florida: JUST LISTED: 5750 Corsica Place, Vero Beach, FL
- 06/28/17 04:42 AM
5750 Corsica Place, Vero Beach, FL Get Directions Click Here Description Photos Maps & Local Schools Print Brochure $ Click for current price 2 BEDROOMS | 2 (2 full ) BATHROOMS | 1540 SQUARE FEET Beautifully maintained Capri Villa in the Isles at Waterway Village featuring 2 bedroom suites, upgraded kitchen with white cabinets, granite counters, SS appliances, & plantation shutters throughout including sliding plantation shutters leading to the screened patio. Master bathroom has just been updated with a gorgeous walk in shower with tile walls & frameless glass enclosure. Follow This Home! Vero Beach Homes For Sale Search All Homes … (6 comments)
florida: Just Listed!: 2504 57th Circle, Vero Beach, FL
- 06/21/17 12:04 PM
2504 57th Circle, Vero Beach, FL Get Directions Click Here Description Photos Maps & Local Schools Print Brochure $ Click for current price 2 BEDROOMS | 2 (2 full ) BATHROOMS | 1140 SQUARE FEET Lots of potential! 2/2 condo in Palm Estates with split bedrooms and an open floor plan. Master bedroom has walk-in closets and a large private bathroom with soaking tub. Second bedroom also has walk-in closet. Kitchen is open to main living area with breakfast bar and built in work station that doubles as an office. Enjoy beautiful Florida views from your screened in porch. Follow This … (7 comments)
florida: 6 Home Buying Myths Debunked
- 05/16/17 08:02 AM
There are many myths associated with buying and selling real estate.Let’s take a look at the top 6 home buying myths: #1 – The first step to buying a home is to start looking – FALSE The best course of action when you think you are ready to purchase a new home is to contact a mortgage lender, or a local bank (our recommendation!) to find out what your purchasing power is. Becoming pre-approved with a lender is a great starting point and will give you more power to make informed decisions as you start your home buying process. Once pre-approved, you … (1 comments)
florida: Indian River County, FL - 7 Day Market Update
- 03/30/17 06:39 AM
The last seven days in Indian River County, Florida, which includes Vero Beach and Sebastian, the real estate market has told quite a story. We are currently experiencing a new listing drought for the amount of buyers out there ready to make a move.
However, the buyers that are out there are pushing back against overpriced homes. Forcing sellers to take a realistic look at the list price of their home and make the proper adjustments to get it sold.
In our current market, sellers can quickly sell their home, and for top dollar, if they price their home according to market value.
Quick move-in new construction homes in The Gardens at River Grove🏡. Quality craftsmanship at an exceptional value offered nowhere else in Vero Beach, Florida.
Contact us for more details and to schedule your private showing.
Amanda McNew (772) 663-2823 amanda@movetovero.com
For more articles like this or to search for homes please check out our website! … (5 comments)
florida: How Much House Can I Afford? Mortgage, Taxes & Insurance
- 03/29/17 06:14 AM
How Do I Find The Best Interest Rate for My New Mortgage? Of course having a 20% of more down payment and great credit will go a long way to getting a good interest rate, there are other things you can do to help lower the rate if that isn’t your situation. Obtain your credit report and score - check your credit score before starting the loan application and try to fix any of the issues on it that you can. Purchase mortgage discount points – discount points will cost 1% of the loan amount and will typically lower the interest rate by 0.125 for … (1 comments)
florida: How Much Should I Put Down As My Down Payment?
- 03/28/17 06:10 AM
How Much Should I Put Down As My Down Payment?Once you have figured out how much you are comfortably willing to pay each month for your new home, you will need to determine how much of a down payment you need. A general rule of thumb with conventional loans is to put down 20% of the purchase price. Many lenders see buyers who have at least 20% down as more attractive and stable and will often give them better interest rates. When saving your money for the down payment, also remember to set some of that aside for costs associated with … (2 comments)
florida: How Much House Can I Afford?
- 03/26/17 06:51 AM
When you are starting the home buying process, the first question most people ask is: “How Much House Can I Afford?”28% of your income is the maximum amount you should spend on your house payment. Many first time homebuyers are in the dark when it comes to what they can afford. They know they are ready to stop paying rent or move into something they can call their own, but unsure of how much they can actually commit themselves to for the long-term duration of a mortgage. Many buyers start their research online using affordability calculators, others rely on how much the … (5 comments)
florida: Closing Costs For Buyers : Part 6
- 03/20/17 11:57 AM
Closing Cost Guide For Buyers: The last costs that we are going to cover in this series include prepaid interest, taxes, & insurance. These are not fees you as a buyer are being charged, but costs related to your new home purchase. The numbers shown above are general estimates based on a home purchase of $250,000. Your costs will vary depending upon your interest rate, homeowner's premium, property taxes and any HOA fees you will be responsible for.
A few final tips for for homebuyers purchasing their new home: Catch up here in case you missed any of our other posts on Closing Costs for … (2 comments)
florida: Closing Costs for Buyers : Part 5
- 03/19/17 07:15 AM
Closing Cost Guide For Buyers: Certain closing fees are negotiable and vary based on location. However, title and closing services are traditionally shared by both buyer and seller.
Here is Florida, the costs below are how the fees are normally split:
Costs To Be Paid By Seller: Documentary stamp taxes and surtax on deed, if any Owner’s Policy and Charges Title search charges Municipal lien search HOA/Condominium Association estoppel fees Recording and other fees needed to cure title Seller’s attorneys’ fees Costs To Be Paid By Buyer: Taxes and recording fees on notes and mortgages Recording fees for deed and … (4 comments)
Buyers typically forget to factor in inspection costs when they are thinking of buying. Remember to budget for all necessary inspections and other third-party services.
These costs are typically smaller amounts, but can start to add up. It's important to budget early for them so you aren't surprised later.
Remember to stop by tomorrow for Part 4! If you've missed the first two parts, you can find them here: Closing Costs for Buyers : Part 1 Closing Costs for Buyers : Part 2 Closing Costs for Buyers : Part 3
Amanda McNew (772) 663-2823 amanda@movetovero.com
For more articles like this or to … (2 comments)
florida: Closing Costs for Buyers : Part 3
- 03/17/17 05:49 AM
Closing Cost Guide For Buyers: Closing Cost Guide For Buyers: Loan fees vary... make sure to shop around to find the best lender. The cheapest option isn’t always the best option. Make sure to understand the loan and check for any hidden costs from each lender before making a decision. **Pro-tip: Big banks aren't always best. As a buyer doing your due diligence on lenders, make sure to also check out local banks.**
Big banks (National) may be able to offer slightly better rates then local lenders. However, local lenders typically are able to offer more personalized customer service. They can sometimes use other … (3 comments)
Below is a simple example of what buyers can expect to pay in closing costs. Each state and locality is unique in the fees that are charged and costs can vary. But, generally, buyers can expect to pay 2-5% of the purchase price of the home in closing costs.
***Remember that closing costs do not include the remainder of your down payment***
If you are taking out a conventional 80/20 mortgage on a home purchase of $250,000, you will need to have $50,000 for the down payment. In most cases you will put down a good faith deposit, or … (4 comments)
Related Links:
Amanda Hope
Specializing in Vero Beach & Sebastian Real Estate
5750 Corsica Place, Vero Beach, FL Get Directions Click Here Description Photos Maps & Local Schools Print Brochure $ Click for current price 2 BEDROOMS | 2 (2 full ) BATHROOMS | 1540 SQUARE FEET Beautifully maintained Capri Villa in the Isles at Waterway Village featuring 2 bedroom suites, upgraded kitchen with white cabinets, granite counters, SS appliances, & plantation shutters throughout including sliding plantation shutters leading to the screened patio. Master bathroom has just been updated with a gorgeous walk in shower with tile walls & frameless glass enclosure. Follow This Home! Vero Beach Homes For Sale Search All Homes … (6 comments)
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