economic Reports Drive Mortgage Rates Downward According to Freddie Mac's Weekly Survey
Freddie Mac today released the results of its Primary Mortgage Market Survey (PMMS) in which the 30-year fixed-rate mortgage (FRM) averaged 6.03 percent with an average 0.5 point for the week ending March 6, 2008, down from last week when it averaged 6.24 percent. Last year at this time, the 30-year FRM averaged 6.14 percent.
The 15-year FRM this week averaged 5.47 percent with an average 0.5 point, down from last week when it averaged 5.72 percent. A year ago at this time, the 15-year FRM averaged 5.86 percent. … (0 comments)

avalon park fl: Orlando Fl Real Estate - Mortgage Fraud - 03/07/08 12:12 PM

Don't Get Caught In Mortgage Fraud
It's like a Train Wreck.
Mortgage fraud is among the top concerns of those investing in real estate. If you get caught in a mortgage fraud scheme it can create a financially painful and emotionally distressing situation. While there are many reputable and trustworthy mortgage providers, the lengthy documents filled with legal jargon make conditions ripe for misunderstandings. So before you sign, consider the following:
1. Read every page of every document.
2. Sign documents only after seeing that the original and the copy contain the same contents. Be sure to get your copy.
3. Make sure … (0 comments)

avalon park fl: Orlando Real Estate - Mortgage Rates Drop - 03/07/08 12:11 PM
Mortgage rates dropMortgage rates sank this week, reflecting investors' worries about the country's economic health.Freddie Mac, the mortgage company, reported Thursday that 30-year fixed rate mortgages averaged 6.03 percent for the week ending March 6. That was down from last week's 6.24 percent, which had been the highest in more than three months."Weak economic reports that indicated declines in the job market, slowing in manufacturing and low consumer confidence drove bond yields lower this week and mortgage rates followed," said Frank Nothaft, Freddie Mac's chief economist. "Interest rates for 30-year fixed-rate mortgages are now at the same levels as they were … (0 comments)

avalon park fl: Orlando Fl Real Estate = Foreclosures - 03/07/08 12:10 PM
Home foreclosures hit record highHome foreclosures soared to an all-time high in the final three months of 2007 and probably will keep rising, evidence of homeowners' suffering and the economic danger from the meltdown.The Mortgage Bankers Association said Thursday the proportion of all mortgages that slipped into foreclosure set a record, 0.83 percent, from October through December. The previous high, 0.78 percent, came in the July-through-September period."Clearly it's the worst it's been," At the same time, more homeowners fell behind on their monthly payments.The delinquency rate - when payments are at least 30 days past due - for all mortgages climbed … (0 comments)


Jerry LaRose

Waterford Lakes, Avalon Park Fl. Realtor

Alafaya, FL

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Keller Williams classic Realty

Office: (407) 580-7011

Mobile: (407) 580-7011

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Orlando, Windermere, Winter Garden Florida Real Estate News and the surrounding Orlando and Disney World Area, Keller Williams Realty



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