winter garden fl real estate: Orlando Real Estate - "I'm Mad as Hell ... and I'm not going to take it anymore." - 04/24/08 08:45 AM
"I'm Mad as Hell ... and I'm not going to take it anymore." That's a quote from the movie Network, from 1976... Great Clip from that movie is below. Ya know, I’m tired of the Media slamming this market and saying how bad it is. If the media would just put a positive spin on things once in a while I think we’d all be better off. I recently heard that 1 out of 538 homes are in some sort of foreclosure in Florida and the media makes it sound like the world is coming to an end. OK, let’s do … (2 comments)

winter garden fl real estate: East Orlando Florida Real Estate - 99.8% of U.S. Households NOT in Forclosure - Amazing but True! - 04/15/08 12:08 PM
Just a note on perspective for some of the foreclosure news you are seeing.

Is it rough out there? Well consider this, in a news article today (see below) there are apparently frightening numbers on forclosure rates - " U.S. Foreclosures Jump 57%" . Awful state of affairs - right? How about this headline for the same article - "99.8% of U.S. Households NOT in Forclosure" Amazing? Can't be true? Check the math.

Use the numbers provided in the article - "More than 234,000 properties were in some stage of foreclosure, or one in every 538 U.S. households... ". Pull … (2 comments)

winter garden fl real estate: East Orlando, Windermere Fl. Real Estate - 2008 The Best Year to Buy a Home in 35 years - 04/11/08 09:30 AM
"2008-the Best Year to Buy a Home in 35 Years!" In April of 1973, mortgage rates were about the same as they are today. Since that time, we have only had mortgage rates this low during 2001 and 2002, the height of the seller's markets where there was little inventory. In the last two major buyer's markets, one in the early 1980s and the other in the early 1990s, the rates were much higher. In 1978, interest rates were at 9.75 percent, en route to 18 to 21 percent in 1980. In the early 1990s, the rates were hovering in the … (1 comments)

winter garden fl real estate: East Orlando Florida Real Estate - Kitchens Sell Houses! - 04/11/08 09:28 AM
It's no secret... KITCHENS SELL HOUSES. The kitchen is one of the most, if not THE most, popular rooms in a home... at least for most people. When I take buyers out to look at homes, the first place they tend to focus on is the kitchen. The kitchen is a central part of every home and buyers want to feel like the kitchen will make them "feel good."
If you're selling your home, I recommend placing great emphasis on your kitchen. While a newly-remodeled kitchen with tile floors, granite counters, cherry cabinets and stainless steel appliances is sure to impress anyone, … (0 comments)

winter garden fl real estate: East Orlando Florida Foreclosures - If you’re facing Foreclosure - 04/11/08 09:27 AM

If you’re facing Foreclosure….. 1. Do not pay doctor bills or credit card debt ahead of the mortgage. Keep mortgage payments current as possible.2. Negotiate with your lender to restructure your mortgage. If the loan is guaranteed by a federal or state agency, the lender may be required to grant assistance, or provide other options, to avoid foreclosure.3. Sell the house before it goes into foreclosure. If your mortgage is higher than the home’s market value, you may be able to persuade the lender to allow you to sell it for less and forgive the rest of the debt. (this is … (0 comments)

winter garden fl real estate: East Orlando Real Estate - Five Tax Saving Opportunities For The Self-Employed - 04/11/08 09:26 AM
Are you self-employed or a partner in a small professional practice? If so, you're probably very familiar with all the different challenges of running a business. Ultimately, you're responsible for attracting and retaining customers, providing them with quality services or products, getting paid for your work, and then paying your employees and vendors-all before ever paying yourself a penny.
Then, from the remaining profits, the government wants their "fair share" of your success. Fortunately, with some knowledge and planning, you can take steps to minimize the taxes you end up paying. Here are five ways that self-employed individuals and Realtors® can cut … (0 comments)

winter garden fl real estate: East Orlando Florida Real Estate - Top Ten Short Sale Questions Answered - 04/11/08 09:24 AM
Top Ten Short Sale Questions Answered
Number 10
I can't make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want to preserve my credit score...is a short sale right for me?
Probably, not. In cases where the seller can pay back all or part of the negative equity (usually to the 2nd lien holder), it makes sense for them to work out a repayment plan. The lender will then release the lien and allow the home to close.
Number 9
If I pay mortgage insurance and default on my loan, why wouldn't … (0 comments)

winter garden fl real estate: East Orlando real estate - home for sale windemere fl - 03/21/08 12:24 PM
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winter garden fl real estate: East Orlando real estate, Waterford Lakes, Avalon Park FL. - Am I eligible for a short sale? - 03/21/08 09:27 AM
I owe more than my home is worth. Am I eligible for short sale or is my only option foreclosure or bankruptcy?Always consult your lender as to what your options are. The options usually are: a short sale, deed-in-lieu of foreclosure (basically an accelerated voluntary surrender), and foreclosure. The banks like to prevent foreclosure when at all possible. They've even been known to lower people's rates and/or payments because of all the new defaults in the past few years. Either way, your first stop should be to get information from you lender on what options they provide.Contact me for an assessment … (0 comments)

winter garden fl real estate: East Orlando Fl. real estate - Will my mortgage insurance cover the difference if I default on my loan - 03/21/08 09:26 AM
If I pay mortgage insurance and default on my loan, why wouldn't that cover the deficiency amount?The mortgage insurance is not there for your protection, just the lender's. If you are paying PMI (private mortgage insurance) it is there to protect the lender in case you default on your loan. You can usually get the PMI removed after you have enough equity in the home. The lenders will not remove this for you. It is your responsibility to get this removed. Afterall, why do you want to be paying PMI if you don't have to. It doesn't protect you, it protects … (0 comments)

winter garden fl real estate: Waterford Lakes FL. Real Estate - Google doc's, spreadsheets Free WOW - 03/21/08 09:23 AM

I've read recently that Google Spreadsheets as part of the Google Docs suite added several new features; better revisions comparison through color highlights, change notifications, and a Google spreadsheet gadgets directory.
I thought what google has a spreadsheet and word processor free. So I check it out and yes they do and pretty cool. It's worth a look. Here it is.
http://www.google.com/google-d-s/intl/en/tour1.html

About the author:
Jerry LaRose is an Orlando Area Residential Real Estate Expert, who can assist you with the purchase and/or sale of real estate in Orlando, Windermere, Winter Garden Florida or any place in the country. Jerry has created a … (0 comments)

winter garden fl real estate: East orlando Real Estate, Waterford Lakes Fl., Avalon Park - Where's the bottom of this market? - 03/15/08 02:07 AM
The Median Sales Price for homes in the Orlando area as we all know has decreased significantly. Everyone is asking, where's the bottom. Well, I'll be the first to say that I see the bottom. I will go on record to say that we're almost there. I pulled this trend chart from Trulia and it represents the median sales price of homes. The most important lines are the black and purple. The black line is actual sales of the median priced home. Notice that this jumped out of proportion Jan.1 2004. If prices had not jumped due to supply and demand … (0 comments)

 

Jerry LaRose

Waterford Lakes, Avalon Park Fl. Realtor

Alafaya, FL

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Keller Williams classic Realty

Office: (407) 580-7011

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