David's Blog

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Mortgage and Lending - Bay Equity - Bay Equity NMLS #76988
My blog will try to provide you insights into mortgage lending, my prospectives into the real estate market and general information. I provide this based upon my 39+ years in the real estate, building and now for the past 23 years the mortgage industry.



Home sales rose for the 11th consecutive month according to the National Association of REALTORS® Existing Home Sales Report for January. This is the first time this has occurred since the period between July of 2005 and May of 2006. National Average Home Price Up Over 12% Annually: The national...
The real estate market has started to recover from the downturn over the last few years in many areas of the country, and more people are thinking about buying a new place to live. With this new energy in home buying, an interesting trend seems to be developing. Instead of going for larger homes...
The Federal Open Market Committee (FOMC) released minutes from its January meeting last Wednesday, as it generally does three weeks following the most recent meeting. The FOMC is a committee within the Federal Reserve System tasked with overseeing the purchase and sale of US Treasury securities ...
Have you heard the term Private Mortgage Insurance (PMI) when looking to finance real estate? You may be wondering what PMI is and how you know when you need to purchase it. These answers can be hard to find among all the real estate jargon you might be hearing lately. Below is the short version ...
There is a lot of misleading and incorrect information about Plymouth real estate short sales. Many people don't have a clear understanding of the purpose of short sales or how they actually work. Essentially, a short sale is when one sells their home for less than the balance remaining on the m...
Full Moon Programs - Nightime Adventures Await! Enjoy nighttime adventures under the magic of a full moon. Three Rivers offers a variety of full moon programs for every season. Experience the beauty of the parks at night and see which creatures come out to greet you. Located at Eastman Nature Ce...
Many times real estate market experts point to the feelings of the nation's home builders as a bell-weather signalling the health of the housing sector. This month's reading indicates that home builders are feeling pretty good. The National Association of Home Builders / Wells Fargo Housing Mark...
Moving everything in your house to your new |**CITY & CITY**| home can be an overwhelming task. You never realize how much stuff you actually own until you try to fit it all into boxes and move it somewhere new. When you are packing up your things to relocate, here are some helpful tips to make ...
Buying Minneapolis real estate doesn't just give you a place to live; it can also be a very smart financial move. This is because owning a home can be like having a forced savings account, which you are committed to for the long term. Consistent Saving On Autopilot: Sometimes saving money on our...
The National Association of Homebuilders recently released its Improving Markets Index for the month of February. The report attempts to identify U.S. metropolitan areas in which the economy is improving, demonstrating "measurable and sustained growth". 259 U.S. markets are qualified as "improvi...

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