first time buyer: Avoid These Mortgage Mistakes - 01/17/16 09:54 PM
AVOID THESE MORTGAGE MISTAKES
 
This all may seem like common sense, but you’d be surprised the number of people who ask these questions, or even worse don’t ask and inadvertently lose their mortgage approval. Many seemingly simple actions can hurt your chances or disqualify you from obtaining a mortgage or delay your closing while you clear them up.
You must assume that the lender will re-verify your employment, re-check your credit, re-verify your rental history to see if you’ve paid everything on time while under contract. They may also ask for updated bank statements, so make sure any money you … (1 comments)

first time buyer: Saving for a Down Payment - 01/05/16 07:46 AM
 
Start a Budget
There are hundreds of tools available to track your spending and help you create a budget that works for you. A successful budget is based on small daily choices. If you aren’t having daily conversations about money, try starting. If you and your spouse/partner talk about your daily goals and hold one another accountable for your choices, you’re guaranteed success. These conversations need not be about accusations and judgement, simply talking will recalibrate and affirm your choices.
 
Step-by-Step
Those occasional events that bring extra money into your household, think birthday, bonus, tax refund, other gifts. It can be tempting to use … (2 comments)

first time buyer: Is your client REALLY ready to buy a home? - 10/06/15 12:58 AM

 
I met with some wonderful new clients last week. They’re excited, motivated first time buyers, I feel like I could have pushed them into writing a contract if I directed their excitement and got them involved in the art of the deal.
But, something told me they weren’t ready. They were kind of all over the place with their motivations to buy, wanting to create an investment portfolio, make a lot of money of fixing up a place, finding a neighborhood where they’d like to have a family, maybe rent and hold a property. We found a property that fit all of … (18 comments)

 
Amelia Robinette, Education, Innovation, Service (NoVa House and Home - Frankly Realty)

Amelia Robinette

Education, Innovation, Service

Falls Church, VA

More about me…

NoVa House and Home - Frankly Realty

Address: amelia@novahouseandhome.com

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