roseville short sale agent: Renegotiating the Price of a Short Sale - After Appraisal - 05/20/14 06:54 AM
 
Here's my latest SOLD short sale in Sacramento.  The bank, in this case Wells Fargo, wanted $175,000 and my clients accepted an offer at $175,000.  The short sale approval was issued, the house was now pending sale, and the buyers started their inspections.  All was going well until the appraisal.  The appraisal came back with a value of $168,000.  Now what?
The bank was originally NOT willing to take less for this home than $175,000.  Now the buyer's lender will NOT loan them all the money they need to buy at that price.  Time to renegotiate the short sale!  … (3 comments)

roseville short sale agent: Roseville Short Sale - Sold in Highland Reserve - 08/20/12 01:00 AM
Roseville Short Sale - Sold in Highland Reserve
Here is my latest Roseville short sale, sold in Highland Reserve.  51 Gingerhill Court has a fabulous floor plan that caused some serious pandemonium with buyers.  It looks like a 1-story and has all the bedrooms downstairs.  However, it is actually a two story with only a loft and bathroom upstairs.  Along with its 4 car garage, it's a pretty unique home.  I negotiated this Roseville short sale with Bank of America and sold it to a great family for $310,000.  
As a Roseville short sale agent, about 70% of my … (0 comments)

roseville short sale agent: Crocker Ranch Real Estate Agent - Sold in Roseville - 08/17/12 03:41 AM
Crocker Ranch Real Estate Agent - Sold in Roseville
Here is my lastest home sold in Crocker Ranch, Roseville.  1817 San Esteban Circle is a fabulous home with 5 bedrooms, 3 baths, lots of upgrades, and close to 2,800 square feet...all for $365,900!  With Crocker Ranch's gated entry, close proximity to good schools and Roseville's premiere shopping, along with a great neighborhood park, Crocker Ranch is one of Roseville's best neighborhoods!
Amazingly, this Crocker Ranch home was NOT a short sale!  As a Crocker Ranch real estate agent specializing in short sales, about 70% of my homes are short sales.  … (0 comments)

roseville short sale agent: Antelope Short Sales Can be Like Herding Cats - 08/06/12 05:23 AM
Antelope Short Sales Can be Like Herding Cats
I can take a deep breath!  This Antelope short sale with Chase bank just SOLD today.  The vast majority of my short sales close escrow, but that doesn't exactly come easy.  I watch short sale escrows and time lines like a HAWK!  I make sure the agents, buyers, and their lender do what they are supposed to.  Short sales can easily go off track because there are so many moving parts....It's like herding cats!
Chase is usually one of my favorite banks to work with.  However, they are in the process of … (0 comments)

roseville short sale agent: Short Sale Granite Bay - 7575 Auburn Folsom Rd. - 07/20/12 08:21 AM
Short Sale Granite Bay - 7575 Auburn Folsom Rd.
My newest Granite Bay short sale is quite an opportunity!  7575 Auburn Folsom Rd. has 2,856 square feet, 5 bedrooms, 3 baths, .79 acres, built-in pool, and lots of recent updating.  It's a great home for entertaining with an outdoor fireplace and kitchen, views of the lake, lots of mature trees, and privacy!  Inside features Brazilian cherry wood floors, 2 fireplaces, updated fixtures, and a lovely kitchen which includes granite counter tops, stainless appliances, and a built-in refrigerator.  This Granite Bay short sale just needs your personal touches and some landscaping … (0 comments)

roseville short sale agent: Roseville Short Sale Approval by Agent Allan Sanchez-Seterus - 01/04/12 04:45 AM
Roseville Short Sale Approval by Agent Allan Sanchez-Seterus
Here is my newest approved Roseville short sale.  1520 Impressionist Loop in Roseville is a short sale with Seterus Bank.  Seterus is one of the smaller banks I have worked with and their short sale process isn't as developed.  Still, I was able to obtain a short sale approval in a reasonable amount time.  Seterus approved this Roseville short sale for $197,000 and both buyer and seller are excited!
Short sales are extremely different from traditional equity sales.  In a short sale, the bank must be convinced to allow the seller to sell … (0 comments)

roseville short sale agent: Roseville Short Sale Specialist Allan Sanchez - Ridgewood Short Sale - 11/10/11 11:26 AM
Roseville Short Sale Specialist Allan Sanchez - Ridgewood Short Sale

Here is a great new Roseville short sale in desirable Ridgewood!  1430 Linfield Drive is a JUST listed Roseville short sale with 4 bedrooms, 2.5 baths, 3 car garage, and RV access.  Other features include wood floors, fireplace, floor to ceiling windows, lots of light, upstairs loft area, and downstairs master suite.  This is a very cool floor plan!  This Roseville short sale is priced well at $275,000.
This Roseville short sale is with Bank of America.  As a Roseville short sale specialist I have closed hundreds of short sales … (1 comments)

roseville short sale agent: Buyers Shouldn't Be Afraid of Short Sales - Roseville Short Sale Tips - 10/19/11 09:27 AM
Buyers Shouldn't Be Afraid of Short Sales - Roseville Short Sale Tips

Listen up buyers in Roseville CA (or anywhere else for that matter).  You are protected from over-paying for a short sale!  "How," you ask?  Your appraisal!  The appraisal completed on the home you are trying to by is an excellent negotiation tool. 
Here is an example of how my Roseville short sale buyer closed escrow on a great home for an even better price:
I just closed on a Roseville short sale last week.  The property was beautiful.  It showed extremely well and got several offers within a … (0 comments)

roseville short sale agent: Who Pays Commission in a Short Sale - Rocklin Short Sale Agent Allan Sanchez - 06/08/11 06:20 AM
Who Pays Commission in a Short Sale - Rocklin Short Sale Agent Allan Sanchez
Yesterday I met with a client who wanted to short sale his Rocklin home.  He had several short sale questions, especially when it came to the new MARS disclosure that sellers must sign before listing their home as a short sale.  As a seller with a ligitimate financial hardship, his biggest questions was "Who pays the agent's commission during a short sale?"

MARS came about to try to prevent shady characters, like quick loan-modification companies, from scamming distressed sellers and collecting up front fess.  As a Rocklin short … (0 comments)

roseville short sale agent: Short Sale Roseville - 1520 Impressionist Loop - Short Sale Agent Allan Sanchez - 06/07/11 05:39 PM
Short Sale Roseville - 1520 Impressionist Loop - Short Sale Agent Allan Sanchez
Here is my newest Roseville short sale!  1520 Impressionist Loop is a 4 bedroom, 2.5 bath home in West Roseville with 1,495 square feet.  It has some great upgrades including tile floors, stainless appliances, and granite counter tops.  With a great Roseville location, just off HWY 65, it's a great home for $225,000.

If you're considering a Roseville short sale, it's important to consult with a Roseville short sale agent.  Short sales are much more complex than traditional sales, so using an agent with short sale experience … (2 comments)

roseville short sale agent: Roseville Short Sale Agent - Allan Sanchez - Do Short Sales Work? - 05/09/11 09:15 AM
Roseville Short Sale Agent - Allan Sanchez - Do Short Sales Work?
As a top producing real estate agent in Roseville for the last 12 years, I've seen the real estate market go from down to way up, then down again.  In a down real estate market, sellers must become creative if they want, or need, to sell their home.  A short sale is one creative sales option which allows the seller to sell for less than the balance of their mortgage.
Do Roseville short sales work? We've all heard the short sale horror stories where sellers try to short sale for months, even over a year, just to … (0 comments)

roseville short sale agent: Can I Short Sale My House in Roseville? - 01/31/11 09:46 AM
Can I Short Sale My House in Roseville?
If you are considering selling your Roseville home as a short sale and have already investigated the short sale process, you are probably wondering if you qualify for a short sale.

Can I Short Sale My House in Roseville?
To qualify for a Roseville short sale you must have a hardship of some kind.  Examples of a hardship:
Sudden Illness or medical condition. Unemployment or reduction of hours/pay. Divorce Bankruptcy Death Your lender will also consider the following:
Determine if your home's value has dropped based on recent comparables. Your mortgage is … (1 comments)

roseville short sale agent: Short Sale Roseville-Hardship Letter - 12/21/10 11:04 AM
Short Sale Roseville-Hardship Letter
When selling your Roseville home as a short sale, your lender will ask you to write a hardship letter explaining why you can no longer afford to pay the mortgage on your home.  The hardship letter is an important part of the short sale process.

Learn how to write the best possible hardship letter for your Roseville short sale:
Make your hardship letter clear, consise, and no longer than one page.
1.  Brainstorm about all the financial reasons why you can no longer afford your Roseville home.  This includes job loss, reduction of hours, pay reduction, … (1 comments)

roseville short sale agent: Roseville Short Sales-Do Short Sales Work? - 12/15/10 12:27 PM
Roseville Short Sales-Do Short Sales Work?

If you are considering selling your Roseville home as a short sale, no doubt you have more questions than answers:  How long can I stay in my home?  Should I stop paying my mortgage?  Do I qualify for the HAFA program?  Most of all, will a short sale work in my situation?
Find out if you qualify for a Roseville Short Sale.
Here is a list of the most recent Roseville Short Sales SOLD:
Roseville Short Sales-SOLD in 95661:
1212 Schooner Drive, Roseville.  3 bedrooms, 2 baths, 1,850 square feet, Short Sale SOLD 12/9/10 … (1 comments)

roseville short sale agent: Roseville Short Sale Agent-Allan Sanchez-Sell Roseville Short Sales - 11/17/10 09:43 AM
Roseville Short Sale Agent-Allan Sanchez-Sell Roseville Short Sales
Allan Sanchez sells Roseville short sales and is THE Roseville short sale agent. 
Allan is HAFA certified and also holds the prestigious CDPE designation.  His education, back round, and experience give him an edge when selling Roseville short sales. 
Selling your Roseville home as a short sale can be a daunting challenge.  There are often more questions than answers:  How long will my short sale take?  Can I live in my home when it's listed? Do I have enough time to sell my home and avoid foreclosure?  Allan Sanchez is the Roseville short sale agent … (0 comments)

roseville short sale agent: Sell My Home Roseville CA-Real Estate Agent Interview Questions - 11/10/10 06:52 AM
Sell My Home Roseville CA-Real Estate Agent Interview Questions

You need to sell your home in Roseville.  Now what?  Interview at least three real estate agents.  Interview more if you don't find "The One."
Interview Questions for your Roseville Real Estate Agent:
1. How long have you been selling real estate? 
I have been selling real estate full time for 12 years.  I can honestly say that no two sales are alike.  With each home I sell, I learn more and more and I put that knowledge to work for me with my future sales.  Want to look up your … (0 comments)