bergen county: Getting to know where you stand with your monthly mortgage payment is the first and most important thing when you looking for the right home. - 08/09/11 03:41 AM
Getting to know where you stand with your monthly mortgage payment is the first and most important thing when you looking for the right home.
There are many things that you have to conceder when looking for a home, the right size, right neighborhood, color and affordability. Your monthly payment trumps all when selecting a home.
Here is what consists of monthly mortgage payment:
•1. Principle & Interest
•2. Taxes on the property
•3. Mortgage Insurance... If down payment is less that 20% of purchase price
•4. Homeowners insurance
Did you know if you choose to include your taxes and insurance … (0 comments)

bergen county: Private Mortgage Insurance (PMI) for Conventional Loans is Getting Back in the Game..3% -5% Down to Purchase Homes - 06/27/11 07:57 PM
With FHA over-loading the purchase market only adds stress to the program. FHA had 3 major adjustments in the last 36 months to help sustain the government program. In some instances monthly Mortgage Insurance (MI) has more than doubled. That doesn't help the buyer qualify and it also lessons their monthly cash flow to put back into the economy to move this country in the road to recovery.
WHAT DOES THIS MEAN
**No FHA spot approvals on condominium
**Expands rates to a minimum 620 FICO Credit rating
** Alternative to FHA 
Radian (Insurance company) is implementing changes to our guidelines and … (0 comments)

bergen county: Mortgage Home-Get Pre Approved - 06/14/11 06:24 PM
As an 11 year veteran in the mortgage industry my goal is to help first time borrowers mediate through the process as quickly and painlessly as possible by educating clients on what to expect step by step in the loan process.
I educate clients on how credit scores work to achieve the best possible interest rate for their mortgage.
I have serviced clients in; New York, New Jersey area includes, Bergen County, Essex County, Hudson County, Morris County, Passaic County, Sussex county, Manhattan, Bronx, Queens, Staten Island and Long Island, Orange County. 
West Town Saving Bank is a direct lender and State Charted Bank, which has its … (4 comments)

 
Antonio Llamas, Pre-approved, Mortgage, NJ,FL,PA,MD (America's Mortgage Lender llc.)

Antonio Llamas

Pre-approved, Mortgage, NJ,FL,PA,MD

Morristown, NJ

More about me…

America's Mortgage Lender llc.

Address: 100 S Jefferson Road , SUTE 105, Whippany , NJ, 07981

Office: (973) 460-4687

Fax: (973) 383-1992



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