short sale agent rocklin: Rocklin Short Sales - Short Sale Promissory Note
- 03/05/11 09:40 AM
Rocklin Short Sales - Short Sale Promissory Note As a Short Sale Expert in Rocklin CA, I'm negotiating for my clients against big banks. During the short sale negotiation, some banks will ask the seller to sign a promissory note in order for the bank to recoup some of their loss.
Here is my advice regarding short sale promissory notes: If you're a Rocklin short sale seller with a 1st loan ONLY, don't agree to a promissory note or cash contribution. Your short sale agent should be willing and able to tell the bank NO WAY! Here's why: Starting January 2011, … (2 comments)
short sale agent rocklin: Bank of America Short Sale Roseville & Rocklin
- 02/16/11 04:23 AM
Bank of America Short Sale Roseville & Rocklin I've had the pleasure of working with Bank of America over 80 times selling short sales and foreclosures. I say "pleasure" because Bank of America is one of my favorite lenders to work with. In the last year they have streamlined their short sale process. Bank of America short sales in Roseville and Rocklin are often successful for buyers who are getting a good deal and sellers who are relieved of a big mortgage.
Here is a Bank of America short sale in Roseville that sold in 2010.
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short sale agent rocklin: Short Sale Rocklin-Can You Short Sale with an IRS Tax Lien?
- 02/09/11 10:54 AM
Short Sale Rocklin-Can You Short Sale with an IRS Tax Lien? If you have an IRS tax lien, can you still short sale your Rocklin home? The answer is yes! Hear Laura Peachey from Stewart Title in Roseville explain how to remove your IRS tax lien and short sale in Rocklin: Once you list your home as a short sale in Rocklin, it's important to start the lien release process. It is best to have Stewart Title communicate with the IRS as the point person. They will obtain a Certificate of Release from the IRS so you can close escrow. The release takes … (0 comments)
short sale agent rocklin: Rocklin Short Sale-Do I Qualify for a Short Sale?
- 01/12/11 04:47 AM
Rocklin Short Sale-Do I Qualify for a Short Sale? If you are considering selling your Rocklin home as a short sale and have already investigated the short sale process, you are probably wondering if you qualify for a short sale.
To qualify for a Rocklin short sale you must have a hardship of some kind. Examples of a hardship: Sudden Illness or medical condition. Unemployment or reduction of hours/pay. Divorce Bankruptcy Death Your lender will also consider the following: Determine if your home's value has dropped based on recent comparables. Your mortgage is in jeapody of default. Your overall financial … (4 comments)
short sale agent rocklin: Short Sale Rocklin-Writing a Hardship Letter
- 01/07/11 04:34 AM
Short Sale Rocklin-Writing a Hardship Letter When selling your Rocklin home as a short sale, your lender will ask you to write a hardship letter explaining why you can no longer afford to pay the mortgage on your home. The hardship letter is an important part of the short sale process.
Learn how to write the best possible hardship letter for your Rocklin short sale: Make your hardship letter clear, consise, and no longer than one page. 1. Brainstorm about all the financial reasons why you can no longer afford your Rocklin home. This includes job loss, reduction of hours, … (1 comments)
short sale agent rocklin: Short Sale Process Rocklin
- 12/22/10 08:44 AM
Short Sale Process Rocklin Short Sales in Rocklin are becoming a more common and successful way to sell a home. Here is the Rocklin short sale process for both sellers and buyers: Short sale process for Sellers: 1. Contact an experienced Rocklin real estate agent who is an expert selling short sales. They will meet with you and discuss your options for a loan modification or short sale to prevent foreclosure. 2. If you decide to list your Rocklin home as a short sale, your short sale agent will collect your financial data (bank statements, tax returns), hardship letter, and short sale authorization form (necessary so … (1 comments)
With the holidays here, why is it a good time to list your Rocklin short sale? 1. Short Sales realistically take 2 months or more to accept an offer, negotiate a bank approval and close. You can definitely stay in your home through New Years and beyond. 2. The Rocklin real estate inventory has declined in the last 30 days. That means less competition for your home. The holiday season means a better chance at a strong short sale offer. 3. Serious buyers are house hunting during the holidays. Not … (0 comments)
Before you buy or sell a home in Rocklin, interview at least three Rocklin real estate agents. A Rocklin real estate agent can meet you at your home, their office, or a local coffee shop to discuss your real estate needs and what expectations you have for your Realtor. Meet three or more agents to ensure finding the best match for you! Interview Questions for your Rocklin Real Estate Agent: 1. How long have you been selling real estate? I have been selling real estate full … (0 comments)
Rocklin Short Sales - Short Sale Promissory Note
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