washington: The Lesser-Known Office Dangers
- 05/29/09 04:05 AM
Everyone knows the safety precautions for a standard office: don't leave drawers opened, make sure any spills are cleaned up, make sure all employees are properly trained, etc. etc. Maintaining safety in your workplace will not only keep everyone from getting injured, but will also keep you from lawsuits. But what about the more subtle office dangers? These days, employees will sue over almost anything, and it's important to pay attention to anything that may cause an injury i.e., lawsuit. Here are a few things that don't often get mentioned, but are well worth considering. Old chairs. Office chairs are used … (0 comments)
washington: The Thousand-Dollar Difference: Getting Health Insurance for Your Family
- 05/15/09 06:23 AM
Recent reports show that 8.6 million children in the U.S. are uninsured for health, 100,000 of them in Washington. This report comes from Families USA, a Washington-based advocate for expanded health access. They also report that 88.2% of these children come from families with at least one working adult. While not all employers offer health insurance benefits, availability to health policies is widespread. Families with uninsured children must consider investing into a family health plan. Children contract more illnesses than adults due to germ-spreading at school, and because they are so active, they tend to break more bones and take on … (0 comments)
washington: Just Another Reason to Have a Great Health Insurance Policy
- 04/30/09 09:56 AM
With the recent outbreak of the swine flu virus, it's important to remind ourselves that we must always be prepared for unexpected illnesses. This goes especially for families with children who go to school or for those who work closely with the public. Flu viruses are nothing new, they just don't all receive the same attention that the swine flu is getting. Because illnesses such as these are all around us all of the time, having a good health insurance policy in place is crucial. When you have a flu, you want relief. You will go to the doctor - insurance … (0 comments)
washington: Over Half of Parents in Denial About Their Children’s Weight Issues
- 04/15/09 03:55 AM
Recent studies in the field of diabetes treatments have shown that many parents - a little over half, in fact - are in denial about their child's or children's weight problems. The children themselves failed to recognize their weight issues as well. The girls in the study were more likely than the boys to underestimate their weight, and as a whole, the parents underestimated their children's weight more often than the children did themselves. It also turned out that those who failed to see the weight problems were the same ones who reported poor diet and exercise, while those who seemed … (0 comments)
washington: Where There are Automobiles, There Will be Accidents: The Importance of Garage Insurance
- 03/30/09 05:14 AM
Garage insurance protects auto repair and body shop owners from liabilities involving their customers' vehicles while the vehicles are being worked on. Most garage owners don't even know how fully covered they actually are with garage insurance, however. The coverage generally breaks down to two categories, garage liability and garage operations. Garage liability provides coverage for bodily injury, property damage resulting from operations involving the ownership, maintenance, or use of a covered vehicle. Garage operations provides coverage for bodily injury or property damage resulting from garage operations other than the ownership, maintenance, or use of a covered vehicle. There are also … (0 comments)
washington: Restaurant Insurance Basics for Startup Eateries
- 03/11/09 02:53 PM
If you're planning on starting a restaurant and are currently trying to figure out the maze of what restaurant coverages you'll need, let us offer some advice. These are the basic, must-have coverages that any restaurant owner will need: General Liability. This is one of the main types of coverage for any establishment. General liability will protect you from lawsuits if someone slips on a wet floor or gets hurt in some other way at your restaurant. It's a safety net for accidents. Property. Your property insurance will help you out if your restaurant is damaged due to fire, vandalism, or … (1 comments)
washington: A Thousand-Dollar Spill
- 12/22/08 03:19 PM
Spills can happen almost anywhere. Retail stores are most certainly no exception; customers will often bring drinks in, and if the store is selling any sort of liquid (lotions, soda, perfume, paint, etc.), then that store is vulnerable to a spill of that product. You'd be surprised at how many retail stores have had to pay thousands of dollars in medical expenses because of one simple spill. Have you considered the following scenarios? It's the holiday season, and you have a store that sells DVDs, CDs, posters, electronics - in short, your store is crawling with holiday shoppers. A group of … (0 comments)
washington: Contractors Insurance for Accidents Big & Small
- 12/05/08 02:20 AM
As a business owner or a contractor, you know that having the right contractors insurance is imperative. Construction sites or homes that are being remodeled are prime places for accidents. Any kind of contractor needs insurance. Most people and companies won’t hire you if you don’t have coverage. Having contractors insurance will cover injuries or damage that happen during work, and will protect you from lawsuits. Contractors and those who hire them must consider worst-case scenarios. Are you prepared for what would happen if you were suddenly faced with five injured employees after scaffolding collapsed, or a faulty elevator dropped them … (0 comments)
washington: Working from Home? Extra Coverage for Olympia, WA
- 10/09/08 09:03 AM
With the cost of business offices and suites so high right now, it’s no surprise that more and more companies are asking their employees to work from their spare rooms and garages. With computers, people can easily work from home. Employers cut their expensive office overheads by having their full-time staff telecommute. Those who are self-employed freelance or run e-commerce sites. Home becomes Your Office. Despite this, most people never think about how this affects their home insurance. They have their home insurance policy, sure, but they need insurance that most other people don't need. Whether you’re working from home for … (0 comments)
washington: Business Insurance Basics
- 10/08/08 11:24 AM
Business Insurance: every company needs it. Even if you think you have the safest company in the world, don’t risk it. Sometimes it just takes a lawsuit from an unbalanced employee to wipe out a whole business that’s just gotten on its feet. Even if you run a business by yourself somehow, you could get hurt or sick for a month – what then? Who’s bringing in the money? No one is exempt from unfortunate situations in the workplace. Business insurance is a must. Here are a few tips on how to be smart when buying it. Know & Assess Your … (0 comments)
washington: The $400 Steak: Why You Need Individual Health Insurance
- 10/08/08 11:06 AM
I have a wealthy cousin who would probably order a $400 steak just to say he’d done it. I, however, would never in a hundred years purchase a piece of meat that would cost me so much – a piece of meat that, by the end of the day, I would never see again. Or would I? Certainly not intentionally. Well, let’s just say I did eat a $400 steak. I bought it, too. Two weeks ago, I took a piece of meat from my freezer and thawed it. I cooked it for dinner and ate it. It was delicious. The … (0 comments)
washington: Lowering Your Auto Insurance in Strapped Times
- 10/08/08 10:37 AM
It’s no secret that we’re in financially tight times. Between the economic crush, sky-high gas prices, and rising food costs, everyone is watching what they spend. It seems like some people can’t even spare a dollar here and there – so naturally, most people aren’t thinking too much about their car insurance. In fact, a lot of people may even be thinking of cancelling their car insurance, or not buying it at all. But besides saving you loads of money if you’re in an accident, auto insurance is mandatory by law if you have a car, and getting caught without it … (0 comments)
Everyone knows the safety precautions for a standard office: don't leave drawers opened, make sure any spills are cleaned up, make sure all employees are properly trained, etc. etc. Maintaining safety in your workplace will not only keep everyone from getting injured, but will also keep you from lawsuits.;)
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