first time home buyer: What proactive actions can buyers take 12-18 months before purchasing? - 01/13/21 11:52 AM
The recent onset of unpredictable events has set lots of folks back with their goals to buy a home. Unforeseen job losses, expenses, and a general focus shift from planning to surviving has contributed to this.
I hope you haven’t found yourself in that boat. If you have, and had plans to buy a home within the next 12-18 months, keep reading. I will cover the basic steps you can take to get on track to buy a home.
 Credit score            Typically, lenders looks for a minimum credit score of 620. Having said that, below are what  … (0 comments)

first time home buyer: What They Don't Tell You About Buying Your First Home - 12/15/20 06:38 PM
From start to finish, here is a list of out of pocket costs for buying a home:
(with real life examples from my past transactions.)
 
1. EM - Earnest Money. Usually about 1% of the purchase price; in this market even more. It is submitted in the form of a check or wire by the buyer of a home, no later than 48 hours of mutual acceptance of an offer. Or, if your agent is submitting it for you, no later than 72 hours after mutual acceptance.
Example: First time home buyers of mine who bid on a $405,000 house submitted $6,000 earnest money, … (2 comments)

 
Alline Birkel

Alline Birkel

Tacoma, WA

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Address: 5413 S Tacoma Way, Tacoma, Washington, 98409

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